YOLFTbeta
Xiamen Bank Co Ltd

Xiamen Bank Co Ltd

601187 · SHG · Financial Services / Banks - Regional

6.66CNY+0.03 (+0.45%)

Price History

Full chart

Market Stats

Previous Close6.63
Open6.59
Day Range6.58 – 6.73
52-Week Range6.02 – 8.13
Volume26.02M
Market Cap18.21B
P/E (TTM)7.42
Forward P/E0.00
EPS0.93
Dividend Yield3.62%
Beta0.18
50-Day Avg7.24
200-Day Avg7.36

About

Xiamen Bank Co., Ltd. provides various banking products and services to individuals, corporate customers, and small and micro finance businesses in China and internationally. It offers personal savings products, personal loans, investment and financial management products, bank cards, and convenience finance services; entrusted loans, agency services and other credit services; and financial advisory and consulting services, remittance and settlement services, custody services, and guarantee services. The company also provides cash management, international business, investment banking, intermediate business, and investment banking services, as well as corporate deposits and loans; and financing solutions for emerging and small businesses. The company also provides financial market services, including precious metal, bond, foreign exchange and derivative, bill collection, inter-bank, and franchise business services; and online and mobile banking services. It has branches in Chongqing and Fujian Province. Xiamen Bank Co., Ltd. was founded in 1996 and is based in Xiamen, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Xinhao Wu
  • Employees3.83K
  • HeadquartersCommercial Bank Building, Xiamen, China, 361012, China
  • Websitehttps://www.xmbankonline.com

Leadership

  • Mr. Xinhao WuPresident & Director · b. 1963
  • Mr. Chengman ZhengVP & Chief Information Officer · b. 1970
  • Mr. Song ChenAssistant President, Chief Compliance Officer & Chief Risk Officer · b. 1976
  • Mr. Tonghua XieVP & Secretary · b. 1970
  • Mr. Yongbin LiuVice President · b. 1968
  • Mr. Haibo ZhuangVice President · b. 1972
  • Mr. Qiufa ZhangVice President · b. 1977

Financials

Income Statement

Currency: CNY2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue356.89M358.36M694.44M855.20M815.73M1.23B2.25B3.24B3.77B5.92B7.88B8.88B9.34B10.37B10.54B11.69B12.27B13.40B13.77B14.13B2.77B
Growth (%)-+0.41%+93.78%+23.15%-4.61%+50.93%+82.89%+43.78%+16.39%+57.22%+32.97%+12.78%+5.13%+11.03%+1.64%+10.87%+4.97%+9.25%+2.73%+2.63%-80.41%
Cost of Revenue86.10M159.17M257.49M300.42M433.41M664.18M964.11M1.80B2.23B3.62B4.66B5.27B5.66B6.18B6.03B6.16B6.95B7.51B8.19B8.37B-
Gross Profit270.79M199.19M436.95M554.78M382.32M567.00M1.29B1.43B1.54B2.31B3.21B3.62B3.68B4.19B4.51B5.52B5.32B5.89B5.57B5.76B2.77B
Gross Margin75.87%55.58%62.92%64.87%46.87%46.05%57.18%44.28%40.82%38.91%40.81%40.72%39.43%40.36%42.81%47.26%43.36%43.94%40.49%40.77%100.00%
Operating Expense164.45M95.50M230.86M274.86M287.69M372.47M753.19M790.52M837.55M1.36B1.92B2.25B2.13B2.41B2.77B3.69B2.96B3.41B2.93B3.03B0
Operating Income106.34M103.69M206.09M279.92M94.63M194.53M534.45M642.98M700.49M943.30M1.30B1.37B1.55B1.78B1.74B1.84B2.36B2.47B2.64B2.74B2.77B
Operating Margin29.80%28.93%29.68%32.73%11.60%15.80%23.73%19.86%18.59%15.92%16.44%15.36%16.59%17.15%16.52%15.71%19.25%18.46%19.19%19.36%100.00%
EBITDA128.33M122.14M220.20M306.70M125.13M226.69M575.78M697.82M825.09M1.10B1.45B1.53B1.72B1.96B1.92B2.02B2.60B2.73B2.94B3.06B2.77B
EBITDA Margin35.96%34.08%31.71%35.86%15.34%18.41%25.57%21.55%21.90%18.49%18.47%17.23%18.42%18.87%18.21%17.30%21.20%20.40%21.38%21.66%100.00%
Net Income80.26M56.37M106.10M215.12M63.07M136.41M378.50M467.38M519.74M723.01M890.00M1.03B1.22B1.41B1.71B1.82B2.17B2.51B2.66B2.59B2.63B
Net Income Margin22.49%15.73%15.28%25.15%7.73%11.08%16.81%14.44%13.79%12.20%11.30%11.61%13.02%13.59%16.23%15.60%17.68%18.70%19.35%18.36%95.16%
Interest Expense86.10M159.17M257.49M300.42M433.41M664.18M964.11M1.80B2.23B3.62B4.66B5.27B5.66B6.18B6.03B6.16B6.95B7.51B8.19B8.37B7.67B
Interest Expense % of Total Revenue24.13%44.42%37.08%35.13%53.13%53.95%42.82%55.72%59.18%61.09%59.19%59.28%60.57%59.64%57.19%52.74%56.64%56.06%59.51%59.23%277.26%

Balance Sheet

Currency: CNY2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets12.10B15.06B17.74B16.54B28.28B52.90B70.08B91.12B105.76B119.11B160.32B188.97B212.81B232.41B246.87B285.15B329.49B371.21B390.66B407.79B453.10B
Total Liabilities11.72B14.62B17.31B15.47B26.93B50.85B67.04B86.74B101.07B112.86B152.09B179.72B200.51B218.46B59.49B265.48B306.23B346.46B360.15B375.43B418.81B
Total Equity385.35M434.03M433.23M1.07B1.34B2.05B3.04B4.38B4.69B6.25B8.23B9.02B12.05B13.70B15.30B19.36B22.76B24.19B29.87B31.64B33.46B
Cash1.94B3.09B5.73B313.05M1.81B3.22B15.72B12.99B7.80B4.50B25.94B24.47B27.09B41.27B33.51B37.53B59.87B53.79B54.60B49.82B54.11B
Total Debt-15.99M--27.31M340.23M2.07B1.26B640.79M4.08B15.65B31.03B53.44B63.63B59.49B68.45B79.45B88.90B150.90B157.01B-
Net Debt-1.94B-3.07B-5.73B-313.05M-1.78B-2.88B-13.65B-11.74B-7.16B-418.97M-10.30B6.57B26.35B22.37B25.98B30.92B19.58B35.12B96.30B46.26B67.75B

Cash Flow

Currency: CNY2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.56B2.45B-199.69M-653.59M3.14B7.85B7.24B9.43B18.75B-630.51M25.54B9.90B-2.91B-36.17B-7.65B-11.90B-21.96B26.30B-4.37B-4.32B-1.11B
Investing Cash Flow-508.52M-1.29B639.81M-161.69M-1.73B-5.02B-3.10B-9.39B-4.29B-20.00B-38.17B-17.76B5.55B18.73B9.68B6.06B3.14B-9.79B-9.81B-14.32B-
Financing Cash Flow-2.04B-5.78M-135557.02M231.55M880.76M560.12M887.38M-19.16M4.34B11.52B5.04B1.28B23.37B-982.87M10.90B8.61B531.52M9.73B8.99B-
Capital Expenditure99.37M36.68M75.08M35.19M39.35M129.31M67.04M151.78M394.70M168.14M98.34M71.93M92.17M186.51M599.17M217.28M331.35M550.27M340.11M313.80M353.57M
Free Cash Flow2.46B2.41B-274.76M-688.78M3.10B7.72B7.18B9.28B18.35B-798.64M25.45B9.83B-3.00B-36.36B-8.25B-12.12B-22.29B25.75B-4.71B-4.63B-1.46B
Dividends Paid1.40K5.78M135466.75K37.37M84.01M21.17M163.67M19.16M334.77M282.18M546.97M545.83M796.39M742.22M237.17M521.54M799.23M882.82M1.49B1.72B
FCF to OCF96.12%98.50%137.60%105.38%98.75%98.35%99.07%98.39%97.89%126.67%99.62%99.27%103.17%100.52%107.83%101.83%101.51%97.91%107.78%107.27%131.82%
Dividend Paid to FCF0.00%0.24%-0.00%-0.07%1.20%1.09%0.30%1.76%0.10%-41.92%1.11%5.56%-18.17%-2.19%-8.99%-1.96%-2.34%3.10%-18.73%-32.23%-117.10%

Earnings

Report DateApr 26, 2021Aug 27, 2021Oct 25, 2021Jan 27, 2022Apr 27, 2022Jul 20, 2022Oct 18, 2022Apr 27, 2023
EPS Estimate--------
EPS Actual0.200.200.170.250.240.230.220.27
Surprise--------
TimingAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap18.21B
Enterprise Value120.21B
Trailing P/E7.42
Forward P/E0.00
Price / Sales3.40
Price / Book0.56
EPS0.93
Book Value11.60
Revenue (TTM)5.36B
Gross Profit (TTM)5.36B
Profit Margin50.76%
Operating Margin49.23%
Return on Equity8.55%
Return on Assets0.62%
Shares Outstanding2.64B
Shares Float587.47M
Beta0.18
Dividend Yield3.62%
Dividend Rate0.25
Payout Ratio26.88%

Dividends

20261×
0.11Jun 26, 2026
20252×
0.14Dec 5, 20250.16Jun 26, 2025
20242×
0.15Dec 12, 20240.31Jun 14, 2024
20231×
0.29Jun 8, 2023
20221×
0.25Jun 21, 2022
20211×
0.18Jul 22, 2021