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Jiangsu Zijin Rural Commercial Bank Co Ltd

601860 · SHG · Financial Services / Banks - Regional

2.54CNY+0.01 (+0.40%)

Price History

Full chart

Market Stats

Previous Close2.53
Open2.52
Day Range2.52 – 2.56
52-Week Range2.40 – 2.98
Volume70.20M
Market Cap9.45B
P/E (TTM)8.32
Forward P/E0.00
EPS0.31
Dividend Yield3.88%
Beta0.33
50-Day Avg2.58
200-Day Avg2.67

About

Jiangsu Zijin Rural Commercial Bank Co.,Ltd provides various banking products and services to personal and business customers. The company offers deposits; loans; foreign currency deposits, international settlement, trade finance, rediscounting, and treasury services; and financial industry and investment banking services. It also offers debit and credit cards; and mobile and Internet banking services, as well as ATMs. Jiangsu Zijin Rural Commercial Bank Co.,Ltd was founded in 2011 and is based in Nanjing, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Qing Guo Wang
  • Employees2.49K
  • HeadquartersNo. 381 Jiangdong Middle Road, Nanjing, China, China
  • Websitehttps://www.zjrcbank.com

Leadership

  • Mr. Qing Guo WangVice President of Finance · b. 1977
  • Mr. Haojun HangVice President · b. 1976
  • Mr. Wei XuVice President · b. 1988
  • Mr. Yu Ning LiAccounting Supervisor · b. 1976
  • Yi ZhangSecretary

Financials

Income Statement

Currency: CNY2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.56B1.85B1.56B1.73B2.04B2.20B2.43B2.72B2.94B3.08B2.98B8.98B9.01B9.50B3.61B4.02B
Growth (%)-+18.14%-15.64%+11.14%+17.67%+8.11%+10.22%+11.84%+8.28%+4.72%-3.29%+201.19%+0.36%+5.43%-61.95%+11.20%
Cost of Revenue-----------4.57B4.62B5.18B--
Gross Profit1.56B1.85B1.91B2.12B2.04B2.20B2.43B2.72B2.94B3.08B2.98B4.41B4.39B4.32B3.61B-
Gross Margin100.00%100.00%122.79%122.19%100.00%100.00%100.00%100.00%100.00%100.00%100.00%49.07%48.68%45.47%100.00%-
Operating Expense445.23M273.71M1.23B1.26B921.51M1.00B1.18B1.19B1.41B1.04B1.23B2.53B2.28B2.34B1.61B-
Operating Income1.12B1.57B683.50M860.41M1.12B1.20B1.25B1.53B1.53B2.04B1.75B1.88B2.10B1.98B2.01B-
Operating Margin71.54%85.19%43.83%49.64%54.82%54.49%51.45%56.16%51.96%66.27%58.61%20.92%23.35%20.87%55.58%-
EBITDA---3.99M--923.18M1.25B1.53B2.23B1.70B1.75B1.88B2.12B2.19B--
EBITDA Margin---0.26%--41.87%51.45%56.16%75.66%55.08%58.61%20.92%23.55%23.05%--
Net Income409.26M427.25M478.24M582.98M748.61M839.59M1.03B1.14B1.25B1.42B1.44B1.52B1.60B1.62B1.62B1.24B
Net Income Margin26.16%23.11%30.67%33.64%36.70%38.08%42.51%41.86%42.61%45.98%48.37%16.88%17.76%17.04%44.92%30.97%
Interest Expense526.75M911.29M1.31B1.33B1.57B1.90B2.31B3.70B4.47B4.19B3.98B4.57B4.62B5.18B5.05B4.59B
Interest Expense % of Total Revenue33.67%49.30%83.91%76.73%76.93%86.09%95.12%136.32%151.88%135.94%133.63%50.93%51.32%54.53%139.83%114.27%

Balance Sheet

Currency: CNY2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets54.65B59.30B51.09B60.52B70.81B101.79B133.80B170.95B193.17B201.32B217.66B206.67B224.72B247.66B269.94B290.34B
Total Liabilities52.38B55.58B46.82B55.90B65.42B95.77B124.49B160.99B180.87B37.33B29.46B21.15B15.80B229.19B250.01B270.04B
Total Equity2.27B3.72B4.27B4.63B5.38B6.03B9.31B9.95B12.29B13.75B14.82B16.00B17.10B18.47B19.94B20.30B
Cash14.43B13.05B4.41B5.11B18.97B24.29B24.74B34.92B36.24B28.48B18.11B15.82B17.60B15.02B16.70B22.20B
Total Debt---29.88M129.55M5.79B22.26B39.34B45.80B37.33B29.46B21.15B15.80B26.89B33.69B-
Net Debt-14.43B-13.05B-4.41B-5.08B-18.84B-18.51B-2.49B4.42B9.57B8.85B11.34B5.33B-1.80B-15.02B-16.70B-

Cash Flow

Currency: CNY2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow554.30M-9.01B3.11B1.68B19.10B-826.05M8.67B2.90B10.01B13.08B-23.14B6.56B5.84B3.25B18.48B
Investing Cash Flow-500.38M-2.27B-3.70B-1.50B-16.19B-21.54B-9.28B-8.18B749.47M-3.55B19.57B2.71B-7.19B-910.68M-
Financing Cash Flow-296.74M-118.68M-220.00M-44.00M2.75B19.51B15.34B3.78B-9.02B-11.81B-6.96B-8.81B-691.93M4.95B-
Capital Expenditure352.18M274.82M343.34M338.05M60.45M222.41M188.55M235.91M52.42M66.44M76.81M130.28M53.25M45.63M43.94M
Free Cash Flow202.12M-9.29B2.77B1.34B19.04B-1.05B8.48B2.67B9.96B13.02B-23.21B6.43B5.79B3.20B18.44B
Dividends Paid296.74M118.68M220.00M44.00M237.60M219.06M438.93M2.03B1.92B1.39B979.48M619.15M427.94M453.71M457.81M
FCF to OCF36.46%103.05%88.96%79.86%99.68%126.92%97.83%91.87%99.48%99.49%100.33%98.01%99.09%98.60%99.76%
Dividend Paid to FCF146.81%-1.28%7.95%3.28%1.25%-20.89%5.17%76.29%19.33%10.69%-4.22%9.64%7.39%14.16%2.48%

Earnings

Report DateApr 21, 2019Aug 28, 2019Oct 22, 2019Feb 3, 2020Apr 29, 2020Aug 26, 2020Oct 30, 2020Jan 29, 2021Apr 27, 2021Aug 27, 2021Oct 29, 2021Jan 28, 2022Apr 29, 2022Jul 22, 2022Oct 27, 2022Dec 31, 2022Apr 28, 2023
EPS Estimate-----------------
EPS Actual0.080.120.120.080.090.110.110.060.080.110.120.090.090.130.100.080.08
Surprise-----------------
TimingPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-market-Pre-market

Key Statistics & Ratios

Market Cap9.45B
Enterprise Value11.68B
Trailing P/E8.32
Forward P/E0.00
Price / Sales3.20
Price / Book0.44
EPS0.31
Book Value5.78
Revenue (TTM)2.95B
Gross Profit (TTM)2.95B
Profit Margin43.15%
Operating Margin62.29%
Return on Equity6.14%
Return on Assets0.44%
Shares Outstanding3.66B
Shares Float2.56B
Beta0.33
Dividend Yield3.88%
Dividend Rate0.10
Payout Ratio32.26%

Dividends

20231×
0.10Jun 16, 2023
20221×
0.10Jun 13, 2022
20211×
0.10Jun 15, 2021
20201×
0.10May 21, 2020
20191×
0.10May 31, 2019