YOLFTbeta
SF

Solid FAB

SFAB · ST · Financial Services / Insurance - Specialty

115.00SEK-1.60 (-1.37%)

Price History

Full chart

Market Stats

Previous Close116.60
Open116.80
Day Range114.60 – 118.00
52-Week Range69.28 – 117.00
Volume21.07K
Market Cap1.99B
P/E (TTM)13.53
Forward P/E0.00
EPS8.35
Dividend Yield4.65%
Beta0.66
50-Day Avg107.41
200-Day Avg101.78

About

Solid Försäkringsaktiebolag (publ) provides non-life insurance to private and business customers in Sweden, Denmark, Norway, Finland, and internationally. The company operates through Product, Security, and Assistance segments. It offers income, accidental, vehicle excess assistance, roadside assistance, payment protection, bicycle, travel, and car warranty insurance. The company serves its products through retail chains, banks, credit institutions, travel agents, and car dealerships and car repair shops, as well as directly to consumers. Solid Försäkringsaktiebolag (publ) was incorporated in 1993 and is based in Helsingborg, Sweden.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Marcus Tillberg
  • Employees77
  • HeadquartersLandskronavägen 23, Helsingborg, Sweden, 250 22, Sweden
  • Websitehttps://www.solidab.se

Leadership

  • Mr. Marcus TillbergChief Executive Officer · b. 1975
  • Ms. Sofia AnderssonChief Financial Officer · b. 1967
  • Mr. Robert OlssonHead of Operations · b. 1977
  • Mr. Patrik JonssonChief Information Officer · b. 1973
  • Mr. Johan HahnelHead of Investor Relations · b. 1965
  • Mr. Jonatan HeberleinHead of Legal · b. 1989
  • Jessica KjesslerHead of Compliance
  • Ms. Kristina BaggeHead of Human Resources & Sustainability · b. 1974
  • Mr. Magnus OlanderChief Commercial Officer · b. 1977
  • Joel Weiner-van den BornHead of Risk Control

Financials

Income Statement

Currency: SEK2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue839.31M941.91M937.50M1.04B1.11B1.21B1.25B1.13B
Growth (%)-+12.22%-0.47%+10.84%+6.66%+9.36%+3.41%-9.68%
Cost of Revenue430.27M486.09M480.75M536.31M612.15M583.84M603.75M274.66M
Gross Profit409.04M455.82M456.76M502.80M496.19M628.20M649.57M857.38M
Gross Margin48.73%48.39%48.72%48.39%44.77%51.83%51.83%75.74%
Operating Expense325.16M330.38M336.15M351.44M356.99M408.42M438.40M669.44M
Operating Income83.87M125.44M120.60M151.37M139.20M219.78M211.16M187.94M
Operating Margin9.99%13.32%12.86%14.57%12.56%18.13%16.85%16.60%
EBITDA88.40M132.98M130.56M161.66M146.37M226.89M218.97M187.94M
EBITDA Margin10.53%14.12%13.93%15.56%13.21%18.72%17.47%16.60%
Net Income14.34M49.45M43.37M119.98M110.66M165.36M164.71M149.04M
Net Income Margin1.71%5.25%4.63%11.55%9.98%13.64%13.14%13.17%
Interest Expense43.00K32.00K132.00K287.00K341.00K247.00K753.00K572.00K
Interest Expense % of Total Revenue0.01%0.00%0.01%0.03%0.03%0.02%0.06%0.05%

Balance Sheet

Currency: SEK2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.29B1.39B1.48B1.62B1.79B1.80B1.74B1.65B
Total Liabilities105.14M122.61M1.28B1.29B1.37B1.34B1.23B1.12B
Total Equity63.92M113.05M205.73M327.41M411.48M459.67M504.38M533.87M
Cash221.63M305.31M328.20M613.14M603.86M353.42M343.86M275.75M
Net Debt-221.63M-305.31M-328.20M-613.14M-603.86M-353.42M-343.86M-275.75M

Cash Flow

Currency: SEK2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow135.45M168.35M150.06M163.06M184.86M-114.03M123.08M70.11M
Investing Cash Flow-11.33M-22.62M-105.30M173.28M-173.96M-8.20M-9.28M-9.98M
Financing Cash Flow-186.00M-65.00M-12.00M-59.00M-26.75M-117.27M-121.64M-122.64M
Capital Expenditure4.99M20.40M11.93M255.00K214.00K9.18M10.00M10.00M
Free Cash Flow130.46M147.95M138.13M162.80M184.65M-123.22M113.08M70.11M
Dividends Paid130.00M----54.96M82.84M90.09M
FCF to OCF96.32%87.88%92.05%99.84%99.88%108.05%91.88%100.00%
Dividend Paid to FCF99.64%-----44.60%73.26%128.50%

Earnings

Report DateDec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Apr 24, 2025Jul 18, 2025Oct 23, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate-------------------
EPS Actual1.270.650.701.712.492.142.042.132.362.432.232.671.651.751.992.422.151.242.53
Surprise-------------------
Timing-------------Pre-marketPre-marketPre-market---

Key Statistics & Ratios

Market Cap1.99B
Enterprise Value1.73B
Trailing P/E13.53
Forward P/E0.00
Price / Sales1.78
Price / Book4.20
EPS8.35
Book Value26.77
Revenue (TTM)1.12B
Gross Profit (TTM)843.92M
EBITDA196.43M
Profit Margin13.31%
Operating Margin20.30%
Return on Equity31.84%
Return on Assets7.34%
Shares Outstanding17.61M
Shares Float8.85M
Beta0.66
Dividend Yield4.65%
Dividend Rate5.25
Payout Ratio80.81%

Dividends

20261×
6.75Apr 28, 2026
20251×
5.00Apr 25, 2025
20241×
4.50Apr 26, 2024
20231×
2.85Apr 27, 2023