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Ping An Bank Co Ltd

Ping An Bank Co Ltd

000001 · SHE · Financial Services / Banks - Regional

12.07CNY+0.27 (+2.29%)

Price History

Full chart

Market Stats

Previous Close11.80
Open11.76
Day Range11.70 – 12.10
52-Week Range9.78 – 11.89
Volume218.94M
Market Cap225.88B
P/E (TTM)5.44
Forward P/E5.22
EPS2.14
Dividend Yield5.23%
Beta0.51
50-Day Avg11.60
200-Day Avg11.13

About

Ping An Bank Co., Ltd. provides commercial banking products and services for individual and corporate customers, government agencies, institutions, and other small businesses in China and internationally. The company operates through three segments: Wholesale Financial Services, Retail Financial Services, and Other Businesses. It offers deposit products, including demand, time, call, negotiated, agreement, and margin deposits; foreign currency, corporate, and structured deposits. The company also provides loans, such as working capital, fixed asset, corporate fixed deposit certificate pledge, commercial property mortgage, syndicated, cross-border syndicated, real estate development, government platform, and cross-border working capital loans, as well as corporate client account overdraft, online banking revolving loans for small and medium-sized enterprises, offshore foreign exchange deposits, and offshore cross-border financing loans. In addition, it offers settlement, offshore, corporate finance, cash management, trade finance, custody, corporate e-banking, corporate intermediary, interbank, and wealth management services, as well as bank cards. The company was founded in 1987 and is headquartered in Shenzhen, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Guangheng Ji
  • Employees41.70K
  • HeadquartersNo. 5047 Shennan East Road, Shenzhen, China, 518001, China
  • Websitehttps://bank.pingan.com

Leadership

  • Mr. Guangheng JiPresident & Executive Director · b. 1968
  • Mr. Youzhi Xiang Ph.D.CFO, VP & Director · b. 1964
  • Mr. Zhiqun YangVP & Executive Director · b. 1970
  • Mr. Qiang Zhou Ph.D.Secretary of the Board · b. 1972
  • Mr. Yu ChenHead of the Accounting Department
  • Mr. Fangtao SunChief Information Officer
  • Wei WangChief Funding Officer
  • Mr. Canhuang CaiRetail Business Director & Executive President of Private Banking Department
  • Ming LiHead of Retail
  • Jun WangAssistant to the President

Financials

Income Statement

Currency: CNY1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue334.69M475.51M806.98M1.39B2.11B2.61B2.77B2.78B2.20B2.79B4.33B6.03B6.63B9.05B9.22B12.89B19.25B28.36B24.10B28.33B56.58B81.28B104.50B139.53B161.81B162.56B179.84B204.77B225.58B241.02B262.57B278.46B274.18B251.64B227.63B
Growth (%)-+42.08%+69.71%+72.28%+51.43%+23.99%+6.03%+0.48%-20.80%+26.62%+55.21%+39.31%+9.97%+36.42%+1.91%+39.75%+49.34%+47.35%-15.02%+17.58%+99.68%+43.67%+28.56%+33.53%+15.96%+0.47%+10.62%+13.87%+10.16%+6.85%+8.94%+6.05%-1.54%-8.22%-9.54%
Cost of Revenue---297.37K-1.33M1.34M4.56M13.27M4.10M1.32M770.96M1.31B1.52B1.82B2.37B3.77B5.07B8.44B13.87B9.00B10.42B26.98B41.58B52.41B66.16B65.69B54.71B74.06B88.14B87.59B87.54B93.20B98.75B109.63B104.95B128.25B
Gross Profit334.69M475.51M807.28M1.39B2.10B2.61B2.75B2.78B2.20B2.02B3.02B4.51B4.82B6.68B5.45B7.82B10.81B14.49B15.10B17.91B29.60B39.71B52.09B73.38B96.12B107.86B105.78B116.63B137.99B153.49B169.37B179.72B164.56B146.69B99.38B
Gross Margin100.00%100.00%100.04%100.10%99.94%99.83%99.52%99.85%99.94%72.36%69.82%74.83%72.61%73.79%59.11%60.67%56.16%51.10%62.65%63.21%52.31%48.85%49.84%52.59%59.40%66.35%58.82%56.96%61.17%63.68%64.50%64.54%60.02%58.29%43.66%
Operating Expense184.51M249.76M486.81M977.18M1.60B1.69B2.12B1.96B1.93B1.52B2.46B4.00B4.46B4.30B4.85B5.70B7.04B13.70B8.91B9.96B16.34B22.15B32.05B47.19B67.27B77.92B75.62B84.40B101.75B116.73B123.49B122.46B106.84B91.95B48.22B
Operating Income150.18M225.75M320.46M414.42M506.88M919.70M637.03M814.64M274.71M503.19M558.96M517.07M353.95M2.38B597.90M2.12B3.77B792.61M6.19B7.95B13.26B17.55B20.04B26.19B28.85B29.93B30.16B32.23B36.24B36.75B45.88B57.25B57.72B54.74B51.16B
Operating Margin44.87%47.48%39.71%29.81%24.08%35.23%23.02%29.29%12.47%18.04%12.91%8.57%5.34%26.29%6.48%16.47%19.60%2.80%25.69%28.05%23.43%21.59%19.18%18.77%17.83%18.41%16.77%15.74%16.07%15.25%17.47%20.56%21.05%21.75%22.47%
EBITDA150.18M225.75M320.46M414.42M506.88M919.70M637.03M969.96M461.92M728.27M732.47M738.00M657.07M2.70B959.83M2.45B3.99B1.03B6.49B8.34B14.01B18.60B21.19B27.46B30.20B31.38B31.82B34.26B41.24B42.01B51.08B62.59B62.90B59.41B54.41B
EBITDA Margin44.87%47.48%39.71%29.81%24.08%35.23%23.02%34.88%20.97%26.11%16.92%12.24%9.91%29.89%10.41%18.98%20.75%3.62%26.94%29.42%24.77%22.88%20.27%19.68%18.66%19.30%17.69%16.73%18.28%17.43%19.45%22.48%22.94%23.61%23.90%
Net Income128.21M192.43M273.31M356.33M435.13M787.48M513.64M713.89M223.54M462.98M402.36M312.74M425.07M294.57M311.01M1.41B2.65B614.03M5.03B6.25B10.28B13.40B15.23B19.80B21.86B22.60B23.19B24.82B28.20B28.93B36.34B45.52B46.45B44.51B42.63B
Net Income Margin38.31%40.47%33.87%25.63%20.67%30.17%18.56%25.67%10.15%16.60%9.29%5.19%6.41%3.26%3.37%10.96%13.77%2.17%20.88%22.05%18.17%16.49%14.57%14.19%13.51%13.90%12.89%12.12%12.50%12.00%13.84%16.35%16.94%17.69%18.73%
Interest Expense----1.34M4.56M13.27M4.10M1.32M770.96M1.31B1.52B1.82B2.37B3.77B5.07B8.44B13.87B9.00B10.42B26.98B41.58B52.41B66.16B65.69B54.71B74.06B88.14B87.59B87.54B93.20B98.75B109.63B104.95B81.84B
Interest Expense % of Total Revenue----0.06%0.17%0.48%0.15%0.06%27.64%30.18%25.17%27.39%26.21%40.89%39.33%43.84%48.90%37.35%36.79%47.69%51.15%50.16%47.41%40.60%33.65%41.18%43.04%38.83%36.32%35.50%35.46%39.98%41.71%35.95%

Balance Sheet

Currency: CNY1990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.96B4.35B-9.32B15.49B20.31B30.02B31.80B39.40B45.87B67.23B120.13B166.17B193.45B204.44B222.32B260.76B352.54B474.44B587.81B727.21B1.26T1.61T1.89T2.19T2.51T2.95T3.25T3.42T3.94T4.47T4.92T5.32T5.59T5.77T5.93T
Total Liabilities2.87B4.28B-8.11B13.83B18.35B27.48B28.40B35.72B42.97B62.49B116.50B162.23B189.06B199.71B217.27B254.16B339.53B458.04B567.34B694.01B1.18T1.52T1.78T2.06T2.35T2.75T3.03T3.18T3.63T4.10T4.53T4.89T5.11T5.27T5.46T
Total Equity45.18M73.48M-1.20B1.66B1.96B2.53B3.40B3.68B2.90B4.74B3.63B3.94B4.39B4.73B5.05B6.60B13.01B16.40B20.47B33.20B73.31B84.80B112.08B130.95B161.50B202.17B222.05B240.04B312.98B364.13B395.45B434.68B472.33B494.84B471.18B
Cash804.20M1.26B-1.52B2.90B3.96B8.14B6.19B7.27B9.49B14.10B25.08B26.65B26.47B24.34B31.62B32.74B47.39B70.51B75.20B93.59B208.97B381.50B350.37B464.36B541.14B669.38B586.94B493.39B468.47B492.49B502.54B534.08B598.65B680.93B254.13B
Total Debt---128.69M139.76M434.36M543.11M489.16M391.41M172.35M246.89M15.50B29.28B1.73B322.76M--2.30B15.34B17.03B15.67B41.33B55.15B30.73B55.30B225.11B316.05B370.52B406.49B547.43B660.25B863.30B756.39B783.60B756.25B1.55T
Net Debt-804.20M-1.26B--1.40B-2.76B-3.52B-7.60B-5.70B-6.88B-9.32B-13.85B-9.58B2.63B-24.74B-24.02B-31.62B-32.74B-45.09B-55.17B-58.17B-77.92B-167.63B-326.35B-319.63B-409.06B-316.04B-353.33B-216.42B-86.91B78.96B167.75B360.75B222.31B184.95B75.32B1.29T

Cash Flow

Currency: CNY1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.29B4.67B1.59B14.64B8.54B-1.67B7.05B-4.29B11.51B17.05B24.34B32.19B22.05B-14.44B185.84B91.67B25.32B-1.83B10.99B-118.78B-57.32B-40.02B-16.16B-192.73B134.57B92.46B63.34B-28.41B
Investing Cash Flow-2.07B-1.48B-3.10B-5.85B-6.82B-2.36B-10.49B8.15B-8.82B-11.73B-28.21B-15.64B-14.66B8.84B-80.04B-87.01B-54.48B-96.23B-102.34B-36.13B61.38B-102.06B15.94B-40.45B17.86B-26.14B-31.86B10.89B
Financing Cash Flow-107.94M-594.16M2.83B-1.41M-276.15M-268.15M-38.70M-130.59K-1.23M3.10B10.44B1.03B6.36B5.78B-1.49B4.91B31.19B174.18B59.21B61.44B19.02B158.67B103.40B181.06B-161.41B8.09B-73.93B105.10B
Capital Expenditure318.59M385.40M576.75M700.15M594.86M485.73M245.91M872.70M219.43M372.20M838.00M985.25M837.90M849.80M1.42B1.75B3.83B3.53B2.77B2.82B4.62B3.55B3.49B6.61B3.54B3.10B2.39B2.89B
Free Cash Flow1.97B4.29B1.01B13.94B7.95B-2.15B6.80B-5.16B11.29B16.68B23.50B31.21B21.21B-15.29B184.42B89.92B21.49B-5.36B8.22B-121.60B-61.94B-43.58B-19.65B-199.35B131.03B89.36B60.95B-31.30B
Dividends Paid4.63M533.91M263.89M1.41M276.15M268.15M38.70M130.59K1.23M20.86M101.71M463.56M548.86M562.20M513.00M872.00M1.52B1.99B2.19B3.59B3.21B3.36B5.92B6.34B7.27B8.38B21.58B14.12B
FCF to OCF86.09%91.75%63.75%95.22%93.04%129.11%96.51%120.36%98.09%97.82%96.56%96.94%96.20%105.89%99.24%98.09%84.85%293.54%74.77%102.37%108.06%108.88%121.60%103.43%97.37%96.65%96.23%110.18%
Dividend Paid to FCF0.23%12.46%26.02%0.01%3.47%-12.45%0.57%-0.00%0.01%0.13%0.43%1.49%2.59%-3.68%0.28%0.97%7.09%-37.09%26.64%-2.95%-5.18%-7.72%-30.15%-3.18%5.55%9.38%35.40%-45.13%

Earnings

Report DateMar 31, 2004Jun 30, 2004Sep 30, 2004Dec 31, 2004Mar 31, 2005Jun 30, 2005Sep 30, 2005Dec 31, 2005Mar 31, 2006Jun 30, 2006Sep 30, 2006Dec 31, 2006Mar 31, 2007Jun 30, 2007Sep 30, 2007Dec 31, 2007Mar 31, 2008Jun 30, 2008Oct 23, 2008Mar 19, 2009Jun 3, 2009Aug 21, 2009Oct 28, 2009Mar 11, 2010Apr 29, 2010Aug 25, 2010Oct 27, 2010Feb 24, 2011Apr 27, 2011Aug 18, 2011Nov 30, 2011Mar 9, 2012Apr 26, 2012Aug 29, 2012Oct 25, 2012Feb 27, 2013Apr 23, 2013Aug 22, 2013Nov 27, 2013Mar 6, 2014May 28, 2014Aug 13, 2014Oct 23, 2014Mar 12, 2015Apr 23, 2015Aug 13, 2015Oct 22, 2015Mar 9, 2016Apr 20, 2016Aug 12, 2016Oct 20, 2016Mar 16, 2017Apr 21, 2017Aug 11, 2017Oct 20, 2017Mar 14, 2018Apr 20, 2018Aug 15, 2018Oct 23, 2018Mar 6, 2019Apr 23, 2019Aug 7, 2019Oct 21, 2019Jan 13, 2020Apr 20, 2020Aug 27, 2020Oct 21, 2020Feb 1, 2021Apr 20, 2021Aug 19, 2021Oct 20, 2021Jan 12, 2022Apr 26, 2022Aug 17, 2022Oct 24, 2022Jan 16, 2023Apr 24, 2023Aug 23, 2023Oct 24, 2023Mar 14, 2024Apr 19, 2024Aug 15, 2024Oct 18, 2024Mar 14, 2025Apr 18, 2025Aug 22, 2025Oct 24, 2025Mar 20, 2026Apr 24, 2026Aug 14, 2026Sep 30, 2026
EPS Estimate------------------0.13-0.04--0.120.09--0.170.16------0.23-0.150.21-0.19-0.280.310.240.400.380.360.320.430.310.460.270.370.390.310.280.330.450.430.320.460.490.360.360.510.470.390.310.410.380.420.460.570.420.440.450.730.610.810.480.690.570.770.450.610.350.660.410.640.590.59
EPS Actual0.030.010.02-0.020.020.010.02-0.000.030.030.060.060.080.080.100.090.120.130.14-0.320.130.140.150.150.180.170.170.150.250.240.210.220.240.240.250.220.250.280.290.250.310.240.340.250.340.360.360.240.350.360.370.230.310.320.380.240.330.400.410.310.360.460.370.320.440.260.440.300.420.380.600.340.660.370.750.420.750.550.740.320.660.570.710.220.620.560.690.200.670.570.70
Surprise------------------7.69%-700.00%--25.00%66.67%--0.00%-6.25%------8.70%-66.67%33.33%-31.58%--14.29%9.68%4.17%-15.00%-5.26%0.00%-25.00%-18.60%16.13%-19.57%-14.81%-16.22%-17.95%22.58%-14.29%0.00%-11.11%-4.65%-3.13%-21.74%-6.12%2.78%-11.11%-13.73%-44.68%12.82%-3.23%2.44%0.00%42.86%-26.09%15.79%-11.90%70.45%-6.67%2.74%-9.84%-8.64%-33.33%-4.35%0.00%-7.79%-51.11%1.64%60.00%4.55%-51.22%4.69%-3.39%18.46%
Timing------------------After-hoursAfter-hours--Pre-marketPre-market--After-hoursAfter-hours------After-hours-After-hoursAfter-hours-After-hours-After-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-

Key Statistics & Ratios

Market Cap225.88B
Enterprise Value-374.67B
Trailing P/E5.44
Forward P/E5.22
PEG Ratio1.24
Price / Sales2.45
Price / Book0.41
EPS2.14
Book Value24.57
Revenue (TTM)92.04B
Gross Profit (TTM)92.04B
Profit Margin47.24%
Operating Margin63.88%
Return on Equity8.09%
Return on Assets0.74%
Shares Outstanding19.41B
Shares Float8.04B
Beta0.51
Dividend Yield5.23%
Dividend Rate0.61
Payout Ratio28.46%

Dividends

20261×
0.36Jun 12, 2026
20252×
0.24Oct 15, 20250.36Jun 12, 2025
20242×
0.25Oct 10, 20240.72Jun 14, 2024
20231×
0.28Jun 14, 2023
20221×
0.23Jul 22, 2022
20211×
0.18May 14, 2021
20191×
0.14Jun 26, 2019
20181×
0.14Jul 12, 2018
20171×
0.16Jul 21, 2017
20161×
0.13Jun 16, 2016
20151×
0.12Apr 13, 2015
20141×
0.09Jun 12, 2014
20131×
0.06Jun 20, 2013
20121×
0.04Oct 19, 2012
20081×
0.01Oct 31, 2008
20071×
0.03Jun 18, 2007
20031×
0.04Sep 29, 2003
20021×
0.04Jul 23, 2002
19991×
0.17Oct 18, 1999
19971×
0.04Aug 25, 1997
19951×
0.03Sep 25, 1995
19941×
0.03Jul 11, 1994

Stock Splits

  • Jun 16, 201612:10
  • Apr 13, 201512:10
  • Jun 12, 201412:10
  • Jun 20, 20131.6:1
  • Oct 31, 20081.3:1
  • Aug 25, 199715:10
  • May 27, 19961.5:1
  • Sep 25, 199512:10
  • Jul 11, 199415:10
  • May 24, 19931.85:1
  • Mar 23, 199215:10
  • Aug 19, 199113:10
  • Apr 3, 199114:10