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BG

Banco do Estado de Sergipe S.A

BGIP4 · SA · Financial Services / Banks - Regional

31.40BRL-0.46 (-1.44%)

Price History

Full chart

Market Stats

Previous Close31.86
Open31.86
Day Range31.00 – 31.86
52-Week Range23.43 – 39.05
Volume1.80K
Market Cap834.17M
P/E (TTM)0.00
Forward P/E0.00
EPS-5.81
Dividend Yield11.08%
Beta0.01
50-Day Avg33.37
200-Day Avg34.32

About

Banco do Estado de Sergipe S.A. provides various banking products and services in Sergipe. The company offers current, single, and other accounts; savings; CBD/RDB products; investments; cards; insurance products; loans and financing, payroll, payment, consortium, capitalization, portability, and internet banking services. The company was formerly known as Banco de Fomento Budget and changed its name to Banco do Estado de Sergipe S.A. in 1967. Banco do Estado de Sergipe S.A. was founded in 1961 and is based in Aracaju, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Marco Antonio Queiroz
  • Employees982
  • HeadquartersRua OlImpio de Sousa Campos Junior, 31, Aracaju, SE, Brazil, 49040-840, Brazil
  • Websitehttps://www.banese.com.br

Leadership

  • Mr. Marco Antonio QueirozPresident, Chairman & Member of Executive Board
  • Alessio de Oliveira RezendeDirector of Finance, Controls & Investor Relations and Member of Executive Board
  • Mr. Marcos Venicius NascimentoAdministrative Director & Member of Executive Board · b. 1970
  • Mr. Kleber Teles DantasTechnology Director & Member of Executive Board
  • Mr. Wesley Teixeira CabralDirector of Credit & Services and Member of Executive Board

Financials

Income Statement

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue111.25M118.47M161.07M103.98M105.00M126.99M145.28M159.28M506.97M663.55M614.44M637.35M774.96M669.82M735.80M843.74M945.14M999.87M929.81M1.03B1.01B1.09B1.45B1.57B1.69B2.30B
Growth (%)-+6.49%+35.96%-35.44%+0.98%+20.94%+14.40%+9.64%+218.29%+30.89%-7.40%+3.73%+21.59%-13.57%+9.85%+14.67%+12.02%+5.79%-7.01%+10.71%-2.28%+8.08%+33.80%+8.00%+7.61%+35.84%
Cost of Revenue--------300.46M333.12M299.56M165.68M143.26M162.98M219.03M280.80M292.38M262.25M209.82M206.42M122.38M203.69M543.57M637.78M638.52M1.36B
Gross Profit---103.98M105.00M126.99M145.28M159.28M206.50M330.43M314.88M471.67M631.70M506.84M516.76M562.94M652.76M737.62M719.99M822.93M883.50M883.42M911.04M933.21M1.05B937.20M
Gross Margin---100.00%100.00%100.00%100.00%100.00%40.73%49.80%51.25%74.00%81.51%75.67%70.23%66.72%69.07%73.77%77.43%79.95%87.83%81.26%62.63%59.40%62.23%40.81%
Operating Expense---67.71M78.95M80.61M55.33M102.90M152.71M254.31M209.05M295.85M453.63M428.85M576.11M503.25M501.17M550.71M563.51M677.83M789.58M731.06M846.42M1.00B791.89M716.42M
Operating Income44.74M49.94M76.91M36.27M26.05M46.38M89.95M56.38M53.80M76.12M105.82M175.82M178.07M77.99M-59.34M59.69M151.59M186.91M156.49M145.10M93.92M152.36M64.63M-69.30M260.21M220.78M
Operating Margin40.21%42.15%47.75%34.89%24.81%36.53%61.91%35.40%10.61%11.47%17.22%27.59%22.98%11.64%-8.07%7.07%16.04%18.69%16.83%14.10%9.34%14.02%4.44%-4.41%15.39%9.61%
EBITDA---125.08M107.17M140.81M90.84M59.77M63.76M86.34M117.75M189.13M193.01M96.08M-40.32M77.74M169.70M207.20M175.91M164.43M114.39M171.31M82.26M-44.68M289.68M252.72M
EBITDA Margin---120.28%102.07%110.89%62.53%37.52%12.58%13.01%19.16%29.67%24.91%14.34%-5.48%9.21%17.96%20.72%18.92%15.97%11.37%15.76%5.66%-2.84%17.13%11.00%
Net Income8.08M10.83M20.70M27.05M20.25M32.01M55.74M40.51M34.11M43.65M58.87M90.96M87.99M58.34M6.98M27.15M65.52M85.65M62.54M83.61M48.90M83.74M75.51M3.25M188.41M158.59M
Net Income Margin7.26%9.14%12.85%26.02%19.28%25.21%38.37%25.43%6.73%6.58%9.58%14.27%11.35%8.71%0.95%3.22%6.93%8.57%6.73%8.12%4.86%7.70%5.19%0.21%11.14%6.91%
Interest Expense00082.11M73.34M91.83M96.59M93.33M300.46M333.12M299.56M165.68M143.26M162.98M219.03M280.80M292.38M262.25M209.82M206.42M122.38M203.69M543.57M637.78M638.52M1.13B
Interest Expense % of Total Revenue0.00%0.00%0.00%78.96%69.85%72.31%66.49%58.60%59.27%50.20%48.75%26.00%18.49%24.33%29.77%33.28%30.93%26.23%22.57%20.05%12.17%18.74%37.37%40.60%37.77%49.00%

Balance Sheet

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets504.72M670.37M699.31M965.69M1.05B1.20B1.44B1.64B2.15B2.26B2.58B2.80B2.99B3.54B3.97B4.00B4.37B5.07B5.48B5.96B7.24B7.81B8.34B9.65B12.41B13.64B
Total Liabilities447.41M602.02M617.31M864.74M938.49M1.10B1.34B1.53B2.02B2.10B2.39B2.55B2.71B3.25B3.72B3.71B4.03B4.70B5.04B289.16M329.25M335.56M7.70B9.01B11.57B12.66B
Total Equity57.31M68.36M82.00M100.94M111.61M103.57M105.86M108.19M131.34M148.53M177.25M228.58M257.81M279.49M278.66M288.63M334.47M361.07M405.94M433.86M487.81M561.32M595.56M619.03M802.26M928.10M
Cash19.30M4.64M9.97M9.19M13.98M15.32M20.11M20.50M781.99M485.22M510.34M523.60M611.38M732.62M666.71M533.33M542.33M1.09B1.41B1.30B2.22B1.82B1.52B2.73B4.40B797.77M
Total Debt--------57.60M75.61M972.00K186.53M294.17M244.56M213.66M408.08M348.89M345.94M415.09M464.42M513.29M528.23M278.58M207.15M218.77M324.56M
Net Debt----9.19M-13.98M-15.32M-20.11M-20.50M-724.39M-409.61M-509.37M-337.08M-317.21M-488.06M-453.04M-125.25M-268.56M-745.27M-1.06B-1.01B-1.89B-1.49B-1.25B-2.52B-4.18B-473.21M

Cash Flow

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow---9.96M26.79M-30.38M-60.08M-82.70M-166.97M-170.54M45.77M115.18M31.41M258.91M119.99M-6.97M316.05M-158.64M339.99M-122.69M150.12M-357.57M460.69M331.64M1.46B583.63M
Investing Cash Flow----254.93M-86.21M-88.20M-118.54M-88.04M-294.93M129.29M-19.82M-34.32M-21.91M-28.31M-17.08M-9.38M-21.00M-19.86M-17.95M-24.57M-18.89M-31.72M-44.05M-607.36M-53.76M-1.28B
Financing Cash Flow---244.19M64.22M119.93M183.41M171.13M475.35M48.27M-20.59M-32.96M-55.21M45.70M-3.58M22.89M-134.81M1.87M18.35M-69.45M-17.36M-24.97M-62.87M38.70M22.04M782.85M
Capital Expenditure0005.46M8.52M8.33M11.03M6.96M5.43M22.95M2.20M4.95M22.21M24.40M11.29M11.45M22.12M24.01M19.56M24.87M19.90M32.22M45.28M10.38M25.72M28.42M
Free Cash Flow---4.50M18.27M-38.72M-71.11M-89.66M-172.41M-193.50M43.57M110.23M9.20M234.50M108.69M-18.42M293.93M-182.65M320.44M-147.57M130.23M-389.79M415.41M301.65M240.22M555.22M
Dividends Paid-----30.21M45.51M1.84M4.66M14.03M16.36M26.00M38.01M24.92M2.00M17.18M527.00K28.45M3.81M225.00K2.74M21.00M36.00M31.75M47.94M73.14M
FCF to OCF---45.16%68.21%127.42%118.36%108.42%103.25%113.46%95.20%95.70%29.29%90.57%90.59%264.22%93.00%115.13%94.25%120.27%86.75%109.01%90.17%90.96%16.44%95.13%
Dividend Paid to FCF------78.04%-64.00%-2.05%-2.70%-7.25%37.54%23.58%413.06%10.63%1.84%-93.26%0.18%-15.57%1.19%-0.15%2.11%-5.39%8.67%10.53%19.95%13.17%

Key Statistics & Ratios

Market Cap834.17M
Enterprise Value-1.23B
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.10
Price / Book0.76
EPS-5.81
Book Value43.83
Revenue (TTM)755.21M
Gross Profit (TTM)742.10M
Profit Margin22.42%
Operating Margin30.72%
Return on Equity16.67%
Return on Assets1.14%
Shares Outstanding11.54M
Shares Float1.83M
Beta0.01
Dividend Yield11.08%
Dividend Rate3.89
Payout Ratio34.44%

Dividends

20262×
0.97Apr 14, 20260.97Jan 21, 2026
20253×
2.55Nov 19, 20250.90Apr 10, 20252.08Jan 31, 2025
20242×
1.26Aug 19, 20241.15Feb 28, 2024
20231×
2.47Feb 23, 2023
20221×
1.10Feb 24, 2022
20212×
0.34Aug 18, 20210.90Mar 3, 2021
20203×
0.19Jul 23, 20200.19Apr 9, 20200.60Feb 26, 2020
20191×
0.78Jul 3, 2019
20183×
0.76Nov 23, 20180.71Jun 13, 20180.26Apr 6, 2018
20176×
0.78Nov 17, 20170.21Aug 21, 20170.81Jun 16, 20171.17Apr 6, 20170.58Apr 3, 20170.71Feb 22, 2017

Stock Splits

  • Sep 10, 2014145:100