Komercni Banka A.S.

Komercni Banka A.S.

KOMB · PR · Financial Services / Banks - Regional

1,027CZK+7.00 (+0.69%)

Price History

Full chart

Market Stats

Previous Close1,020
Open1,016
Day Range1,013 – 1,027
52-Week Range932.51 – 1,163.37
Volume87.66K
Market Cap188.67B
P/E (TTM)10.80
Forward P/E11.11
EPS92.54
Dividend Yield9.57%
Beta0.11
50-Day Avg1,053.58
200-Day Avg1,089.57

About

Komercní banka, a.s., together with its subsidiaries, provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe. The company operates through Retail Banking, Corporate Banking, and Investment Banking segments. It accepts various deposits, such as current, business, and savings accounts; term deposits; and building savings. The company's loan products include personal, revolving, sustainable housing, syndicated, consumer, credit card, and business loans; mortgages; home equity loans and lines of credit; and overdrafts, as well as operational, investment, pension, import and export, claim, real estate, and structured financing. It also offers debit and credit cards; travel, risk life, savings life, accident, residential real estate, household, investment life, property, capital life, solvency, and payment insurance products; bond issuance and private banking services; foreign currency and derivative products; investment solutions; securities; guarantee transactions; payments; cash pooling; and currency spot, cross currency swap, currency option and forward, and foreign exchange forward and swap services, as well as trades in financial instruments. In addition, the company internet and mobile banking, online tools for international trade, and other digital services. It serves individuals, entrepreneurs, small businesses, and corporations and institutions. The company was founded in 1990 and is headquartered in Prague, the Czech Republic. Komercní banka, a.s. is a subsidiary of Société Générale Société anonyme.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Jan Juchelka
  • Employees6.63K
  • HeadquartersNa PrIkope 33/969, Prague, Czech Republic, 114 07, Czech Republic
  • Websitehttps://www.kb.cz

Leadership

  • Mr. Jan JuchelkaChairman of the Board & CEO · b. 1971
  • Ms. Jitka HaubovaSenior Executive Director, COO & Director
  • Mr. Miroslav HirslSenior Executive Director of Retail Banking & Director · b. 1972
  • Ms. Katarina KurucovaSenior Executive Director of Corporate & Investment Banking and Director
  • Mr. Margus SimsonChief Digital Officer, Senior Executive Director & Director
  • Ms. Anne Laure Veronique de KouchkovskySenior Executive Director, Chief Risk Officer & Director · b. 1969
  • Mr. Etienne Jean LoulergueChief Financial Officer · b. 1973
  • Ida BaluskováManager of Accounting & Reporting

Financials

Income Statement

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-26.30B29.66B33.71B33.04B32.66B32.76B32.69B30.89B30.68B30.13B31.75B31.06B32.19B32.56B29.63B31.32B38.59B36.10B39.10B36.80B
Gross Profit-26.30B29.66B33.71B33.04B32.66B32.76B32.69B30.89B30.68B30.13B31.75B31.06B32.19B32.56B29.63B31.32B38.59B---
Operating Income11.57B17.36B29.77B37.59B29.14B29.20B25.10B30.69B15.73B25.45B23.56B22.18B23.78B29.13B18.32B10.14B15.76B86.07B---
EBITDA13.34B23.33B31.24B39.18B30.61B30.82B26.91B32.38B28.14B27.25B25.36B23.94B25.45B31.01B20.77B12.85B18.59B89.09B---
Net Income8.96B9.12B11.19B13.16B11.01B13.33B9.47B13.95B12.53B12.98B12.76B13.69B14.93B14.85B14.90B8.16B12.73B17.56B15.61B17.24B18.06B
Interest Expense-9.86B15.47B21.41B15.68B13.21B13.89B14.03B11.03B9.80B8.17B5.69B5.84B10.94B20.41B15.13B13.77B64.51B93.53B90.06B69.23B

Balance Sheet

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets513.86B597.55B661.82B699.04B695.04B698.01B754.81B786.84B863.98B953.26B891.56B922.74B1.00T1.06T1.08T1.17T1.24T1.30T1.52T1.54T1.60T
Total Liabilities462.53B546.96B611.16B636.07B626.28B621.94B672.96B686.26B767.44B843.77B785.33B817.34B903.69B956.60B968.70B1.05T1.12T1.18T1.39T1.41T1.47T
Total Equity51.30B50.02B49.59B61.84B67.53B74.78B79.22B97.81B93.66B106.36B102.41B101.57B96.55B99.93B105.54B113.82B123.51B120.20B125.06B126.66B127.23B
Cash256.11B15.00B10.96B13.96B16.27B13.69B16.98B52.78B60.45B168.52B145.72B134.81B53.24B24.85B17.74B23.55B29.95B14.19B12.84B72.96B91.66B
Total Debt-30.35B33.92B30.13B24.17B23.47B24.34B30.77B52.20B60.99B31.10B18.62B13.35B5.12B9.18B6.43B18.67B53.16B---
Net Debt-256.11B15.35B22.96B16.17B7.90B9.78B7.36B-22.00B-8.26B-107.52B-114.62B-116.19B-39.89B-19.73B-8.56B-17.11B-11.28B38.97B64.16B5.39B1.74B

Cash Flow

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-8.61B18.77B10.38B24.78B30.86B192.00M32.99B30.21B24.28B108.31B9.68B3.06B-83.97B12.95B2.44B12.47B2.02B-28.75B-10.31B82.13B25.61B
Financing Cash Flow9.36B-268.00M11.73B-16.75B-12.96B-6.43B-9.32B-12.30B-7.78B-10.28B-24.60B-21.98B-14.26B-11.79B-9.62B-2.88B7.88B15.57B---
Capital Expenditure54.99M1.70B1.95B2.00B1.46B1.38B1.74B2.85B1.54B1.57B1.92B2.09B2.92B2.83B2.82B2.83B3.08B3.78B4.13B2.86B2.68B
Free Cash Flow-8.56B17.07B8.42B22.78B29.40B-1.19B31.25B27.36B22.74B106.74B7.76B973.00M-86.88B10.12B-384.00M9.64B-1.06B-32.53B-14.44B79.26B22.93B
Dividends Paid3.78B9.43B5.68B6.81B6.79B6.43B10.21B6.03B8.66B8.66B11.75B11.73B7.54B8.85B9.60B-4.49B18.97B11.29B15.65B17.27B

Earnings

Report DateOct 27, 2004Feb 28, 2005Jul 29, 2005Oct 31, 2005Apr 28, 2006Aug 3, 2006Nov 9, 2006May 11, 2007Aug 3, 2007Nov 8, 2007Feb 22, 2008May 14, 2008Aug 6, 2008Nov 7, 2008Feb 18, 2009May 7, 2009Aug 5, 2009Nov 4, 2009Feb 18, 2010May 5, 2010Aug 4, 2010Nov 3, 2010Feb 16, 2011May 5, 2011Aug 3, 2011Nov 8, 2011Mar 21, 2012May 3, 2012Aug 31, 2012Nov 8, 2012Feb 13, 2013Apr 4, 2013Aug 1, 2013Nov 6, 2013Feb 12, 2014May 7, 2014Aug 1, 2014Nov 6, 2014Feb 12, 2015May 6, 2015Aug 5, 2015Nov 5, 2015Feb 11, 2016May 4, 2016Aug 3, 2016Nov 3, 2016Feb 9, 2017May 4, 2017Aug 1, 2017Nov 2, 2017Feb 8, 2018May 3, 2018Aug 2, 2018Nov 7, 2018Feb 7, 2019May 4, 2019Aug 30, 2019Nov 6, 2019Feb 6, 2020May 6, 2020Aug 3, 2020Nov 5, 2020Feb 10, 2021May 6, 2021Aug 3, 2021Nov 4, 2021Feb 10, 2022May 5, 2022Aug 3, 2022Nov 4, 2022Feb 8, 2023May 12, 2023Aug 3, 2023Nov 3, 2023May 3, 2024Aug 1, 2024Oct 31, 2024Feb 6, 2025Apr 30, 2025Jul 31, 2025Oct 29, 2025Feb 6, 2026Apr 30, 2026Jul 29, 2026Oct 29, 2026
EPS Estimate10.4019.6012.2012.2011.0011.8112.5012.6813.4013.4713.6515.1816.20---42.1949.02-15.2015.9016.42-18.0117.7717.9917.52-19.77--14.8815.8116.0415.3716.6816.1316.1016.0817.7618.1717.3516.2916.2916.6417.5015.8014.2316.9717.5817.3614.4718.1819.3819.9016.7119.6021.1021.8313.7210.5812.6911.026.9213.8015.9618.6010.5424.1223.8621.5914.8419.6920.7515.4520.3129.1020.4218.5121.7922.8021.3420.4422.9222.66
EPS Actual7.4217.1411.8422.3912.1812.4910.1613.2213.3914.2913.6316.2016.2018.8917.3014.7361.9459.2013.5218.6412.8917.4717.7417.6018.7218.359.2718.4715.5917.5516.0711.9212.7516.0411.7816.3017.5013.0512.9713.6412.4634.6012.9461.309.7015.1311.9916.8619.0018.6719.7315.4519.8822.1221.1216.8221.0820.381.0010.807.6619.5223.606.9212.586.007.4022.0919.5023.8624.5518.7323.9622.5959.407.8012.792.8088.664.632.6123.6885.0023.88-
Surprise-28.65%-12.55%-2.95%83.52%10.73%5.76%-18.72%4.26%-0.07%6.09%-0.15%6.72%0.00%---46.81%20.77%-22.63%-18.93%6.39%--2.28%5.35%2.00%-47.09%--21.14%---19.89%-19.35%0.00%-23.36%-2.28%8.49%-18.94%-19.34%-23.20%-31.43%99.42%-20.56%276.30%-41.71%-13.54%-24.11%18.48%11.96%6.20%13.65%6.77%9.35%14.14%6.13%0.66%7.55%-3.41%-95.42%-21.28%-27.60%53.82%114.16%0.00%-8.84%-62.41%-60.22%109.58%-19.15%0.00%13.71%26.21%21.69%8.87%284.47%-61.60%-56.05%-86.29%378.98%-78.75%-88.55%10.97%315.85%4.19%-
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market---Pre-marketPre-market-Pre-marketAfter-hoursAfter-hours-After-hoursAfter-hoursPre-marketAfter-hours-After-hours--After-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-market

Key Statistics & Ratios

Market Cap188.67B
Enterprise Value386.91B
Trailing P/E10.80
Forward P/E11.11
PEG Ratio1.30
Price / Sales4.99
Price / Book1.66
EPS92.54
Book Value622.6
Revenue (TTM)37.82B
Gross Profit (TTM)37.82B
Profit Margin46.98%
Operating Margin56.37%
Return on Equity14.94%
Return on Assets1.05%
Shares Outstanding188.86M
Shares Float74.88M
Beta0.11
Dividend Yield9.57%
Dividend Rate95.6
Payout Ratio70.73%

Dividends

20261×
95.60May 4, 2026
20251×
91.30May 5, 2025
20241×
82.66May 3, 2024
20231×
60.42Apr 28, 2023
20222×
55.50Nov 29, 202243.80Apr 28, 2022
20211×
23.86Nov 10, 2021
20191×
51.00Apr 16, 2019
20181×
47.00Apr 17, 2018
20171×
40.00Apr 13, 2017
20161×
62.00Apr 14, 2016
20151×
62.00Apr 15, 2015
20141×
46.00Apr 22, 2014
20131×
46.00Apr 15, 2013
20121×
32.00Apr 17, 2012
20111×
54.00Apr 12, 2011
20101×
34.00Apr 20, 2010
20091×
36.00May 27, 2009
20081×
36.00May 30, 2008
20071×
30.00May 28, 2007
20061×
50.00May 24, 2006
20051×
20.00May 25, 2005
20041×
40.00Jul 16, 2004
20031×
8.00Jul 16, 2003

Stock Splits

  • May 12, 20165:1