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Berner Kantonalbank AG

Berner Kantonalbank AG

BEKN · SW · Financial Services / Banks - Regional

467.50CHF+6.00 (+1.30%)

Price History

Full chart

Market Stats

Previous Close461.50
Open464.50
Day Range462.00 – 474.00
52-Week Range248.53 – 422.00
Volume6.45K
Market Cap3.80B
P/E (TTM)21.50
Forward P/E15.15
EPS19.07
Dividend Yield2.63%
Beta0.01
50-Day Avg392.29
200-Day Avg373.95

About

Berner Kantonalbank AG provides banking products and services to private individuals and corporate customers in Switzerland. It offers savings and payment accounts; mortgages and financing products; business and investment loans; real estate and individual financing products; and retirement accounts. The company also provides investment products and solutions; pension solutions; insurance and guarantees; capital goods leasing services; bank cards and credit cards; and asset management services, including strategy consulting, portfolio optimization and simulation, investment advisory, investment funds, and securities accounting services, as well as online banking services. In addition, it trades in stocks, bonds, derivatives, foreign exchange, and money market instruments. The company was formerly known as Kantonalbank von Bern and changed its name to Berner Kantonalbank AG in 1991. Berner Kantonalbank AG was founded in 1834 and is headquartered in Bern, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Armin Brun
  • Employees1.06K
  • HeadquartersFederal Square 8, Bern, Switzerland, 3001, Switzerland
  • Websitehttps://www.bekb.ch

Leadership

  • Mr. Armin BrunCEO, Head of Investment Clients / Corporate Clients & Member of Management Board · b. 1965
  • Ms. Beatrice KernCFO, Designated Head of the Finance & Risk Mgt dept and Member of Management Board · b. 1969
  • Mr. Marcel OertleHead of the Private & Business Customers Dept, Deputy CEO and Member of Management Board · b. 1968
  • Mr. Stefan MoserHead of Service Management Department & Member of Management Bard · b. 1979
  • Philipp CossiHead of Operations
  • Mr. Domenico SottileHead of Key Clients & Asset Management Department and Member of Management Board · b. 1976
  • Mr. Markus SchwabHead of the IT Management & Member of Management Board · b. 1977
  • Mirco HagerHead of Accounting & Controlling
  • Mr. Simon WehrliChief Information Officer
  • Mr. Florian KurzInvestor Relations

Financials

Income Statement

Currency: CHF2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue403.16M405.44M692.83M614.22M499.52M486.97M511.79M437.12M404.77M432.19M408.13M382.82M514.43M494.06M497.22M531.30M532.28M748.40M681.43M
Growth (%)-+0.57%+70.88%-11.35%-18.67%-2.51%+5.10%-14.59%-7.40%+6.77%-5.57%-6.20%+34.38%-3.96%+0.64%+6.85%+0.18%+40.60%-8.95%
Cost of Revenue------000000--37.31M39.37M-202.75M186.44M114.68M
Gross Profit403.16M405.44M692.83M614.22M499.52M486.97M511.79M437.12M404.77M432.19M408.13M382.82M514.43M494.06M463.51M471.53M735.03M561.96M566.76M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%93.22%88.75%138.09%75.09%83.17%
Operating Expense-210.86M-68.80M291.03M452.54M163.50M167.52M289.59M284.19M210.55M290.75M275.24M252.37M343.72M313.07M273.18M282.01M537.85M330.32M349.01M
Operating Income614.02M474.24M401.80M161.68M336.01M319.45M222.20M152.93M194.22M141.45M132.89M130.46M170.71M180.99M190.33M189.52M197.18M231.64M217.75M
Operating Margin152.30%116.97%57.99%26.32%67.27%65.60%43.42%34.99%47.98%32.73%32.56%34.08%33.18%36.63%38.28%35.67%37.04%30.95%31.95%
EBITDA323.99M541.67M472.77M208.16M177.67M190.22M-3.58M-12.69M-3.54M201.09M226.28M211.94M403.64M243.61M236.89M253.79M266.53M263.06M261.81M
EBITDA Margin80.36%133.60%68.24%33.89%35.57%39.06%-0.70%-2.90%-0.87%46.53%55.44%55.36%78.46%49.31%47.64%47.77%50.07%35.15%38.42%
Net Income236.35M114.30M119.30M125.55M130.13M128.05M130.13M130.37M131.26M129.40M137.43M140.79M142.87M148.38M154.94M159.62M174.88M180.67M175.35M
Net Income Margin58.62%28.19%17.22%20.44%26.05%26.30%25.43%29.82%32.43%29.94%33.67%36.78%27.77%30.03%31.16%30.04%32.86%24.14%25.73%
Interest Expense307.77M331.52M244.07M212.74M173.28M156.60M136.10M130.32M118.55M102.82M94.95M95.05M82.68M55.09M37.31M39.37M172.86M186.44M104.83M
Interest Expense % of Total Revenue76.34%81.77%35.23%34.64%34.69%32.16%26.59%29.81%29.29%23.79%23.26%24.83%16.07%11.15%7.50%7.41%32.47%24.91%15.38%

Balance Sheet

Currency: CHF2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets22.72B22.89B24.14B24.39B25.22B26.37B26.66B27.05B28.03B28.40B29.30B30.59B32.93B36.42B38.99B39.76B40.05B40.50B42.98B
Total Liabilities21.36B21.67B22.24B23.01B23.22B24.27B1.47B1.44B25.71B26.01B26.80B28.01B30.30B33.78B36.29B36.99B37.17B37.50B39.89B
Total Equity1.36B1.19B1.89B1.37B2.00B2.10B2.18B2.30B2.32B2.40B2.49B2.58B2.63B2.64B2.71B2.77B2.89B3.00B3.08B
Cash920.96M1.25B2.95B362.23M2.06B2.90B3.03B2.49B4.08B4.23B4.14B3.87B5.23B8.08B8.81B8.44B7.80B6.73B7.66B
Total Debt----291.95M1.53B1.47B1.44B2.07B2.97B3.85B5.44B6.74B8.75B9.95B7.74B7.85B9.99B11.37B
Net Debt-920.96M-1.25B-2.95B-362.23M-1.77B-1.37B-1.56B-1.04B-2.01B-1.34B-426.72M1.57B1.50B669.14M698.41M-699.02M56.90M601.32M3.85B

Cash Flow

Currency: CHF2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.76B276.04M-62.72M-664.30M1.30B-755.79M-953.21M-32.95M-496.96M589.15M-596.39M1.18B1.76B420.57M437.89M
Investing Cash Flow-21.60M-50.31M42.72M-146.41M185.47M258.03M136.97M30.85M-369.13M-1.17B-1.24B-1.75B-98.66M-79.71M-1.83B
Financing Cash Flow-42.70M-41.90M259.71M93.86M567.38M713.56M772.72M1.22B2.27B3.46B2.57B738.04M47.06M268.45M2.32B
Capital Expenditure16.88M21.05M2.17M4.00M25.18M22.95M56.74M32.93M47.49M56.13M41.28M65.49M53.35M31.38M37.17M
Free Cash Flow1.75B254.99M-64.89M-668.30M1.28B-778.74M-1.01B-65.88M-544.45M533.02M-637.67M1.12B1.70B389.19M400.72M
Dividends Paid47.53M49.40M98.79M51.26M54.06M55.92M57.78M61.51M74.56M78.29M82.02M85.74M89.47M93.20M96.93M
FCF to OCF99.04%92.38%103.47%100.60%98.06%103.04%105.95%199.96%109.56%90.47%106.92%94.47%96.96%92.54%91.51%
Dividend Paid to FCF2.72%19.37%-152.24%-7.67%4.24%-7.18%-5.72%-93.37%-13.69%14.69%-12.86%7.66%5.25%23.95%24.19%

Earnings

Report DateMar 18, 2016Aug 5, 2016Jan 26, 2017Aug 4, 2017Jan 26, 2018Aug 10, 2018Jan 31, 2019Aug 9, 2019Mar 19, 2020Aug 13, 2020Jan 29, 2021Aug 12, 2021Feb 3, 2022Aug 10, 2022Feb 2, 2023Mar 14, 2025Aug 13, 2025Jan 28, 2027
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.00---0.000.00-
EPS Actual8.105.997.946.168.576.268.946.348.996.459.476.8316.627.0817.130.000.00-
Surprise------------------
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-market-Pre-marketAfter-hours--Pre-market

Key Statistics & Ratios

Market Cap3.80B
Enterprise Value7.99B
Trailing P/E21.50
Forward P/E15.15
PEG Ratio0.00
Price / Sales6.74
Price / Book1.23
EPS19.07
Book Value332.97
Revenue (TTM)563.25M
Gross Profit (TTM)563.25M
Profit Margin32.26%
Operating Margin39.24%
Return on Equity5.97%
Return on Assets0.42%
Shares Outstanding9.26M
Shares Float4.49M
Beta0.01
Dividend Yield2.63%
Dividend Rate10.80
Payout Ratio56.61%

Dividends

20261×
10.80May 15, 2026
20251×
10.40May 15, 2025
20241×
10.00May 23, 2024
20231×
9.60May 19, 2023
20221×
9.20May 19, 2022
20211×
8.80May 20, 2021
20201×
8.40May 14, 2020
20191×
8.00May 16, 2019
20181×
6.60May 24, 2018
20171×
6.20May 18, 2017
20161×
6.00May 19, 2016
20151×
5.80May 15, 2015
20141×
5.50May 15, 2014
20131×
2.87May 23, 2013
20121×
5.30May 18, 2012
20111×
5.10May 19, 2011
20101×
4.80May 25, 2010
20091×
4.40Jun 5, 2009
20082×
10.00Aug 5, 20084.01May 23, 2008
20072×
4.89Aug 3, 20073.71May 18, 2007
20061×
3.42May 19, 2006
20051×
9.35Aug 5, 2005

Stock Splits

  • Aug 5, 20081013:990
  • Aug 10, 2005209:200
  • Apr 29, 20021617:1550