Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A.

SANB3 · SA · Financial Services / Banks - Regional

14.25BRL-0.02 (-0.14%)

Price History

Full chart

Market Stats

Previous Close14.27
Open14.24
Day Range14.18 – 14.40
52-Week Range11.79 – 18.02
Volume219.10K
Market Cap106.02B
P/E (TTM)8.00
Forward P/E2.85
EPS1.77
Dividend Yield6.06%
Beta0.18
50-Day Avg14.61
200-Day Avg14.91

About

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Gilson Finkelsztain
  • Employees47.33K
  • HeadquartersAv. Pres Juscelino Kubitschek, 2041, São Paulo, SP, Brazil, 04543-011, Brazil
  • Websitehttps://www.santander.com.br

Leadership

  • Mr. Gilson FinkelsztainChief Executive Officer · b. 1972
  • Mr. Ede Ilson VianiVice President of the Board of Executive Officers & Director · b. 1967
  • Mr. Gilberto Duarte de Abreu FilhoVP of Technology & Operations and VP of the Board of Executive Officers · b. 1973
  • Ms. Germanuela de Almeida de AbreuVice President of the Board of Executive Officers · b. 1975
  • Mr. Alessandro TomaoVice President of the Board of Executive Officers · b. 1977
  • Mr. Andre Juacaba de AlmeidaVice President of the Board of Executive Officers · b. 1974
  • Mr. Carlos Jose da Costa AndreVice President of the Board of Executive Officer · b. 1963
  • Mr. Renato EjnismanVice President of the Board of Executive Officer · b. 1970
  • Mr. Cezar Augusto JanikianVice President of the Board of Executive Officers · b. 1974
  • Ms. Maria Elena Lanciego PerezVice President of the Board of Executive Officers · b. 1969

Financials

Income Statement

Currency: BRL2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue22.16B23.86B18.54B35.85B36.90B37.75B46.34B31.52B48.72B43.28B39.97B48.52B46.68B
Growth (%)-+7.67%-22.31%+93.44%+2.93%+2.29%+22.75%-31.98%+54.59%-11.16%-7.66%+21.40%-3.79%
Cost of Revenue0000233.38M238.97M264.10M------
Gross Profit22.16B23.86B18.54B35.54B36.06B44.00B49.40B------
Gross Margin100.00%100.00%100.00%99.12%97.72%116.54%106.61%------
Operating Expense14.63B16.92B20.61B10.78B21.55B28.81B32.49B------
Operating Income7.53B6.94B-2.08B24.76B14.51B15.18B16.91B------
Operating Margin33.97%29.08%-11.20%69.06%39.33%40.22%36.50%------
Net Income5.72B5.63B9.78B7.33B8.92B12.58B16.41B13.42B15.53B14.29B9.45B13.37B12.77B
Net Income Margin25.83%23.60%52.79%20.46%24.18%33.33%35.41%42.57%31.87%33.01%23.64%27.55%27.35%
Interest Expense0000028.56B28.52B18.33B26.67B67.72B81.40B80.50B104.86B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%75.65%61.55%58.16%54.74%156.46%203.67%165.93%224.64%

Balance Sheet

Currency: BRL2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets453.05B520.23B605.39B634.39B645.70B723.87B762.24B936.20B931.21B985.45B1.12T1.24T1.27T
Total Liabilities371.40B441.55B525.99B550.31B559.05B632.86B665.59B830.42B825.23B875.27B1.00T1.12T1.14T
Total Equity81.37B78.30B79.40B84.09B86.65B91.00B96.65B105.78B105.64B110.18B114.45B119.49B125.17B
Cash37.99B23.40B33.13B110.60B100.87B31.72B20.13B20.15B16.66B95.05B193.99B204.88B201.98B
Total Debt---183.80B128.59B290.36B296.66B70.00B-----
Net Debt-----62.58B63.75B49.85B82.02B31.61B---

Cash Flow

Currency: BRL2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow20.68B-4.62B4.03B6.75B50.29B8.28B24.87B42.32B6.81B6.85B49.42B-21.13B4.99B
Investing Cash Flow-2.32B-3.16B-760.84M-1.27B-1.45B-2.36B-2.51B-1.16B-1.93B-2.71B-2.58B-2.02B-3.32B
Financing Cash Flow-1.04B-7.34B4.36B-18.19B-44.30B-3.30B-26.20B-34.15B-658.51M12.75B15.50B930.18M4.40B
Capital Expenditure1.77B1.84B2.14B1.55B1.89B3.01B3.50B2.01B1.16B1.13B3.01B3.32B4.66B
Free Cash Flow----48.45B5.27B21.43B40.31B4.44B3.98B46.42B-23.74B1.34B
Dividends Paid2.05B2.20B3.99B3.21B5.65B6.08B6.95B10.28B9.91B7.39B5.62B5.62B6.50B
FCF to OCF----96.33%63.63%86.15%95.26%65.25%58.18%93.91%112.35%26.77%
Dividend Paid to FCF----11.67%115.36%32.45%25.50%223.04%185.60%12.10%-23.67%486.16%

Earnings

Report DateDec 2, 2009Apr 28, 2011Jul 27, 2011Oct 27, 2011Jan 31, 2012Apr 26, 2012Jul 26, 2012Oct 25, 2012Jan 31, 2013Apr 25, 2013Jul 30, 2013Oct 24, 2013Jan 30, 2014Apr 29, 2014Jul 31, 2014Nov 4, 2014Feb 3, 2015Apr 28, 2015Jul 30, 2015Oct 29, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 26, 2017Apr 26, 2017Jul 28, 2017Oct 25, 2017Feb 20, 2018Apr 24, 2018Jul 25, 2018Oct 31, 2018Jan 30, 2019Apr 30, 2019Jul 23, 2019Oct 30, 2019Jan 29, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Feb 7, 2022Apr 26, 2022Jul 28, 2022Oct 26, 2022Feb 2, 2023Apr 25, 2023Jul 26, 2023Oct 25, 2023Jan 31, 2024Apr 30, 2024Jul 24, 2024Oct 29, 2024Feb 5, 2025Oct 28, 2026
EPS Estimate------------------------------------------------0.930.80--------
EPS Actual0.070.290.290.250.250.240.200.200.110.220.200.180.190.190.200.170.190.180.660.220.200.240.240.300.200.260.290.310.320.380.380.420.490.480.460.520.730.520.520.520.530.541.101.140.520.530.550.420.220.290.310.370.290.400.440.490.51-
Surprise-------------------------------------------------76.34%-63.75%--------
Timing-----------------------After-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hours

Key Statistics & Ratios

Market Cap106.02B
Enterprise Value212.15B
Trailing P/E8.00
Forward P/E2.85
PEG Ratio0.23
Price / Sales2.20
Price / Book0.87
EPS1.77
Book Value34.00
Revenue (TTM)48.29B
Gross Profit (TTM)47.47B
Profit Margin28.66%
Operating Margin33.22%
Return on Equity11.15%
Return on Assets1.11%
Shares Outstanding3.81B
Shares Float3.74B
Beta0.18
Dividend Yield6.06%
Dividend Rate0.84
Payout Ratio62.06%

Dividends

20264×
0.25Jul 21, 20260.25Apr 20, 20260.26Jan 20, 20260.08Jan 2, 2026
20254×
0.26Oct 21, 20250.26Jul 17, 20250.19Apr 17, 20250.19Jan 22, 2025
20244×
0.19Oct 17, 20240.19Jul 19, 20240.19Apr 19, 20240.19Jan 19, 2024
20234×
0.19Oct 19, 20230.19Jul 20, 20230.19Apr 24, 20230.22Jan 26, 2023
20225×
0.22Oct 21, 20220.22Aug 12, 20220.22Apr 20, 20220.38Feb 10, 20220.03Jan 7, 2022
20213×
0.38Nov 4, 20210.43Aug 4, 20210.38May 7, 2021

Stock Splits

  • Jun 2, 20141:55