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Banco do Nordeste do Brasil S.A

Banco do Nordeste do Brasil S.A

BNBR3 · SA · Financial Services / Banks - Regional

99.99BRL-3.01 (-2.92%)

Price History

Full chart

Market Stats

Previous Close103.00
Open101.00
Day Range99.99 – 101.00
52-Week Range91.87 – 122.22
Volume1.00K
Market Cap11.05B
P/E (TTM)4.01
Forward P/E2.74
EPS27.93
Dividend Yield6.07%
Beta0.07
50-Day Avg110.21
200-Day Avg114.37

About

Banco do Nordeste do Brasil S.A. operates as a regional development bank in Latin America. It operates through Own Portfolio and FNE segments. The company offers savings accounts, demand and time deposits, and custody of securities; specialized credit; credit for infrastructure, and urban and rural microfinance; and collection services and credit cards. It is also involved in structuring and distribution of securities, such as debentures, notes, promissory notes, real estate receivables certificates, investment funds; third-party asset management, consisting of the management of investment funds; foreign exchange operations; portfolio management and credit analysis; and electronic transfers. It serves corporate, large, medium, small, and micro-enterprises; agribusinesses, rural producers, and family farming; urban and rural microfinance sectors; representative entities; individuals; and direct and indirect public administration institutions. The company operates through physical service points, including agencies and microcredit units. Banco do Nordeste do Brasil S.A. was founded in 1952 and is headquartered in Fortaleza, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Paulo Henrique Saraiva Camara
  • Employees6.98K
  • HeadquartersAv. Dr. Silas Munguba, 5700, Fortaleza, CE, Brazil, 60743-902, Brazil
  • Websitehttps://www.bnb.gov.br

Leadership

  • Mr. Paulo Henrique Saraiva CamaraPresident of the Executive Board & Director
  • Mr. Wanger Antonio de Alencar RochaDirector of Finance & Credit and Member of Executive Board
  • Antônio Jorge Pontes Guimarães JúniorMember of the Executive Board
  • Ms. Ana Teresa Barbosa de CarvalhoDirector of Administration & Member of Executive Board
  • Mr. Jose Aldemir FreireDirector of Planning & Member of Executive Board
  • Mr. Leonardo Victor Dantas da CruzDirector of Control & Risk and Member of Executive Board
  • Raimundo Vandir Farias JuniorDirector of Business & Member of Executive Board
  • Aila Maria Ribeiro de Almeida MedeirosHead of Audit Department

Financials

Income Statement

Currency: BRL2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.07B1.19B594.26M665.28M588.90M1.17B1.51B785.76M3.14B3.97B4.67B4.46B4.82B5.42B6.04B6.17B6.27B7.54B7.01B10.17B14.64B15.46B16.39B17.35B
Growth (%)-+12.02%-50.20%+11.95%-11.48%+98.50%+28.97%-47.88%+299.70%+26.36%+17.63%-4.50%+8.12%+12.38%+11.56%+2.11%+1.59%+20.29%-6.99%+45.06%+43.91%+5.57%+6.03%+5.88%
Cost of Revenue-----------41.01M0045.44M50.02M49.25M49.63M-1.84B4.48B4.62B4.36B5.88B
Gross Profit1.07B1.19B594.26M665.28M588.90M1.17B1.51B785.76M3.14B3.97B4.67B4.46B4.82B5.42B6.04B6.17B6.27B7.54B7.01B8.34B10.16B10.83B12.03B11.47B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%81.95%69.41%70.08%73.40%66.12%
Operating Expense-1.20B-374.08M-891.47M-1.02B-792.78M1.14M-679.36M-1.03B1.19B1.43B2.49B1.92B1.10B843.64M2.30B1.82B1.96B5.21B5.49B5.50B6.86B7.41B7.77B6.57B
Operating Income2.27B1.57B1.49B1.68B1.38B1.17B2.19B1.82B1.95B2.53B2.18B2.54B3.72B4.57B3.74B4.35B4.31B2.33B1.52B2.83B3.30B3.42B4.26B4.90B
Operating Margin212.70%131.35%250.01%252.81%234.62%99.90%145.06%231.29%62.17%63.85%46.62%56.89%77.23%84.43%61.95%70.58%68.75%30.90%21.69%27.85%22.52%22.15%26.01%28.26%
EBITDA2.28B1.58B1.50B1.70B1.02B1.19B1.71B1.84B1.98B2.56B2.21B2.57B3.76B4.61B3.79B4.39B4.34B2.45B1.60B2.85B3.31B3.44B4.29B4.95B
EBITDA Margin213.87%132.46%252.45%255.35%174.05%101.77%113.56%234.53%62.98%64.54%47.25%57.68%78.00%85.18%62.65%71.23%69.21%32.45%22.76%27.98%22.64%22.28%26.20%28.55%
Net Income160.85M84.72M152.07M157.39M202.73M219.74M421.03M459.01M313.59M314.80M508.36M360.36M747.35M305.72M732.07M681.75M725.50M1.74B1.02B1.62B2.02B2.10B2.34B3.38B
Net Income Margin15.10%7.10%25.59%23.66%34.43%18.80%27.93%58.42%9.98%7.93%10.89%8.08%15.51%5.64%12.11%11.05%11.57%23.03%14.53%15.91%13.77%13.58%14.30%19.49%
Interest Expense2.11B1.48B1.33B1.52B1.07B948.05M1.65B1.22B1.46B1.90B1.99B2.01B2.68B4.39B3.35B3.24B3.11B2.58B1.67B1.84B4.48B4.62B4.36B5.00B
Interest Expense % of Total Revenue197.60%124.25%224.42%229.15%181.16%81.10%109.21%155.19%46.64%47.77%42.60%45.07%55.51%80.98%55.39%52.44%49.61%34.27%23.87%18.05%30.59%29.92%26.60%28.82%

Balance Sheet

Currency: BRL2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-12.76B13.17B12.59B12.48B14.14B16.18B19.15B23.78B26.44B31.89B33.82B38.20B41.42B46.32B54.05B58.63B58.63B61.82B60.30B63.17B65.73B69.96B73.29B
Total Liabilities-12.76B13.17B11.21B10.98B12.54B14.38B17.08B21.61B24.11B29.21B30.78B34.84B38.58B42.96B50.50B54.45B6.62B6.79B6.80B54.17B55.02B56.01B57.22B
Total Equity1.21B1.27B1.32B1.38B1.50B1.60B1.80B2.07B2.18B2.33B2.68B3.04B3.37B2.84B3.36B3.54B4.18B5.43B6.17B7.48B9.00B10.71B13.95B16.07B
Cash27.41M20.96M31.59M37.52M48.15M59.37M73.15M72.98M82.39M600.08M604.83M694.50M617.62M385.70M554.45M819.58M788.35M794.75M2.25B1.72B3.71B2.85B1.81B365.87M
Total Debt----706.96M949.88M1.02B3.25B3.34B6.13B7.18B7.55B8.19B14.26B18.85B18.04B29.83B30.50B29.92B29.07B26.71B7.06B8.05B13.45B
Net Debt-27.41M-20.96M-31.59M-37.52M658.81M890.52M943.77M3.17B3.26B5.53B6.58B6.85B7.57B8.12B6.83B6.68B6.60B5.83B4.53B5.08B3.17B4.21B6.24B13.08B

Cash Flow

Currency: BRL2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow477.37M232.65M304.32M691.63M367.00M-1.40B-2.67B-614.98M2.97B1.98B4.39B1.97B3.02B2.91B-2.67B9.76B4.44B955.17M-57.90M-2.37B2.95B3.82B1.81B5.39B
Investing Cash Flow------------475.44M-36.16M1.79B-8.62B-5.94B-9.32B-3.56B548.47M3.03B-2.62B-3.58B-1.70B-3.73B
Financing Cash Flow411.04M1.57B327.30M-650.90M-321.38M1.45B1.62B2.45B1.17B-255.26M-130.13M-242.00M-176.20M-473.32M-464.77M-401.29M-343.85M-1.70B-588.82M-312.81M-401.42M-499.27M-442.35M-1.92B
Capital Expenditure14.16M10.83M25.66M32.10M34.39M32.31M14.07M36.85M20.58M27.61M42.09M70.52M35.29M54.02M26.15M19.37M39.97M25.85M17.37M47.97M42.17M122.44M152.01M69.32M
Free Cash Flow463.21M221.82M278.66M659.53M332.61M-1.43B-2.68B-651.83M2.95B1.95B4.35B1.90B2.98B2.85B-2.70B9.74B4.40B929.32M-75.27M-2.42B2.91B3.70B1.66B5.32B
Dividends Paid-20.54M52.71M29.40M14.18M21.77M120.30M130.45M317.66M255.26M130.13M242.00M157.06M473.32M71.38M187.36M147.01M315.26M95.58M7.54M9.47M523.77M515.27M589.40M
FCF to OCF97.03%95.35%91.57%95.36%90.63%102.30%100.53%105.99%99.31%98.60%99.04%96.42%98.83%98.14%100.98%99.80%99.10%97.29%129.99%102.02%98.57%96.80%91.62%98.71%
Dividend Paid to FCF-9.26%18.92%4.46%4.26%-1.52%-4.48%-20.01%10.77%13.10%2.99%12.74%5.27%16.60%-2.65%1.92%3.34%33.92%-126.99%-0.31%0.33%14.15%31.01%11.09%

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Feb 25, 2021May 13, 2021Aug 11, 2021Nov 12, 2021Feb 24, 2022May 13, 2022Aug 11, 2022
EPS Estimate----------------------------------------------------
EPS Actual0.101.441.422.320.760.510.821.520.872.591.37-1.210.682.15-0.183.19-0.262.551.190.651.702.081.193.690.661.170.501.210.901.71-0.616.48-0.213.661.952.491.091.593.325.314.047.443.790.063.544.424.363.872.228.304.733.39
Surprise----------------------------------------------------
Timing-------------------------------------------------Pre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap11.05B
Enterprise Value11.46B
Trailing P/E4.01
Forward P/E2.74
PEG Ratio2.20
Price / Sales0.83
Price / Book0.65
EPS27.93
Book Value170.35
Revenue (TTM)13.35B
Gross Profit (TTM)13.27B
Profit Margin20.65%
Operating Margin23.37%
Return on Equity17.43%
Return on Assets3.55%
Shares Outstanding98.70M
Shares Float6.83M
Beta0.07
Dividend Yield6.07%
Dividend Rate6.79
Payout Ratio24.65%

Dividends

20262×
2.69Aug 19, 20264.24Mar 23, 2026
20252×
2.78Aug 20, 20253.19Feb 19, 2025
20242×
2.81Aug 26, 20243.16Mar 26, 2024
20231×
3.54Mar 31, 2023
20222×
1.93Aug 26, 20222.48Mar 28, 2022
20212×
1.96Oct 29, 20212.80Mar 31, 2021
20202×
0.00Mar 30, 20202.69Mar 27, 2020
20192×
2.13Aug 19, 20191.56Apr 25, 2019
20182×
0.62Aug 16, 20181.11Mar 26, 2018
20172×
0.80Aug 11, 20171.42Mar 24, 2017
20162×
0.63Aug 11, 20160.21Mar 31, 2016
20152×
0.62Aug 5, 20155.00Mar 31, 2015
20141×
1.26Aug 14, 2014

Stock Splits

  • Jul 14, 20081:10000