YOLFTbeta
Hoist Finance AB

Hoist Finance AB

HOFI · ST · Financial Services / Credit Services

209.20SEK+4.60 (+2.25%)

Price History

Full chart

Market Stats

Previous Close204.60
Open204.80
Day Range202.80 – 209.60
52-Week Range88.99 – 223.80
Volume74.95K
Market Cap17.44B
P/E (TTM)12.76
Forward P/E6.43
EPS15.56
Dividend Yield1.64%
Beta1.13
50-Day Avg211.56
200-Day Avg165.90

About

Hoist Finance AB (publ), a credit market company, engages in the loan acquisition and management operations in Europe. It operates through Unsecured and Secured segments. The company purchases performing and non-performing loans from its partners, international banks, and financial institutions; responsible for secured non-performing loans, including recovery activities, call centre and collateral management. It also provides debt restructuring solutions. In addition, it offers savings, current, and fixed-term deposit account. The company was formerly known as Hoist International AB (publ) and changed its name to Hoist Finance AB (publ) in January 2015. Hoist Finance AB (publ) was incorporated in 1915 and is headquartered in Stockholm, Sweden.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Harry Vranjes
  • Employees1.24K
  • HeadquartersP.O. Box 7848, Stockholm, Sweden, 103 99, Sweden
  • Websitehttps://www.hoistfinance.com

Leadership

  • Mr. Harry VranjesChief Executive Officer · b. 1970
  • Mr. Magnus SöderlundChief Financial Officer
  • Mihails MihailovsChief Operating Officer
  • Mr. Fabien KlechaChief Investment Officer · b. 1984
  • Karin TycheChief Investor Relations & Communications Officer
  • Pontus EricsonChief Legal Officer
  • Nathalie SvenskChief Compliance Officer
  • Katarina MeyerChief People Officer
  • Malgorzata WegierActing Chief Risk Officer

Financials

Income Statement

Currency: SEK2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue636.71M1.32B1.64B2.17B2.45B2.68B2.94B3.42B3.41B2.54B3.12B3.84B5.09B5.85B
Growth (%)-+107.43%+23.85%+32.61%+12.93%+9.40%+9.78%+16.35%-0.41%-25.34%+22.67%+22.97%+32.64%+14.83%
Cost of Revenue185.65M258.18M344.97M361.37M309.61M314.00M373.00M505.00M582.00M573.00M562.00M664.00M1.19B2.08B
Gross Profit451.05M1.06B1.29B1.81B2.14B2.37B2.57B2.92B2.83B1.97B2.56B3.17B3.90B3.77B
Gross Margin70.84%80.45%78.91%83.34%87.36%88.28%87.32%85.25%82.93%77.49%82.00%82.70%76.67%64.39%
Operating Expense420.85M912.53M1.07B1.52B1.61B1.78B1.81B2.17B2.75B2.00B2.07B2.33B2.60B2.29B
Operating Income30.21M150.03M218.49M285.13M533.10M581.00M755.00M748.00M82.00M-30.00M490.00M846.00M1.30B1.48B
Operating Margin4.74%11.36%13.36%13.14%21.76%21.68%25.66%21.85%2.41%-1.18%15.70%22.04%25.53%25.30%
EBITDA84.84M171.51M248.77M332.00M585.89M637.00M816.00M870.00M216.00M99.00M599.00M942.00M1.40B1.55B
EBITDA Margin13.32%12.99%15.21%15.31%23.92%23.77%27.74%25.42%6.34%3.89%19.19%24.54%27.47%26.53%
Net Income28.74M116.92M180.10M230.52M417.15M453.00M590.00M605.00M41.00M-117.00M801.00M663.00M1.01B1.14B
Net Income Margin4.51%8.85%11.01%10.63%17.03%16.90%20.05%17.67%1.20%-4.60%25.66%17.27%19.89%19.48%
R&D----0.180.190.232.00M2.00M1.00M2.00M1.00M--
R&D as % of Total Revenue----0.00%0.00%0.00%0.06%0.06%0.04%0.06%0.03%--
Interest Expense185.65M258.18M344.97M361.37M309.61M314.00M373.00M505.00M582.00M573.00M562.00M664.00M1.19B1.94B
Interest Expense % of Total Revenue29.16%19.55%21.09%16.66%12.64%11.72%12.68%14.75%17.07%22.51%18.00%17.30%23.33%33.15%

Balance Sheet

Currency: SEK2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets7.24B12.04B15.06B17.45B19.15B22.54B29.25B34.39B31.86B30.37B32.50B34.02B56.93B63.22B
Total Liabilities6.60B11.22B13.66B15.16B16.22B19.31B24.84B29.49B26.71B25.43B26.75B28.10B50.23B57.02B
Total Equity639.35M815.44M1.40B2.29B2.93B3.23B4.41B4.90B5.16B4.94B5.74B5.92B6.71B6.20B
Cash140.00K197.00K340.00K281.00K3.07M202.00K72.00M-211.00M-204.00M-144.00M-105.00M-10.12B00
Total Debt-994.91M1.83B1.58B6.94B10.33B23.88B7.37B15.66B6.04B6.71B5.63B7.05B10.81B
Net Debt-140.00K994.71M1.83B1.58B3.46B5.16B6.72B7.17B7.58B6.04B6.66B5.63B7.05B10.81B

Cash Flow

Currency: SEK2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow478.23M1.25B-758.07M-686.56M2.98B2.50B2.83B3.12B4.86B3.48B3.84B4.40B5.81B464.00M
Investing Cash Flow-264.31M-613.57M-781.53M512.82M-4.60B-5.44B-8.05B-5.10B-3.07B-3.00B-7.13B-3.62B-18.08B266.00M
Financing Cash Flow100.00M1.05B1.22B501.21M1.03B2.75B5.86B3.92B-2.41B-1.45B4.33B572.00M20.06B6.88B
Capital Expenditure31.10M49.32M78.53M51.71M54.12M87.83M00006.93B00464.00M
Free Cash Flow447.12M1.20B-836.60M-738.27M2.92B2.41B2.83B3.12B4.86B3.48B3.84B4.40B5.81B5.92B
Dividends Paid-14.37M28.75M15.00M58.97M104.94M62.00M62.00M60.00M90.00M95.00M829.00M134.00M175.00M
FCF to OCF93.50%96.04%110.36%107.53%98.18%96.48%100.00%100.00%100.00%100.00%100.00%100.00%100.00%1276.08%
Dividend Paid to FCF-1.20%-3.44%-2.03%2.02%4.36%2.19%1.99%1.24%2.59%2.47%18.83%2.31%2.96%

Earnings

Report DateMay 6, 2015Jul 31, 2015Oct 29, 2015Feb 10, 2016Apr 29, 2016Jul 28, 2016Oct 28, 2016Feb 9, 2017Apr 27, 2017Jul 28, 2017Oct 26, 2017Feb 13, 2018May 15, 2018Jul 27, 2018Oct 25, 2018Feb 12, 2019May 14, 2019Jul 30, 2019Nov 5, 2019Feb 12, 2020May 6, 2020Jul 23, 2020Oct 30, 2020Feb 9, 2021Apr 29, 2021Jul 21, 2021Oct 27, 2021Feb 8, 2022Apr 28, 2022Jul 21, 2022Oct 26, 2022Feb 8, 2023May 4, 2023Jul 28, 2023Oct 27, 2023Feb 7, 2024May 3, 2024Jul 26, 2024Oct 25, 2024Feb 6, 2025May 6, 2025Jul 24, 2025Oct 24, 2025Feb 5, 2026May 6, 2026Jul 24, 2026Oct 23, 2026
EPS Estimate--1.101.700.941.201.351.451.621.031.421.741.621.591.591.771.731.621.820.75-0.14-0.910.660.77-2.25-0.820.510.470.671.122.353.920.660.841.330.841.671.802.682.252.641.872.632.282.784.523.67
EPS Actual0.050.510.911.291.141.771.251.381.661.621.681.411.591.311.551.801.811.831.841.41-0.69-1.051.040.31-2.73-0.790.580.611.632.111.332.840.661.452.341.822.422.872.672.562.332.423.003.843.575.15-
Surprise---17.27%-24.12%21.28%47.50%-7.41%-4.83%2.47%57.28%18.31%-18.97%-1.85%-17.61%-2.52%1.69%4.62%12.96%1.10%88.00%-392.86%-15.38%57.58%-59.74%-21.33%3.66%13.73%29.79%143.28%88.39%-43.40%-27.55%0.00%72.62%75.94%116.67%44.91%59.44%-0.37%13.78%-11.74%29.41%14.07%68.42%28.42%13.94%-
TimingAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hours

Key Statistics & Ratios

Market Cap17.44B
Enterprise Value27.35B
Trailing P/E12.76
Forward P/E6.43
PEG Ratio0.00
Price / Sales3.62
Price / Book2.40
EPS15.56
Book Value73.47
Revenue (TTM)4.82B
Gross Profit (TTM)3.42B
Profit Margin30.22%
Operating Margin49.72%
Return on Equity20.80%
Return on Assets2.25%
Shares Outstanding87.85M
Shares Float66.78M
Beta1.13
Dividend Yield1.64%
Dividend Rate3.26
Payout Ratio20.95%

Dividends

20261×
3.26May 8, 2026
20251×
2.00May 9, 2025
20181×
1.90May 17, 2018
20171×
1.30May 2, 2017
20161×
0.75May 2, 2016