Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A.

SANB11 · SA · Financial Services / Banks - Regional

28.40BRL+0.01 (+0.04%)

Price History

Full chart

Market Stats

Previous Close28.39
Open28.23
Day Range28.23 – 28.63
52-Week Range23.77 – 35.93
Volume3.09M
Market Cap139.39B
P/E (TTM)12.68
Forward P/E12.03
EPS2.05
Dividend Yield6.18%
Beta0.21
50-Day Avg28.66
200-Day Avg29.62

About

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Gilson Finkelsztain
  • Employees45.78K
  • HeadquartersAv. Pres Juscelino Kubitschek, 2041, São Paulo, SP, Brazil, 04543-011, Brazil
  • Websitehttps://www.santander.com.br

Leadership

  • Mr. Gilson FinkelsztainChief Executive Officer · b. 1972
  • Mr. Ede Ilson VianiVice President of the Board of Executive Officers & Director · b. 1967
  • Mr. Gilberto Duarte de Abreu FilhoVP of Technology & Operations and VP of the Board of Executive Officers · b. 1973
  • Ms. Germanuela de Almeida de AbreuVice President of the Board of Executive Officers · b. 1975
  • Mr. Alessandro TomaoVice President of the Board of Executive Officers · b. 1977
  • Mr. Andre Juacaba de AlmeidaVice President of the Board of Executive Officers · b. 1974
  • Mr. Carlos Jose da Costa AndreVice President of the Board of Executive Officer · b. 1963
  • Mr. Renato EjnismanVice President of the Board of Executive Officer · b. 1970
  • Mr. Cezar Augusto JanikianVice President of the Board of Executive Officers · b. 1974
  • Ms. Maria Elena Lanciego PerezVice President of the Board of Executive Officers · b. 1969

Financials

Income Statement

Currency: BRL2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.41B16.17B24.05B38.16B41.90B50.34B44.10B45.10B56.09B56.51B83.36B74.36B66.90B75.47B50.88B75.34B110.90B121.36B129.02B151.54B
Growth (%)-+71.90%+48.77%+58.67%+9.78%+20.16%-12.41%+2.28%+24.35%+0.76%+47.52%-10.80%-10.03%+12.81%-32.57%+48.07%+47.19%+9.44%+6.31%+17.45%
Cost of Revenue4.36B8.20B13.56B20.66B18.79B26.91B23.11B25.43B33.73B42.53B49.28B39.78B30.56B32.20B19.99B28.85B68.94B85.82B85.10B109.84B
Gross Profit5.05B7.97B10.49B17.51B23.11B23.44B20.98B19.67B22.35B13.98B34.08B34.57B36.34B43.27B30.90B46.50B41.96B35.54B43.92B41.70B
Gross Margin53.68%49.29%43.62%45.87%55.16%46.56%47.59%43.61%39.86%24.73%40.88%46.50%54.32%57.33%60.72%61.71%37.84%29.28%34.04%27.52%
Operating Expense4.04B5.28B7.94B9.37B13.11B14.67B15.51B15.65B15.91B17.19B17.69B20.06B20.43B20.99B21.23B21.74B22.38B23.62B24.73B24.97B
Operating Income1.00B2.69B2.55B8.14B10.00B8.77B5.47B4.02B6.44B-3.22B16.38B14.51B15.91B22.27B9.66B24.75B19.57B11.92B19.19B16.73B
Operating Margin10.68%16.62%10.60%21.32%23.86%17.43%12.42%8.91%11.49%-5.69%19.65%19.52%23.78%29.51%18.99%32.85%17.65%9.82%14.87%11.04%
EBITDA1.21B3.27B3.39B9.39B11.23B9.77B6.68B5.27B7.81B-1.73B17.87B16.18B17.65B24.67B12.24B27.18B22.16B14.66B21.92B19.35B
EBITDA Margin12.88%20.21%14.11%24.59%26.81%19.41%15.14%11.69%13.92%-3.05%21.43%21.75%26.38%32.68%24.06%36.08%19.98%12.08%16.99%12.77%
Net Income803.62M1.90B2.38B5.51B7.38B7.74B5.48B5.72B5.63B9.78B7.33B8.92B12.58B16.41B13.42B15.53B14.29B9.45B13.37B12.77B
Net Income Margin8.54%11.77%9.89%14.43%17.62%15.37%12.43%12.69%10.04%17.31%8.80%12.00%18.81%21.74%26.37%20.61%12.88%7.79%10.36%8.42%
Interest Expense4.36B7.00B12.33B17.18B16.81B23.92B21.06B22.74B31.70B38.53B46.56B36.47B28.56B28.52B18.33B26.67B67.72B81.40B80.50B104.86B
Interest Expense % of Total Revenue46.32%43.31%51.26%45.01%40.13%47.51%47.75%50.41%56.51%68.19%55.85%49.05%42.69%37.79%36.03%35.40%61.07%67.07%62.40%69.20%

Balance Sheet

Currency: BRL2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets102.03B116.04B294.19B315.97B374.66B400.58B422.61B453.05B520.23B605.39B634.39B645.74B723.87B760.61B933.58B931.21B985.45B1.12T1.24T1.27T
Total Liabilities94.05B106.77B244.35B246.71B301.30B323.70B343.47B371.40B441.55B525.56B549.58B558.65B632.27B663.40B827.49B825.23B874.77B1.00T1.12T1.14T
Total Equity7.98B9.26B49.83B69.27B73.36B76.86B78.90B81.37B78.30B79.40B84.09B86.65B91.07B96.65B105.78B105.64B110.18B114.45B119.49B125.17B
Cash1.18B1.64B23.70B27.27B56.80B65.94B55.54B51.71B55.90B89.14B110.60B100.87B19.46B20.13B78.93B101.57B149.64B193.99B204.88B201.98B
Total Debt9.96B11.66B12.09B22.74B29.78B49.50B65.93B74.21B84.42B366.41B368.55B274.21B94.29B83.88B70.00B98.68B126.66B135.80B135.37B129.96B
Net Debt8.78B10.02B-11.61B-4.53B-27.02B-16.44B10.40B22.49B28.52B23.57B-1.98B-21.66B74.83B63.75B-8.93B-2.89B-22.98B-58.19B-69.51B-72.03B

Cash Flow

Currency: BRL2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-481.23M81.23M5.55B-12.21B-10.33B-11.11B3.40B20.68B-4.62B4.03B6.75B50.26B8.28B24.87B42.32B6.81B6.85B36.61B-21.13B4.99B
Investing Cash Flow231.84M490.84M36.16M2.58B-2.37B210.60M-2.74B-2.32B-3.16B-760.84M-1.27B-1.42B-2.36B-2.51B-1.16B-1.93B-2.71B-2.58B-2.02B-3.32B
Financing Cash Flow1.35B-109.38M818.60M11.61B3.31B10.57B8.75B-1.04B-7.34B4.36B-18.19B-44.30B-3.30B-26.20B-34.15B-658.51M12.75B5.82B930.18M4.40B
Capital Expenditure500.41M644.84M2.83B3.28B2.41B2.55B3.17B2.37B2.42B1.78B1.54B1.84B3.01B3.44B2.01B2.37B2.86B3.35B2.61B3.66B
Free Cash Flow-981.64M-563.61M2.73B-15.50B-12.73B-13.66B1.41B19.36B-6.51B2.25B5.20B48.42B5.27B21.43B40.31B4.44B3.98B33.26B-23.74B1.34B
Dividends Paid92.89M900.01M1.50B1.54B2.73B3.93B2.50B2.05B2.20B3.99B3.21B5.65B6.08B6.95B10.28B9.91B7.39B5.45B5.62B6.50B
FCF to OCF203.98%-693.86%49.11%126.87%123.30%122.98%41.54%93.61%141.10%55.78%77.13%96.33%63.63%86.15%95.26%65.25%58.18%90.84%112.35%26.77%
Dividend Paid to FCF-9.46%-159.69%55.09%-9.94%-21.48%-28.74%176.53%10.57%-33.72%177.79%61.69%11.67%115.36%32.45%25.50%223.04%185.60%16.39%-23.67%486.16%

Earnings

Report DateApr 29, 2010Jul 29, 2010Oct 28, 2010Feb 11, 2011Apr 28, 2011Jul 27, 2011Oct 27, 2011Jan 31, 2012Apr 26, 2012Jul 26, 2012Oct 25, 2012Apr 25, 2013Jul 30, 2013Oct 28, 2013Jan 30, 2014May 7, 2014Jul 31, 2014Nov 12, 2014Mar 31, 2015Apr 28, 2015Jul 30, 2015Oct 29, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 26, 2017Apr 26, 2017Jul 28, 2017Oct 26, 2017Jan 30, 2018Apr 25, 2018Jul 25, 2018Oct 31, 2018Jan 30, 2019Apr 30, 2019Jul 23, 2019Oct 30, 2019Jan 29, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Feb 2, 2022Apr 26, 2022Jul 28, 2022Oct 26, 2022Feb 28, 2023Apr 25, 2023Jul 26, 2023Oct 25, 2023Feb 19, 2024Apr 30, 2024Jul 24, 2024Oct 29, 2024Feb 5, 2025Apr 30, 2025Jul 30, 2025Sep 30, 2025Feb 4, 2026Apr 29, 2026Jul 28, 2026Sep 30, 2026
EPS Estimate0.380.410.460.450.440.410.390.370.370.350.350.360.330.330.320.310.350.350.330.360.340.360.380.350.380.390.490.510.600.620.720.720.760.810.860.900.940.951.020.930.570.790.971.001.041.081.101.071.061.000.720.510.650.740.750.770.840.970.991.010.970.991.081.060.960.82
EPS Actual0.140.460.510.510.540.550.470.470.46-0.020.390.300.280.371.040.280.210.400.370.430.340.440.430.470.490.590.530.620.630.580.970.780.800.810.890.920.960.970.980.952.271.031.040.911.482.290.460.560.550.282.500.290.600.720.590.400.440.491.031.030.96-1.101.010.81-
Surprise-63.16%12.20%10.87%13.33%22.73%34.15%20.51%27.03%24.32%-105.71%11.43%-16.67%-15.15%12.12%225.00%-9.68%-40.00%14.29%12.12%19.44%0.00%22.22%13.16%34.29%28.95%51.28%8.16%21.57%5.00%-6.45%34.72%8.33%5.26%0.00%3.49%2.22%2.13%2.11%-3.92%2.15%298.25%30.38%7.22%-9.00%42.31%112.04%-58.18%-47.66%-48.11%-72.00%247.22%-43.14%-7.69%-2.70%-21.33%-48.05%-47.62%-49.48%4.04%1.98%-1.03%-1.85%-4.72%-15.63%-
TimingPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-marketPre-marketAfter-hours-

Key Statistics & Ratios

Market Cap139.39B
Enterprise Value269.18B
Trailing P/E12.68
Forward P/E12.03
PEG Ratio0.56
Price / Sales3.00
Price / Book0.00
EPS2.05
Book Value34.27
Revenue (TTM)46.49B
Gross Profit (TTM)45.67B
Profit Margin27.53%
Operating Margin38.01%
Return on Equity10.20%
Return on Assets1.01%
Shares Outstanding3.74B
Shares Float3.74B
Beta0.21
Dividend Yield6.18%
Dividend Rate1.60
Payout Ratio68.71%

Dividends

20264×
0.53Jul 21, 20260.53Apr 20, 20260.54Jan 20, 20260.17Jan 2, 2026
20254×
0.54Oct 21, 20250.54Jul 17, 20250.40Apr 17, 20250.40Jan 22, 2025
20244×
0.40Oct 17, 20240.40Jul 19, 20240.40Apr 19, 20240.40Jan 19, 2024
20234×
0.40Oct 19, 20230.40Jul 20, 20230.40Apr 24, 20230.46Jan 26, 2023
20225×
0.46Oct 21, 20220.46Aug 12, 20220.46Apr 20, 20220.80Feb 10, 20220.07Jan 7, 2022
20213×
0.80Nov 4, 20210.91Aug 4, 20210.80May 7, 2021

Stock Splits

  • Jun 2, 20141:55