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Shanghai Rural Commercial Bank Co Ltd

601825 · SHG · Financial Services / Banks - Regional

9.37CNY+0.20 (+2.18%)

Price History

Full chart

Market Stats

Previous Close9.17
Open9.14
Day Range9.09 – 9.39
52-Week Range7.15 – 9.15
Volume32.55M
Market Cap83.04B
P/E (TTM)6.73
Forward P/E0.00
EPS1.28
Dividend Yield5.80%
Beta-0.02
50-Day Avg8.70
200-Day Avg8.65

About

Shanghai Rural Commercial Bank Co., Ltd. engages in commercial banking business in China. The company accepts public deposits; acts as agent for the issuance, redemption, and underwriting of government bonds; buying and selling government bonds and financial bonds. It also provides short-term, medium-term, and long-term loans; handling domestic and foreign settlements; handling bill acceptance and discounting; interbank lending; bank card services; and foreign exchange deposits, foreign exchange loans, foreign exchange remittances, international settlements, interbank foreign exchange lending, credit investigation, consulting, and witnessing services. In addition, the company acts as agent for receiving and paying funds and insurance business; provides safe deposit box and financial leasing services; and engages in foreign exchange settlement and sales business, other businesses. The company was formerly known as Shanghai Rural Credit Co-operatives Union and changed its name to Shanghai Rural Commercial Bank Co., Ltd. in August 2005. Shanghai Rural Commercial Bank Co., Ltd. was incorporated in 2005 and is headquartered in Shanghai, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Li Xu
  • Employees11.06K
  • HeadquartersNo. 70, Zhongshan East Second Road, Shanghai, China, 200002, China
  • Websitehttps://www.srcb.com

Leadership

  • Mr. Li XuExecutive Chairman of the Board · b. 1967
  • Mr. Xiaogang YaoCFO & Secretary of the Board of Directors
  • Mr. Dong ShenVP & Chief Information Officer · b. 1980
  • Mr. Changming YingDirector · b. 1972
  • Mr. Xianbin GuVice President · b. 1979
  • Mr. Hongbiao ZhangVice President · b. 1968
  • Mr. Ming WangVice Chairman & President · b. 1975
  • Nanhua ChenHead of Accounting
  • Mr. Chen IihuaIR expert
  • Mr. Lixin ZhaoHead of the Disc. Insp. & Supv. Group of the Shanghai Municipal Commi. - Disc. Inspe. and Supv. · b. 1966

Financials

Income Statement

Currency: CNY2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.57B5.79B7.52B8.09B9.75B14.42B18.39B20.66B24.35B27.39B28.15B32.70B34.81B36.98B41.25B45.68B48.27B51.01B50.66B25.30B
Growth (%)-+26.87%+29.80%+7.67%+20.51%+47.85%+27.50%+12.36%+17.85%+12.49%+2.76%+16.16%+6.47%+6.21%+11.57%+10.74%+5.67%+5.66%-0.68%-50.07%
Cost of Revenue1.66B2.11B3.05B3.06B3.46B5.39B7.51B9.48B10.21B12.18B12.68B15.19B14.86B16.57B19.22B21.70B22.70B24.76B24.79B-
Gross Profit2.90B3.68B4.47B5.04B6.30B9.03B10.88B11.19B14.14B15.21B15.47B17.50B19.95B20.40B22.03B23.98B25.57B26.25B25.87B-
Gross Margin63.58%63.58%59.40%62.22%64.55%62.61%59.14%54.14%58.08%55.54%54.96%53.53%57.31%55.18%53.41%52.49%52.98%51.46%51.06%-
Operating Expense2.47B2.96B3.50B2.55B3.57B4.90B6.29B5.90B7.98B7.99B8.13B9.12B11.23B9.71B12.13B11.80B11.90B11.36B10.89B-
Operating Income434.41M722.96M966.31M2.48B2.73B4.13B4.58B5.29B6.17B7.23B7.34B8.38B8.73B10.69B9.90B12.18B13.67B14.89B14.97B-
Operating Margin9.51%12.48%12.85%30.68%27.95%28.62%24.92%25.58%25.32%26.38%26.08%25.63%25.07%28.92%24.00%26.66%28.32%29.19%29.56%-
EBITDA434.41M722.96M966.31M2.70B3.00B4.43B4.97B5.80B6.80B7.89B7.99B9.02B9.35B11.31B10.49B13.02B14.58B15.86B15.99B-
EBITDA Margin9.51%12.48%12.85%33.33%30.74%30.69%27.05%28.05%27.92%28.80%28.40%27.58%26.85%30.58%25.42%28.50%30.21%31.09%31.57%-
Net Income357.59M370.57M740.80M1.97B2.22B3.19B3.72B4.22B4.85B5.63B5.90B6.77B7.31B8.85B8.16B9.70B10.97B12.14B12.29B12.31B
Net Income Margin7.83%6.40%9.85%24.35%22.75%22.10%20.25%20.40%19.91%20.57%20.97%20.70%20.99%23.92%19.78%21.23%22.73%23.80%24.26%48.67%
Interest Expense1.66B2.11B3.05B3.06B3.46B5.39B7.51B9.48B10.21B12.18B12.68B15.19B14.86B16.57B19.22B21.70B22.70B24.76B24.79B21.75B
Interest Expense % of Total Revenue36.42%36.42%40.60%37.78%35.45%37.39%40.86%45.86%41.92%44.46%45.04%46.47%42.69%44.82%46.59%47.51%47.02%48.54%48.94%85.97%

Balance Sheet

Currency: CNY2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets136.11B157.47B173.33B212.25B252.10B309.93B361.97B420.89B485.30B587.01B710.88B802.06B833.71B929.94B1.06T1.16T1.28T1.39T1.49T1.59T
Total Liabilities129.66B146.31B161.68B199.18B228.88B284.86B332.37B387.90B447.16B543.69B663.19B749.04B768.91B79.91B130.05B120.85B116.75B1.28T1.36T1.46T
Total Equity6.45B11.16B11.64B13.02B23.17B24.99B28.74B31.87B36.88B41.90B46.22B51.68B63.64B71.15B77.21B93.77B101.83B112.43B123.84B127.91B
Cash17.45B28.37B33.29B3.18B5.68B17.73B15.79B14.39B27.57B33.09B130.23B150.65B138.41B133.32B148.10B152.42B153.88B140.86B143.41B176.33B
Total Debt---1.50B1.60B9.55B12.86B8.54B9.86B5.35B25.81B52.51B44.64B79.91B130.05B120.85B116.75B137.68B251.48B-
Net Debt-17.45B-28.37B-33.29B-1.68B-4.08B-8.18B-2.93B-5.85B-17.71B-27.73B-104.42B-98.14B-93.77B-53.42B-18.04B-31.57B-37.13B-140.86B54.82B21.00B

Cash Flow

Currency: CNY2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow7.83B3.58B5.99B5.88B672.95M5.31B6.48B22.74B15.76B58.28B53.98B-2.32B-5.29B7.14B-13.84B-1.15B125.03B39.17B51.20B-11.37B
Investing Cash Flow-9.00B-300.05M-4.02B-7.80B-2.69B-2.37B-15.60B-13.53B-20.94B-54.52B-63.29B-1.81B6.66B-31.23B-13.08B8.08B-100.76B-63.44B-19.25B-
Financing Cash Flow-44.00M1.79B-257.16M1.25B7.79B-415.06M5.17B-789.20M426.42M-5.51B12.82B1.64B2.30B21.88B35.99B1.04B-3.61B-1.29B-27.00B-
Capital Expenditure401.19M208.94M416.77M1.96B461.24M1.15B2.06B1.01B1.73B814.58M489.35M413.88M711.38M1.26B765.28M784.48M701.94M1.04B1.16B1.09B
Free Cash Flow7.43B3.37B5.58B3.92B211.71M4.16B4.42B21.73B14.03B57.46B53.49B-2.74B-6.00B5.88B-14.61B-1.93B124.33B38.13B50.04B-12.46B
Dividends Paid54.00M201.00M257.16M299.65M337.11M421.30M683.82M954.90M1.02B1.45B1.47B3.12B2.77B2.69B3.75B4.86B5.22B5.85B8.13B6.07B
FCF to OCF94.88%94.16%93.05%66.61%31.46%78.39%68.18%95.56%89.04%98.60%99.09%117.81%113.44%82.37%105.53%168.37%99.44%97.36%97.73%109.55%
Dividend Paid to FCF0.73%5.96%4.61%7.65%159.23%10.13%15.47%4.40%7.30%2.52%2.74%-113.82%-46.13%45.71%-25.68%-251.63%4.20%15.34%16.24%-48.70%

Earnings

Report DateOct 29, 2021Jan 20, 2022Apr 29, 2022Aug 18, 2022Oct 28, 2022Apr 27, 2023
EPS Estimate------
EPS Actual0.260.210.320.280.320.21
Surprise------
TimingPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-market

Key Statistics & Ratios

Market Cap83.04B
Enterprise Value212.99B
Trailing P/E6.73
Forward P/E0.00
Price / Sales3.49
Price / Book0.64
EPS1.28
Book Value13.80
Revenue (TTM)23.79B
Gross Profit (TTM)23.79B
Profit Margin52.02%
Operating Margin65.83%
Return on Equity9.46%
Return on Assets0.79%
Shares Outstanding9.64B
Shares Float4.93B
Beta-0.02
Dividend Yield5.80%
Dividend Rate0.50
Payout Ratio33.98%

Dividends

20261×
0.19Jun 29, 2026
20252×
0.24Sep 26, 20250.19Jun 27, 2025
20242×
0.24Sep 25, 20240.38Jun 26, 2024
20231×
0.34Jun 28, 2023
20221×
0.30Jun 30, 2022
20211×
0.26Dec 3, 2021