Inversiones la Construccion S.A.

Inversiones la Construccion S.A.

ILC · SN · Financial Services / Insurance - Life

22,990.00CLP+360.00 (+1.59%)

Price History

Full chart

Market Stats

Previous Close22,630.00
Open22,700.00
Day Range22,400.00 – 22,990.00
52-Week Range12,340.04 – 25,990.00
Volume19.07K
Market Cap2.43T
P/E (TTM)7.16
Forward P/E0.00
EPS3,465.00
Dividend Yield3.43%
Beta0.64
50-Day Avg22,460.40
200-Day Avg21,309.17

About

Inversiones La Construcción S.A. operates in the financial and health sectors in Chile, Peru, and Colombia. It operates through six segments: AFP, Ispare, Insurance, Health, Banking, and Other segments. The company is involved in the management of products related to savings and retirement, including mandatory individual retirement savings; individual and group voluntary retirement savings; voluntary individual savings; management and payment of pensions under scheduled or temporary withdrawal programs through a network of branches and digital platforms, such as websites, call centers, and mobile applications; and provision of health insurance solutions, plans, and supplementary products and collective credit life insurance for mortgages, as well as educational and information technology services. It also provides savings and retirement products, such as annuities, individual life insurance, consumer loans for pensioners, and credit life insurance; and corporate and retail banking products comprising checking accounts, lines of credit, insurance, financing, state guarantees, foreign trade, leasing, factoring, investments, cash management, treasury, mortgages, investments, and online time deposits. In addition, the company operates inpatient, outpatient, and dental networks; and manages financial and real estate assets. Inversiones La Construcción S.A. was founded in 1980 and is based in Santiago, Chile. Inversiones La Construcción S.A. operates as a subsidiary of Cámara Chilena de La Construcción A.G., Endowment Arm.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Pablo Gonzalez Figari
  • Employees0
  • HeadquartersAvenida Apoquindo No. 6750, Santiago, Chile, Chile
  • Websitehttps://www.ilcinversiones.cl

Leadership

  • Mr. Pablo Gonzalez FigariGM & CEO · b. 1975
  • Mr. Juan Pablo Undurraga CostaCFO & Management Control Manager · b. 1977
  • Fredy Arcila V.Chief Accountant
  • Mr. Gustavo Maturana VillalobosDeputy Investor Relations Manager
  • Mr. Ignacio Gonzalez RecabarrenChief People, Sustainability & Corporate Affairs Officer · b. 1977
  • Hernando Farias UlloaHead of Internal Control
  • Ms. Lorena Mardones JaraTreasurer
  • Mr. Andrés Gallo PobleteController · b. 1975
  • Ms. Maria de los Angeles ArceSenior Financial Analyst, Investor Relations
  • Catalina FríasFinancing & Investor Relations Associate

Financials

Income Statement

Currency: CLP2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue545.82B666.54B676.79B729.12B1.08T1.36T1.47T1.40T1.51T1.57T1.55T2.12T2.14T3.01T3.02T3.71T
Growth (%)-+22.12%+1.54%+7.73%+47.81%+26.62%+7.57%-4.53%+7.79%+3.80%-0.99%+36.64%+0.74%+40.99%+0.31%+22.72%
Cost of Revenue364.47B425.72B432.19B537.47B1.03T1.28T1.49T1.39T1.52T1.54T1.45T1.85T2.12T2.67T2.87T3.41T
Gross Profit181.36B240.82B244.61B191.65B47.11B84.56B-25.86B9.35B-7.48B32.34B99.39B273.13B17.55B338.98B156.51B302.55B
Gross Margin33.23%36.13%36.14%26.29%4.37%6.20%-1.76%0.67%-0.50%2.06%6.40%12.88%0.82%11.25%5.18%8.16%
Operating Expense83.34B112.94B99.57B44.17B-111.92B103.14B-35.41B-478.82M-11.13B58.67B-18.93B269.07B348.37B-107.15B762.52B704.05B
Operating Income98.02B127.87B145.04B147.48B159.04B-18.58B9.55B9.83B3.65B-26.33B118.31B4.06B-330.82B446.13B-606.01B-401.50B
Operating Margin17.96%19.18%21.43%20.23%14.76%-1.36%0.65%0.70%0.24%-1.68%7.62%0.19%-15.48%14.81%-20.05%-10.82%
EBITDA98.02B127.87B152.64B151.64B165.63B65.52B151.25B224.38B219.22B185.40B177.47B188.64B198.40B309.26B258.22B438.94B
EBITDA Margin17.96%19.18%22.55%20.80%15.37%4.80%10.30%16.01%14.51%11.82%11.43%8.89%9.28%10.26%8.54%11.83%
Net Income156.94B81.04B83.03B84.40B69.22B72.48B294.74B129.38B102.62B91.01B86.54B88.42B146.53B182.62B148.24B279.96B
Net Income Margin28.75%12.16%12.27%11.58%6.42%5.31%20.08%9.23%6.79%5.80%5.57%4.17%6.86%6.06%4.90%7.55%
R&D298.84M---------------
R&D as % of Total Revenue0.05%---------------
Interest Expense--6.93B12.54B37.03B27.93B26.84B30.07B39.57B28.15B32.44B40.34B56.84B57.62B54.21B68.75B
Interest Expense % of Total Revenue--1.02%1.72%3.44%2.05%1.83%2.15%2.62%1.80%2.09%1.90%2.66%1.91%1.79%1.85%

Balance Sheet

Currency: CLP2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets479.41B962.65B1.00T1.06T5.30T5.84T7.74T8.16T8.78T9.96T11.39T11.80T12.68T14.31T15.53T16.49T18.19T
Total Liabilities179.19B439.50B427.73B489.57B4.58T5.15T6.95T7.41T7.97T9.12T10.53T10.89T11.74T13.32T14.41T15.25T16.81T
Total Equity291.31B396.29B433.51B427.96B476.58B491.13B507.25B680.92B735.56B747.11B771.63B825.40B838.45B880.46B984.21B1.13T1.26T
Cash40.33B109.05B94.04B116.20B173.77B194.17B318.22B271.24B156.84B265.84B409.88B588.77B792.25B291.08B587.21B390.69B429.22B
Total Debt60.28B214.60B172.10B215.50B448.36B570.21B960.51B786.67B825.19B1.05T1.76T2.12T2.46T2.62T2.99T2.96T-
Net Debt19.95B105.55B78.06B99.30B274.60B376.04B642.29B515.42B668.35B786.87B1.35T1.53T1.67T2.33T2.34T2.57T2.26T

Cash Flow

Currency: CLP2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--96.71B154.48B94.45B281.91B466.19B2.57B350.29B-274.15B-422.40B151.87B-240.50B302.67B-308.83B308.08B
Investing Cash Flow-----53.04B-159.05B-618.72B30.68B754.71M-142.19B81.41B-41.56B----
Financing Cash Flow5.68B-111.01B-55.66B-4.22B-23.52B7.91B191.78B-142.30B-142.12B527.21B188.93B269.04B60.53B-202.52B-25.05B-
Capital Expenditure22.67B14.95B24.97B18.11B25.43B20.36B14.73B23.51B37.96B40.79B26.23B21.93B27.30B15.57B31.76B45.70B
Free Cash Flow-22.67B-14.95B71.74B136.38B69.02B261.55B451.46B-20.94B312.33B-314.94B-448.63B129.95B-267.80B287.09B-340.59B262.37B
Dividends Paid119.62B62.39B108.17B69.83B64.36B65.87B60.27B80.09B65.85B47.28B25.43B36.96B41.10B71.38B51.96B64.25B
FCF to OCF--74.18%88.28%73.08%92.78%96.84%-814.88%89.16%114.88%106.21%85.56%111.35%94.86%110.28%85.17%
Dividend Paid to FCF-527.66%-417.26%150.78%51.20%93.25%25.18%13.35%-382.49%21.08%-15.01%-5.67%28.44%-15.35%24.86%-15.26%24.49%

Earnings

Report DateNov 26, 2012Mar 25, 2013Mar 31, 2013Aug 28, 2013Nov 26, 2013Feb 26, 2014May 27, 2014Aug 18, 2014Nov 23, 2014Mar 19, 2015May 25, 2015Aug 24, 2015Nov 25, 2015Mar 21, 2016May 26, 2016Aug 29, 2016Nov 28, 2016Mar 27, 2017May 29, 2017Aug 28, 2017Nov 27, 2017Mar 26, 2018May 28, 2018Aug 27, 2018Nov 26, 2018Mar 25, 2019May 28, 2019Aug 27, 2019Nov 26, 2019Mar 24, 2020May 26, 2020Aug 20, 2020Nov 24, 2020Mar 23, 2021May 25, 2021Aug 24, 2021Nov 23, 2021Mar 29, 2022May 24, 2022Aug 1, 2022Nov 29, 2022Mar 28, 2023May 30, 2023Aug 29, 2023Nov 28, 2023Mar 26, 2024May 28, 2024Sep 12, 2024Nov 14, 2024Mar 17, 2025Jun 3, 2025Sep 10, 2025Sep 30, 2025Dec 31, 2025May 25, 2026Jun 30, 2026
EPS Estimate119.88177.16--122.49-163.18207.27241.56195.75-202.00135.0073.00-190.84177.00155.00-383.00328.00-----325.00-238.00---------------------------
EPS Actual123.67161.00196.49102.42147.91397.22167.00225.00163.46160.00187.56210.0072.00255.002407.73147.00155.00238.00330.72400.00330.00233.96356.57227.88338.51103.20355.00249.92200.00109.14-238.76398.02208.80497.30489.77-0.99184.43210.99241.75389.39199.67634.52348.78542.53357.92576.94592.52-61.71579.68375.30399.59752.69733.30949.08907.72773.15
Surprise3.16%-9.12%--20.75%-2.34%8.55%-32.33%-18.26%-3.96%-46.67%249.32%--22.97%-12.43%53.55%-4.44%0.61%-----9.23%--15.97%---------------------------
TimingAfter-hoursAfter-hours--Pre-market-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-market-After-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketAfter-hours-Pre-market--Pre-market-

Key Statistics & Ratios

Market Cap2.43T
Enterprise Value3.84T
Trailing P/E7.16
Forward P/E0.00
Price / Sales0.56
Price / Book1.78
EPS3,465.00
Book Value13,450.07
Revenue (TTM)4.42T
Gross Profit (TTM)1.02T
EBITDA581.84B
Profit Margin7.49%
Operating Margin10.77%
Return on Equity25.26%
Return on Assets1.69%
Shares Outstanding98.13M
Shares Float31.69M
Beta0.64
Dividend Yield3.43%
Dividend Rate857.01
Payout Ratio25.57%

Dividends

20261×
860.00May 25, 2026
20251×
600.00May 26, 2025
20241×
450.00May 17, 2024
20233×
150.00Nov 20, 202360.40May 22, 2023100.00Jan 5, 2023
20222×
165.26May 12, 2022100.00Jan 24, 2022
20212×
209.61May 20, 202150.00Jan 15, 2021
20202×
183.03May 25, 202040.00Jan 16, 2020
20193×
50.00Oct 21, 2019183.74May 15, 201950.00Jan 17, 2019
20184×
50.00Oct 12, 2018188.13May 18, 2018188.13Apr 16, 2018100.00Jan 22, 2018
20173×
100.00Oct 16, 2017400.00May 22, 2017250.00Jan 9, 2017
20162×
250.00Oct 17, 2016238.30May 19, 2016