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Wuxi Rural Commercial Bank Co Ltd

Wuxi Rural Commercial Bank Co Ltd

600908 · SHG · Financial Services / Banks - Regional

6.14CNY+0.13 (+2.16%)

Price History

Full chart

Market Stats

Previous Close6.01
Open5.98
Day Range5.96 – 6.19
52-Week Range4.92 – 6.35
Volume35.42M
Market Cap12.95B
P/E (TTM)5.73
Forward P/E0.00
EPS1.03
Dividend Yield4.07%
Beta0.27
50-Day Avg5.62
200-Day Avg5.67

About

Wuxi Rural Commercial Bank Co.,Ltd provides various financial services in China. It offers basic, general, temporary, dedicated, and unit structured deposit accounts. It also offers unit certificate of deposit pledge, real estate development, equity pledge loans, operating property, working capital, syndicated, movable property pledge financing, and accounts receivable pledge loans; consumer and operating loans; tax easy loans, grant credit, small and micro loans; credit, revolving, and photovoltaic loans for farmers; and joint guarantee loans; money management; various insurance; financing management; money management; trade settlement; trade finance; cross-border RMB finance; and remittance and letter of credit notifications international business enterprise online banking; debit, credit, and social security cards. In addition, it provides digital banking services, agricultural assistance and specialized platforms, financial tools and calculators, and e-commerce and payment solutions. Wuxi Rural Commercial Bank Co.,Ltd was founded in 2005 and is headquartered in Wuxi, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Hongmei Chen
  • Employees1.77K
  • HeadquartersNo. 9, Financial 2nd Street, Wuxi, China, 214125, China
  • Websitehttps://www.wrcb.com.cn

Leadership

  • Ms. Hongmei ChenPresident, Chief Compliance Officer & Director · b. 1977
  • Ms. Yun YouGM of the Planning & Finance Department, Accounting Supervisor & Director · b. 1984
  • Mr. Guodong FeiDirector & Secretary to the Board · b. 1978
  • Mr. Jianjun HeVice President · b. 1971
  • Mr. Wei ShiVice President · b. 1987
  • Mr. Yanqing CaoVice President · b. 1973
  • Mr. Yanbing XuVice President · b. 1982

Financials

Income Statement

Currency: CNY2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue749.77M1.02B9.66M1.58B1.90B2.70B3.71B4.15B4.81B5.26B5.04B5.65B6.24B7.08B7.60B8.46B8.71B8.96B9.20B8.90B
Growth (%)-+36.52%-99.06%+16259.63%+20.54%+41.75%+37.46%+11.74%+15.88%+9.46%-4.14%+11.94%+10.54%+13.50%+7.33%+11.30%+2.97%+2.81%+2.73%-3.30%
Cost of Revenue272.20M359.81M---983.57M1.72B2.09B2.54B2.90B2.56B2.84B3.09B3.65B3.79B4.27B4.42B4.76B4.71B5.05B
Gross Profit477.57M663.77M9.66M1.58B1.90B1.72B1.99B2.06B2.26B2.36B2.49B2.81B3.15B3.43B3.81B4.19B4.29B4.20B4.49B3.85B
Gross Margin63.70%64.85%100.00%100.00%100.00%63.57%53.66%49.65%47.05%44.82%49.28%49.78%50.48%48.49%50.14%49.55%49.27%46.89%48.77%43.24%
Operating Expense320.71M383.02M68.39M1.13B1.19B754.02M866.22M862.20M1.12B1.33B1.39B1.58B1.85B1.98B2.32B2.42B2.05B1.81B1.99B1.35B
Operating Income156.86M280.75M-58.73M448.56M717.57M962.58M1.13B1.20B1.14B1.02B1.09B1.23B1.30B1.45B1.50B1.77B2.24B2.39B2.49B2.50B
Operating Margin20.92%27.43%-607.97%28.38%37.67%35.65%30.32%28.86%23.79%19.48%21.69%21.71%20.79%20.51%19.66%20.97%25.71%26.65%27.10%28.09%
EBITDA156.86M280.75M-58.73M448.56M717.57M1.01B1.18B1.27B1.23B1.13B1.21B1.35B1.43B1.59B1.64B1.96B2.44B2.59B2.70B2.45B
EBITDA Margin20.92%27.43%-607.97%28.38%37.67%37.44%31.86%30.61%25.58%21.57%24.01%23.94%22.87%22.48%21.63%23.22%27.95%28.88%29.30%27.57%
Net Income88.00M205.79M-58.73M555.85M560.34M726.87M865.02M925.36M925.62M833.34M892.77M994.95M1.10B1.25B1.31B1.58B2.00B2.20B2.25B2.31B
Net Income Margin11.74%20.11%-607.97%35.17%29.42%26.92%23.31%22.31%19.26%15.84%17.70%17.62%17.55%17.64%17.25%18.67%22.97%24.56%24.47%25.95%
Interest Expense272.20M359.81M---983.57M1.72B2.09B2.54B2.90B2.56B2.84B3.09B3.65B3.79B4.27B4.42B4.76B4.71B4.27B
Interest Expense % of Total Revenue36.30%35.15%---36.43%46.34%50.35%52.95%55.18%50.72%50.22%49.52%51.51%49.86%50.45%50.73%53.11%51.23%47.99%

Balance Sheet

Currency: CNY2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets21.00B23.36B26.90B34.84B45.67B59.94B72.97B83.77B104.46B115.49B124.63B137.12B154.39B161.91B180.02B201.77B211.60B234.96B256.80B280.63B
Total Liabilities20.11B22.29B26.59B34.50B43.04B55.57B67.89B77.99B97.93B108.17B115.76B127.77B143.47B150.18B166.00B185.85B192.08B213.76B233.43B258.12B
Total Equity892.34M1.08B316.81M344.06M2.63B4.24B4.95B5.64B6.41B7.21B8.77B9.25B10.85B11.65B13.98B15.80B19.38B21.06B23.24B22.44B
Cash3.91B5.23B36.01B6.94B-21.69B16.84B16.86B17.99B12.20B5.46B20.05B24.72B16.31B15.90B14.52B16.41B16.39B18.33B14.66B
Total Debt-----2.30B1.50B-4.01B4.29B7.69B6.96B16.52B12.01B21.06B26.01B16.84B5.17B16.75B16.50B
Net Debt-3.91B-5.23B-36.01B-6.94B--19.39B-15.34B-16.86B-13.98B-7.91B2.23B-13.09B-8.20B-4.31B-5.38B-5.15B-9.82B-11.21B-911.29M1.84B

Cash Flow

Currency: CNY2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.42B5.98B4.36B-1.33B8.88B11.61B3.09B6.24B-3.96B4.01B9.49B7.22B1.68B6.09B7.54B2.96B
Investing Cash Flow-130.89M-1.84B-2.24B-9.98B-12.46B-11.14B-6.16B-3.52B-4.71B-6.96B-3.83B1.40B-7.13B-713.78M-20.23B
Financing Cash Flow-1.01B-158.80M-216.54M3.29B409.61M3.03B-203.56M9.34B-5.54B-1.57B-1.06B-3.76B118.72M-4.08B21.97B
Capital Expenditure0198.82M312.20M291.11M148.76M166.29M174.47M125.92M156.34M149.93M230.81M229.18M152.92M177.55M146.11M110.65M
Free Cash Flow3.42B5.78B4.05B-1.62B8.73B11.45B2.92B6.11B-4.11B3.86B9.26B6.99B1.53B5.91B7.39B2.85B
Dividends Paid-96.68M157.06M214.08M215.97M313.18M94.86M371.32M471.62M534.13M739.10M878.88M766.05M740.99M785.10M837.39M
FCF to OCF100.00%96.67%92.85%121.87%98.33%98.57%94.36%97.98%103.95%96.26%97.57%96.83%90.90%97.08%98.06%96.27%
Dividend Paid to FCF-1.67%3.88%-13.20%2.47%2.74%3.25%6.08%-11.47%13.85%7.99%12.57%50.13%12.54%10.62%29.36%

Earnings

Report DateOct 31, 2016Jan 25, 2017Apr 22, 2017Jun 30, 2017Nov 10, 2017Jan 9, 2018Apr 28, 2018Aug 27, 2018Oct 30, 2018Mar 27, 2020Jul 18, 2021Oct 29, 2021Jul 10, 2022Oct 28, 2022
EPS Estimate--------------
EPS Actual0.120.110.130.150.140.120.140.140.130.140.170.220.260.16
Surprise--------------
TimingPre-marketPre-marketPre-market-After-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap12.95B
Enterprise Value4.13B
Trailing P/E5.73
Forward P/E0.00
Price / Sales3.17
Price / Book0.53
EPS1.03
Book Value10.91
Revenue (TTM)4.08B
Gross Profit (TTM)4.08B
Profit Margin57.57%
Operating Margin73.32%
Return on Equity9.67%
Return on Assets0.82%
Shares Outstanding2.19B
Shares Float1.46B
Beta0.27
Dividend Yield4.07%
Dividend Rate0.24
Payout Ratio23.30%

Dividends

20231×
0.20Jul 6, 2023
20221×
0.18Jul 6, 2022
20211×
0.18Jul 6, 2021
20201×
0.18Jun 5, 2020
20191×
0.18May 31, 2019
20181×
0.15Jun 5, 2018
20171×
0.15Jun 12, 2017