Skandinaviska Enskilda Banken AB (publ)

Skandinaviska Enskilda Banken AB (publ)

SEB-C · ST · Financial Services / Banks - Regional

230.00SEK+0.50 (+0.22%)

Price History

Full chart

Market Stats

Previous Close229.50
Open229.00
Day Range228.00 – 230.00
52-Week Range165.46 – 241.00
Volume17.04K
Market Cap414.12B
P/E (TTM)13.61
Forward P/E11.95
EPS15.65
Dividend Yield3.99%
Beta0.44
50-Day Avg227.43
200-Day Avg204.82

About

Skandinaviska Enskilda Banken AB (publ) provides corporate, retail, investment, and private banking services. It operates through Corporate & Investment Banking, Business & Retail Banking, Wealth & Asset Management, and Baltic segments. The company offers core banking products comprising loans, leasing, cards, and payment-related products; life insurance and pension solutions; capital market products consisting of trading and issues on financial markets; fund management; treasury services; structured financing solutions for commercial real estate, infrastructure projects, and shipping; investment banking services, including advisory, execution, and financing solutions for mergers and acquisitions, equities, leveraged finance, and debt capital markets; execution, advisory, and research for fixed income, currencies, and commodities; trade finance and asset solutions; and post-trade services, including sub-custody and global custody services. It also provides cash management products, including liquidity and integration services; venture capital; investor services; markets and trading services, such as equities, fixed income, commodities, foreign exchange, trading, sustainable financial products, prime brokerage, and derivatives clearing; trade and supply chain financing, including trade and export finance, and receivables and supply chain finance; private wealth management services; as well as invests in funds, equities, fixed income, commodities, and private equity. The company serves large corporates, financial institutions, private individuals, and small and medium-sized companies. It operates in Sweden, Denmark, Finland, Norway, Estonia, Latvia, Lithuania, Germany, the United Kingdom, Austria, the Netherlands, Switzerland, China, Hong Kong, Ireland, Luxembourg, Poland, Singapore, the United States, Ukraine, Russia, and internationally. Skandinaviska Enskilda Banken AB (publ) was founded in 1856 and is headquartered in Stockholm, Sweden.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Jonas Arthur Ahlstrom
  • Employees18.41K
  • HeadquartersKungsträdgårdsgatan 8, Stockholm, Sweden, 106 40, Sweden
  • Websitehttps://sebgroup.com

Leadership

  • Mr. Jonas Arthur AhlstromCOO, Acting President & CEO · b. 1978
  • Mr. Christoffer MalmerChief Financial Officer · b. 1975
  • Mr. Ainar LeppänenHead of Retail & Banking Technology and Member of Management Board · b. 1972
  • Mr. John AbrahamsonHead of Corporate Finance Unit · b. 1958
  • Mr. Henrik MagnussonHead of Group Technology & Group Chief Information Officer
  • Mr. Pawel WyszynskiHead of Investor Relations
  • Mr. Hans RagnhallSecretary & Group General Counsel
  • Mr. Petter BrunnbergHead of Media Relations & External Communication
  • Ms. Petra AlundHead of Group Human Resources · b. 1967
  • Mr. Ulf GrunnesjöChief Financial Officer for Life Division

Financials

Income Statement

Currency: SEK2013-12-312014-12-312015-10-312015-12-312016-10-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue40.84B46.78B28.69B42.67B30.55B43.55B45.90B45.71B49.75B49.68B54.61B64.59B79.96B81.61B76.94B
Growth (%)-+14.54%-38.68%+48.74%-28.39%+42.54%+5.39%-0.41%+8.83%-0.13%+9.92%+18.26%+23.80%+2.06%-5.72%
Cost of Revenue003.24B03.55B05.13B0-------
Gross Profit40.84B46.78B042.67B042.11B044.72B47.84B------
Gross Margin100.00%100.00%0.00%100.00%0.00%96.68%0.00%97.83%96.16%------
Operating Expense22.52B23.07B-21.38B-21.28B-23.21B21.64B22.77B------
Operating Income18.32B23.71B-21.29B-20.83B23.21B23.08B25.07B------
Operating Margin44.86%50.68%-49.89%-47.82%50.57%50.49%50.39%------
Net Income14.77B19.22B6.13B16.58B6.67B10.62B16.24B23.13B20.18B15.75B25.42B26.99B38.12B35.87B31.06B
Net Income Margin36.17%41.08%21.38%38.86%21.82%24.38%35.39%50.61%40.56%31.69%46.55%41.79%47.67%43.95%40.37%
Interest Expense000000018.28B18.77B12.43B6.90B22.71B87.87B104.15B75.54B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%39.98%37.73%25.03%12.64%35.16%109.89%127.62%98.18%

Balance Sheet

Currency: SEK2013-12-312014-12-312015-10-312015-12-312016-10-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.48T2.64T844.10B2.50T878.17B2.62T2.56T2.57T2.86T3.04T3.30T3.53T3.61T3.76T3.67T
Total Liabilities2.36T2.51T794.10B2.35T824.03B2.48T2.42T2.42T2.70T2.87T3.11T3.33T3.39T3.53T3.44T
Total Equity122.78B134.54B50.00B142.80B54.14B140.98B143.93B148.79B155.70B171.94B193.23B204.14B221.78B231.15B230.26B
Cash213.39B105.85B234.06B11.42B250.43B151.08B177.22B209.12B146.69B323.78B443.80B451.93B409.07B275.62B299.86B
Total Debt-----781.82B530.54B572.49B619.47B394.35B730.11B----
Net Debt------469.20B527.59B763.78B460.68B286.31B343.22B489.20B671.58B544.32B

Cash Flow

Currency: SEK2013-12-312014-12-312015-10-312015-12-312016-10-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-20.72B-242.24B26.99B80.13B33.05B-34.83B4.99B-51.25B-111.91B-19.59B-94.57B-174.08B-268.42B-34.43B34.72B
Investing Cash Flow-1.83B4.31B-36.01B903.00M-18.76B852.00M564.00M7.01B-612.00M56.00M-846.00M-805.00M-607.00M-5.00B-1.40B
Financing Cash Flow-20.29B102.27B9.11B-78.23B-13.77B75.22B23.91B67.05B45.17B199.65B202.63B86.09B-19.33B-15.80B-38.82B
Capital Expenditure2.39B673.00M743.00M691.00M595.00M451.00M259.00M1.02B1.08B644.00M644.00M1.03B1.04B1.19B1.35B
Free Cash Flow------47.91B27.24B-62.59B190.32B130.29B-70.17B-269.44B-35.62B33.37B
Dividends Paid6.00B8.72B2.72B10.40B2.93B11.50B11.94B12.46B14.07B17.74B17.74B12.88B14.20B23.71B23.04B
FCF to OCF------960.20%-53.16%55.93%-971.40%-137.78%40.31%100.38%103.45%96.11%
Dividend Paid to FCF------24.91%45.73%-22.48%9.32%13.62%-18.36%-5.27%-66.56%69.04%

Earnings

Report DateMar 31, 2000Jun 30, 2000Sep 30, 2000Apr 30, 2008Jul 16, 2008Oct 23, 2008Feb 12, 2009Apr 24, 2009Jul 20, 2009Oct 21, 2009Feb 10, 2010Apr 28, 2010Jul 13, 2010Oct 28, 2010Feb 4, 2011May 3, 2011Jul 14, 2011Oct 27, 2011Feb 7, 2012Apr 24, 2012Jul 16, 2012Oct 25, 2012Jan 31, 2013Apr 23, 2013Jul 15, 2013Oct 24, 2013Feb 5, 2014Apr 25, 2014Jul 14, 2014Oct 23, 2014Jan 29, 2015Apr 23, 2015Jul 14, 2015Oct 21, 2015Feb 4, 2016Apr 27, 2016Jul 14, 2016Oct 20, 2016Feb 1, 2017Apr 27, 2017Jul 14, 2017Oct 25, 2017Jan 31, 2018Apr 30, 2018Jul 17, 2018Oct 25, 2018Jan 30, 2019Apr 30, 2019Jul 12, 2019Oct 23, 2019Jan 29, 2020Apr 30, 2020Jul 15, 2020Oct 22, 2020Jan 27, 2021Apr 28, 2021Jul 15, 2021Oct 20, 2021Jan 27, 2022Apr 27, 2022Jul 14, 2022Oct 26, 2022Jan 26, 2023Apr 26, 2023Jul 18, 2023Oct 25, 2023Jan 25, 2024Apr 24, 2024Jul 16, 2024Oct 24, 2024Jan 29, 2025Apr 29, 2025Jul 16, 2025Oct 23, 2025Jan 29, 2026Apr 27, 2026Jul 15, 2026Oct 22, 2026
EPS Estimate------------------------------------------------------------------------------
EPS Actual1.771.340.961.392.111.142.641.03-0.090.010.120.310.900.261.581.181.521.281.051.211.371.311.411.361.721.701.921.761.892.482.582.111.781.542.09-1.042.061.911.951.972.081.951.461.834.612.082.102.152.252.202.681.081.612.192.362.763.023.042.852.952.713.403.484.424.625.034.004.564.544.573.653.844.083.833.673.794.393.81
Surprise------------------------------------------------------------------------------
Timing------------------------------------------------------------------Pre-marketPre-marketPre-marketPre-market---Pre-market-Pre-market--

Key Statistics & Ratios

Market Cap414.12B
Enterprise Value793.33B
Trailing P/E13.61
Forward P/E11.95
PEG Ratio2.03
Price / Sales5.56
Price / Book1.76
EPS15.65
Book Value120.67
Revenue (TTM)74.52B
Gross Profit (TTM)74.52B
Profit Margin41.56%
Operating Margin51.02%
Return on Equity13.54%
Return on Assets0.73%
Shares Outstanding24.15M
Shares Float1.46B
Beta0.44
Dividend Yield3.99%
Dividend Rate8.50
Payout Ratio70.27%

Dividends

20261×
11.00Mar 25, 2026
20251×
11.50Apr 2, 2025
20241×
11.50Mar 20, 2024
20231×
6.75Apr 5, 2023
20221×
6.00Mar 23, 2022
20212×
4.10Nov 15, 20214.10Mar 31, 2021
20201×
6.25Mar 24, 2020
20191×
6.50Mar 27, 2019
20181×
5.75Mar 27, 2018
20171×
5.50Mar 29, 2017
20161×
5.25Mar 23, 2016
20151×
4.75Mar 26, 2015
20141×
4.00Mar 26, 2014
20131×
2.75Mar 22, 2013
20121×
1.75Mar 30, 2012
20111×
1.50Mar 25, 2011
20101×
1.00May 12, 2010
20081×
3.30Apr 9, 2008
20071×
3.04Mar 29, 2007
20061×
2.41Apr 5, 2006
20051×
2.21Apr 14, 2005
20041×
2.03Apr 2, 2004
20031×
2.03Apr 10, 2003