Banque Cantonale de Geneve

Banque Cantonale de Geneve

BCGE · SW · Financial Services / Banks - Regional

37.70CHF+0.20 (+0.53%)

Price History

Full chart

Market Stats

Previous Close37.50
Open37.40
Day Range37.40 – 38.00
52-Week Range23.42 – 36.75
Volume22.61K
Market Cap2.38B
P/E (TTM)10.64
Forward P/E10.13
EPS3.13
Dividend Yield2.10%
Beta0.02
50-Day Avg32.47
200-Day Avg31.67

About

Banque Cantonale de Genève SA, together with its subsidiaries, provides a range of banking services in Switzerland and internationally. The company operates through three main business divisions: Individuals & Digital Banking, Corporate Banking & Trade Finance, and Wealth & Asset Management. The Individuals & Digital Banking division manages a network of agencies and provides retail banking products, including current and savings accounts, mortgages, personal loans, payment cards, and digital banking services. The Corporate Banking & Trade Finance division offers commercial loans, project finance, real estate and construction financing, trade finance solutions, and services to public authorities and financial institutions, as well as commodities trading support. The Wealth & Asset Management division provides discretionary and advisory portfolio management, investment funds, asset management, and wealth solutions tailored for private and institutional clients. It also offers structured products, research, and services for independent wealth managament. In addition, the company engages in investment activities, business valuation and M&A advisory, asset management, private equity investments, and foreign fund representation. The company serves private individuals, small and medium-sized enterprises, large corporates, institutional investors, and public sector entities. The company was founded in 1816 and is headquartered in Geneva, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Nicolas Krügel
  • Employees954
  • HeadquartersQuai de l?Ile 17, Geneva, Switzerland, 1211, Switzerland
  • Websitehttps://www.bcge.ch

Leadership

  • Mr. Nicolas KrügelCEO & Chairman of Executive Board · b. 1972
  • Mr. Frederic VernetHead of Finance, CFO, Chief Risk Officer & Member of Executive Board · b. 1974
  • Mr. Jean-Marc JorisHead of the Operations Division & Member of Executive Board · b. 1968
  • Ms. Pierrette Jaton KlopfensteinHead of Individuals & Digital Banking and Member of Executive Board · b. 1970
  • Mr. Philippe MartiHead of the Legal & Compliance Division and Member of Management Board · b. 1962
  • Ms. Katia Coudray CornuHead of the Wealth & Asset Management Division and Member of Executive Board · b. 1969
  • Mr. Yvan NicoletHead of General Accounting
  • Mr. Christian HammHead of Marketing
  • Ms. Elisabeth Ray TangHead of Human Resources
  • Mr. Claude BagnoudHead of Public Bodies & Participations · b. 1964

Financials

Income Statement

Currency: CHF2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue273.02M269.14M294.51M318.42M325.25M332.09M333.51M330.67M336.96M346.58M309.43M349.56M347.21M349.44M350.69M409.42M486.47M425.81M468.42M514.32M569.54M585.51M746.45M
Growth (%)--1.42%+9.43%+8.12%+2.15%+2.10%+0.43%-0.85%+1.90%+2.86%-10.72%+12.97%-0.67%+0.64%+0.36%+16.75%+18.82%-12.47%+10.01%+9.80%+10.74%+2.80%+27.49%
Cost of Revenue----------000000-21.19M3.63M20.81M192.58M246.21M155.19M
Gross Profit273.02M269.14M294.51M318.42M325.25M332.09M333.51M330.67M336.96M346.58M309.43M349.56M347.21M349.44M350.69M409.42M486.47M366.77M431.98M475.67M598.97M585.51M591.25M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%86.14%92.22%92.49%105.17%100.00%79.21%
Operating Expense13.59M14.36M22.87M39.83M19.12M31.37M106.48M152.81M148.66M151.98M223.71M249.13M247.21M248.74M242.40M283.11M351.10M244.93M285.91M311.73M345.44M209.04M337.97M
Operating Income259.44M254.78M271.64M278.59M306.13M300.72M227.03M177.86M188.30M194.60M85.72M100.43M100.00M100.71M108.30M126.32M135.38M121.85M146.07M163.94M253.53M376.48M253.28M
Operating Margin95.02%94.66%92.24%87.49%94.12%90.55%68.07%53.79%55.88%56.15%27.70%28.73%28.80%28.82%30.88%30.85%27.83%28.62%31.18%31.88%44.51%64.30%33.93%
EBITDA284.68M278.10M284.87M290.81M316.89M314.69M187.67M200.83M208.91M218.82M432.00K114.45M115.82M115.18M123.76M142.30M45.00K143.41M171.17M228.29M292.53M282.17M275.79M
EBITDA Margin104.27%103.33%96.73%91.33%97.43%94.76%56.27%60.73%62.00%63.14%0.14%32.74%33.36%32.96%35.29%34.76%0.01%33.68%36.54%44.39%51.36%48.19%36.95%
Net Income7.19M31.84M45.79M61.09M77.10M68.12M71.59M56.44M63.12M67.01M72.96M76.16M78.21M79.01M81.60M91.16M96.81M104.97M125.21M175.89M231.24M219.20M220.89M
Net Income Margin2.63%11.83%15.55%19.19%23.70%20.51%21.47%17.07%18.73%19.33%23.58%21.79%22.53%22.61%23.27%22.27%19.90%24.65%26.73%34.20%40.60%37.44%29.59%
Interest Expense254.22M224.47M222.96M215.37M225.27M227.99M140.44M112.23M111.94M108.67M95.46M83.71M61.21M50.67M53.70M57.96M61.12M21.19M3.63M20.81M192.58M246.21M155.19M
Interest Expense % of Total Revenue93.11%83.40%75.70%67.64%69.26%68.65%42.11%33.94%33.22%31.36%30.85%23.95%17.63%14.50%15.31%14.16%12.56%4.98%0.77%4.05%33.81%42.05%20.79%

Balance Sheet

Currency: CHF2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets15.29B14.63B12.78B12.57B12.50B13.69B14.11B14.26B15.87B16.47B16.62B17.34B20.02B21.39B22.67B23.03B24.92B27.54B28.29B30.03B30.27B32.44B34.91B
Total Liabilities14.56B13.89B12.03B11.76B11.61B12.85B13.23B13.35B14.92B15.47B15.46B16.10B18.70B20.01B21.20B21.46B23.25B25.83B26.47B28.05B28.09B30.09B32.41B
Total Equity729.79M739.72M755.71M813.94M888.24M837.47M882.11M905.94M949.67M1.00B1.16B1.24B1.32B1.39B1.47B1.57B1.67B1.72B1.83B1.98B2.18B2.35B2.50B
Cash124.28M145.33M141.29M138.94M171.48M175.89M202.79M244.61M398.04M1.91B1.37B881.66M3.42B3.36B3.44B3.41B4.75B6.47B6.47B6.72B7.41B7.03B7.51B
Total Debt--3.67B3.18B2.88B2.86B2.42B2.33B2.50B2.63B2.58B2.60B4.87B5.77B6.96B6.50B7.84B8.70B7.96B7.92B6.91B8.69B10.52B
Net Debt-124.28M-145.33M3.53B3.04B2.70B2.69B2.22B2.08B2.10B715.16M1.21B1.71B1.46B2.08B3.03B3.01B3.09B2.22B1.49B1.21B-503.42M1.66B3.01B

Cash Flow

Currency: CHF2006-12-312007-12-312009-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow6.56M51.01M-991.63M1.11B-391.71M-428.73M1.10B-527.15M-1.53B-65.74M5.90M-203.70M127.77M31.03M393.19M-61.11M-628.93M
Investing Cash Flow-8.91M-18.46M--13.85M-3.83M-28.76M-843.00K-9.46M-9.29M-48.94M-8.07M-386.30M-847.13M-736.33M-921.09M-355.09M-305.04M-882.59M
Financing Cash Flow----824.36M-265.79M552.76M-59.53M1.45B478.88M1.65B48.92M1.72B2.78B602.16M1.14B-43.80M-1.04B1.99B
Capital Expenditure6.03M17.92M010.35M4.93M3.00M3.40M7.11M11.30M11.31M7.69M15.59M11.29M24.85M17.98M26.07M23.63M118.36M
Free Cash Flow532.00K33.09M-981.28M1.11B-391.71M-432.13M1.09B-538.46M-1.54B-73.43M-9.69M-214.99M102.92M13.05M367.13M-84.75M-747.29M
Dividends Paid-----16.20M16.20M21.60M23.76M23.76M4.18M4.90M5.40M5.40M6.48M7.92M46.80M46.80M
FCF to OCF8.10%64.87%-98.96%99.56%100.00%100.79%99.35%102.14%100.74%111.70%-164.23%105.54%80.55%42.05%93.37%138.67%118.82%
Dividend Paid to FCF------4.14%-3.75%1.98%-4.41%-1.54%-5.69%-50.54%-2.51%5.25%49.67%2.16%-55.22%-6.26%

Earnings

Report DateMar 30, 2016Aug 19, 2016May 19, 2017Aug 8, 2017May 28, 2018Aug 7, 2018Mar 22, 2019Aug 6, 2019Apr 2, 2020Sep 3, 2020Feb 24, 2021Aug 10, 2021Feb 22, 2022Aug 9, 2022Mar 1, 2023Mar 13, 2025Aug 20, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.000.00
EPS Actual4.636.025.106.614.757.305.388.235.227.686.969.0917.6911.0513.340.000.00
Surprise-----------------
Timing-------------After-hoursAfter-hours--

Key Statistics & Ratios

Market Cap2.38B
Enterprise Value6.52B
Trailing P/E10.64
Forward P/E10.13
PEG Ratio0.00
Price / Sales4.21
Price / Book0.94
EPS3.13
Book Value32.95
Revenue (TTM)565.87M
Gross Profit (TTM)565.87M
Profit Margin43.38%
Operating Margin46.44%
Return on Equity9.91%
Return on Assets0.71%
Shares Outstanding71.59M
Shares Float24.00M
Beta0.02
Dividend Yield2.10%
Dividend Rate0.70
Payout Ratio22.39%

Dividends

20261×
0.70May 5, 2026
20251×
0.65May 6, 2025
20241×
0.65Apr 30, 2024
20231×
0.55May 4, 2023
20221×
0.45May 11, 2022
20211×
0.38May 5, 2021
20201×
0.38May 8, 2020
20191×
0.34May 3, 2019
20181×
0.29May 7, 2018
20171×
0.23Apr 27, 2017
20161×
0.28Apr 29, 2016
20151×
0.25Apr 24, 2015
20141×
0.23May 5, 2014
20131×
0.23Apr 29, 2013
20121×
0.23May 4, 2012
20111×
0.23May 5, 2011
20101×
0.33May 6, 2010
20091×
0.30Apr 27, 2009
20081×
0.30May 13, 2008
20071×
0.25Apr 30, 2007
20061×
0.15Jun 21, 2006
20051×
0.05May 12, 2005
20001×
0.60May 26, 2000
19991×
0.60May 7, 1999

Stock Splits

  • Oct 15, 202510:1
  • Feb 2, 20172:1