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Bank of Communications Co

Bank of Communications Co

601328 · SHG · Financial Services / Banks - Diversified

8.58CNY+0.13 (+1.54%)

Price History

Full chart

Market Stats

Previous Close8.45
Open8.41
Day Range8.38 – 8.60
52-Week Range6.37 – 8.77
Volume199.82M
Market Cap733.42B
P/E (TTM)7.76
Forward P/E7.48
EPS1.07
Dividend Yield3.91%
Beta0.10
50-Day Avg7.83
200-Day Avg7.07

About

Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services. In addition, the company offers corporate structured deposit and corporate certificate of deposit; corporate cash management; industrial chain finance program comprising prepayment financing, inventory financing, accounts receivable financing and accounts payable financing; syndicated loans; corporation overdraft; investment banking services; and offshore banking services. Further, the company provides bond account activation, bond distribution, and transaction services; related bond escrow and settlement, pledge registration, and principal and interest payment services; training and consulting services for cooperative banks; cross-border inter-bank payments system services; consignment sales of precious metal products; bond underwriting distribution; third party bond depository services; bank derivatives transfer; b-share transfer; bank-futures transfer; standard warehouse warrant pledged financing; institutional investment consulting, wealth management, and insurance services; and clearing and settlement services for future markets. The company was founded in 1908 and is headquartered in Shanghai, the People's Republic of China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Deqi Ren
  • Employees97.93K
  • HeadquartersNo. 188, Yincheng Middle Road, Shanghai, China, 200120, China
  • Websitehttps://www.bankcomm.com

Leadership

  • Mr. Deqi RenExecutive Chairman of the Board · b. 1963
  • Mr. Baojiang ZhangExecutive Vice Chairman & President · b. 1970
  • Mr. Jianjun LiuChief Risk Officer & Chief Compliance Officer · b. 1968
  • Mr. Jiuyong YinExecutive VP & Executive Director · b. 1967
  • Mr. Wanfu ZhouExecutive VP & Executive Director · b. 1965
  • Mr. Hua LinChief Business Officer of Retail & Private Business Sector · b. 1968
  • Mr. Tao YangExecutive Vice President · b. 1972
  • Mr. Bin QianExecutive Vice President · b. 1973
  • Mr. Gu BinExecutive Vice President · b. 1972
  • Liu LeiChief Information Officer

Financials

Income Statement

Currency: CNY2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue27.31B32.39B41.22B35.09B43.23B62.32B76.66B80.94B104.23B126.96B147.34B146.54B156.24B166.88B164.91B164.94B169.48B180.87B184.49B202.74B196.38B552.18B540.31B262.09B
Growth (%)-+18.58%+27.29%-14.88%+23.18%+44.18%+23.01%+5.58%+28.78%+21.80%+16.05%-0.54%+6.61%+6.81%-1.18%+0.02%+2.76%+6.72%+2.00%+9.89%-3.14%+181.19%-2.15%-51.49%
Cost of Revenue-------------------215.95B248.19B295.74B281.88B54.55B
Gross Profit27.31B32.39B28.83B35.09B43.23B62.32B76.66B80.94B104.23B126.96B147.34B164.44B156.24B166.88B164.91B164.94B169.48B180.87B184.49B268.66B255.76B256.45B258.43B207.54B
Gross Margin100.00%100.00%69.94%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%112.21%100.00%100.00%100.00%100.00%100.00%100.00%100.00%132.52%130.24%46.44%47.83%79.19%
Operating Expense20.03B21.09B17.66B22.36B20.30B31.47B39.75B42.72B54.53B62.11B72.13B84.92B70.48B80.10B1.89B3.44B6.41B8.93B9.52B174.00B157.65B156.75B154.96B103.78B
Operating Income7.28B11.29B11.17B12.73B22.93B30.85B36.91B38.22B49.70B64.84B75.21B79.52B85.75B86.78B163.03B161.50B163.07B171.94B174.97B94.66B98.11B99.70B103.47B103.76B
Operating Margin26.65%34.87%27.10%36.28%53.04%49.50%48.14%47.22%47.68%51.08%51.04%54.26%54.89%52.00%98.86%97.92%96.22%95.06%94.84%46.69%49.96%18.06%19.15%39.59%
EBITDA15.83B-10.22B12.73B22.93B-36.91B--64.84B75.11B--153.75B-82.93B86.17B95.89B94.09B108.80B114.27B117.62B122.85B103.76B
EBITDA Margin57.95%-24.79%36.28%53.04%-48.14%--51.08%50.98%--92.13%-50.28%50.84%53.02%51.00%53.67%58.19%21.30%22.74%39.59%
Net Income4.94B4.31B1.20B9.51B12.27B20.51B28.42B30.07B39.04B50.73B58.37B62.30B65.85B66.53B67.21B70.22B73.63B77.28B78.27B87.58B92.10B92.73B93.59B96.51B
Net Income Margin18.07%13.31%2.91%27.10%28.40%32.91%37.08%37.16%37.46%39.96%39.62%42.51%42.15%39.87%40.76%42.58%43.44%42.73%42.43%43.20%46.90%16.79%17.32%36.83%
Interest Expense8.69B9.73B13.21B18.39B24.73B36.38B51.24B50.08B56.91B88.27B120.47B128.63B153.73B160.95B154.97B190.15B217.96B223.37B215.76B215.95B248.19B295.74B281.88B246.37B
Interest Expense % of Total Revenue31.81%30.03%32.06%52.42%57.21%58.37%66.85%61.87%54.60%69.53%81.76%87.78%98.40%96.45%93.97%115.29%128.60%123.50%116.96%106.52%126.38%53.56%52.17%94.00%

Balance Sheet

Currency: CNY2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-928.81B1.14T1.42T1.72T2.10T2.68T3.31T3.95T4.61T5.27T5.96T6.27T7.16T8.40T9.04T9.53T9.91T10.70T11.67T12.99T14.06T14.90T15.55T
Total Liabilities-910.81B1.09T1.34T1.63T1.97T2.53T3.14T3.73T4.34T4.89T5.54T5.79T6.62T7.77T8.36T8.83T816.55B828.32B970.54B955.47B12.96T13.75T14.35T
Total Equity-18.00B51.66B81.90B88.58B128.38B145.21B163.85B222.77B271.80B379.92B419.56B471.06B534.88B629.14B671.14B698.40B793.25B866.61B964.65B1.02T1.09T1.14T1.19T
Cash-127.05B58.27B91.64B87.03B84.31B205.28B111.33B116.83B245.33B326.11B294.47B346.58B534.90B647.74B1.65T1.57T1.39T1.35T1.29T1.44T1.56T1.44T701.57B
Total Debt-9.72B24.97B43.86B50.52B75.86B91.56B138.73B150.25B245.98B283.77B316.07B342.54B411.95B583.78B732.03B721.01B816.55B828.32B970.54B955.47B1.07T4.63T4.65T
Net Debt--117.33B-33.30B-47.78B-36.51B-8.45B-113.72B27.39B33.42B650.00M-42.34B21.60B-4.04B-122.95B-63.96B-921.73B-847.59B-576.56B-518.81B-323.52B-484.42B-1.56T628.34B3.95T

Cash Flow

Currency: CNY2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow53.27B54.50B56.73B162.84B21.02B193.33B73.75B-24.17B-1.15B-368.58B-290.24B177.88B-86.77B3.51B-358.57B-292.78B-82.55B-520.49B-34.77B368.22B137.32B-57.35B141.49B
Investing Cash Flow-30.07B-103.44B-52.59B-76.43B-154.30B-50.66B-132.19B-4.79B28.05B-59.39B-171.49B-23.35B-444.39B-584.95B-122.96B-100.14B-81.81B-94.59B-75.55B-284.90B-116.62B-98.09B-770.64B
Financing Cash Flow484.67M47.70B21.61B-2.25B43.99B-12.12B1.10B18.90B26.74B489.85B435.48B-84.47B542.85B559.42B399.78B403.19B86.73B758.17B1.31B-32.98B4.89B42.52B594.08B
Capital Expenditure3.22B4.41B4.18B3.15B7.71B6.63B5.39B8.61B7.62B9.76B15.11B17.79B25.71B34.81B27.74B30.65B32.38B21.41B22.95B31.66B47.59B42.17B43.20B
Free Cash Flow50.05B50.08B52.55B159.69B13.30B186.70B68.36B-32.78B-8.76B-378.34B-305.34B160.09B-112.48B-31.30B-386.31B-323.43B-114.92B-541.91B-57.72B336.57B89.73B-99.52B98.29B
Dividends Paid722.50M8.00M5.00M1.67B5.89B15.07B11.82B12.54B3.10B6.19B17.82B19.38B20.05B24.91B32.06B23.85B34.63B27.79B44.50B48.94B50.39B52.18B57.34B
FCF to OCF93.96%91.90%92.62%98.07%63.30%96.57%92.69%135.63%764.57%102.65%105.20%90.00%129.63%-892.13%107.74%110.47%139.22%104.11%165.99%91.40%65.34%173.54%69.47%
Dividend Paid to FCF1.44%0.02%0.01%1.04%44.26%8.07%17.29%-38.26%-35.40%-1.64%-5.84%12.10%-17.83%-79.56%-8.30%-7.37%-30.13%-5.13%-77.10%14.54%56.16%-52.43%58.34%

Earnings

Report DateAug 29, 2007Mar 19, 2008Apr 29, 2008Aug 26, 2008Oct 30, 2008Mar 18, 2009Apr 28, 2009Aug 19, 2009Oct 28, 2009Mar 30, 2010Apr 29, 2010Aug 18, 2010Oct 29, 2010Mar 31, 2011Apr 28, 2011Aug 18, 2011Oct 27, 2011Mar 28, 2012Apr 27, 2012Aug 30, 2012Oct 30, 2012Mar 27, 2013Apr 25, 2013Aug 21, 2013Oct 30, 2013Apr 29, 2014Aug 21, 2014Oct 29, 2014Mar 26, 2015Apr 29, 2015Aug 27, 2015Oct 30, 2015Mar 30, 2016Apr 29, 2016Aug 25, 2016Oct 29, 2016Mar 28, 2017Apr 29, 2017Aug 24, 2017Oct 27, 2017Mar 29, 2018Apr 28, 2018Aug 23, 2018Oct 26, 2018Mar 29, 2019Apr 30, 2019Aug 27, 2019Oct 25, 2019Mar 27, 2020Apr 28, 2020Aug 28, 2020Oct 30, 2020Mar 26, 2021Apr 29, 2021Aug 27, 2021Oct 29, 2021Mar 25, 2022Apr 29, 2022Aug 26, 2022Oct 28, 2022Mar 30, 2023Apr 28, 2023Aug 25, 2023Oct 27, 2023Mar 27, 2024Apr 26, 2024Jun 30, 2024Oct 30, 2024Mar 21, 2025Apr 29, 2025Aug 29, 2025Oct 30, 2025Mar 27, 2026Mar 31, 2026Aug 28, 2026Sep 30, 2026
EPS Estimate----0.15-0.160.14----0.150.14---0.20---0.16--0.190.26-0.190.190.230.220.220.140.220.210.220.180.260.160.190.210.300.300.220.210.300.280.240.230.320.310.210.240.250.240.250.250.280.290.280.340.220.280.320.330.330.290.300.340.320.220.260.310.300.220.25
EPS Actual0.090.110.140.140.140.100.150.140.130.130.190.170.150.150.210.210.190.200.260.250.200.150.240.230.190.250.240.190.200.260.240.200.190.260.230.200.190.260.270.200.170.270.220.260.180.280.260.270.190.250.200.250.280.300.250.160.290.310.240.280.310.330.240.270.220.340.220.360.230.340.240.210.290.300.220.32
Surprise-----6.67%--6.25%0.00%----0.00%7.14%---0.00%----6.25%--0.00%-3.85%-0.00%5.26%13.04%9.09%-9.09%35.71%18.18%9.52%-9.09%5.56%0.00%68.75%5.26%-19.05%-10.00%-26.67%18.18%-14.29%-6.67%-7.14%12.50%-17.39%-21.88%-35.48%19.05%16.67%20.00%4.17%-36.00%16.00%10.71%-17.24%0.00%-8.82%50.00%-14.29%-15.63%-33.33%3.03%-24.14%20.00%-32.35%6.25%9.09%-19.23%-6.45%-1.53%0.00%28.00%
Timing----After-hours-After-hoursAfter-hours----Pre-marketPre-market---After-hours---Pre-market--Pre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-After-hours-

Key Statistics & Ratios

Market Cap733.42B
Enterprise Value897.02B
Trailing P/E7.76
Forward P/E7.48
PEG Ratio1.87
Price / Sales3.30
Price / Book0.58
EPS1.07
Book Value13.44
Revenue (TTM)222.50B
Gross Profit (TTM)222.50B
Profit Margin44.90%
Operating Margin55.52%
Return on Equity7.68%
Return on Assets0.63%
Shares Outstanding53.35B
Shares Float29.15B
Beta0.10
Dividend Yield3.91%
Dividend Rate0.32
Payout Ratio30.35%

Dividends

20231×
0.37Jul 12, 2023
20221×
0.35Jul 12, 2022
20211×
0.32Jul 13, 2021
20201×
0.32Jul 14, 2020
20191×
0.30Jul 9, 2019
20181×
0.29Jul 16, 2018
20171×
0.27Jul 7, 2017
20161×
0.27Jul 13, 2016
20151×
0.27Jun 3, 2015
20141×
0.26Jul 11, 2014
20131×
0.24Jul 11, 2013
20121×
0.10May 31, 2012
20111×
0.02Jul 19, 2011
20102×
0.09Sep 13, 20100.09May 6, 2010
20092×
0.09Sep 21, 20090.09May 27, 2009
20082×
0.09Sep 25, 20080.13Jun 20, 2008

Stock Splits

  • Jul 19, 201111:10
  • Jun 10, 20101431:1376