Banco de Credito e Inversiones

Banco de Credito e Inversiones

BCI · SN · Financial Services / Banks - Regional

65,143CLP-857.00 (-1.30%)

Price History

Full chart

Market Stats

Previous Close66,000
Open66,000
Day Range64,706 – 66,395
52-Week Range41,172.26 – 67,796
Volume118.46K
Market Cap14.01T
P/E (TTM)12.64
Forward P/E11.82
EPS5,070.88
Dividend Yield2.29%
Beta0.23
50-Day Avg63,514.42
200-Day Avg61,635.97

About

Banco de Crédito e Inversiones provides various banking products and services in Chile, the United States, and Peru. It offers checking and current accounts; debit and credit cards; consumer and mortgage loans; factoring and leasing financing solutions; corporate finance and agency solutions; transactional services; and foreign exchange, hedging and structuring of derivatives, fixed income products, and international trade services. The company also provides money market and medium- and long-term mutual funds, foreign currency, and forward and fixed income instrument alternatives products; transactional services, such as payments, collection, cash pooling, electronic statement, and fund transfer services; commercial vehicle, private use vehicle, commercial fire, and transport and engineering insurance, as well as mortgage protection, fire, and earthquake insurance. In addition, it offers financing solutions, including short-term and long-term commercial credit, guarantee certificate, factoring, ordering, overdraft line, and leasing. The company was incorporated in 1937 and is based in Santiago, Chile. Banco de Crédito e Inversiones operates as a subsidiary of Empresas Juan Yarur SpA.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Eugenio Von Chrismar Carvajal
  • Employees11.05K
  • HeadquartersAvenida El Golf 125, Santiago, Chile, Chile
  • Websitehttps://www.bci.cl

Leadership

  • Mr. Diego Yarur ArrasateChief of Corporate Development & International Division & Director · b. 1976
  • Mr. Eugenio Von Chrismar CarvajalChief Executive Officer · b. 1953
  • Mr. José Luis Ibaibarriaga MartínezCFO & Controller
  • Mr. Patricio Felix Subiabre MonteroChief Operating & Technology Officer
  • Mr. Javier Moraga KlennerInvestment & Finance Division Manager
  • Mr. Alfredo Mendoza OsorioChief Accounting Officer
  • Mr. Andrés Atala Salim-HannaHead of Investor Relations
  • Ms. Ximena Kutscher TaibaAudit & Compliance Head
  • Mr. Fernando Carmash CassisGeneral Counsel
  • Antonellla SassiHead of Sustainability Communications & Sustainability Division

Financials

Income Statement

Line item2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue967.17B1.28T1.37T1.58T1.89T2.03T2.16T3.41T2.49T2.70T3.02T
Cost of Revenue10.39B12.52B12.38B15.04B-------
Gross Profit956.78B1.09T1.15T1.30T1.48T------
Operating Income392.78B405.04B427.08B453.51B519.02B------
Net Income330.82B340.12B371.40B395.79B402.64B317.45B520.39B1.40T682.47B801.64B996.01B
Interest Expense000828.22B908.31B710.78B761.61B977.38B2.50T2.23T1.94T

Balance Sheet

Line item2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets28.68T30.85T33.88T41.35T50.34T57.16T69.16T78.05T77.75T83.42T81.57T
Total Liabilities26.68T28.33T31.16T37.89T46.54T53.26T64.66T73.27T71.68T76.42T74.12T
Total Equity2.00T2.52T2.73T3.46T3.79T3.89T4.50T4.78T6.07T7.00T7.44T
Cash1.36T2.32T2.16T3.07T4.80T5.85T5.59T5.13T4.58T4.80T5.24T
Net Debt--4.61T5.66T5.70T3.95T5.60T6.62T7.63T8.06T7.94T

Cash Flow

Line item2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-1.03T-1.31T-1.25T-1.49T95.77B4.24T1.00T-5.52T993.01B1.18T-206.22B
Investing Cash Flow-619.38B146.57B282.15B-420.98B-284.27B283.26B44.20B-426.92B---
Financing Cash Flow1.41T1.33T1.05T2.26T1.38T-2.54T357.35B6.44T---
Capital Expenditure18.86B33.78B41.70B47.32B33.64B23.79B15.29B19.00B111.39B141.68B159.83B
Free Cash Flow---587.54B-241.85B1.02T1.71T914.83B1.28T881.63B1.03T-366.05B
Dividends Paid108.70B110.80B123.56B131.19B135.89B141.62B104.14B157.44B253.26B218.60B242.65B

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Feb 3, 2012May 30, 2012Jul 30, 2012Oct 27, 2012Feb 26, 2013May 17, 2013Jul 29, 2013Oct 30, 2013Feb 28, 2014Apr 30, 2014Jul 30, 2014Oct 29, 2014Feb 27, 2015Apr 30, 2015Jul 30, 2015Nov 2, 2015Feb 29, 2016May 18, 2016Aug 1, 2016Nov 15, 2016Feb 28, 2017May 4, 2017Jul 31, 2017Nov 20, 2017Feb 13, 2018Apr 30, 2018Aug 9, 2018Dec 12, 2018Mar 18, 2019May 1, 2019Aug 1, 2019Oct 30, 2019Feb 4, 2020Apr 29, 2020Aug 27, 2020Oct 9, 2020Jan 25, 2021Apr 29, 2021Jul 29, 2021Oct 29, 2021Jan 30, 2022May 13, 2022Aug 1, 2022Nov 7, 2022Feb 27, 2023May 1, 2023Jul 31, 2023Oct 29, 2023Feb 28, 2024Apr 29, 2024Aug 16, 2024Oct 30, 2024Jan 31, 2025Apr 29, 2025Aug 8, 2025Oct 29, 2025Jan 30, 2026Apr 30, 2026Jul 29, 2026Oct 30, 2026
EPS Estimate-------------433.20313.26576.55-374.12519.76515.23-507.52454.04-503.28556.36434.00---------622.69553.86---619.51600.49439.97500.24450.04328.20451.64476.36616.14564.24587.47839.65900.721015.371012.49728.371081.80741.35886.50786.64929.88930.19800.431091.321047.301054.371035.291138.031525.271189.97
EPS Actual161.98229.36280.99311.26276.08322.47484.13263.55365.05468.82303.51440.12498.62287.99297.17576.64326.32391.21507.44627.66515.66507.44498.50560.43495.81556.44440.86523.04449.00486.75514.11477.47782.15502.22463.61314.55618.38567.71528.30495.76616.13614.32451.88426.39497.23463.96299.04569.97781.56644.14649.60848.411088.941224.751076.621436.381012.001196.001094.00337.00949.00976.00962.00780.001251.001186.001072.001047.001317.631632.00-
Surprise--------------33.52%-5.14%0.02%-4.57%-2.37%21.82%--0.02%9.79%--1.48%0.01%1.58%----------0.69%2.50%----0.84%-24.75%-3.09%-0.60%3.09%-8.88%26.20%64.07%4.54%15.13%44.42%29.69%35.97%6.03%41.87%38.94%10.56%47.57%-61.99%20.64%4.96%3.42%-2.55%14.63%13.24%1.67%1.13%15.78%7.00%-
Timing-------------After-hoursPre-marketAfter-hours-After-hoursPre-marketPre-market-Pre-marketAfter-hours-Pre-marketAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-Pre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap14.01T
Enterprise Value27.74T
Trailing P/E12.64
Forward P/E11.82
PEG Ratio0.71
Price / Sales4.86
Price / Book1.82
EPS5,070.88
Book Value36,052.22
Revenue (TTM)2.88T
Gross Profit (TTM)2.86T
Profit Margin38.44%
Operating Margin55.13%
Return on Equity14.73%
Return on Assets1.32%
Shares Outstanding218.60M
Shares Float217.95M
Beta0.23
Dividend Yield2.29%
Dividend Rate1,500
Payout Ratio29.59%

Dividends

20261×
1500.00Apr 2, 2026
20251×
1110.00Apr 4, 2025
20241×
1000.00Apr 4, 2024
20231×
1310.51Mar 30, 2023
20221×
814.73Apr 18, 2022
20211×
538.88Mar 30, 2021
20201×
732.82Apr 3, 2020
20191×
703.20Mar 29, 2019
20181×
728.55Mar 22, 2018
20171×
686.19Mar 23, 2017
20161×
674.98Mar 17, 2016
20151×
656.32Mar 19, 2015
20141×
815.35Mar 20, 2014
20131×
552.86Mar 26, 2013
20121×
519.70Mar 26, 2012
20111×
435.78Mar 28, 2011
20101×
306.09Mar 25, 2010
20091×
280.55Mar 12, 2009
20081×
370.08Apr 10, 2008
20071×
328.30Apr 19, 2007
20061×
298.45Apr 11, 2006
20051×
250.70Apr 18, 2005
20041×
202.95Apr 5, 2004
20031×
167.13Apr 10, 2003

Stock Splits

  • Sep 15, 2023784:773
  • Jul 10, 2023799:708
  • Aug 29, 20221773:1637
  • Oct 29, 20211511:1442
  • Aug 13, 20201893:1802
  • Jul 24, 2019866:831
  • Oct 26, 20181293:1289
  • Aug 3, 20181272:1259
  • Nov 15, 2017181:179
  • Aug 17, 20161407:1384
  • Mar 16, 2016796:789
  • Aug 26, 2015684:671
  • Sep 12, 20142563:2527
  • Jul 26, 20132031:2006
  • Jul 20, 20121042:1027
  • Jul 11, 2011596:589
  • Jun 29, 2010721:709
  • Jun 10, 2009521:508