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IRB-Brasil Resseguros S.A.

IRBR3 · SA · Financial Services / Insurance - Reinsurance

60.33BRL+2.80 (+4.87%)

Price History

Full chart

Market Stats

Previous Close57.53
Open56.10
Day Range55.90 – 60.52
52-Week Range44.55 – 65.05
Volume1.45M
Market Cap5.14B
P/E (TTM)21.54
Forward P/E6.31
EPS2.94
Dividend Yield2.49%
Beta0.70
50-Day Avg56.69
200-Day Avg55.43

About

IRB-Brasil Resseguros S.A. provides reinsurance solutions in Brazil and internationally. It offers reinsurance solutions for casualty, cargo and marine, agricultural risks, property, life and health, oil and gas, financial lines, surety, and mortgage. IRB-Brasil Resseguros S.A. was founded in 1939 and is headquartered in Rio de Janeiro, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Reinsurance
  • CEOMr. Marcos Pessoa de Queiroz Falcao
  • Employees328
  • HeadquartersAvenida República do Chile, Rio de Janeiro, RJ, Brazil, Brazil
  • Websitehttps://www.irbre.com

Leadership

  • Mr. Marcos Pessoa de Queiroz FalcaoCEO & Investor Relations Officer · b. 1966
  • Ms. Thays Vargas FerreiraControl & Finance Director
  • Mr. Wilson TonetoMember of the Executive Board & Director
  • Mr. Antonio Cassio dos SantosMember of Executive Board & Independent Director
  • Mr. Daniel VolpeRetrocession & Technical Director
  • Mr. Bernardo Netto ArrudaGeneral Counsel & Legal Claims Director
  • Debora TavaresDirector of Internal Controls, Risks & Compliance
  • Mr. Paulo Fontoura ValleGeneral Director of IRB Asset

Financials

Income Statement

Currency: BRL2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.18B1.60B2.72B3.54B4.63B2.59B3.16B3.68B3.93B4.97B6.01B5.62B6.33B-1.35B-581.28M-111.88M1.24B
Growth (%)--26.72%+70.41%+29.98%+30.65%-43.98%+21.93%+16.55%+6.65%+26.65%+20.85%-6.57%+12.69%-121.38%+57.06%+80.75%+1206.77%
Cost of Revenue-----532.65M708.33M833.90M855.57M1.07B1.34B1.54B1.57B1.12B-209.18M-281.79M-
Gross Profit----4.63B2.06B2.45B2.85B3.07B3.91B4.67B4.08B4.76B-2.48B-372.10M169.91M1.24B
Gross Margin----100.00%79.45%77.58%77.36%78.22%78.56%77.74%72.57%75.13%182.88%64.01%-151.87%100.00%
Operating Expense----3.65B1.16B1.43B1.61B1.80B2.44B3.49B5.94B6.15B-1.64B-114.42M-1.03B635.71M
Operating Income544.76M600.82M614.43M455.53M977.40M900.21M1.02B1.24B1.27B1.47B1.18B-1.86B-1.40B-831.42M-257.68M1.20B602.56M
Operating Margin24.97%37.58%22.55%12.87%21.13%34.74%32.28%33.71%32.36%29.59%19.71%-33.15%-22.05%61.42%44.33%-1069.48%48.66%
EBITDA----8.96B906.26M1.59B2.39B2.42B2.06B1.23B-758.49M-484.81M-533.03M91.88M2.67B687.63M
EBITDA Margin----193.60%34.97%50.20%64.77%61.58%41.33%20.46%-13.50%-7.66%39.38%-15.81%-2385.91%55.53%
Net Income----348.70M601.54M763.72M849.87M925.05M1.22B1.21B-1.48B-682.70M-420.74M-123.85M805.74M390.94M
Net Income Margin----7.54%23.21%24.17%23.08%23.55%24.50%20.13%-26.38%-10.79%31.08%21.31%-720.18%31.57%
Interest Expense000000542.24M1.11B1.11B533.13M756.93M1.06B866.28M248.88M291.76M1.38B-
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%17.16%30.19%28.21%10.72%12.59%18.80%13.69%-18.39%-50.19%-1230.73%-

Balance Sheet

Currency: BRL2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets10.41B8.63B9.98B11.35B12.14B12.64B14.37B13.64B14.34B15.94B17.50B22.49B16.75B16.44B15.49B16.45B15.64B
Total Liabilities8.29B6.37B7.55B8.83B96.66M9.69B11.19B10.31B10.76B11.94B13.56B18.08B13.06B12.09B11.23B11.52B10.36B
Total Equity2.12B2.25B2.43B2.52B2.67B2.95B3.17B3.33B3.58B4.00B3.95B4.41B3.69B4.34B4.26B4.93B5.28B
Cash19.93M122.22M74.21M28.10M58.26M13.29M18.28M217.57M25.77M43.13M35.86M14.56M38.77M17.79M20.34M18.86M11.23M
Total Debt----------10.41M830.14M835.14M929.27M571.11M510.75M276.87M
Net Debt-----58.26M-13.29M-18.28M-217.57M-25.77M-43.13M-35.86M815.58M796.37M911.48M550.77M491.89M265.64M

Cash Flow

Currency: BRL2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow488.13M1.02B427.87M156.19M-255.57M-557.28M962.07M-1.49B-129.86M-550.48M490.81M149.31M250.92M
Investing Cash Flow-282.42M-771.06M33.51M757.33M771.53M1.23B-100.63M-1.27B161.14M-609.27M-88.36M-90.36M-40.49M
Financing Cash Flow-184.88M-299.21M-478.67M-680.89M-699.31M-684.26M-925.42M2.81B-25.92M1.16B-374.13M-92.82M-207.63M
Capital Expenditure6.95M36.29M33.01M39.61M52.07M27.54M30.17M60.08M60.42M67.03M88.36M90.36M40.49M
Free Cash Flow481.18M988.50M394.86M116.59M-307.63M-584.82M931.89M-1.55B-190.28M-617.51M402.45M58.95M210.43M
Dividends Paid277.43M296.79M478.67M680.89M699.31M684.26M925.42M270.87M24.82M11.00K---
FCF to OCF98.58%96.46%92.28%74.64%120.37%104.94%96.86%104.04%146.53%112.18%82.00%39.48%83.86%
Dividend Paid to FCF57.66%30.02%121.23%584.01%-227.32%-117.00%99.31%-17.51%-13.04%-0.00%---

Earnings

Report DateAug 4, 2017Oct 31, 2017Feb 8, 2018May 3, 2018Aug 2, 2018Oct 31, 2018Feb 8, 2019May 2, 2019Aug 5, 2019Nov 6, 2019Feb 18, 2020Jun 30, 2020Aug 28, 2020Nov 3, 2020Feb 19, 2021May 13, 2021Aug 16, 2021Nov 30, 2021Feb 26, 2022May 15, 2022Aug 16, 2022Nov 10, 2022Dec 31, 2022May 14, 2023Aug 15, 2023Nov 9, 2023Mar 28, 2024May 13, 2024Aug 14, 2024Nov 12, 2024Feb 25, 2025May 12, 2025Aug 14, 2025Nov 13, 2025Feb 12, 2026May 4, 2026Aug 13, 2026Nov 12, 2026
EPS Estimate-6.997.657.498.499.6011.2511.0812.1313.0216.120.404.46-3.270.191.640.88-0.603.300.600.57-0.150.020.360.211.220.760.88-0.061.101.181.121.381.591.401.291.731.51
EPS Actual0.237.138.058.209.259.8012.1011.3012.5012.6020.700.02-22.20-5.495.941.20-0.741.07-9.05-1.30-9.00-6.60-0.470.300.250.58-2.440.970.791.422.231.641.301.370.471.152.62-
Surprise-2.00%5.23%9.48%8.95%2.08%7.56%1.99%3.05%-3.23%28.41%-95.00%-597.76%-67.89%3026.32%-26.83%-184.09%278.33%-374.24%-316.67%-1678.95%-4300.00%-2450.00%-16.67%19.05%-52.46%-421.05%10.23%1416.67%29.09%88.98%46.43%-5.80%-13.84%-66.43%-10.85%51.45%-
TimingPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap5.14B
Enterprise Value5.06B
Trailing P/E21.54
Forward P/E6.31
Price / Sales1.05
Price / Book0.91
EPS2.94
Book Value65.28
Revenue (TTM)4.92B
Gross Profit (TTM)2.16B
EBITDA553.82M
Profit Margin4.89%
Operating Margin-4.51%
Return on Equity4.57%
Return on Assets2.30%
Shares Outstanding81.17M
Shares Float54.92M
Beta0.70
Dividend Yield2.49%
Dividend Rate1.58
Payout Ratio27.72%

Dividends

20264×
0.32Jun 30, 20260.32May 29, 20260.32Apr 30, 20260.59Apr 6, 2026
20204×
0.10Aug 17, 20200.93Aug 14, 20200.10Aug 10, 20200.21Apr 17, 2020
20192×
6.39Nov 18, 201923.28Mar 21, 2019
20182×
5.81Nov 7, 201816.16Mar 21, 2018
20171×
5.82Nov 7, 2017

Stock Splits

  • Jan 25, 20231:30
  • Sep 26, 20193:1