Lea Bank AB

LEA · ST · Financial Services / Banks - Regional

13.02SEK-0.08 (-0.61%)

Price History

Full chart

Market Stats

Previous Close13.10

Open13.12

Day Range13.00 – 13.24

52-Week Range11.24 – 15.96

Volume5.69K

Market Cap1.29B

P/E (TTM)10.86

Forward P/E8.63

EPS1.23

Dividend Yield5.39%

50-Day Avg13.02

200-Day Avg13.96

About

Lea Bank AB (publ) provides various banking products and services in Norway, Sweden, Finland, and Spain. It provides savings and deposit accounts; loan products, including personal, collect, kitchen, and car without collateral loans; insurance products; and credit cards. Lea Bank AB (publ) was founded in 2016 and is headquartered in Gothenburg, Sweden.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Oddbjorn Berentsen
Employees60
HeadquartersPolhemsplatsen 5, Gothenburg, Sweden, 411 11, Sweden
Websitehttps://leabank.se

Leadership

Mr. Oddbjorn BerentsenChief Executive Officer
Mr. Tobias KildahlActing Chief Financial Officer
Ms. Amelie RybeckChief Operating Officer
Oystein FjalestadChief Technology Officer
Mr. Christian W. SvendsenChief Credit Risk Officer & Chief of Revenue Management
Mr. Lars Petter UlvesethChief Solutions Officer

Financials

Income Statement

Currency: SEK	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	556.65M	585.55M	77.00K	669.67M
Growth (%)	-	+5.19%	-99.99%	+869602.60%
Net Income	149.63M	104.40M	-3.45M	115.13M
Net Income Margin	26.88%	17.83%	-4485.71%	17.19%
Interest Expense	65.06M	172.58M	13.00K	239.89M
Interest Expense % of Total Revenue	11.69%	29.47%	16.88%	35.82%

Balance Sheet

Currency: SEK	2022-12-31	2023-12-31	2025-12-31
Total Assets	7.84B	7.72B	10.24B
Total Liabilities	6.33B	6.29B	8.84B
Total Equity	1.51B	1.43B	1.40B
Cash	53.65M	51.03M	-
Net Debt	33.36M	29.63M	124.94M

Cash Flow

Currency: SEK	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-474.26M	-28.62M	-4.25M	-469.13M
Capital Expenditure	22.02M	21.40M	1.14M	7.80M
Free Cash Flow	-496.28M	-50.02M	-5.38M	-476.93M
Dividends Paid	67.60M	68.96M	-	171.93M
FCF to OCF	104.64%	174.80%	126.72%	101.66%
Dividend Paid to FCF	-13.62%	-137.87%	-	-36.05%

Earnings

Report Date	Feb 13, 2025	May 7, 2025	Aug 14, 2025	Oct 23, 2025	Feb 12, 2026	May 7, 2026	Aug 13, 2026
EPS Estimate	0.14	0.24	0.22	0.25	0.33	0.27	0.24
EPS Actual	0.21	0.21	0.29	0.34	0.33	0.30	0.31
Surprise	50.00%	-12.50%	31.82%	36.00%	0.00%	11.11%	29.17%
Timing	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market

Key Statistics & Ratios

Market Cap1.29B

Enterprise Value1.06B

Trailing P/E10.86

Forward P/E8.63

Price / Sales3.30

Price / Book0.96

EPS1.23

Book Value13.38

Revenue (TTM)392.19M

Gross Profit (TTM)392.19M

Profit Margin31.03%

Operating Margin42.71%

Return on Equity9.46%

Return on Assets1.24%

Shares Outstanding96.78M

Shares Float42.53M

Dividend Yield5.39%

Dividend Rate0.72

Payout Ratio56.25%

Dividends

20261×

0.72May 13, 2026

20251×

1.80May 15, 2025