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Banco Mercantil do Brasil S.A

Banco Mercantil do Brasil S.A

BMEB4 · SA · Financial Services / Banks - Regional

57.07BRL-0.50 (-0.87%)

Price History

Full chart

Market Stats

Previous Close57.57
Open58.01
Day Range57.03 – 58.79
52-Week Range41.09 – 86.32
Volume10.50K
Market Cap9.36B
P/E (TTM)9.42
Forward P/E0.00
EPS8.06
Dividend Yield4.69%
Beta0.64
50-Day Avg60.26
200-Day Avg68.37

About

Banco Mercantil do Brasil S.A., together with its subsidiaries, provides financial services to individuals and corporate clients in Brazil. It operates through Financial, Insurance and Business Intermediation, Marketplace, and Other segments. The company offers Current Account, Loans, Cards, Investments, Card receivables, Overdraft, private pension, benefit transfer, special limit, and capital market products. It also provides internet, WhatsApp, Mercantile app, and self-service banking services. In addition, the company engages in real estate, securitization, and technology activities. The company was formerly known as Banco Industrial de Minas Gerais and changed its name to Banco Mercantil do Brasil S.A. in 1974. Banco Mercantil do Brasil S.A. was founded in 1940 and is headquartered in Belo Horizonte, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Luiz Henrique Andrade de Araujo
  • Employees3.82K
  • HeadquartersAvenida do Contorno, 5800, Belo Horizonte, MG, Brazil, 30110-042, Brazil
  • Websitehttps://bancomercantil.com.br

Leadership

  • Mr. Luiz Henrique Andrade de AraujoCEO, President, Member of Executive Board & Director · b. 1958
  • Engineer Gustavo Henrique Diniz de AraujoCEO, Executive VP, Member of Executive Board & Director · b. 1989
  • Mr. Paulino Ramos RodriguesVP, Chief Financial & IR Officer and Member of Executive Board
  • Ms. Carolina Marinho do Vale DuarteExecutive Director of Legal, Ombudsman & Gov. Corporate and Member of Executive Board
  • Mr. Felipe Lopes BoffVP, Chief Technology, Products & Services Officer and Member of Executive Board
  • Mr. Gregorio Moreira FrancoExecutive Director of Controllership & Member of Executive Board
  • Ms. Mariana Machado de Araújo de Souza LimaDirector of Risks & Compliance and Member of Executive Board
  • Mr. Bruno Pinto SimonVP, Chief Clients, Growth & Marketing Officer and Member of Executive Board
  • Mr. Anderson Adeilson de OliveiraChief Commercial Officer & Member of Executive Board
  • Mr. Rodrigo de Araujo SimoesDirector of Operations & Process Efficiency and Member of Executive Board

Financials

Income Statement

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue862.74M792.34M972.33M1.10B1.38B1.45B1.62B1.63B473.26M876.92M1.08B962.42M1.53B1.63B1.67B2.27B2.30B2.31B1.99B1.40B2.10B2.53B2.99B3.82B6.62B8.73B
Growth (%)--8.16%+22.72%+12.76%+26.14%+5.17%+11.70%+0.36%-70.98%+85.29%+23.42%-11.08%+58.92%+6.84%+1.95%+36.18%+1.32%+0.41%-13.98%-29.71%+50.59%+20.23%+18.24%+27.83%+73.29%+31.95%
Cost of Revenue--------1.13B641.62M868.09M1.05B983.48M948.15M1.20B1.53B1.10B780.35M740.03M483.82M434.28M369.95M1.11B1.64B1.96B4.28B
Gross Profit--------473.26M876.92M1.08B962.42M1.53B1.63B1.67B2.27B2.30B2.31B1.99B1.40B2.10B2.53B2.99B3.82B4.66B4.45B
Gross Margin--------100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%70.42%50.98%
Operating Expense---------687.84M196.36M17.26M-470.73M460.67M703.15M754.67M733.53M2.27B1.46B1.29B1.33B1.90B2.40B1.61B3.25B4.08B4.45B
Operating Income302.28M351.91M465.81M601.37M20.09M-7.56M26.56M-72.69M1.16B680.56M1.07B1.43B1.07B931.02M911.36M1.54B26.13M844.35M696.64M62.90M201.44M130.20M1.38B571.25M575.52M2.94M
Operating Margin35.04%44.41%47.91%54.85%1.45%-0.52%1.63%-4.46%245.34%77.61%98.41%148.91%69.88%56.97%54.70%67.67%1.14%36.58%35.09%4.51%9.59%5.15%46.11%14.96%8.70%0.03%
EBITDA----78.88M-7.56M26.56M-72.69M89.01M88.01M257.79M101.06M153.69M33.21M-261.78M60.68M66.65M108.01M230.39M164.57M282.63M231.23M333.28M612.09M730.06M232.68M
EBITDA Margin----5.70%-0.52%1.63%-4.46%18.81%10.04%23.82%10.50%10.05%2.03%-15.71%2.67%2.90%4.68%11.60%11.79%13.45%9.15%11.16%16.03%11.03%2.66%
Net Income40.17M33.26M20.41M40.69M36.34M17.85M19.95M36.72M43.03M42.87M135.21M83.76M63.33M3.85M-167.39M70.43M18.32M26.24M53.40M110.74M151.05M184.49M200.57M420.90M506.62M619.43M
Net Income Margin4.66%4.20%2.10%3.71%2.63%1.23%1.23%2.25%9.09%4.89%12.49%8.70%4.14%0.24%-10.05%3.10%0.80%1.14%2.69%7.94%7.19%7.30%6.71%11.02%7.66%7.09%
Interest Expense000026.89M0001.13B641.62M868.09M1.39B983.48M948.15M1.20B1.53B1.10B780.35M573.62M637.82M434.28M369.95M1.11B1.56B1.96B3.50B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%1.94%0.00%0.00%0.00%238.96%73.17%80.21%144.53%64.30%58.02%72.23%67.46%47.88%33.81%28.89%45.71%20.67%14.64%37.27%40.93%29.58%40.12%

Balance Sheet

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.12B3.72B4.10B4.36B4.55B4.72B5.58B7.25B6.79B7.86B9.47B10.52B13.52B13.56B13.28B12.41B10.55B9.69B9.56B10.44B10.72B12.42B14.85B19.67B25.48B35.56B
Total Liabilities2.69B3.26B3.66B3.90B4.07B4.17B5.01B6.69B6.23B7.28B8.76B9.77B12.64B12.66B12.56B11.66B9.66B8.88B8.71B968.63M564.11M541.50M13.53B18.06B23.58B33.23B
Total Equity362.79M383.87M365.24M388.35M366.37M433.17M444.11M463.00M521.07M546.04M673.18M703.73M823.88M848.52M667.82M708.03M700.34M766.29M800.10M885.26M987.97M1.12B1.27B1.57B1.86B2.29B
Cash15.58M15.10M21.36M25.89M31.63M50.80M60.36M59.08M216.42M2.81B3.04B3.02B3.74B3.16B928.81M2.83B2.40B1.67B1.74B3.09B2.30B1.69B2.05B2.00B1.99B2.25B
Total Debt----214.63M407.14M1.52B2.31B197.17M146.86M99.67M393.30M1.17B1.20B1.21B1.58B872.52M1.30B1.08B1.41B676.71M778.53M652.70M952.75M4.37B8.36B
Net Debt----214.63M407.14M1.52B2.31B-19.25M-2.66B-2.94B-2.63B-2.58B-1.96B278.94M-1.25B-1.53B-710.11M-833.15M-2.12B-1.74B-1.14B-1.40B-1.05B2.39B6.11B

Cash Flow

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow------50.84M46.22M258.37M35.19M11.82M913.81M424.33M-204.32M-160.18M284.06M257.52M-187.09M340.99M1.04B-40.20M-744.32M280.70M-109.26M1.66B1.68B
Investing Cash Flow-------19.92M-40.43M79.01M-16.27M-33.56M-35.97M-41.74M26.55M-48.40M-49.78M-67.31M-195.37M77.83M101.69M13.10M112.60M204.74M-39.91M-402.84M-7.69B
Financing Cash Flow-------15.60M-15.62M2.46M-79.86M382.22M-510.82M202.90M284.96M-73.59M-259.05M60.02M-686.88M-109.17M12.56M-604.54M-61.30M104.61M1.14B-125.20M8.37B
Capital Expenditure00000024.61M41.18M18.54M30.16M41.49M50.52M30.66M34.11M34.32M30.59M52.67M69.16M58.28M145.84M111.70M76.57M75.07M52.70M141.18M81.74M
Free Cash Flow------26.22M5.04M239.83M5.03M-29.67M863.29M393.67M-238.43M-194.50M253.46M204.85M-256.25M282.70M892.76M-151.90M-820.89M205.63M-215.13M1.52B1.60B
Dividends Paid------15.60M15.62M17.71M76.00K6.98M-36.36M27.95M6.32M28.18M29.43M7.86M14.05M16.85M35.25M64.94M56.62M80.70M183.82M134.19M
FCF to OCF------51.58%10.91%92.82%14.30%-250.97%94.47%92.77%116.69%121.43%89.23%79.55%136.97%82.91%85.96%377.86%110.29%73.26%196.91%91.49%95.14%
Dividend Paid to FCF------59.48%309.78%7.38%1.51%-23.53%-9.24%-11.72%-3.25%11.12%14.37%-3.07%4.97%1.89%-23.20%-7.91%27.53%-37.51%12.11%8.39%

Earnings

Report DateJun 30, 2026
EPS Estimate2.30
EPS Actual-
Surprise-
Timing-

Key Statistics & Ratios

Market Cap9.36B
Enterprise Value10.53B
Trailing P/E9.42
Forward P/E0.00
Price / Sales1.67
Price / Book2.58
EPS8.06
Book Value25.44
Revenue (TTM)5.60B
Gross Profit (TTM)5.60B
Profit Margin14.88%
Operating Margin24.62%
Return on Equity32.41%
Return on Assets2.48%
Shares Outstanding39.33M
Shares Float39.01M
Beta0.64
Dividend Yield4.69%
Dividend Rate3.46
Payout Ratio22.65%

Dividends

20262×
1.64Aug 7, 20260.05Mar 6, 2026
20252×
1.83Dec 30, 20250.02Feb 7, 2025
20242×
1.17Dec 20, 20241.03Jul 29, 2024
20233×
0.83Dec 27, 20230.49Aug 11, 20230.26Mar 10, 2023
20222×
0.28Oct 3, 20220.29Feb 21, 2022
20212×
0.45Aug 16, 20210.85Feb 18, 2021
20202×
0.34Feb 27, 20200.69Feb 21, 2020
20191×
0.66Feb 25, 2019
20181×
1.33Feb 27, 2018
20172×
0.17Mar 6, 20170.33Mar 3, 2017
20162×
0.33Aug 16, 20160.33Mar 17, 2016
20152×
0.36Aug 12, 20150.66Feb 19, 2015
20141×
0.33Feb 25, 2014

Stock Splits

  • Dec 3, 2021200:100
  • Jan 21, 20081:20