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Qilu Bank Co Ltd

Qilu Bank Co Ltd

601665 · SHG · Financial Services / Banks - Regional

6.85CNY+0.22 (+3.32%)

Price History

Full chart

Market Stats

Previous Close6.63
Open6.61
Day Range6.60 – 6.89
52-Week Range5.08 – 7.32
Volume86.04M
Market Cap43.88B
P/E (TTM)7.51
Forward P/E0.00
EPS0.95
Dividend Yield3.50%
Beta0.26
50-Day Avg6.70
200-Day Avg6.13

About

Qilu Bank Co., Ltd. provides personal and corporate banking services in the People's Republic of China. The company offers personal savings products, including fixed deposits and withdrawals; personal demand, savings, personal notice deposits, and personal monthly profit; personal consumer loans, housing mortgage, consumer credit, home and home improvement, car, and other loans; wealth management services; credit cards; and insurance products. It also provides corporate loans; corporate deposits; and corporate financing; supply chain finance; bill of exchange; cash management integrated financial services; and investment banking products and services. In addition, the company offers international banking products and services, such as foreign exchange funds, accounts, deposits, and guarantees; trade financing; remittance route; international settlement services; and Internet banking services. Further, it is involved in interbank lending and investment, bond investment, and foreign exchange and derivatives trading activities. The company was formerly known as Jinan City Commercial Bank Co., Ltd and changed its name to QILU BANK CO., LTD. in June 2009. The company was founded in 1996 and is based in Jinan, the People's Republic of China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Zugang Zheng
  • Employees6.03K
  • HeadquartersNo. 10817, Jingshi Road, Jinan, China, 250014, China
  • Websitehttps://www.qlbchina.com

Leadership

  • Mr. Zugang ZhengExecutive Chairman · b. 1972
  • Mr. Hua ZhangVice Chairman & President · b. 1966
  • Mr. Yongsheng GaoChief Financial Officer · b. 1977
  • Mr. Xuchun WuChief Information Officer · b. 1977
  • Mr. Jinliang HuSecretary to the Board, VP & Executive Director · b. 1978
  • Mr. Wenzhe TaoVice President · b. 1972
  • Mr. Zhenshui LiuAssistant Governor · b. 1977
  • Mr. Gang WuAssistant Governor · b. 1978
  • Mr. Hai Xiao LiuAssistant Governor · b. 1980

Financials

Income Statement

Currency: CNY2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.00B1.20B1.51B1.90B2.96B2.84B3.43B4.01B4.19B4.58B5.90B7.13B8.29B9.99B11.71B13.09B14.78B18.05B20.35B22.54B24.29B5.77B
Growth (%)-+19.86%+25.77%+25.79%+56.04%-3.92%+20.64%+16.84%+4.42%+9.42%+28.92%+20.81%+16.28%+20.47%+17.19%+11.77%+12.94%+22.12%+12.72%+10.77%+7.75%-76.23%
Cost of Revenue171.32M279.55M362.70M544.90M1.05B1.01B1.14B1.92B1.74B1.84B2.48B2.99B3.25B4.66B5.58B5.89B6.93B8.40B9.41B10.73B11.94B-
Gross Profit829.00M919.40M1.15B1.35B1.91B1.83B2.29B2.09B2.44B2.74B3.43B4.14B5.05B5.33B6.13B7.19B7.85B9.66B10.94B11.81B12.35B5.77B
Gross Margin82.87%76.68%75.95%71.27%64.49%64.46%66.70%52.19%58.41%59.77%58.04%58.06%60.83%53.38%52.32%54.97%53.10%53.50%53.78%52.38%50.83%100.00%
Operating Expense740.91M703.14M895.53M927.52M1.44B1.23B1.89B1.13B1.38B1.50B2.08B2.69B3.07B2.97B3.57B4.48B4.97B6.32B7.08B7.39B7.19B-7.36B
Operating Income88.09M216.26M249.72M424.46M468.37M601.38M396.81M958.84M1.07B1.24B1.35B1.45B1.98B2.37B2.56B2.72B2.88B3.34B3.87B4.42B5.16B13.14B
Operating Margin8.81%18.04%16.56%22.38%15.82%21.15%11.57%23.92%25.50%27.13%22.87%20.36%23.82%23.68%21.86%20.75%19.50%18.50%19.01%19.60%21.23%227.52%
EBITDA88.09M245.60M249.72M424.46M526.74M680.98M505.18M1.07B1.16B1.34B1.44B1.56B2.10B2.49B2.68B2.84B3.03B3.62B4.19B4.77B5.52B13.14B
EBITDA Margin8.81%20.48%16.56%22.38%17.80%23.95%14.73%26.81%27.79%29.18%24.41%21.82%25.29%24.93%22.86%21.70%20.52%20.04%20.61%21.14%22.71%227.52%
Net Income50.49M68.17M142.74M233.71M351.14M485.37M333.38M789.50M861.47M1.00B1.09B1.19B1.64B2.01B2.15B2.34B2.52B3.04B3.59B4.23B4.99B5.71B
Net Income Margin5.05%5.69%9.47%12.32%11.86%17.07%9.72%19.70%20.58%21.86%18.46%16.64%19.79%20.16%18.38%17.86%17.04%16.82%17.63%18.78%20.53%98.97%
Interest Expense171.32M279.55M362.70M544.90M1.05B1.01B1.14B1.92B1.74B1.84B2.48B2.99B3.25B4.66B5.58B5.89B6.93B8.40B9.41B10.73B11.94B11.28B
Interest Expense % of Total Revenue17.13%23.32%24.05%28.73%35.51%35.54%33.30%47.81%41.59%40.23%41.96%41.94%39.17%46.62%47.68%45.03%46.90%46.50%46.22%47.62%49.17%195.40%

Balance Sheet

Currency: CNY2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets23.52B25.12B32.41B37.84B49.54B61.79B85.81B77.28B83.68B94.00B122.88B152.88B207.17B236.30B265.74B307.52B360.23B433.41B506.01B604.82B689.54B804.38B
Total Liabilities22.23B23.77B30.56B35.85B46.87B58.97B82.18B72.88B78.35B88.00B115.66B142.83B194.29B217.86B244.86B284.86B332.93B400.81B470.42B562.99B641.20B-52.76B
Total Equity1.29B1.36B1.85B2.00B2.67B2.81B3.63B4.38B5.31B5.98B7.20B9.96B12.78B18.27B20.70B22.46B27.08B32.36B35.30B41.55B48.11B52.76B
Cash1.82B3.00B4.18B6.46B10.21B494.32M468.25M1.85B2.28B20.47B24.64B27.26B30.72B30.41B30.47B33.26B37.79B40.33B42.08B46.47B44.39B54.81B
Total Debt3.89B--21.91M-754.63M739.74M700.00M700.00M700.00M997.47M797.39M19.23B23.76B29.94B39.31B39.96B42.14B46.54B69.62B194.82B-
Net Debt2.07B-3.00B-4.18B-6.44B-10.21B260.31M271.48M-1.15B-1.58B-19.77B-23.64B-26.46B-11.49B-6.65B-524.05M6.05B2.17B1.81B4.46B23.15B150.43B68.69B

Cash Flow

Currency: CNY2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.14B567.52M1.58B6.27B273.27M13.68B-8.13B841.20M1.86B17.95B19.53B16.13B5.35B8.01B9.87B17.94B28.53B27.82B28.97B18.71B44.10B
Investing Cash Flow-284.03M-328.75M-876.97M-3.90B-2.36B-6.68B479.94M-56.56M-661.77M-11.00B-21.05B-35.92B-16.37B-6.41B-15.59B-19.53B-27.82B-30.56B-41.76B-39.11B-
Financing Cash Flow6.49M348.69M-70.73M202.00M2.34B229.72M-16.93M-40.78M-174.12M12.98M965.34M17.08B7.72B5.75B7.21B1.29B1.86B1.44B22.24B19.84B-
Capital Expenditure135.89M158.27M84.22M104.81M83.64M112.05M77.93M72.92M97.79M259.91M175.65M256.56M269.41M194.45M277.29M356.05M227.34M193.22M278.11M245.27M347.80M
Free Cash Flow1.00B409.26M1.50B6.17B189.63M13.57B-8.21B768.29M1.76B17.69B19.36B15.87B5.08B7.82B9.59B17.59B28.30B27.62B28.70B18.47B43.76B
Dividends Paid32.44M49.01M70.73M59.12M78.38M200.08M41.43M40.78M174.12M282.21M395.44M1.10B1.36B2.20B1.78B1.27B1.70B1.81B1.67B2.02B2.09B
FCF to OCF88.05%72.11%94.68%98.33%69.39%99.18%100.96%91.33%94.73%98.55%99.10%98.41%94.96%97.57%97.19%98.02%99.20%99.31%99.04%98.69%99.21%
Dividend Paid to FCF3.24%11.98%4.72%0.96%41.33%1.47%-0.50%5.31%9.90%1.59%2.04%6.92%26.84%28.11%18.60%7.20%5.99%6.56%5.82%10.92%4.77%

Earnings

Report DateAug 27, 2021Oct 29, 2021Jan 21, 2022Apr 28, 2022Jul 21, 2022Oct 24, 2022Jan 29, 2023Apr 27, 2023
EPS Estimate--------
EPS Actual0.200.130.200.170.180.150.230.22
Surprise--------
TimingPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap43.88B
Enterprise Value178.53B
Trailing P/E7.51
Forward P/E0.00
Price / Sales3.15
Price / Book0.72
EPS0.95
Book Value8.45
Revenue (TTM)13.95B
Gross Profit (TTM)13.95B
Profit Margin44.12%
Operating Margin62.22%
Return on Equity11.25%
Return on Assets0.76%
Shares Outstanding6.15B
Shares Float4.06B
Beta0.26
Dividend Yield3.50%
Dividend Rate0.25
Payout Ratio12.74%

Dividends

20262×
0.13Jul 9, 20260.12Feb 11, 2026
20252×
0.14Jun 12, 20250.13Jan 23, 2025
20241×
0.22Jul 5, 2024
20231×
0.19Jul 10, 2023
20221×
0.18Jul 6, 2022
20211×
0.18Aug 20, 2021