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Bank of Xi'An Co Ltd

Bank of Xi'An Co Ltd

600928 · SHG · Financial Services / Banks - Regional

3.85CNY+0.06 (+1.58%)

Price History

Full chart

Market Stats

Previous Close3.79
Open3.78
Day Range3.75 – 3.89
52-Week Range3.25 – 4.21
Volume38.33M
Market Cap15.78B
P/E (TTM)6.12
Forward P/E0.00
EPS0.58
Dividend Yield2.82%
Beta0.24
50-Day Avg3.56
200-Day Avg3.62

About

Bank of Xi'an Co.,Ltd., together with its subsidiaries, provides banking products and services in China. It operates through Corporate Banking, Personal Banking Business, Capital Operations, and Other segments. The Corporate Finance segment provides corporate deposit, loans and advances, trade financing, bond underwriting services, agency, settlement and clearing, commitments and guarantee services, etc. to corporate clients, government agencies and financial institutions. The Personal Banking Business segment offers personal loans, personal credit cards, personal insurance, personal deposits, personal financial services, remittance services, and bank card services to individual customers. The Capital Operations segment provides inter-bank lending transactions, repurchase transactions, investment and trading of debt instruments, equity instrument investments, fund investments, trust investments, and asset management plan investments. This segment also manages the issuance of debt securities. The company was formerly known as Xi'an City Commercial Bank Co., Ltd. and changed its name to Bank of Xi'an Co.,Ltd. in January 2010. Bank of Xi'an Co.,Ltd. was incorporated in 1997 and is headquartered in Xi'an, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Chengzhe Zhang
  • Employees3.39K
  • HeadquartersNo. 60, Gaoxin Road, Xi'an, China, 710075, China
  • Websitehttps://www.xacbank.com

Leadership

  • Mr. Chengzhe ZhangVice Chairman of the Board & President · b. 1967
  • Mr. Qin ChenChief Information Officer · b. 1977
  • Mr. Guang ZengAssistant President · b. 1976
  • Ms. Hai Yan WeiSecretary to the Board · b. 1975
  • Mr. Qiang LiuVice President · b. 1972
  • Mr. Yong HeVice President · b. 1977
  • Junmei ChenDirector of the Finance Department
  • Mr. Chen KaiDirector of Compliance · b. 1962

Financials

Income Statement

Currency: CNY2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue3.43B4.16B2.95B2.34B2.49B3.93B4.95B5.85B6.77B7.75B8.46B9.22B11.11B12.75B14.09B15.11B14.93B17.01B18.10B9.78B
Growth (%)-+21.30%-28.94%-20.84%+6.27%+57.91%+26.21%+18.12%+15.75%+14.47%+9.11%+9.05%+20.43%+14.78%+10.46%+7.31%-1.22%+13.91%+6.45%-46.00%
Cost of Revenue397.55M508.88M655.64M600.02M706.06M1.33B1.84B2.42B2.67B3.04B3.94B4.30B5.15B5.91B6.95B7.92B8.36B10.08B10.24B-
Gross Profit3.03B3.65B2.30B1.74B1.78B2.59B3.11B3.43B4.10B4.71B4.52B4.93B5.96B6.84B7.14B7.20B6.57B6.93B7.87B-
Gross Margin88.40%87.76%77.81%74.35%71.60%66.07%62.83%58.66%60.60%60.73%53.41%53.40%53.64%53.65%50.68%47.61%43.99%40.76%43.46%-
Operating Expense2.83B3.38B1.39B808.66M693.38M1.16B1.20B1.27B1.68B2.07B1.78B2.33B3.06B3.65B4.06B4.14B4.09B4.54B5.46B-
Operating Income201.58M266.29M909.08M930.48M1.09B1.44B1.91B2.17B2.43B2.64B2.73B2.60B2.90B3.19B3.07B3.06B2.48B2.40B2.41B-
Operating Margin5.88%6.40%30.77%39.78%43.70%36.58%38.53%37.02%35.81%34.00%32.33%28.20%26.14%25.02%21.83%20.25%16.58%14.09%13.32%-
EBITDA201.58M266.29M938.79M956.93M1.11B1.47B1.95B2.25B2.53B2.77B2.87B2.74B3.02B3.29B3.17B3.28B2.69B2.61B2.62B-
EBITDA Margin5.88%6.40%31.77%40.91%44.77%37.53%39.45%38.48%37.36%35.71%33.98%29.72%27.18%25.84%22.50%21.69%18.04%15.37%14.45%-
Net Income107.59M112.34M676.11M715.90M825.98M1.08B1.45B1.63B1.81B1.99B2.01B2.13B2.36B2.67B2.76B2.80B2.42B2.46B2.56B2.65B
Net Income Margin3.14%2.70%22.88%30.61%33.23%27.53%29.37%27.88%26.68%25.66%23.78%23.10%21.26%20.98%19.57%18.55%16.24%14.48%14.13%27.11%
Interest Expense397.55M508.88M655.64M600.02M706.06M1.33B1.84B2.42B2.67B3.04B3.94B4.30B5.15B5.91B6.95B7.92B8.36B10.08B10.24B9.57B
Interest Expense % of Total Revenue11.60%12.24%22.19%25.65%28.40%33.93%37.17%41.34%39.40%39.27%46.59%46.60%46.36%46.35%49.32%52.39%56.01%59.24%56.54%97.88%

Balance Sheet

Currency: CNY2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets30.65B38.34B40.30B51.66B62.65B80.88B102.35B122.05B133.68B151.28B210.02B217.97B234.12B243.49B278.28B306.74B345.86B405.84B432.20B480.37B538.17B
Total Liabilities29.23B36.34B39.14B49.83B58.78B76.42B97.11B115.28B125.39B141.46B195.60B202.00B216.41B223.50B254.62B281.11B318.26B376.59B401.28B446.90B498.00B
Total Equity1.42B2.00B1.16B1.83B3.87B4.46B5.24B6.77B8.23B9.76B14.35B15.90B17.68B19.95B23.62B25.57B27.54B29.19B30.86B33.40B40.11B
Cash4.45B3.54B6.08B7.36B10.70B19.72B9.63B35.43B34.01B34.87B53.99B42.80B27.56B29.16B28.10B27.84B29.09B28.84B31.94B32.57B31.98B
Total Debt---250.00M-1.33B657.52M-3.01B9.75B47.04B49.63B46.38B57.30B73.94B52.00B71.05B66.65B65.34B88.82B-
Net Debt-4.45B-3.54B-6.08B-7.11B-10.70B-18.39B-8.98B-35.43B-31.00B-25.11B-6.94B6.83B18.83B28.14B45.84B24.16B41.96B37.82B33.40B56.25B66.76B

Cash Flow

Currency: CNY2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow6.15B2.53B6.78B13.32B12.02B2.91B-5.50B-586.94M-202.38M12.63B-17.75B1.97B33.52B13.80B52.08B12.33B-11.48B-13.88B
Investing Cash Flow-4.64B-2.19B-1.56B-8.81B-7.95B2.01B-6.34B-22.23B-15.71B-7.72B-2.19B-14.38B-3.19B-26.35B-47.61B3.83B-12.02B-
Financing Cash Flow450.03K1.33B-12.56M-119.44M-213.39M-67.78M11.68B35.39B1.84B-4.22B8.46B14.76B-25.71B16.49B-7.46B-3.32B21.09B-
Capital Expenditure18.61M16.25M186.27M163.57M194.56M179.79M152.58M146.05M77.81M61.67M86.59M67.56M81.19M63.51M40.20M49.13M56.69M38.30M
Free Cash Flow6.13B2.51B6.60B13.16B11.83B2.73B-5.65B-732.99M-280.19M12.57B-17.83B1.90B33.44B13.74B52.04B12.28B-11.54B-13.92B
Dividends Paid149.97K66.78K12.56M119.44M213.39M292.43M360.47M429.90M564.72M344.24M388.47M822.41M1.08B2.92B1.07B890.50M376.99M623.42M
FCF to OCF99.70%99.36%97.25%98.77%98.38%93.82%102.78%124.88%138.45%99.51%100.49%96.57%99.76%99.54%99.92%99.60%100.49%100.28%
Dividend Paid to FCF0.00%0.00%0.19%0.91%1.80%10.72%-6.38%-58.65%-201.55%2.74%-2.18%43.21%3.22%21.26%2.06%7.25%-3.27%-4.48%

Earnings

Report DateApr 23, 2019Jul 26, 2019Oct 29, 2019Jan 22, 2020Apr 21, 2020Aug 27, 2020Oct 29, 2020Jan 28, 2021Apr 30, 2021Aug 27, 2021Oct 28, 2021Dec 31, 2021Apr 28, 2022Aug 30, 2022Oct 28, 2022Dec 31, 2022Apr 27, 2023
EPS Estimate-----------------
EPS Actual0.160.140.150.150.170.130.140.170.160.160.140.170.170.140.120.150.14
Surprise-----------------
TimingAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-market-Pre-marketPre-marketAfter-hours-Pre-market

Key Statistics & Ratios

Market Cap15.78B
Enterprise Value46.56B
Trailing P/E6.12
Forward P/E0.00
Price / Sales3.35
Price / Book0.38
EPS0.58
Book Value9.29
Revenue (TTM)4.71B
Gross Profit (TTM)4.71B
Profit Margin56.96%
Operating Margin56.98%
Return on Equity6.62%
Return on Assets0.49%
Shares Outstanding4.44B
Shares Float1.29B
Beta0.24
Dividend Yield2.82%
Dividend Rate0.10
Payout Ratio17.24%

Dividends

20231×
0.17Jun 20, 2023
20221×
0.19Jun 20, 2022
20211×
0.19Jun 18, 2021
20201×
0.18May 27, 2020
20191×
0.16Jun 26, 2019