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China Zheshang Bank Co Ltd

China Zheshang Bank Co Ltd

601916 · SHG · Financial Services / Banks - Regional

2.96CNY+0.03 (+1.02%)

Price History

Full chart

Market Stats

Previous Close2.93
Open2.92
Day Range2.91 – 2.98
52-Week Range2.60 – 3.06
Volume173.66M
Market Cap79.10B
P/E (TTM)6.55
Forward P/E0.00
EPS0.44
Dividend Yield4.55%
Beta0.52
50-Day Avg2.93
200-Day Avg2.97

About

China Zheshang Bank Co., Ltd. provides corporate and retail banking services in Mainland China. The company operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment offers corporate loans and advances, trade financing, corporate deposits, credit commitments and financial guarantees, debt instrument underwriting and other corporate, and intermediary banking services to corporate clients, governments, and other institutions. The Retail Banking segment provides personal loans and advances, personal deposits, wealth management, bank card business, and other types of retail banking services to individual customers. The Treasury Business segment is involved in money market transactions, repurchase transactions, debt instrument investments, equity instrument investments, and proprietary business. It also engages in the financial derivatives business. China Zheshang Bank Co., Ltd. was incorporated in 1993 and is headquartered in Hangzhou, China.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Haiqiang Chen
  • Employees24.89K
  • HeadquartersNo. 1788, Hongning Road, Hangzhou, China, 310020, China
  • Websitehttps://www.czbank.com

Leadership

  • Mr. Haiqiang ChenExecutive Chairman · b. 1974
  • Mr. Linhua LyuPresident, Chief Compliance Officer & Executive Director
  • Mr. Chaoming WangAssistant to the President & Chief Information Officer · b. 1971
  • Ms. Hong MaExecutive Director · b. 1972
  • Mr. Huafeng PanVice President & Chief Risk Officer · b. 1972
  • Jian ZhangHead of the Finance Department
  • Ms. Yin Wah Chan FCCA, FCIS, FCS, HKICSJoint Company Secretary · b. 1975
  • Haijing YeDirector of Inclusive Finance Business
  • Mr. Zhiyuan PengEmployee Representative Supervisor, GM of Planning & Finance Dept. and Director of Financial Dept. · b. 1976

Financials

Income Statement

Currency: CNY2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.40B11.79B12.82B17.64B23.38B24.85B25.91B27.55B27.61B29.64B33.28B37.16B39.41B60.30B
Growth (%)-+25.40%+8.72%+37.57%+32.53%+6.30%+4.29%+6.30%+0.22%+7.37%+12.27%+11.66%+6.06%+53.00%
Cost of Revenue---------50.80B54.92B62.73B65.54B-
Gross Profit--12.82B17.64B23.38B24.85B25.91B27.55B27.61B29.64B33.28B37.16B39.41B-
Gross Margin--100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%-
Operating Expense--4.89B6.90B9.28B10.92B11.56B12.04B12.33B13.78B16.77B19.09B20.46B-
Operating Income5.38B7.54B7.93B10.74B14.10B13.93B14.35B15.51B15.28B15.86B16.50B18.07B18.95B-
Operating Margin57.16%63.94%61.83%60.87%60.32%56.05%55.38%56.30%55.33%53.50%49.59%48.63%48.08%-
EBITDA-16.48M-------23.30B27.52B28.30B28.41B19.46B-
EBITDA Margin-0.18%-------84.42%92.85%85.04%76.45%49.38%-
Net Income4.03B4.90B5.10B7.05B10.15B10.95B10.95B12.92B12.31B12.65B13.62B15.05B15.19B12.93B
Net Income Margin42.81%41.56%39.74%39.98%43.44%44.07%42.25%46.92%44.59%42.67%40.92%40.50%38.53%21.45%
Interest Expense9.00B11.90B17.66B26.84B29.45B38.19B38.19B45.61B49.13B50.80B54.92B62.73B65.54B57.17B
Interest Expense % of Total Revenue95.68%100.89%137.77%152.20%125.98%153.70%147.38%165.60%177.97%171.41%165.05%168.82%166.31%94.82%

Balance Sheet

Currency: CNY2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets393.84B488.12B669.96B1.03T1.35T1.54T1.65T1.80T2.05T2.29T2.62T3.14T3.33T3.48T
Total Liabilities371.13B460.31B636.81B981.99B1.29T1.45T1.54T1.67T1.92T2.12T2.46T2.95T3.12T3.27T
Total Equity22.71B27.81B33.15B49.66B67.48B88.19B100.89B126.25B130.51B164.17B162.93B186.25B198.90B202.87B
Cash178.77B222.90B169.14B164.28B222.91B183.59B182.49B179.92B182.19B200.01B253.50B255.34B201.42B207.21B
Total Debt4.52B6.12B48.27B92.36B115.29B192.34B247.31B210.31B240.71B674.41B326.35B1.05T544.66B-
Net Debt-174.25B-216.78B-120.86B-71.92B-107.62B8.75B64.82B30.39B58.53B123.65B72.85B792.03B343.24B305.74B

Cash Flow

Currency: CNY2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow12.63B-11.97M143.33B207.33B105.84B-92.43B-140.32B-11.54B49.58B-37.08B167.76B194.37B-120.48B-12.74B
Investing Cash Flow-1.70B-13.89B-186.03B-253.07B-105.82B18.63B75.30B57.15B-880.00M-77.72B-130.20B-201.46B-44.44B-
Financing Cash Flow819.04M-1.51B41.05B47.53B30.68B82.89B43.75B-36.44B17.48B94.24B-22.18B69.44B127.75B-
Capital Expenditure421.36M372.72M654.41M855.18M946.25M4.12B4.97B4.68B1.74B2.55B5.39B9.88B10.70B9.14B
Free Cash Flow12.21B-384.69M142.67B206.47B104.89B-96.55B-145.28B-16.23B47.84B-39.64B162.37B184.49B-131.18B-21.88B
Dividends Paid2.00B2.73B26.71M7.95M2.35B3.07B4.04B885.00M5.78B4.31B2.00B5.68B5.47B5.28B
FCF to OCF96.66%3214.30%99.54%99.59%99.11%104.45%103.54%140.56%96.49%106.88%96.79%94.92%108.88%171.71%
Dividend Paid to FCF16.38%-710.54%0.02%0.00%2.24%-3.17%-2.78%-5.45%12.08%-10.88%1.23%3.08%-4.17%-24.12%

Earnings

Report DateMar 29, 2020Apr 24, 2020Aug 28, 2020Oct 29, 2020Apr 29, 2021Aug 30, 2021Oct 28, 2021Mar 29, 2022Apr 25, 2022Aug 29, 2022Oct 28, 2022Mar 27, 2023Apr 25, 2023Aug 30, 2023Oct 27, 2023Mar 29, 2024Apr 29, 2024Aug 30, 2024Oct 29, 2024Apr 29, 2025Aug 29, 2025Oct 30, 2025Apr 27, 2026Aug 26, 2026
EPS Estimate------------------------
EPS Actual0.080.170.110.120.220.090.190.100.200.050.210.060.260.080.180.080.220.080.180.080.060.150.050.07
Surprise------------------------
TimingAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hours-Pre-market-Pre-market-Pre-marketPre-market-Pre-marketPre-market-

Key Statistics & Ratios

Market Cap79.10B
Enterprise Value239.64B
Trailing P/E6.55
Forward P/E0.00
Price / Sales2.05
Price / Book0.39
EPS0.44
Book Value6.61
Revenue (TTM)38.64B
Gross Profit (TTM)38.64B
Profit Margin33.88%
Operating Margin24.62%
Return on Equity6.61%
Return on Assets0.39%
Shares Outstanding21.54B
Shares Float13.48B
Beta0.52
Dividend Yield4.55%
Dividend Rate0.13
Payout Ratio50.70%

Dividends

20261×
0.13Jun 26, 2026
20251×
0.16Jun 27, 2025
20241×
0.16Jun 26, 2024
20231×
0.20May 19, 2023
20211×
0.15Jul 30, 2021
20201×
0.23Jul 10, 2020

Stock Splits

  • Jun 15, 2023874:821