Industrial Bank Co Ltd

Industrial Bank Co Ltd

601166 · SHG · Financial Services / Banks - Regional

19.83CNY+0.25 (+1.28%)

Price History

Full chart

Market Stats

Previous Close19.58
Open19.47
Day Range19.37 – 19.83
52-Week Range16.44 – 20.69
Volume102.80M
Market Cap415.85B
P/E (TTM)6.14
Forward P/E6.05
EPS3.20
Dividend Yield5.42%
Beta0.20
50-Day Avg18.18
200-Day Avg18.22

About

Industrial Bank Co., Ltd. provides banking products and services in the People's Republic of China. The company's banking services include accepting deposits from the public; granting short-term, medium-term, and long-term loans; domestic and overseas settlement services; issuance of discount and acceptance bills and notes, as well as financial bonds; agency issuance and encashment, and underwriting of government bonds and debentures; trading of government and financial bonds and debentures; agency trading and trading of marketable securities except stock; asset custody business; settlement and sale of foreign exchanges; and inter-bank lending and borrowings. It also provides bank cards; letters of credit and guarantees; remittance and insurance agent services; safety deposit box and financial advisory services; and credit investigation, advisory, and attestation services. In addition, the company is involved in finance leasing, trust, fund raising and marketing, asset management, consumer finance, equity investment, industrial investment, and investment management and consulting; financial, business, and enterprise management consulting; financial data processing, commodity and financial futures brokerage, futures investment consulting, and economic information consulting; import and export of gold and its products; sale of public offering of fund; custody of securities investment funds; wealth management consulting and advisory services; and application software development and operational, and system integration services. Further, it engages in the acquisition, transfer, and disposal of bad debts in batches of financial and non-financial institutions; issuance of wealth management products and debt-to-equity swaps services; and other banking activities. Additionally, the company offers debit and credit card, and internet and mobile banking services. Industrial Bank Co., Ltd. was founded in 1988 and is headquartered in Fuzhou, the People's Republic of China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Jiajin Lyu
  • Employees68.96K
  • HeadquartersIndustrial Bank Building, Fuzhou, China, 350014, China
  • Websitehttps://www.cib.com.cn

Leadership

  • Mr. Jiajin LyuExecutive Chairman of the Board · b. 1968
  • Mr. Xinjian ChenExecutive Vice Chairman, Financial Director & President · b. 1967
  • Mr. Tang JiacaiChief Information Officer · b. 1975
  • Mr. Furong LaiChief Risk Officer · b. 1968
  • Mr. Xiongpeng SunVP & Executive Director · b. 1967
  • Mr. Chaoqing ZhaoChief Auditor · b. 1966
  • Mr. Weichun XiaCompany Secretary · b. 1973
  • Mr. Min ZhangVice President · b. 1972
  • Mr. Ting ZhangVice President · b. 1969
  • Mr. Liu YangVice President · b. 1971

Financials

Income Statement

Currency: CNY2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.95B6.36B9.67B12.30B17.68B25.31B41.41B56.05B54.52B71.78B117.39B170.96B212.80B248.49B290.21B280.77B303.81B332.92B347.75B362.94B390.51B405.65B413.37B407.69B363.93B
Growth (%)-+116.01%+51.92%+27.20%+43.75%+43.15%+63.63%+35.36%-2.73%+31.67%+63.53%+45.64%+24.47%+16.77%+16.79%-3.25%+8.20%+9.58%+4.45%+4.37%+7.60%+3.88%+1.90%-1.37%-10.73%
Cost of Revenue--4.01B5.11B7.94B11.64B19.35B26.33B22.84B28.41B57.71B83.56B103.76B123.85B136.14B123.96B164.19B174.92B166.69B159.96B169.48B183.47B202.58B195.73B217.07B
Gross Profit--5.66B7.19B9.74B13.66B22.06B29.71B31.68B43.37B59.67B87.40B109.04B124.63B154.07B156.81B139.61B158.00B181.06B202.98B221.03B222.18B210.79B211.97B146.86B
Gross Margin--58.50%58.48%55.08%53.98%53.26%53.02%58.11%60.41%50.83%51.12%51.24%50.16%53.09%55.85%45.95%47.46%52.07%55.93%56.60%54.77%50.99%51.99%40.35%
Operating Expense--3.58B4.53B6.19B8.61B11.15B15.68B14.45B19.36B26.01B41.20B54.78B64.04B90.83B92.89B74.86B89.93B106.56B126.34B125.72B115.95B126.46B124.85B56.89B
Operating Income2.76B3.45B2.08B2.66B3.54B5.05B10.91B14.04B17.23B24.00B33.66B46.19B54.26B60.60B63.24B63.92B64.75B68.08B74.50B76.64B95.31B106.22B84.33B87.12B89.97B
Operating Margin93.53%54.17%21.48%21.63%20.05%19.94%26.35%25.05%31.60%33.44%28.68%27.02%25.50%24.39%21.79%22.77%21.31%20.45%21.42%21.12%24.41%26.19%20.40%21.37%24.72%
EBITDA--2.30B2.95B3.91B5.38B11.27B14.49B17.75B24.63B34.39B47.03B55.22B61.74B64.58B65.44B66.41B69.98B76.34B78.75B100.60B111.84B90.54B93.56B96.83B
EBITDA Margin--23.76%23.96%22.10%21.25%27.23%25.85%32.56%34.31%29.30%27.51%25.95%24.85%22.25%23.31%21.86%21.02%21.95%21.70%25.76%27.57%21.90%22.95%26.61%
Net Income482.18M476.54M1.43B1.68B2.46B3.80B8.59B11.39B13.28B18.52B25.50B34.72B41.21B47.14B50.21B53.85B57.20B60.62B65.87B66.63B82.68B91.38B77.12B77.20B77.47B
Net Income Margin16.37%7.49%14.83%13.62%13.94%15.01%20.74%20.31%24.36%25.80%21.73%20.31%19.37%18.97%17.30%19.18%18.83%18.21%18.94%18.36%21.17%22.53%18.66%18.94%21.29%
Interest Expense004.01B5.11B7.94B11.64B19.35B26.33B22.84B28.41B57.71B83.56B103.76B123.85B136.14B123.96B164.19B174.92B166.69B159.96B169.48B183.47B202.58B195.73B163.65B
Interest Expense % of Total Revenue0.00%0.00%41.50%41.52%44.92%46.02%46.74%46.98%41.89%39.59%49.17%48.88%48.76%49.84%46.91%44.15%54.05%52.54%47.93%44.07%43.40%45.23%49.01%48.01%44.97%

Balance Sheet

Currency: CNY2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets124.84B178.28B259.06B340.06B475.09B617.70B851.34B1.02T1.33T1.85T2.41T3.25T3.68T4.41T5.30T6.09T6.42T6.71T7.15T7.89T8.60T9.27T10.16T10.51T11.09T
Total Liabilities118.97B171.93B252.99B329.98B462.31B601.50B812.44B971.88B1.27T1.76T2.29T3.08T3.48T4.15T4.98T5.73T5.99T6.24T6.60T7.27T7.91T8.51T9.35T9.61T10.27T
Total Equity5.87B6.34B6.07B10.08B12.79B16.20B38.90B49.02B59.60B92.00B115.21B169.58B199.77B257.93B313.65B350.13B416.89B465.95B541.36B615.59B684.11B746.19B796.22B881.91B901.72B
Cash18.11B27.18B8.48B14.27B18.51B22.82B48.12B109.92B56.18B61.65B299.84B384.43B150.21B159.51B140.69B90.49B605.19B630.78B805.58B703.24B865.67B888.67B973.32B273.49B391.05B
Total Debt--4.20B6.90B16.40B41.72B60.95B77.66B70.69B91.07B133.76B157.36B146.17B266.87B518.51B843.97B850.89B938.68B1.09T3.06T3.40T1.44T3.99T3.84T3.87T
Net Debt---4.28B-7.37B-2.10B18.90B12.83B-32.26B14.52B29.42B-166.08B-227.07B-4.04B107.36B377.81B753.48B245.69B307.90B285.85B424.32B437.27B555.90B3.02T1.57T3.48T

Cash Flow

Currency: CNY2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--9.22B13.59B82.95B10.91B25.26B3.33B71.85B117.65B-7.88B116.70B209.12B682.06B818.69B203.02B-162.64B-356.10B-588.01B-34.23B-389.77B-344.59B433.62B-237.26B209.19B
Investing Cash Flow---1.02B-19.45B-55.53B-18.81B-1.46B-18.67B-36.26B-47.42B-1.67B-128.12B-326.22B-566.24B-1.08T-366.13B268.26B422.39B602.34B234.00B79.65B-2.06B-116.90B23.44B-351.69B
Financing Cash Flow--2.81B5.35B9.20B24.47B31.94B1.18B-925.97M8.49B10.96B3.95B-10.71B114.32B213.79B282.27B-67.07B10.44B166.67B29.64B124.59B-22.25B-190.96B194.89B418.45B
Capital Expenditure00457.98M744.66M415.51M1.06B1.21B1.58B1.52B2.32B2.29B3.42B4.14B5.26B5.90B6.76B6.40B6.39B5.52B6.58B5.62B5.92B4.91B5.13B13.46B
Free Cash Flow--8.76B12.85B82.54B9.85B24.05B1.74B70.33B115.33B-10.17B113.29B204.97B676.80B812.79B196.26B-169.04B-362.49B-593.53B-40.81B-395.39B-350.50B428.71B-242.38B195.74B
Dividends Paid--185.83M350.43M802.55M531.37M2.74B3.78B4.89B2.50B2.76B7.63B10.41B13.08B10.86B32.56B42.42B43.73B43.97B44.99B52.80B50.65B59.06B54.28B22.43B
FCF to OCF--95.03%94.52%99.50%90.26%95.20%52.40%97.89%98.03%129.03%97.07%98.02%99.23%99.28%96.67%103.94%101.80%100.94%119.24%101.44%101.72%98.87%102.16%93.57%
Dividend Paid to FCF--2.12%2.73%0.97%5.40%11.38%216.74%6.96%2.17%-27.10%6.74%5.08%1.93%1.34%16.59%-25.09%-12.06%-7.41%-110.24%-13.35%-14.45%13.78%-22.40%11.46%

Earnings

Report DateOct 28, 2008Apr 27, 2009Oct 30, 2009Mar 3, 2010Sep 1, 2010Nov 1, 2010Mar 28, 2011Jun 1, 2011Aug 31, 2011Nov 30, 2011Feb 29, 2012Apr 25, 2012Aug 9, 2012Nov 28, 2012Jan 9, 2013Apr 22, 2013Aug 12, 2013Oct 29, 2013Mar 31, 2014May 28, 2014Aug 29, 2014Oct 28, 2014Jan 16, 2015Apr 27, 2015Aug 28, 2015Oct 27, 2015Jan 14, 2016Apr 27, 2016Aug 29, 2016Oct 28, 2016Mar 1, 2017Apr 28, 2017Aug 29, 2017Oct 27, 2017Jan 15, 2018Apr 24, 2018Aug 28, 2018Oct 26, 2018Jan 17, 2019Apr 29, 2019Aug 27, 2019Oct 29, 2019Jan 15, 2020Apr 28, 2020Aug 28, 2020Oct 29, 2020Jan 14, 2021Apr 29, 2021Aug 26, 2021Oct 28, 2021Jan 10, 2022Apr 28, 2022Aug 26, 2022Oct 28, 2022Mar 30, 2023Apr 28, 2023Aug 30, 2023Oct 30, 2023Mar 29, 2024Apr 25, 2024Aug 22, 2024Oct 30, 2024Jan 15, 2025Apr 29, 2025Aug 29, 2025Oct 30, 2025Mar 26, 2026Mar 31, 2026Aug 27, 2026Sep 30, 2026
EPS Estimate0.220.200.210.18-0.250.21----0.520.52-0.170.590.550.530.41-0.720.660.480.730.670.720.460.500.670.68-0.710.740.620.660.780.780.710.570.570.650.830.710.940.850.820.671.100.930.710.631.181.111.191.031.220.941.170.820.940.830.990.591.130.870.920.671.090.910.78
EPS Actual0.210.390.250.230.310.300.300.320.430.410.420.510.550.570.530.570.840.600.420.700.640.660.460.770.670.710.480.460.670.760.520.880.630.750.480.800.700.810.490.490.780.910.531.010.440.920.711.150.641.160.821.230.641.190.801.110.660.990.491.080.700.880.611.050.710.880.571.040.710.83
Surprise-4.55%95.00%19.05%27.78%-20.00%42.86%-----1.92%5.77%-211.76%-3.39%52.73%13.21%2.44%--11.11%0.00%-4.17%5.48%0.00%-1.39%4.35%-8.00%0.00%11.76%-23.94%-14.86%20.97%-27.27%2.56%-10.26%14.08%-14.04%-14.04%20.00%9.64%-25.35%7.45%-48.24%12.20%5.97%4.55%-31.18%63.38%30.16%4.24%-42.34%0.00%-22.33%-9.02%-29.79%-15.38%-40.24%14.89%-15.66%-11.11%3.39%-7.08%-18.39%-4.35%-14.93%-4.19%-21.98%6.17%
TimingAfter-hoursAfter-hoursPre-marketPre-market-Pre-marketAfter-hours----After-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hours-After-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-market-After-hours-

Key Statistics & Ratios

Market Cap415.85B
Enterprise Value4.60B
Trailing P/E6.14
Forward P/E6.05
PEG Ratio2.24
Price / Sales2.74
Price / Book0.43
EPS3.20
Book Value39.64
Revenue (TTM)151.59B
Gross Profit (TTM)151.59B
Profit Margin49.53%
Operating Margin59.59%
Return on Equity8.02%
Return on Assets0.69%
Shares Outstanding21.16B
Shares Float12.78B
Beta0.20
Dividend Yield5.42%
Dividend Rate1.07
Payout Ratio33.81%

Dividends

20262×
0.50Jun 12, 20260.56Feb 6, 2026
20251×
1.06Jun 20, 2025
20241×
1.04Jul 9, 2024
20231×
1.19Jun 19, 2023
20221×
1.03Jun 16, 2022
20211×
0.80Jun 29, 2021
20201×
0.76Jul 15, 2020
20191×
0.69Jun 19, 2019
20181×
0.65Jun 15, 2018
20171×
0.61Jun 14, 2017
20161×
0.61Jun 6, 2016
20151×
0.57May 27, 2015
20141×
0.46Jul 18, 2014
20131×
0.38Jul 3, 2013
20121×
0.25May 7, 2012
20111×
0.17May 6, 2011
20101×
0.17Apr 12, 2010
20091×
0.16Jun 11, 2009
20081×
0.11May 27, 2008
20071×
0.09May 21, 2007

Stock Splits

  • Jul 3, 20131.5:1
  • May 6, 201118:10