YOLFTbeta
00

Qingdao Rural Commercial Bank Corp Class A

002958 · SHE · Financial Services / Banks - Regional

3.00CNY+0.01 (+0.33%)

Price History

Full chart

Market Stats

Previous Close2.99
Open2.97
Day Range2.95 – 3.03
52-Week Range2.61 – 3.25
Volume93.53M
Market Cap16.33B
P/E (TTM)6.39
Forward P/E0.00
EPS0.46
Dividend Yield4.08%
Beta0.23
50-Day Avg2.99
200-Day Avg3.01

About

Qingdao Rural Commercial Bank Co., Ltd. provides various banking products and services in China. The company accepts deposits; offers loans, settlements, bill acceptance and discounting, letter of credit and guarantees, foreign exchange credit, and consulting and witnessing services. It also acts as an insurance agency; and underwrites government bonds and financial bonds. In addition, the company engages in the interbank lending of RMB and foreign currencies, and bank card business. Qingdao Rural Commercial Bank Co., Ltd. was founded in 1951 and is headquartered in Qingdao, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Fengxing Yu
  • Employees6.03K
  • HeadquartersBuilding 1, No. 6 Qinling Road,, Qingdao, China, 266061, China
  • Websitehttps://www.qrcb.com.cn

Leadership

  • Mr. Fengxing YuPresident & Executive Director · b. 1968
  • Ms. Yu WangVice president · b. 1968
  • Mr. Hui JiangVice president · b. 1972
  • Mr. Guangyuan ZhuSecretary of the Board of Directors · b. 1974
  • Mr. Hai Bin HouAssistant Governor · b. 1974
  • Mr. Ji Peng ChenAssistant Governor · b. 1978
  • Ms. Zhao Hui WuHead of the Planning & Finance Department

Financials

Income Statement

Currency: CNY2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.85B4.24B7.13B8.40B8.93B9.12B10.31B12.96B15.04B16.69B18.87B18.69B19.41B19.73B9.99B
Growth (%)--12.66%+68.35%+17.79%+6.22%+2.22%+12.94%+25.78%+16.00%+10.99%+13.10%-0.97%+3.84%+1.66%-49.39%
Cost of Revenue1.39B-2.19B2.82B3.19B3.38B4.31B5.51B6.32B7.11B8.58B8.75B9.11B8.77B-
Gross Profit3.46B4.24B4.94B5.58B5.74B5.74B5.99B7.46B8.71B9.57B10.30B9.94B10.30B10.96B-
Gross Margin71.34%100.00%69.27%66.42%64.29%62.93%58.16%57.53%57.93%57.38%54.57%53.19%53.06%55.53%-
Operating Expense2.41B638.56M2.72B3.12B3.28B3.23B3.23B4.43B5.60B6.47B6.99B7.87B8.07B8.47B-
Operating Income1.06B3.60B2.23B2.47B2.46B2.51B2.77B3.03B3.11B3.11B3.31B2.07B2.23B2.49B-
Operating Margin21.74%84.93%31.20%29.34%27.54%27.50%26.84%23.37%20.69%18.63%17.56%11.07%11.47%12.61%-
EBITDA1.18B3.73B2.37B2.62B2.66B2.76B3.08B3.35B3.41B3.42B3.73B2.47B2.64B2.88B-
EBITDA Margin24.35%88.04%33.24%31.18%29.79%30.23%29.85%25.83%22.71%20.49%19.75%13.24%13.61%14.57%-
Net Income565.36M1.19B1.65B1.72B1.86B1.93B2.14B2.42B2.82B2.96B3.07B2.32B2.57B2.86B3.13B
Net Income Margin11.65%28.04%23.13%20.42%20.88%21.11%20.73%18.66%18.79%17.74%16.24%12.40%13.23%14.48%31.33%
Interest Expense1.39B2.07B2.19B2.82B3.19B3.38B4.31B5.51B6.32B7.11B8.58B8.75B9.11B8.77B7.77B
Interest Expense % of Total Revenue28.66%48.94%30.73%33.58%35.71%37.07%41.84%42.47%42.07%42.62%45.43%46.81%46.94%44.47%77.77%

Balance Sheet

Currency: CNY2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets85.75B101.55B125.57B145.05B165.08B207.54B251.05B293.96B341.67B406.81B430.44B434.79B467.94B495.03B502.78B
Total Liabilities82.54B92.59B115.04B133.20B151.59B191.79B233.14B273.01B316.41B377.36B395.39B398.31B428.89B453.92B457.69B
Total Equity3.21B8.97B10.54B11.85B13.49B14.95B17.11B20.13B24.42B28.84B34.16B35.57B38.11B40.75B45.09B
Cash15.04B14.41B13.44B34.50B33.58B33.43B36.96B40.46B39.37B40.51B43.02B39.54B38.93B46.12B46.06B
Total Debt12.60M--895.13M5.95B24.37B39.56B55.17B71.20B124.28B94.28B85.49B89.76B84.04B-
Net Debt-15.03B-14.41B-13.44B-33.61B-27.63B-9.07B2.59B14.71B31.83B45.53B51.26B45.95B50.83B37.92B34.49B

Cash Flow

Currency: CNY2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow9.39B-3.54B8.86B8.51B13.31B19.41B2.12B-2.36B-4.84B6.33B780.28M1.97B16.05B6.47B-11.24B
Investing Cash Flow-864.86M-2.89B-5.47B-6.22B-14.82B-36.51B-13.20B-11.78B-4.79B-15.40B-11.61B8.46B-15.93B3.85B-
Financing Cash Flow450.54M4.47B--4.86M2.94B16.73B15.31B13.19B13.28B9.45B7.22B-11.05B740.83M-5.09B-
Capital Expenditure549.99M2.68B636.79M236.14M648.44M563.15M799.40M245.16M289.32M436.53M336.48M250.16M121.89M124.21M88.41M
Free Cash Flow8.84B-6.22B8.22B8.27B12.66B18.85B1.32B-2.61B-5.13B5.90B443.81M1.72B15.93B6.35B-11.33B
Dividends Paid75.49M463.36M-499.98M510.08M630.36M736.36M1.71B2.90B2.89B3.05B2.96B264.98M2.83B2.52B
FCF to OCF94.14%175.56%92.81%97.23%95.13%97.10%62.35%110.37%105.98%93.11%56.88%87.33%99.24%98.08%100.79%
Dividend Paid to FCF0.85%-7.46%-6.04%4.03%3.34%55.62%-65.59%-56.52%49.02%686.14%171.87%1.66%44.56%-22.22%

Earnings

Report DateApr 29, 2019Aug 22, 2019Oct 28, 2019Jan 19, 2020Apr 27, 2020Aug 25, 2020Oct 27, 2020Jan 28, 2021Apr 26, 2021Aug 27, 2021Oct 29, 2021Aug 26, 2022Oct 28, 2022Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025
EPS Estimate-----------------
EPS Actual0.140.120.170.080.150.110.180.070.160.140.170.120.16-0.09-0.09-0.06-0.03
Surprise-----------------
TimingAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hours----

Key Statistics & Ratios

Market Cap16.33B
Enterprise Value87.89B
Trailing P/E6.39
Forward P/E0.00
Price / Sales2.31
Price / Book0.37
EPS0.46
Book Value6.98
Revenue (TTM)7.08B
Gross Profit (TTM)7.08B
Profit Margin45.04%
Operating Margin57.87%
Return on Equity7.46%
Return on Assets0.63%
Shares Outstanding5.56B
Shares Float3.46B
Beta0.23
Dividend Yield4.08%
Dividend Rate0.12
Payout Ratio26.09%

Dividends

20261×
0.12Jul 8, 2026
20251×
0.12Jul 9, 2025
20241×
0.10Jul 9, 2024
20221×
0.10Jul 8, 2022
20211×
0.15Jul 7, 2021
20201×
0.15Jun 16, 2020
20191×
0.15Jun 26, 2019