Banco de Chile

Banco de Chile

CHILE · SN · Financial Services / Banks - Regional

191.6CLP-0.89 (-0.46%)

Price History

Full chart

Market Stats

Previous Close192.49
Open192.49
Day Range191.13 – 193.67
52-Week Range135.69 – 203.99
Volume66.08M
Market Cap19.14T
P/E (TTM)15.83
Forward P/E14.77
EPS11.97
Dividend Yield5.05%
Beta0.07
50-Day Avg194.15
200-Day Avg181.77

About

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Eduardo Ebensperger Orrego
  • Employees11.22K
  • HeadquartersAhumada 251, Santiago, Chile, Chile
  • Websitehttps://bancochile.cl

Leadership

  • Mr. Hernan Buchi BucDirector · b. 1949
  • Mr. Eduardo Ebensperger OrregoChief Executive Officer · b. 1965
  • Mr. Rolando Arias SanchezChief Financial Officer · b. 1965
  • Mr. Hector Hernandez GonzalezGeneral Manager of Accounting
  • Mr. Esteban Kemp De La HozManager of Marketing, Technology & Digital Division · b. 1981
  • Mr. Pablo Camilo Mejia RicciHead of Investor Relations
  • Mr. Felipe Echaiz BornemannManager of Global Compliance Division · b. 1967
  • Mr. Alfredo Villegas MontesGeneral Counsel & Secretary of the Board of Directors · b. 1971
  • Mr. Cristian Lagos ContardoManager of People & Organisation Division · b. 1966
  • Mr. Rodrigo AravenaChief Economist & Senior VP of Institutional Relations

Financials

Income Statement

Line item2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.34T1.71T1.68T1.84T2.00T1.94T2.21T3.09T2.97T3.04T2.99T
Cost of Revenue33.30B35.16B35.84B38.47B51.52B------
Gross Profit1.31T1.39T1.44T1.55T1.62T------
Operating Income617.61B637.14B685.33B744.60B758.92B------
Net Income559.00B575.05B572.08B603.63B603.74B463.11B792.92B1.41T1.37T1.25T1.19T
Interest Expense000679.64B742.27B560.01B814.45B1.04T2.12T1.61T1.34T

Balance Sheet

Line item2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets31.29T31.36T32.56T35.62T41.01T46.10T51.70T55.26T55.72T52.06T54.10T
Total Liabilities28.55T28.05T29.02T31.94T37.11T42.37T47.48T50.40T49.64T45.55T47.42T
Total Equity2.74T3.31T3.55T3.67T3.91T3.73T4.22T4.86T6.08T6.50T6.69T
Cash1.10T1.79T1.49T1.51T3.20T3.38T4.58T3.54T4.98T3.07T3.01T
Net Debt--6.20T7.49T7.18T6.20T5.41T6.78T6.43T8.79T10.18T

Cash Flow

Line item2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-3.01T-290.74B914.35B-2.25T-687.95B-1.42T-2.12T-629.62B3.21T3.69T826.08B
Investing Cash Flow400.10B403.68B-1.18T416.45B-397.58B238.58B-71.87B-72.64B---
Financing Cash Flow2.80T-711.60B285.80B1.89T2.73T3.38T3.07T-519.19B32.53B-5.61T110.76B
Capital Expenditure31.48B39.07B23.22B28.07B43.51B28.47B35.58B21.25B97.06B74.84B77.30B
Free Cash Flow--830.56B-1.39T1.32T471.70B2.36T-411.72B3.12T3.62T748.78B
Dividends Paid367.44B366.65B342.03B374.08B356.31B350.54B220.27B539.83B866.93B815.93B995.38B

Earnings

Report DateOct 28, 2005May 10, 2006Oct 30, 2006Jul 24, 2007Oct 22, 2007Jan 22, 2008May 1, 2008Oct 20, 2008Feb 3, 2009May 7, 2009Aug 12, 2009Nov 12, 2009Feb 3, 2010Apr 29, 2010Aug 4, 2010Nov 3, 2010Feb 3, 2011May 3, 2011Aug 4, 2011Nov 9, 2011Feb 1, 2012Apr 30, 2012Jul 30, 2012Nov 7, 2012Jan 24, 2013Apr 30, 2013Jul 31, 2013Oct 29, 2013Feb 6, 2014Apr 29, 2014Jul 30, 2014Oct 23, 2014Feb 3, 2015Apr 29, 2015Jul 30, 2015Oct 29, 2015Jan 30, 2016Apr 29, 2016Jul 29, 2016Oct 28, 2016Jan 30, 2017Apr 28, 2017Jul 30, 2017Oct 30, 2017Jan 30, 2018Apr 27, 2018Jul 30, 2018Oct 30, 2018Jan 31, 2019Apr 29, 2019Jul 29, 2019Oct 30, 2019Feb 4, 2020Apr 30, 2020Jul 30, 2020Oct 30, 2020Feb 3, 2021Apr 30, 2021Jul 30, 2021Oct 29, 2021Jan 30, 2022Apr 29, 2022Jul 28, 2022Oct 27, 2022Jan 29, 2023Apr 27, 2023Jul 28, 2023Oct 30, 2023Jan 29, 2024Apr 30, 2024Jul 30, 2024Oct 29, 2024Jan 27, 2025Apr 29, 2025Jul 31, 2025Oct 30, 2025Feb 3, 2026Apr 29, 2026Jul 31, 2026Oct 29, 2026
EPS Estimate0.570.460.65445.91484.870.720.660.770.840.96----------1.141.091.181.001.321.071.171.301.271.441.501.371.441.101.241.461.481.411.411.491.491.421.481.491.341.471.561.551.651.521.551.701.471.401.290.911.231.381.611.702.122.552.703.693.022.763.552.653.542.783.283.013.662.783.102.922.932.602.823.31
EPS Actual0.580.540.630.630.750.610.630.860.660.510.740.700.681.021.091.010.711.211.130.960.991.191.101.251.361.161.181.321.271.441.501.481.231.121.621.261.361.291.521.371.211.361.601.261.401.401.641.271.601.011.901.501.461.361.100.871.251.611.611.822.812.894.273.363.432.633.292.573.822.953.202.852.953.263.012.902.632.663.87-
Surprise1.75%17.39%-3.08%-99.86%-99.85%-15.28%-4.55%11.69%-21.43%-46.88%-----------13.16%9.17%-6.78%25.00%3.03%8.41%0.85%1.54%0.00%0.00%0.00%8.03%-14.58%1.82%30.65%-13.70%-8.11%-8.51%7.80%-8.05%-18.79%-4.23%8.11%-15.44%4.48%-4.76%5.13%-18.06%-3.03%-33.55%22.58%-11.76%-0.68%-2.86%-14.73%-4.40%1.63%16.67%0.00%7.06%32.55%13.33%58.15%-8.94%13.58%-4.71%-7.32%-3.02%7.91%6.12%-2.44%-5.32%-19.40%17.27%-2.90%-0.68%-10.24%2.31%37.23%-
TimingAfter-hours-After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hours----------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hours

Key Statistics & Ratios

Market Cap19.14T
Enterprise Value28.34T
Trailing P/E15.83
Forward P/E14.77
PEG Ratio2.46
Price / Sales7.14
Price / Book3.50
EPS11.97
Book Value56.6
Revenue (TTM)2.68T
Gross Profit (TTM)2.63T
Profit Margin45.43%
Operating Margin61.88%
Return on Equity21.58%
Return on Assets2.24%
Shares Outstanding101.02B
Shares Float37.82B
Beta0.07
Dividend Yield5.05%
Dividend Rate10
Payout Ratio82.90%

Dividends

20261×
10.00Mar 21, 2026
20251×
9.85Mar 24, 2025
20241×
8.08Mar 25, 2024
20231×
8.58Mar 20, 2023
20221×
5.34Mar 28, 2022
20211×
2.18Mar 22, 2021
20201×
3.47Mar 23, 2020
20191×
3.53Mar 25, 2019
20181×
3.08Mar 19, 2018
20171×
2.78Mar 20, 2017
20161×
3.15Mar 21, 2016
20151×
3.13Mar 23, 2015
20141×
3.10Mar 24, 2014
20131×
2.98Mar 18, 2013
20121×
2.55Mar 19, 2012
20111×
2.46Mar 14, 2011
20101×
2.93Mar 22, 2010
20091×
1.91Mar 23, 2009
20081×
2.72Mar 20, 2008
20071×
1.57Mar 19, 2007
20061×
1.44Mar 20, 2006
20051×
1.78Mar 14, 2005
20041×
1.48Mar 15, 2004
20031×
0.60Mar 17, 2003

Stock Splits

  • Jul 23, 2018868:849
  • Jul 24, 20171429:1392
  • Jul 4, 2016641:627
  • Aug 3, 20151136:1111
  • Jul 7, 20141637:1600
  • May 27, 2013652:639
  • Nov 30, 2012212:211
  • Jun 25, 20122849:2796
  • Mar 30, 2011649:637
  • Jun 1, 2009990:959
  • May 7, 2007739:723
  • May 8, 20061249:1219