Caisse Regionale de Credit Agricole Mutuel Brie Picardie

Caisse Regionale de Credit Agricole Mutuel Brie Picardie

CRBP2 · PA · Financial Services / Banks - Regional

30.68EUR-0.71 (-2.26%)

Price History

Full chart

Market Stats

Previous Close31.39
Open31.70
Day Range30.63 – 31.70
52-Week Range24.70 – 42.40
Volume8.58K
Market Cap1.66B
P/E (TTM)6.70
Forward P/E0.00
EPS4.64
Dividend Yield3.70%
Beta0.29
50-Day Avg35.49
200-Day Avg32.86

About

Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative provides a range of banking and financial products and services to individuals, farmers, professionals, companies, private banking, and public authorities and associations in France. The company offers limited savings offers, savings booklets and term savings, real estate investments, solidarity savings and socially responsible investments, stock market and financial investments, and retirement savings solutions; bank accounts and related services, debit and credit cards, mobile payment services, and e-document services, as well as magazines. It also provides life, car and 2-wheel, personal, borrower, home, and leisure and daily, insurance products; and mortgage loans, consumer and vehicle credits, and work credits. In addition, the company offers bank accounts and payment management; fundraising activities; life and damage insurance; consulting activities; leasing and factoring; and supports and facilitates the energy and environmental transitions. The company was incorporated in 2005 and is headquartered in Amiens, France. Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative operates as a subsidiary of Crédit Agricole S.A.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Laure Belluzzo
  • Employees2.77K
  • Headquarters500 rue Saint-Fuscien, Amiens, France, 80000, France
  • Websitehttps://ca-briepicardie.com

Leadership

  • Ms. Laure BelluzzoDirector General · b. 1973
  • Mr. Jean-Philippe JuguetDirector of Finance, Collections & Management
  • Mr. Nicolas DumontDirector of Investment Banking
  • Mr. Marc HayDirector of Banking, Legal & Secretariat
  • Mr. David DuquesneDirector of Risk & Compliance
  • Mr. Rodolphe PouquetDirector of Marketing, Communication, Transformation & Flow
  • Mr. Brice ColleryDirector of Human Resources, Real Estate, Mutualism & Sponsorship
  • Mr. Alain AndreoseDeputy Director General
  • Ms. Nathalie MerourDeputy Director General

Financials

Income Statement

Currency: EUR2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue605.59M641.45M551.50M501.76M539.15M580.14M623.32M572.92M571.32M595.78M608.95M601.86M597.19M577.15M582.82M521.50M1.02B640.29M626.00M1.97B1.82B
Growth (%)-+5.92%-14.02%-9.02%+7.45%+7.60%+7.44%-8.08%-0.28%+4.28%+2.21%-1.16%-0.78%-3.36%+0.98%-10.52%+95.18%-37.09%-2.23%+214.72%-7.83%
Cost of Revenue605.59M641.45M------000000--262.51M342.79M1.16B1.31B1.11B
Gross Profit--551.50M501.76M539.15M580.14M623.32M572.92M571.32M595.78M608.95M601.86M597.19M577.15M582.82M521.50M633.88M640.29M626.00M657.11M703.64M
Gross Margin--100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%62.28%100.00%100.00%33.35%38.75%
Operating Expense---93.33M-191.64M-108.25M-70.75M316.54M-131.85M-41.00M-46.32M40.28M90.33M74.73M60.17M332.49M334.06M351.93M408.74M391.98M423.92M391.21M
Operating Income114.24M117.89M644.84M693.40M647.40M650.88M306.78M704.78M612.32M642.10M568.67M511.53M522.46M516.98M250.33M187.44M281.95M231.56M234.01M233.19M312.42M
Operating Margin18.86%18.38%116.92%138.19%120.08%112.19%49.22%123.01%107.18%107.78%93.39%84.99%87.49%89.57%42.95%35.94%27.70%36.16%37.38%11.84%17.21%
EBITDA121.21M128.73M687.74M740.72M695.57M714.08M382.71M282.98M622.81M311.64M308.67M275.51M283.86M265.44M265.99M205.11M302.70M252.14M253.95M253.30M333.31M
EBITDA Margin20.02%20.07%124.70%147.62%129.01%123.09%61.40%49.39%109.01%52.31%50.69%45.78%47.53%45.99%45.64%39.33%29.74%39.38%40.57%12.86%18.36%
Net Income69.47M90.21M151.97M144.19M149.97M172.13M212.75M171.06M158.18M198.24M192.07M167.87M188.21M189.57M179.43M128.83M216.59M187.46M199.05M199.18M242.00M
Net Income Margin11.47%14.06%27.56%28.74%27.82%29.67%34.13%29.86%27.69%33.27%31.54%27.89%31.52%32.85%30.79%24.70%21.28%29.28%31.80%10.11%13.33%
Interest Expense9.19M7.87M420.84M508.83M425.93M398.75M0432.49M355.88M351.16M278.53M253.90M251.20M264.68M280.14M241.29M262.51M342.79M1.16B1.28B1.11B
Interest Expense % of Total Revenue1.52%1.23%76.31%101.41%79.00%68.73%0.00%75.49%62.29%58.94%45.74%42.19%42.06%45.86%48.07%46.27%25.79%53.54%185.04%65.06%61.25%

Balance Sheet

Currency: EUR2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets10.16B10.98B16.57B16.63B17.79B19.01B20.05B19.99B19.47B20.36B21.49B24.46B27.58B29.77B31.58B35.57B38.41B42.67B42.18B41.00B40.97B
Total Liabilities8.79B9.31B14.14B14.75B15.58B16.69B17.58B17.39B16.76B17.48B18.44B21.27B24.19B25.97B27.51B31.51B33.75B38.05B37.21B35.63B34.96B
Total Equity1.37B1.67B2.43B1.88B2.21B2.33B2.48B2.60B2.71B2.88B3.05B3.18B3.39B3.80B4.07B4.07B4.66B4.62B4.97B5.37B6.00B
Cash49.38M58.45M90.24M106.75M102.63M85.75M72.14M65.61M60.89M74.89M73.13M78.31M87.03M90.55M94.86M108.13M115.43M107.84M1.19B321.78M125.58M
Total Debt5.94B6.48B614.60M459.44M4.68B1.62B10.68B1.56B866.92M917.92M679.14M1.61B2.78B2.00B1.09B5.58B7.08B779.64M327.52M21.69B21.11B
Net Debt5.94B6.48B524.36M352.69M4.58B1.53B10.60B1.50B806.03M843.03M606.01M785.88M1.35B983.81M999.24M239.81M953.69M671.80M22.17B283.72M20.99B

Cash Flow

Currency: EUR2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow54.08M126.20M328.96M51.47M122.27M-120.89M274.92M489.03M-398.01M132.17M50.64M1.06B759.00M645.54M-567.54M768.75M1.60B-149.52M-1.23B-1.94B114.06M
Investing Cash Flow489.22M-276.13M-109.27M-130.23M-12.61M-5.18M-21.14M-11.79M-14.17M-15.59M-16.43M-882.76M-16.37M-32.59M-30.00M28.41M-30.02M-18.81M-22.08M-34.82M437.75M
Financing Cash Flow-37.02M51.51M-50.06M-89.55M-59.57M-53.93M-57.25M-52.87M-60.45M-30.70M-40.15M-159.72M218.00K27.91M-27.27M44.04M-21.44M18.21M-111.43M-42.72M-122.02M
Capital Expenditure54.08M14.46M12.09M12.21M15.34M10.76M10.10M4.97M11.31M8.96M14.61M13.54M20.95M30.27M24.57M28.89M18.92M12.27M15.71M12.35M12.54M
Free Cash Flow-111.74M316.86M39.25M106.94M-131.65M264.82M484.06M-409.32M123.21M36.03M1.05B738.06M615.27M-592.11M739.85M1.58B-161.78M-1.24B-1.96B101.53M
Dividends Paid-------41.66M42.11M43.46M43.52M44.53M45.22M35.56M17.13M36.06M25.76M31.90M35.01M38.91M37.83M
FCF to OCF-88.54%96.32%76.27%87.46%108.90%96.33%98.98%102.84%93.22%71.15%98.72%97.24%95.31%104.33%96.24%98.82%108.20%101.28%100.64%89.01%
Dividend Paid to FCF-------8.61%-10.29%35.28%120.79%4.26%6.13%5.78%-2.89%4.87%1.63%-19.72%-2.82%-1.99%37.26%

Earnings

Report DateAug 7, 2017Mar 30, 2018Aug 3, 2018Mar 26, 2019Aug 5, 2019Apr 22, 2020Aug 6, 2020Mar 30, 2021Sep 13, 2021Mar 30, 2022Jul 27, 2022Mar 30, 2023Mar 13, 2024Sep 18, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.00-0.000.000.00
EPS Actual2.091.392.021.492.191.150.921.442.321.702.850.611.514.29
Surprise--------------
Timing----------Pre-market---

Key Statistics & Ratios

Market Cap1.66B
Enterprise Value3.12B
Trailing P/E6.70
Forward P/E0.00
PEG Ratio0.00
Price / Sales2.25
Price / Book0.29
EPS4.64
Book Value116.46
Revenue (TTM)740.98M
Gross Profit (TTM)740.98M
Profit Margin34.00%
Operating Margin51.49%
Return on Equity4.23%
Return on Assets0.60%
Shares Outstanding14.87M
Shares Float14.98M
Beta0.29
Dividend Yield3.70%
Dividend Rate1.15
Payout Ratio24.80%

Dividends

20261×
1.15Apr 9, 2026
20252×
1.15Apr 10, 20251.09Apr 9, 2025
20241×
1.10Apr 4, 2024
20231×
1.02Apr 5, 2023
20221×
1.00May 6, 2022
20211×
0.79May 4, 2021
20201×
1.15Dec 16, 2020
20191×
1.15May 2, 2019
20181×
1.15May 2, 2018
20171×
1.50May 3, 2017
20161×
1.50Apr 18, 2016
20151×
1.47Apr 13, 2015
20141×
1.45Apr 14, 2014
20131×
1.38Apr 17, 2013
20121×
1.33Apr 11, 2012
20111×
1.16Apr 19, 2011
20101×
1.16Apr 19, 2010
20091×
1.11Apr 21, 2009
20081×
1.10Apr 9, 2008
20071×
0.60Apr 17, 2007
20061×
0.55Apr 5, 2006

Stock Splits

  • Jun 13, 20073:1