PB

Patria Bank SA

PBK · RO · Financial Services / Banks - Regional

0.154RON+0.00 (+2.67%)

Price History

Full chart

Market Stats

Previous Close0.15
Open0.15
Day Range0.15 – 0.154
52-Week Range0.10 – 0.161
Volume655.84K
Market Cap467.94M
P/E (TTM)7.22
Forward P/E0.00
EPS0.02
Dividend Yield0.00%
Beta0.39
50-Day Avg0.1491
200-Day Avg0.1352

About

Patria Bank SA, a credit institution, provides banking and other financial services to individual, small and medium enterprises, agribusinesses, and corporate customers in Romania. The company operates through: Retail, SME and Corporate; Agro; and Micro-enterprises segment. The company offers saving, demand, term, collateral, current, and sight deposits; working capital and VAT financing credit line, investment loans, company development, SME loans, umbrella, general expense, bridge loans, medium term financing, bank guarantees, factoring, and letters of credit; and personal loans, home mortgage loans, refinancing investment loans, real estate mortgages, and overdrafts, as well as debit and credit cards. It offers deposit and current accounts, domestic and international payments, foreign exchange transactions, working capital loans, medium term lending, bank guarantees, and letters of credit. The company was formerly known as Nextebank SA and changed its name to Patria Bank SA in 2016. Patria Bank SA was founded in 1993 and is headquartered in Bucharest, Romania. Patria Bank SA operates as a subsidiary of EEAF Financial Services B.V.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Valentin Grigore Vancea
  • Employees653
  • HeadquartersGlobalworth Plaza Building, Bucharest, Romania, 020112, Romania
  • Websitehttps://www.patriabank.ro/persoane-fizice

Leadership

  • Mr. Valentin Grigore VanceaGM & CEO · b. 1975
  • Ms. Georgiana StanciulescuDeputy General Manager of Financial Division · b. 1981
  • Mr. Razvan Florin Pasol MBADeputy GM of Risk Division, Director of Capital Markets & Investor Relations Division

Financials

Income Statement

Currency: RON2020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Revenue165.96M176.92M208.80M217.14M240.24M276.44M
Growth (%)-+6.60%+18.02%+3.99%+10.64%+15.07%
Net Income2.89M9.89M19.23M25.48M38.17M51.48M
Net Income Margin1.74%5.59%9.21%11.74%15.89%18.62%
Interest Expense49.82M49.53M100.41M170.88M158.39M180.77M
Interest Expense % of Total Revenue30.02%27.99%48.09%78.70%65.93%65.39%

Balance Sheet

Currency: RON2020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Assets3.51B3.93B4.28B4.17B4.62B5.44B
Total Liabilities3.18B3.61B3.95B3.79B4.20B4.96B
Total Equity329.63M322.80M330.43M386.59M419.71M483.99M
Cash354.79M506.17M598.17M538.22M524.96M789.77M

Cash Flow

Currency: RON2019-09-302020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Operating Cash Flow--9.32M141.59M965.00K-111.30M43.49M222.31M
Capital Expenditure21.89M22.52M7.75M0000
Free Cash Flow--31.84M133.83M965.00K-111.30M43.49M222.31M
FCF to OCF-341.46%94.52%100.00%100.00%100.00%100.00%

Earnings

Report DateMay 16, 2017Sep 1, 2017Nov 15, 2017May 7, 2018Aug 16, 2018Nov 15, 2018Feb 20, 2019May 15, 2019Aug 16, 2019Nov 15, 2019Feb 28, 2020May 15, 2020Aug 17, 2020Nov 16, 2020Mar 1, 2021Jun 15, 2021Aug 17, 2021Oct 29, 2021Feb 16, 2022May 9, 2022Aug 11, 2022Oct 28, 2022Feb 15, 2023May 8, 2023
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
EPS Actual-0.01-0.010.00-0.01-0.010.000.010.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.010.00
Surprise------------------------
Timing------------------------

Key Statistics & Ratios

Market Cap467.94M
Enterprise Value558.51M
Trailing P/E7.22
Forward P/E0.00
Price / Sales1.70
Price / Book0.88
EPS0.02
Book Value0.16
Revenue (TTM)275.79M
Gross Profit (TTM)275.79M
Profit Margin19.47%
Operating Margin24.57%
Return on Equity11.15%
Return on Assets1.00%
Shares Outstanding3.24B
Shares Float337.80M
Beta0.39
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Stock Splits

  • May 7, 20081.0709:1