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Intrum Justitia AB

Intrum Justitia AB

INTRUM · ST · Financial Services / Credit Services

1.91SEK+0.00 (+0.21%)

Price History

Full chart

Market Stats

Previous Close1.90
Open1.90
Day Range1.86 – 1.95
52-Week Range2.90 – 55.00
Volume22.26M
Market Cap9.45B
P/E (TTM)0.00
Forward P/E18.28
EPS-7.20
Dividend Yield0.00%
Beta1.32
50-Day Avg3.58
200-Day Avg22.63

About

Intrum AB (publ), together with its subsidiaries, provides payment solutions, and credit and collection services in Europe and internationally. It operates in two segments, Servicing and Investing. The company offers invoicing and payment services, including reminder, invoice, and accounts receivable management services; debt recovery and purchase services; credit optimization comprising credit monitoring, decisioning, and information services; debt collection; e-commerce; financial; and collateral services. It also provides Ophelos, a platform for AI debt collection and machine learning technologies, smart communications, and vulnerability detection. The company operates in Norway, Sweden, Denmark, Finland, Austria, Germany, Belgium, Netherlands, Switzerland, France, the United Kingdom, Ireland, Portugal, Spain, Italy, Greece, Czech Republic, Slovakia, Hungary, and Poland. Intrum AB (publ) was founded in 1923 and is based in Stockholm, Sweden.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Johan Akerblom
  • Employees8.15K
  • HeadquartersRiddargatan 10, Stockholm, Sweden, 114 35, Sweden
  • Websitehttps://www.intrum.com

Leadership

  • Mr. Johan AkerblomPresident & CEO · b. 1978
  • Mr. Masih YazdiGroup Chief Financial Officer · b. 1980
  • Mr. Mohammed SalloumHead of Operations · b. 1985
  • Mr. Javier ArangurenHead of Investment · b. 1976
  • Mr. Slavomir MizakGroup Chief Technology Officer · b. 1978
  • Ms. Annie HoHead of Treasury & Investor Relations
  • Mr. Mats GustafssonActing Regional Managing Director of Scandinavia and Director of Group Business Development
  • Mr. Marc KnotheManaging Director of Germany & Austria · b. 1968
  • Olivier BoulangerCo-Head of Portfolio Investment Business
  • Ms. Julia ReusznerManaging Director of Sweden · b. 1976

Financials

Income Statement

Currency: SEK2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.32B2.77B2.86B2.74B2.82B2.94B3.23B3.68B4.13B3.77B3.95B4.13B4.57B5.18B5.63B5.87B9.44B13.44B15.98B16.85B17.79B19.13B17.70B18.03B17.05B
Growth (%)-+19.58%+3.23%-4.33%+3.02%+4.12%+9.72%+14.03%+12.24%-8.76%+4.89%+4.48%+10.64%+13.53%+8.56%+4.28%+60.79%+42.46%+18.90%+5.40%+5.59%+7.54%-7.45%+1.85%-5.46%
Cost of Revenue1.36B1.76B1.77B1.60B1.68B1.64B1.87B2.20B2.60B2.32B2.36B2.48B2.66B2.96B3.09B3.07B5.05B7.37B9.81B9.50B9.55B9.01B9.41B10.08B5.07B
Gross Profit-1.02B1.10B1.14B1.14B1.30B1.36B1.48B1.53B1.44B1.59B1.65B1.90B2.22B2.54B2.80B4.39B6.08B6.18B7.35B8.23B10.12B8.30B7.96B11.98B
Gross Margin-36.74%38.36%41.69%40.51%44.11%42.05%40.31%37.03%38.33%40.18%39.86%41.68%42.84%45.15%47.71%46.50%45.19%38.65%43.61%46.29%52.89%46.86%44.11%70.25%
Operating Expense-673.30M1.00B711.80M640.00M710.00M688.50M785.10M860.40M712.80M719.00M766.00M696.00M791.00M917.00M879.00M1.66B2.10B4.12B2.65B1.76B10.06B5.52B6.01B7.54B
Operating Income255.50M346.20M93.90M430.60M503.60M586.70M667.80M697.30M668.20M730.60M868.00M879.00M1.21B1.43B1.62B1.92B2.73B3.98B2.06B4.70B6.47B62.00M2.78B1.94B4.44B
Operating Margin11.01%12.48%3.28%15.71%17.84%19.96%20.71%18.96%16.19%19.40%21.97%21.30%26.43%27.58%28.86%32.73%28.91%29.59%12.89%27.87%36.40%0.32%15.68%10.76%26.05%
EBITDA-461.60M376.90M482.40M544.80M673.20M778.20M1.56B1.66B1.70B1.06B1.06B1.36B1.59B1.78B2.07B2.84B4.94B6.15B6.20B7.93B2.48B4.43B4.70B5.46B
EBITDA Margin-16.63%13.16%17.60%19.30%22.90%24.13%42.53%40.19%45.15%26.86%25.81%29.74%30.75%31.61%35.24%30.12%36.77%38.49%36.77%44.56%12.97%25.03%26.07%32.03%
Net Income-173.30M180.20M323.40M333.60M397.00M462.00M441.70M440.60M452.00M552.00M584.00M817.00M1.03B1.16B1.46B1.50B1.94B-362.00M1.88B3.13B-4.47B-187.00M-3.70B-1.43B
Net Income Margin-6.25%6.29%11.80%11.82%13.51%14.32%12.01%10.67%12.00%13.97%14.15%17.89%19.89%20.68%24.84%15.91%14.40%-2.26%11.16%17.58%-23.38%-1.06%-20.50%-8.38%
R&D---------------0.240.140.190.070.2258.00M260.00M282.00M292.00M-
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%1.45%1.36%1.59%1.62%-
Interest Expense08.80M6.70M11.10M065.30M91.70M158.40M89.30M102.40M135.00M149.00M155.00M177.00M158.00M142.00M651.00M1.43B1.73B2.03B2.13B2.59B3.06B3.43B3.75B
Interest Expense % of Total Revenue0.00%0.32%0.23%0.41%0.00%2.22%2.84%4.31%2.16%2.72%3.42%3.61%3.39%3.41%2.81%2.42%6.90%10.62%10.82%12.07%11.95%13.56%17.30%19.04%22.01%

Balance Sheet

Currency: SEK2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.36B3.74B3.68B3.55B4.14B4.46B5.39B6.74B6.80B7.12B7.91B8.47B10.22B11.34B12.14B14.40B67.78B76.03B86.14B80.77B88.91B88.71B90.21B77.54B65.47B
Total Liabilities2.83B2.20B2.42B2.08B2.82B2.97B3.55B4.35B4.25B4.54B5.09B5.49B6.91B8.30B8.98B10.27B45.34B50.36B61.24B58.80B64.22B67.51B71.28B62.07B52.69B
Total Equity528.30M1.54B1.22B1.44B1.28B1.46B1.84B2.40B2.55B2.58B2.81B2.98B3.23B2.95B3.09B4.04B22.44B23.67B22.01B19.12B21.70B18.54B16.75B13.39B10.85B
Cash146.20M123.40M243.20M338.30M198.50M217.40M259.80M294.30M491.40M507.10M591.00M335.00M319.00M237.00M248.00M378.00M857.00M1.31B1.81B2.04B4.55B3.43B3.62B2.39B2.57B
Total Debt-----1.65B1.75B2.60B2.52B2.59B3.21B3.49B4.55B5.77B6.12B7.48B38.03B43.21B51.54B49.57B53.31B57.23B60.48B51.41B43.99B
Net Debt--123.40M-243.20M-338.30M-198.50M1.43B1.49B2.31B2.03B2.08B2.62B3.15B4.23B5.53B5.87B7.11B37.17B41.89B49.73B47.54B48.75B53.80B56.86B49.02B41.41B

Cash Flow

Currency: SEK2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow371.10M333.10M301.80M481.10M527.00M449.40M529.10M1.26B1.43B1.63B1.77B1.99B2.31B2.67B2.90B3.37B4.54B6.15B6.39B8.72B10.04B6.51B2.39B4.42B4.57B
Investing Cash Flow-282.40M205.50M172.80M591.40M-560.00M-415.90M-1.65B-1.08B-1.65B-1.95B-2.22B-2.58B-2.25B-2.50B-3.76B-7.55B-7.92B-11.65B-5.44B-8.01B-6.58B-2.56B9.20B-1.56B
Financing Cash Flow331.30M67.20M34.00M218.50M91.10M136.90M-82.90M400.30M-136.60M38.50M297.40M-18.00M261.00M-501.00M-399.00M503.00M3.80B2.23B5.84B-2.78B401.00M-2.23B-2.26B-15.29B-2.46B
Capital Expenditure76.70M112.20M97.80M71.60M96.90M106.10M134.60M193.60M235.90M145.50M119.80M2.11B121.00M142.00M135.00M143.00M172.00M306.00M699.00M672.00M334.00M362.00M124.00M585.00M30.00M
Free Cash Flow-220.90M204.00M409.50M430.10M343.30M394.50M1.07B1.20B1.48B1.65B-125.00M2.18B2.53B2.77B3.23B4.36B5.85B5.69B8.04B9.71B6.14B4.96B3.83B4.54B
Dividends Paid--85.00M--175.40M214.40M257.20M278.40M299.00M327.00M359.00M399.00M445.00M514.00M597.00M651.00M1.25B1.25B1.33B1.45B1.76B1.63B0-
FCF to OCF-66.32%67.59%85.12%81.61%76.39%74.56%84.65%83.54%91.07%93.22%-6.29%94.75%94.69%95.35%95.76%96.21%95.03%89.06%92.29%96.67%94.44%207.75%86.76%99.34%
Dividend Paid to FCF--41.67%--51.09%54.35%24.09%23.25%20.14%19.84%-287.20%18.27%17.59%18.56%18.48%14.92%21.37%21.90%16.56%14.95%28.71%32.82%0.00%-

Earnings

Report DateJun 30, 2002Sep 30, 2002Dec 31, 2002Mar 31, 2003Jun 30, 2003Sep 30, 2003Dec 31, 2003Mar 31, 2004Jun 30, 2004Oct 27, 2004Dec 31, 2004Apr 27, 2005Jun 30, 2005Oct 26, 2005Feb 15, 2006Apr 25, 2006Jul 25, 2006Nov 8, 2006Feb 15, 2007Apr 24, 2007Jul 26, 2007Nov 8, 2007Feb 12, 2008Apr 23, 2008Jul 22, 2008Oct 23, 2008Feb 10, 2009Apr 28, 2009Jul 20, 2009Oct 22, 2009Feb 3, 2010Apr 22, 2010Jul 19, 2010Oct 26, 2010Feb 9, 2011May 3, 2011Jul 18, 2011Oct 26, 2011Feb 7, 2012Apr 25, 2012Jul 20, 2012Oct 23, 2012Feb 5, 2013Apr 23, 2013Jul 18, 2013Oct 24, 2013Feb 5, 2014Apr 23, 2014Jul 17, 2014Oct 22, 2014Jan 29, 2015Apr 22, 2015Jul 16, 2015Oct 21, 2015Jan 28, 2016Apr 20, 2016Jul 19, 2016Oct 19, 2016Jan 26, 2017Apr 25, 2017Jul 25, 2017Oct 18, 2017Jan 31, 2018Apr 27, 2018Jul 24, 2018Oct 26, 2018Jan 30, 2019Apr 26, 2019Jul 18, 2019Oct 23, 2019Feb 4, 2020May 6, 2020Jul 23, 2020Oct 23, 2020Jan 28, 2021Apr 29, 2021Jul 22, 2021Oct 21, 2021Jan 21, 2022Apr 29, 2022Jul 21, 2022Oct 27, 2022Jan 26, 2023Apr 27, 2023Jul 20, 2023Oct 25, 2023Jan 25, 2024Apr 24, 2024Jul 18, 2024Oct 23, 2024Jan 30, 2025May 7, 2025Jul 25, 2025Oct 30, 2025Jan 29, 2026May 7, 2026Aug 28, 2026Oct 23, 2026
EPS Estimate---------0.51-0.90-1.091.13-1.351.211.29-1.121.35-1.381.411.691.921.341.431.691.781.471.391.711.72-1.412.022.011.581.732.091.651.702.002.892.762.462.833.353.483.333.814.293.973.844.354.614.674.715.106.855.883.734.914.833.375.766.383.813.215.093.454.985.944.936.188.647.816.346.70-14.35-28.811.532.350.843.370.89-3.43-2.233.610.413.000.452.040.871.03-0.14
EPS Actual0.050.100.220.01-0.02-0.06-0.360.080.100.600.170.710.241.121.120.201.101.281.830.241.151.460.391.271.411.591.971.481.511.931.771.281.411.821.700.271.512.102.101.571.762.263.021.982.632.823.082.453.234.263.253.274.384.513.764.264.855.145.904.776.614.783.533.865.084.544.925.556.774.869.193.625.416.966.216.066.685.478.984.585.50-17.05-30.140.191.12-3.411.56-1.98-11.06-10.03-7.581.252.6915.255.27-2.750.26-
Surprise---------17.65%--21.11%-2.75%-0.89%--18.52%5.79%41.86%-2.68%8.15%--7.97%0.00%-5.92%2.60%10.45%5.59%14.20%-0.56%-12.93%1.44%6.43%-1.16%-7.09%3.96%4.48%-0.63%1.73%8.13%83.03%16.47%31.50%-2.42%11.59%-0.41%14.13%27.16%-6.61%-1.80%14.96%5.13%-5.29%10.94%11.49%11.50%26.34%1.27%29.61%-30.22%-39.97%3.49%3.46%-6.00%45.99%-3.65%6.11%27.56%186.29%-28.88%56.81%39.76%4.55%22.92%8.09%-36.69%14.98%-27.76%-17.91%-18.82%-4.62%-87.58%-52.34%-505.95%-53.71%-322.47%-222.45%-349.78%-309.97%204.88%-10.33%3288.89%158.33%-416.09%-74.37%-
Timing---------Pre-market-Pre-market-Pre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap9.45B
Enterprise Value55.10B
Trailing P/E0.00
Forward P/E18.28
PEG Ratio2.69
Price / Sales0.58
Price / Book0.84
EPS-7.20
Book Value97.99
Revenue (TTM)16.36B
Gross Profit (TTM)10.36B
EBITDA6.21B
Profit Margin-12.52%
Operating Margin25.34%
Return on Equity-11.37%
Return on Assets4.96%
Shares Outstanding3.18B
Shares Float3.17B
Beta1.32
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20232×
1.35Oct 31, 20231.35Apr 28, 2023
20221×
2.71May 2, 2022
20211×
2.41Apr 30, 2021
20201×
2.21May 7, 2020
20191×
1.90Apr 29, 2019
20181×
1.90Apr 30, 2018
20171×
1.80Jun 30, 2017
20161×
1.65Apr 21, 2016
20151×
1.40Apr 23, 2015
20141×
1.15Apr 24, 2014
20131×
1.00Apr 25, 2013
20121×
0.90Apr 26, 2012
20111×
0.82Apr 1, 2011
20101×
0.75Mar 26, 2010
20091×
0.70Apr 17, 2009
20081×
0.65Apr 11, 2008
20071×
0.55Apr 26, 2007
20061×
0.45Apr 26, 2006
20031×
0.20May 14, 2003

Stock Splits

  • Jun 10, 2026853:171