Banco do Brasil S.A.

Banco do Brasil S.A.

BBAS3 · SA · Financial Services / Banks - Regional

15.10BRL-0.38 (-2.45%)

Price History

Full chart

Market Stats

Previous Close15.48
Open15.48
Day Range14.98 – 15.60
52-Week Range17.67 – 27.36
Volume85.57M
Market Cap135.41B
P/E (TTM)11.03
Forward P/E4.61
EPS2.15
Dividend Yield0.60%
Beta0.23
50-Day Avg20.94
200-Day Avg22.12

About

Banco do Brasil S.A., together with its subsidiaries, provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company operates through Banking, Investments, Fund Management, Insurance (including insurance, private pension funds and capitalization) and Electronic Payments segments. Its Banking segment offers various products and services, including deposits, loans, and other services to retail, wholesale, and public sectors. This segment also engages in the business with micro-entrepreneurs and other activities through banking correspondents. Its Investments segment engages in the structuring and distribution of debt and equity instruments in the primary and secondary markets; and provision of financial services. The company's Fund Management segment is involved in the purchase, sale, and custody of securities and portfolio management; and the structuring, organization, and management of investment funds and clubs. Its Insurance segment provides life, property, and automobile insurance products, as well as private pension and capitalization plans. The company's Electronic Payment segment provides capture, transmission, processing, and financial settlement services for electronic payment transactions. Its Other segment engages in the provision of credit recovery and consortium management services. This segment is also involved in the development, manufacturing, sale, rental, and integration of digital electronic systems, peripherals, programs, inputs, and computing supplies. The company was incorporated in 1808 and is headquartered in Brasília, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Tarciana Paula Gomes Medeiros
  • Employees84.62K
  • HeadquartersEdifIcio Banco do Brasil, Brasília, DF, Brazil, 70040-911, Brazil
  • Websitehttps://www.bb.com.br

Leadership

  • Ms. Tarciana Paula Gomes MedeirosCEO, President of Executive Board & Director · b. 1978
  • Mr. Marco Geovanne Tobias da SilvaChief Financial Management & Investor Relations Officer, CFO & Member of Executive Board
  • Ms. Carla NesiChief Retail Business Officer & Member of Executive Board · b. 1971
  • Mr. Francisco Augusto Lassalvia GersonChief Wholesale Officer & Member of Executive Board · b. 1979
  • Mr. Felipe Guimaraes Geissler PrinceChief Internal Controls & Risk Management Officer and Member of Executive Board
  • Ms. Ana Cristina Rosa GarciaChief Corporate Officer & Member of Executive Board
  • Mr. Jose Ricardo SasseronChief Government Business & Corporate Sustainability Officer and Member of Executive Board · b. 1956
  • Ms. Marisa Reghini Ferreira MattosChief Technology & Digital Business Officer and Member of Executive Board
  • Mr. Neudson Peres de FreitasOperations Officer
  • Mr. Gilson Alceu BittencourtChief Agribusiness & Family Farming Officer and Member of Executive Board

Financials

Income Statement

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue23.09B27.14B37.05B44.74B39.11B31.49B24.83B30.08B36.41B59.91B65.81B132.69B135.72B144.36B162.92B208.30B203.35B172.74B166.98B162.45B159.65B168.71B281.69B302.16B310.75B365.57B
Growth (%)-+17.57%+36.51%+20.73%-12.56%-19.50%-21.13%+21.13%+21.04%+64.55%+9.84%+101.62%+2.28%+6.37%+12.85%+27.85%-2.38%-15.05%-3.34%-2.71%-1.72%+5.67%+66.97%+7.27%+2.85%+17.64%
Cost of Revenue-----------63.21B60.37B68.03B90.14B131.23B111.81B83.19B79.97B73.09B71.86B68.93B158.44B176.69B168.99B218.45B
Gross Profit-----31.49B24.83B30.08B36.41B59.91B65.81B69.48B75.34B76.34B72.78B77.07B91.54B89.55B87.01B89.36B87.79B99.78B123.25B125.47B141.76B147.12B
Gross Margin-----100.00%100.00%100.00%100.00%100.00%100.00%52.36%55.52%52.88%44.67%37.00%45.02%51.84%52.11%55.01%54.99%59.14%43.75%41.52%45.62%40.24%
Operating Expense-----24.25B18.52B22.53B24.33B40.29B49.26B50.74B56.91B51.54B56.70B64.78B77.17B71.42B66.35B73.24B73.40B71.48B76.10B84.32B114.05B141.51B
Operating Income11.90B14.46B29.01B25.07B2.48B7.24B6.32B7.55B12.08B19.62B16.55B18.73B18.44B24.80B16.08B12.29B14.37B18.13B20.66B16.12B14.39B28.29B47.15B41.15B27.71B5.61B
Operating Margin51.56%53.27%78.29%56.05%6.34%23.00%25.44%25.11%33.18%32.75%25.15%14.12%13.58%17.18%9.87%5.90%7.07%10.50%12.37%9.92%9.01%16.77%16.74%13.62%8.92%1.54%
EBITDA----7.94B8.07B7.27B8.65B12.90B22.44B20.52B22.65B22.78B29.05B20.56B16.67B18.83B22.59B23.82B19.16B17.54B31.12B49.98B46.34B32.82B11.59B
EBITDA Margin----20.30%25.64%29.27%28.76%35.42%37.45%31.18%17.07%16.78%20.12%12.62%8.00%9.26%13.08%14.27%11.79%10.99%18.45%17.74%15.34%10.56%3.17%
Net Income974.00M1.08B2.03B2.38B3.02B4.15B6.04B5.06B8.80B13.44B11.30B12.13B12.21B15.76B11.25B14.40B8.03B11.01B12.86B18.16B12.70B19.71B31.11B29.86B26.36B13.70B
Net Income Margin4.22%3.99%5.47%5.32%7.73%13.19%24.34%16.82%24.18%22.44%17.16%9.14%8.99%10.92%6.90%6.91%3.95%6.37%7.70%11.18%7.95%11.68%11.04%9.88%8.48%3.75%
Interest Expense00003.06B16.85B26.34B25.62B44.30B33.06B43.06B63.21B60.37B68.03B90.14B131.23B111.81B83.19B79.97B73.09B71.86B68.93B158.44B176.69B168.99B218.45B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%7.83%53.51%106.06%85.17%121.66%55.19%65.43%47.64%44.48%47.12%55.33%63.00%54.98%48.16%47.89%44.99%45.01%40.86%56.25%58.48%54.38%59.76%

Balance Sheet

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets138.36B165.12B204.59B230.14B239.01B252.98B296.36B367.21B521.27B702.57B802.82B981.23B1.15T1.18T1.29T1.40T1.40T1.37T1.42T1.47T1.73T1.93T2.03T2.15T2.40T2.46T
Total Liabilities130.40B156.37B195.40B217.97B224.91B236.13B275.60B342.95B491.34B662.05B748.40B922.81B1.09T1.10T1.21T1.32T1.31T1.27T1.31T1.36T1.60T1.79T1.87T1.98T2.21T2.26T
Total Equity7.96B8.75B9.20B12.17B14.11B16.85B20.76B24.26B29.94B40.43B54.32B57.97B60.93B69.53B77.52B78.41B83.98B95.33B99.74B106.66B124.57B142.00B160.28B169.24B179.62B189.21B
Cash2.98B6.12B11.58B12.18B15.70B32.73B48.40B50.48B146.24B32.38B96.87B131.82B123.67B145.90B117.61B130.36B112.62B110.43B107.52B121.04B121.39B130.12B168.68B194.53B252.07B200.87B
Total Debt----40.56B22.81B78.65B103.90B24.32B33.05B-127.68B203.38B279.31B332.51B397.29B616.49B621.06B598.42B632.83B729.64B841.56B769.25B107.96B170.14B163.43B
Net Debt----40.56B-9.92B30.25B53.42B-121.93B668.18M-96.87B-4.14B79.72B133.41B214.90B266.93B241.23B210.71B188.82B164.00B62.57B42.31B-13.48B-86.57B-81.93B-37.43B

Cash Flow

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-----2.77B-6.40B-40.02B-51.98B51.87B-34.40B-23.18B32.09B4.70B2.60B-15.50B37.62B23.28B-40.78B30.24B55.37B209.33B-46.19B64.69B16.74B127.21B159.25B
Investing Cash Flow-----10.42B-788.04M-502.26M23.18M-8.68B-4.53B-11.28B-18.61B-8.62B-2.81B-7.38B-8.97B-7.06B-14.48B-10.59B-30.14B-95.65B-53.28B-17.88B21.64B-93.49B-168.39B
Financing Cash Flow----17.89B-2.48B39.44B51.56B-533.08M16.50B29.61B2.87B16.25B10.75B10.84B7.86B-6.44B-714.37M-9.01B-13.48B-19.75B-23.78B-26.98B-34.34B-21.36B-6.84B
Capital Expenditure00001.12B696.03M1.08B1.32B5.17B3.07B6.23B6.56B4.07B6.75B6.53B3.08B4.54B3.26B2.00B4.39B3.77B4.91B6.59B5.03B5.75B7.37B
Free Cash Flow-----3.89B-7.10B-41.10B-53.30B46.70B-37.47B-29.42B25.53B623.92M-4.15B-22.03B34.54B18.74B-44.05B28.23B50.98B205.56B-51.10B58.10B11.71B121.46B151.89B
Dividends Paid----954.27M130.09M1.04B685.20M2.83B3.72B5.31B2.32B1.28B3.38B965.02M1.55B3.97B3.84B4.21B1.88B4.20B6.45B11.81B12.96B14.82B6.68B
FCF to OCF----140.60%110.87%102.69%102.54%90.04%108.92%126.88%79.55%13.29%-159.24%142.14%91.82%80.48%108.00%93.37%92.07%98.20%110.63%89.81%69.94%95.48%95.37%
Dividend Paid to FCF-----24.54%-1.83%-2.54%-1.29%6.06%-9.92%-18.04%9.10%204.91%-81.51%-4.38%4.49%21.22%-8.71%14.90%3.68%2.04%-12.63%20.33%110.65%12.20%4.40%

Earnings

Report DateFeb 21, 2005May 16, 2005Aug 15, 2005Nov 14, 2005Feb 20, 2006May 15, 2006Aug 14, 2006Nov 13, 2006Feb 27, 2007May 15, 2007Aug 14, 2007Nov 13, 2007Feb 22, 2008May 14, 2008Aug 14, 2008Nov 13, 2008Feb 18, 2009May 14, 2009Aug 13, 2009Nov 12, 2009Feb 25, 2010May 13, 2010Aug 16, 2010Nov 16, 2010Feb 17, 2011May 10, 2011Aug 9, 2011Nov 3, 2011Feb 14, 2012May 3, 2012Aug 14, 2012Nov 8, 2012Feb 21, 2013May 15, 2013Aug 13, 2013Nov 12, 2013Feb 13, 2014May 7, 2014Aug 14, 2014Nov 5, 2014Feb 11, 2015May 13, 2015Aug 13, 2015Nov 12, 2015Feb 25, 2016May 12, 2016Aug 11, 2016Nov 10, 2016Feb 16, 2017May 11, 2017Aug 10, 2017Nov 9, 2017Feb 22, 2018May 10, 2018Aug 9, 2018Nov 8, 2018Feb 14, 2019May 9, 2019Aug 8, 2019Nov 7, 2019Feb 13, 2020May 7, 2020Aug 6, 2020Nov 5, 2020Feb 11, 2021May 6, 2021Aug 4, 2021Nov 8, 2021Feb 13, 2022May 11, 2022Aug 10, 2022Nov 9, 2022Feb 12, 2023May 14, 2023Aug 8, 2023Nov 7, 2023Feb 7, 2024May 8, 2024Aug 6, 2024Nov 13, 2024Feb 19, 2025May 15, 2025Aug 14, 2025Nov 12, 2025Feb 11, 2026May 13, 2026Aug 11, 2026Nov 11, 2026
EPS Estimate0.160.150.170.200.210.270.320.190.220.240.250.280.290.310.300.300.320.340.320.330.350.380.410.370.460.500.510.480.460.490.490.480.450.490.460.430.440.430.460.520.500.520.530.530.470.430.330.390.360.450.460.490.490.520.550.620.640.680.750.750.790.790.590.640.630.690.780.800.861.011.131.271.411.511.511.581.611.931.611.641.661.570.870.650.720.600.650.74
EPS Actual0.120.200.210.300.150.490.320.180.250.280.450.720.250.310.300.420.320.270.340.350.320.380.460.460.660.510.560.450.530.470.520.480.550.470.460.460.430.430.530.520.560.540.530.520.490.230.320.420.310.450.480.490.570.550.580.610.690.760.800.820.810.600.570.610.640.860.890.891.041.141.471.711.581.501.541.541.651.631.651.661.671.290.670.661.060.600.68-
Surprise-25.00%33.33%23.53%50.00%-28.57%81.48%0.00%-5.26%13.64%16.67%80.00%157.14%-13.79%0.00%0.00%40.00%0.00%-20.59%6.25%6.06%-8.57%0.00%12.20%24.32%43.48%2.00%9.80%-6.25%15.22%-4.08%6.12%0.00%22.22%-4.08%0.00%6.98%-2.27%0.00%15.22%0.00%12.00%3.85%0.00%-1.89%4.26%-46.51%-3.03%7.69%-13.89%0.00%4.35%0.00%16.33%5.77%5.45%-1.61%7.81%11.76%6.67%9.33%2.53%-24.05%-3.39%-4.69%1.59%24.64%14.10%11.25%20.93%12.87%30.09%34.65%12.06%-0.66%1.99%-2.53%2.48%-15.54%2.48%1.22%0.60%-17.83%-22.99%1.54%47.22%0.00%4.62%-
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-market--Pre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-market-Pre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap135.41B
Enterprise Value920.55B
Trailing P/E11.03
Forward P/E4.61
PEG Ratio0.30
Price / Sales1.80
Price / Book0.70
EPS2.15
Book Value31.88
Revenue (TTM)75.03B
Gross Profit (TTM)74.15B
Profit Margin21.83%
Operating Margin24.25%
Return on Equity10.55%
Return on Assets0.79%
Shares Outstanding5.71B
Shares Float2.59B
Beta0.23
Dividend Yield0.60%
Dividend Rate0.14
Payout Ratio19.00%

Dividends

20264×
0.14Sep 1, 20260.14Jun 1, 20260.07Mar 2, 20260.22Feb 23, 2026
20254×
0.05Dec 2, 20250.07Dec 1, 20250.42Jun 2, 20250.64Mar 11, 2025
20248×
0.18Dec 11, 20240.48Nov 25, 20240.19Sep 11, 20240.47Aug 21, 20240.20Jun 13, 20240.46Jun 11, 20240.21Mar 11, 20240.42Feb 21, 2024
20238×
0.17Dec 11, 20230.39Nov 21, 20230.17Sep 11, 20230.41Aug 21, 20230.17Jun 12, 20230.39Jun 1, 20230.18Mar 13, 20230.41Feb 23, 2023

Stock Splits

  • Apr 16, 20242:1
  • Jun 4, 20073:1