Erste Group Bank AG

Erste Group Bank AG

ERBAG · PR · Financial Services / Banks - Regional

2,692CZK+31.00 (+1.16%)

Price History

Full chart

Market Stats

Previous Close2,661
Open2,670
Day Range2,644 – 2,692
52-Week Range1,984.61 – 3,083
Volume24.91K
Market Cap1.08T
P/E (TTM)12.71
Forward P/E5.08
EPS218.39
Dividend Yield0.66%
Beta0.79
50-Day Avg2,916.28
200-Day Avg2,618.53

About

Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. It offers savings and current accounts, and term deposit products; consumer credit and mortgage lending; commercial real estate, investment loan, acquisition and leveraged finance, project finance, and product neutral financial advice; and factoring, accounts receivable purchasing, working capital finance, and structured trade finance, and ErsteConfirming, a supply chain finance solution. The company also provides interests and FX hedging, letters of credit, documentary collections, and guarantees; cash-management solutions, such as cash pooling, payment transactions, digital banking, payment factory, VIRTUAL.IBAN, and POS-terminals and e-commerce; equity interests and investments, revolving export credit lines, and customer financing. In addition, it offers loan syndication, debt capital market, and equity capital market services; custody and brokerage services, including safekeeping, settlement, corporate action events, tax reclaim assistance, proxy voting, brokerage services, securities lending, clearing services for remote members on Vienna Stock Exchange, and market news services; and George, a digital retail product. The company operates in Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and internationally. Erste Group Bank AG was founded in 1819 and is based in Vienna, Austria.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEODr. Peter Bosek MP
  • Employees55.23K
  • HeadquartersAm Belvedere 1, Vienna, Austria, 1100, Czech Republic
  • Websitehttps://www.erstegroup.com

Leadership

  • Dr. Peter Bosek MPChairman of the Management Board & CEO · b. 1968
  • Mr. Stefan DorflerCFO & Member of Management Board · b. 1971
  • Magistrate Alexandra Habeler-Drabek Mag.CRO & Member of the Management Board · b. 1970
  • Mr. Maurizio PolettoCOO, Chief Platform Officer & Member of Management Board · b. 1973
  • Mr. Thomas SommerauerHead of Group Investor Relations · b. 1972
  • Mr. Gernot Mittendorfer M.B.A., MPConsultant · b. 1964
  • Mr. Manfred NeuwirthHead of Group Markets Financial Institutions
  • Bernhard LederHead of Group Markets Origination & Funding
  • Dr. Christoph SchoefboeckChief Executive Officer of Erste Bank Croatia · b. 1966
  • Engineer Peter Krutil Ph.D.Chief Executive Officer of Slovenská sporitelna · b. 1968

Financials

Income Statement

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue7.26B7.17B7.60B8.40B10.32B10.89B11.76B
Net Income1.47B783.10M1.92B2.17B3.00B3.13B3.51B
Interest Expense2.45B1.79B1.61B5.29B12.26B11.58B8.82B

Balance Sheet

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets245.69B277.39B307.43B323.87B337.15B353.74B368.57B
Total Liabilities225.22B254.98B283.91B298.56B308.65B322.97B333.91B
Total Equity15.62B17.34B18.00B19.35B21.65B23.14B26.30B
Cash26.80B52.60B61.92B49.20B51.43B42.75B41.24B
Net Debt3.57B--219.05M-9.14B13.63B

Cash Flow

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-6.19B-4.89B-14.88B-17.70B2.59B-9.03B4.04B
Investing Cash Flow--351.60M-483.40M-233.00M---
Financing Cash Flow-30.51B24.98B8.12B---
Capital Expenditure591.00M549.50M548.00M479.00M528.00M746.00M753.00M
Free Cash Flow-6.79B23.94B10.86B-9.29B2.06B-9.78B3.29B
Dividends Paid663.00M114.60M756.00M754.00M869.00M1.22B1.34B

Earnings

Report DateApr 30, 2009Jul 30, 2009Oct 30, 2009Feb 26, 2010Apr 30, 2010Jul 30, 2010Oct 29, 2010Feb 25, 2011Apr 28, 2011Jul 29, 2011Oct 28, 2011Feb 29, 2012Apr 30, 2012Jul 31, 2012Oct 30, 2012Feb 28, 2013Apr 29, 2013Jul 30, 2013Oct 30, 2013Feb 28, 2014Apr 30, 2014Jul 31, 2014Oct 31, 2014Feb 27, 2015May 6, 2015Aug 7, 2015Nov 6, 2015Feb 26, 2016May 4, 2016Aug 5, 2016Nov 4, 2016Feb 28, 2017May 5, 2017Aug 4, 2017Nov 3, 2017Feb 28, 2018May 4, 2018Jul 31, 2018Nov 2, 2018Feb 28, 2019May 3, 2019Jul 31, 2019Oct 30, 2019Feb 28, 2020Apr 30, 2020Jul 31, 2020Nov 2, 2020Feb 26, 2021Apr 30, 2021Jul 19, 2021Nov 2, 2021Feb 28, 2022Apr 29, 2022Aug 1, 2022Nov 4, 2022Feb 28, 2023Apr 28, 2023Jul 31, 2023Oct 30, 2023Feb 29, 2024Apr 30, 2024Aug 2, 2024Oct 31, 2024Apr 30, 2025Oct 30, 2026
EPS Estimate-----------------------1.430.24-0.56---1.30----0.810.700.720.88-1.31-0.88-0.880.570.190.750.310.71-1.121.000.941.431.111.051.301.68-1.541.831.701.931.822.91
EPS Actual18.6921.6918.2713.8115.1812.5114.9718.2214.5512.82-97.0216.9222.036.859.11-7.2611.358.148.18-24.346.63-67.99-1.300.1014.610.610.650.480.641.320.760.200.610.800.8518.180.780.941.061.230.880.741.150.580.550.020.810.340.830.831.2524.801.051.491.191.211.491.981.901.541.871.872.141.82-
Surprise----------------------9.09%-58.33%-8.93%---1.54%----4.94%2496.76%8.33%6.82%--6.11%--15.91%--34.09%-3.51%-89.47%8.00%9.68%16.90%-11.61%2380.34%11.70%4.20%7.21%15.24%14.62%17.86%-0.00%2.19%10.00%10.88%0.00%-
Timing----------------------Pre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap1.08T
Enterprise Value1.16T
Trailing P/E12.71
Forward P/E5.08
PEG Ratio7.63
Price / Sales82.24
Price / Book1.67
EPS218.39
Book Value62.48
Revenue (TTM)13.11B
Gross Profit (TTM)13.11B
Profit Margin29.15%
Operating Margin50.96%
Return on Equity13.21%
Return on Assets1.19%
Shares Outstanding388.45M
Shares Float388.10M
Beta0.79
Dividend Yield0.66%
Dividend Rate18.3
Payout Ratio8.39%

Dividends

20261×
18.25Apr 22, 2026
20251×
74.56May 26, 2025
20241×
66.62May 27, 2024
20231×
44.92May 16, 2023
20221×
39.45May 23, 2022
20212×
25.59Nov 30, 202112.71May 25, 2021
20191×
36.07May 20, 2019
20181×
30.90May 29, 2018
20171×
26.55May 23, 2017
20161×
13.51May 17, 2016
20141×
5.49May 26, 2014
20131×
10.42May 22, 2013
20111×
17.08May 17, 2011
20101×
16.59May 17, 2010
20091×
17.46May 15, 2009
20081×
18.87May 9, 2008
20071×
18.45Jun 5, 2007
20061×
15.52May 24, 2006
20051×
0.50May 16, 2005

Stock Splits

  • Jul 8, 20044:1