Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A.

SANB4 · SA · Financial Services / Banks - Regional

14.07BRL-0.09 (-0.64%)

Price History

Full chart

Market Stats

Previous Close14.16
Open14.00
Day Range14.00 – 14.20
52-Week Range12.85 – 18.48
Volume445.80K
Market Cap107.37B
P/E (TTM)8.10
Forward P/E3.11
EPS1.77
Dividend Yield6.47%
Beta0.14
50-Day Avg14.68
200-Day Avg15.29

About

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Gilson Finkelsztain
  • Employees47.33K
  • HeadquartersAv. Pres Juscelino Kubitschek, 2041, São Paulo, SP, Brazil, 04543-011, Brazil
  • Websitehttps://www.santander.com.br

Leadership

  • Mr. Gilson FinkelsztainChief Executive Officer · b. 1972
  • Mr. Ede Ilson VianiVice President of the Board of Executive Officers & Director · b. 1967
  • Mr. Gilberto Duarte de Abreu FilhoVP of Technology & Operations and VP of the Board of Executive Officers · b. 1973
  • Ms. Germanuela de Almeida de AbreuVice President of the Board of Executive Officers · b. 1975
  • Mr. Alessandro TomaoVice President of the Board of Executive Officers · b. 1977
  • Mr. Andre Juacaba de AlmeidaVice President of the Board of Executive Officers · b. 1974
  • Mr. Carlos Jose da Costa AndreVice President of the Board of Executive Officer · b. 1963
  • Mr. Renato EjnismanVice President of the Board of Executive Officer · b. 1970
  • Mr. Cezar Augusto JanikianVice President of the Board of Executive Officers · b. 1974
  • Ms. Maria Elena Lanciego PerezVice President of the Board of Executive Officers · b. 1969

Financials

Income Statement

Currency: BRL2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue6.98B434.99M950.94M9.41B16.17B24.05B38.16B41.90B50.34B44.10B45.10B56.09B56.51B83.36B74.36B66.90B75.47B50.88B75.34B110.90B121.36B129.02B151.54B
Growth (%)--93.76%+118.61%+889.03%+71.90%+48.77%+58.67%+9.78%+20.16%-12.41%+2.28%+24.35%+0.76%+47.52%-10.80%-10.03%+12.81%-32.57%+48.07%+47.19%+9.44%+6.31%+17.45%
Cost of Revenue6.98B-950.94M4.36B8.20B13.56B20.66B18.79B26.91B23.11B25.43B33.73B42.53B49.28B39.78B30.56B32.20B19.99B28.85B68.94B85.82B85.10B109.84B
Gross Profit---5.05B7.97B10.49B17.51B23.11B23.44B20.98B19.67B22.35B13.98B34.08B34.57B36.34B43.27B30.90B46.50B41.96B35.54B43.92B41.70B
Gross Margin---53.68%49.29%43.62%45.87%55.16%46.56%47.59%43.61%39.86%24.73%40.88%46.50%54.32%57.33%60.72%61.71%37.84%29.28%34.04%27.52%
Operating Expense---4.04B5.28B7.94B9.37B13.11B14.67B15.51B15.65B15.91B17.19B17.69B20.06B20.43B20.99B21.23B21.74B22.38B23.62B24.73B24.97B
Operating Income1.52B148.16M105.46M1.00B2.69B2.55B8.14B10.00B8.77B5.47B4.02B6.44B-3.22B16.38B14.51B15.91B22.27B9.66B24.75B19.57B11.92B19.19B16.73B
Operating Margin21.76%34.06%11.09%10.68%16.62%10.60%21.32%23.86%17.43%12.42%8.91%11.49%-5.69%19.65%19.52%23.78%29.51%18.99%32.85%17.65%9.82%14.87%11.04%
EBITDA1.90B-175.47M1.21B3.27B3.39B9.39B11.23B9.77B6.68B5.27B7.81B-1.73B17.87B16.18B17.65B24.67B12.24B27.18B22.16B14.66B21.92B19.35B
EBITDA Margin27.25%-18.45%12.88%20.21%14.11%24.59%26.81%19.41%15.14%11.69%13.92%-3.05%21.43%21.75%26.38%32.68%24.06%36.08%19.98%12.08%16.99%12.77%
Net Income1.58B-176.32M803.62M1.90B2.38B5.51B7.38B7.74B5.48B5.72B5.63B9.78B7.33B8.92B12.58B16.41B13.42B15.53B14.29B9.45B13.37B12.77B
Net Income Margin22.66%-18.54%8.54%11.77%9.89%14.43%17.62%15.37%12.43%12.69%10.04%17.31%8.80%12.00%18.81%21.74%26.37%20.61%12.88%7.79%10.36%8.42%
Interest Expense-023.44M4.36B7.00B12.33B17.18B16.81B23.92B21.06B22.74B31.70B38.53B46.56B36.47B28.56B28.52B18.33B26.67B67.72B81.40B80.50B104.86B
Interest Expense % of Total Revenue-0.00%2.46%46.32%43.31%51.26%45.01%40.13%47.51%47.75%50.41%56.51%68.19%55.85%49.05%42.69%37.79%36.03%35.40%61.07%67.07%62.40%69.20%

Balance Sheet

Currency: BRL2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets32.60B4.56B5.25B102.03B116.04B294.19B315.97B374.66B400.58B422.61B453.05B520.23B605.39B634.39B645.74B723.87B762.24B936.20B931.21B985.45B1.12T1.24T1.27T
Total Liabilities27.27B2.96B3.52B94.05B106.77B244.35B246.71B301.30B323.70B343.47B371.40B441.55B525.56B549.58B558.65B632.27B89.42B74.54B100.90B874.77B1.00T1.12T1.14T
Total Equity5.20B1.61B1.73B7.98B9.26B49.83B69.27B73.36B76.86B78.90B81.37B78.30B79.40B84.09B86.65B91.00B96.65B105.78B105.64B110.18B114.45B119.49B125.17B
Cash-68.32M76.20M1.18B1.64B23.70B27.27B56.80B65.94B55.54B51.71B55.90B89.14B110.60B100.87B31.72B20.13B20.15B16.66B149.64B193.99B204.88B201.98B
Total Debt8.18B-1.45B9.96B11.66B12.09B22.74B29.78B49.50B65.93B74.21B84.42B268.83B352.92B267.61B222.69B192.80B218.80B252.26B126.66B135.80B135.37B129.96B
Net Debt8.18B-1.45B8.78B10.02B-11.61B-4.53B-27.02B-16.44B10.40B22.49B28.52B23.57B-1.98B-21.66B62.58B63.75B49.85B82.02B-22.98B-58.19B-69.51B-72.03B

Cash Flow

Currency: BRL2003-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.42B-481.23M81.23M5.55B-12.21B-10.33B-11.11B3.40B20.68B-4.62B4.03B6.75B50.26B8.28B24.87B42.32B6.81B6.85B36.61B-21.13B4.99B
Investing Cash Flow-2.76B231.84M490.84M36.16M2.58B-2.37B210.60M-2.74B-2.32B-3.16B-760.84M-1.27B-1.42B-2.36B-2.51B-1.16B-1.93B-2.71B-2.58B-2.02B-3.32B
Financing Cash Flow314.53M1.35B-109.38M818.60M11.61B3.31B10.57B8.75B-1.04B-7.34B4.36B-18.19B-44.30B-3.30B-26.20B-34.15B-658.51M12.75B5.82B930.18M4.40B
Capital Expenditure259.26M500.41M644.84M2.83B3.28B2.41B2.55B3.17B2.37B2.42B1.78B1.54B1.84B3.01B3.44B2.01B2.37B2.86B3.35B2.61B3.66B
Free Cash Flow2.16B-981.64M-563.61M2.73B-15.50B-12.73B-13.66B1.41B19.36B-6.51B2.25B5.20B48.42B5.27B21.43B40.31B4.44B3.98B33.26B-23.74B1.34B
Dividends Paid-92.89M900.01M1.50B1.54B2.73B3.93B2.50B2.05B2.20B3.99B3.21B5.65B6.08B6.95B10.28B9.91B7.39B5.45B5.62B6.50B
FCF to OCF89.28%203.98%-693.86%49.11%126.87%123.30%122.98%41.54%93.61%141.10%55.78%77.13%96.33%63.63%86.15%95.26%65.25%58.18%90.84%112.35%26.77%
Dividend Paid to FCF--9.46%-159.69%55.09%-9.94%-21.48%-28.74%176.53%10.57%-33.72%177.79%61.69%11.67%115.36%32.45%25.50%223.04%185.60%16.39%-23.67%486.16%

Earnings

Report DateApr 28, 2020Jul 29, 2020Oct 27, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Feb 7, 2022Apr 26, 2022Jul 28, 2022Oct 26, 2022Feb 2, 2023Apr 25, 2023Jul 26, 2023Oct 25, 2023Jan 31, 2024Apr 30, 2024Jul 24, 2024Oct 29, 2024Feb 5, 2025
EPS Estimate--------------------
EPS Actual0.520.520.520.530.541.101.140.520.530.550.420.220.290.310.370.290.400.440.490.51
Surprise--------------------
TimingPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-market

Key Statistics & Ratios

Market Cap107.37B
Enterprise Value212.83B
Trailing P/E8.10
Forward P/E3.11
PEG Ratio0.18
Price / Sales2.22
Price / Book0.86
EPS1.77
Book Value34.00
Revenue (TTM)48.29B
Gross Profit (TTM)47.47B
Profit Margin28.66%
Operating Margin33.22%
Return on Equity11.15%
Return on Assets1.11%
Shares Outstanding3.67B
Shares Float3.74B
Beta0.14
Dividend Yield6.47%
Dividend Rate0.93
Payout Ratio68.27%

Dividends

20264×
0.28Jul 21, 20260.28Apr 20, 20260.28Jan 20, 20260.09Jan 2, 2026
20254×
0.28Oct 21, 20250.28Jul 17, 20250.21Apr 17, 20250.21Jan 22, 2025
20244×
0.21Oct 17, 20240.21Jul 19, 20240.21Apr 19, 20240.21Jan 19, 2024
20234×
0.21Oct 19, 20230.21Jul 20, 20230.21Apr 24, 20230.24Jan 26, 2023
20225×
0.24Oct 21, 20220.24Aug 12, 20220.24Apr 20, 20220.42Feb 10, 20220.03Jan 7, 2022
20213×
0.42Nov 4, 20210.48Aug 4, 20210.42May 7, 2021

Stock Splits

  • Jun 2, 20141:55