Graubuendner Kantonalbank

GRKP · SW · Financial Services / Banks - Regional

2,570.00CHF-20.00 (-0.77%)

Price History

Full chart

Market Stats

Previous Close2,590.00

Open2,570.00

Day Range2,560.00 – 2,590.00

52-Week Range1,682.35 – 2,810.00

Volume58

Market Cap1.89B

P/E (TTM)7.98

Forward P/E34.72

EPS319.52

Dividend Yield1.86%

Beta0.06

50-Day Avg2,514.60

200-Day Avg2,220.68

About

Graubündner Kantonalbank provides various banking and products services to private individuals and companies primarily in Switzerland. It offers accounts and cards, payment transactions, investing and saving, planning and protection, mortgages and housing, youth and finance, private banking, interest rates and terms; stock exchange and markets; assets and investments; SME consulting, finance advice, digital business consulting; and e-banking and mobile banking services. Graubündner Kantonalbank was founded in 1870 and is headquartered in Chur, Switzerland.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Daniel Fust
Employees911
HeadquartersPO Box, Chur, Switzerland, 7001, Switzerland
Websitehttps://www.gkb.ch/de

Leadership

Mr. Daniel FustChairman of Management Board, CEO & Head of Corporate Center Business Unit · b. 1966
Urs WidmerCFO, Member of Management Board and Head of Finance & Risk · b. 1968
Mr. Enrico LardelliHead of Business Unit Digital Banking & Services and Member of the Executive Board · b. 1966
Dr. Martina Muller-KampHead of Market Services Business Unit & Member of the Executive Board · b. 1970
Jon Fadri PitschHead of the Markets Business Unit & Member of the Executive Board · b. 1982
Tiziano LorezHead of the Corporate Development & Investment
Mr. Peter HaugHead of the Accounting Department
Mr. Flurin BertherHead of the Legal & Compliance Department
Jann-Andrea RofflerHead of Marketing & Communication
Martin AlbisserHead of Sales Development & Control

Financials

Income Statement

Currency: CHF	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: CHF	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	366.16M	379.87M	390.25M	382.34M	403.01M	385.72M	384.70M	391.46M	377.42M	363.52M	369.06M	355.50M	382.42M	392.24M	421.41M	386.61M	434.44M	478.19M	525.91M	528.41M	661.15M
Growth (%)	-	+3.75%	+2.73%	-2.03%	+5.41%	-4.29%	-0.27%	+1.76%	-3.59%	-3.68%	+1.52%	-3.68%	+7.57%	+2.57%	+7.44%	-8.26%	+12.37%	+10.07%	+9.98%	+0.48%	+25.12%
Cost of Revenue	-	-	-	-	-	-	-	-	0	0	0	0	0	0	-	-	-32.74M	13.97M	211.68M	243.67M	101.25M
Gross Profit	366.16M	379.87M	390.25M	382.34M	403.01M	385.72M	384.70M	391.46M	377.42M	363.52M	369.06M	355.50M	382.42M	392.24M	421.41M	386.61M	434.44M	460.49M	501.00M	510.39M	559.91M
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	96.30%	95.26%	96.59%	84.69%
Operating Expense	184.51M	165.89M	102.21M	31.30M	124.52M	120.34M	122.13M	143.23M	183.27M	199.89M	214.59M	208.75M	207.45M	212.44M	232.46M	209.07M	240.50M	252.33M	266.55M	274.65M	329.39M
Operating Income	181.65M	213.98M	288.05M	351.03M	278.50M	265.38M	262.56M	248.24M	194.15M	163.63M	154.47M	146.74M	174.97M	179.80M	188.95M	177.54M	193.95M	208.17M	234.45M	235.74M	230.52M
Operating Margin	49.61%	56.33%	73.81%	91.81%	69.10%	68.80%	68.25%	63.41%	51.44%	45.01%	41.86%	41.28%	45.75%	45.84%	44.84%	45.92%	44.64%	43.53%	44.58%	44.61%	34.87%
EBITDA	108.61M	123.66M	330.80M	375.85M	312.97M	177.94M	175.19M	181.75M	-205.24M	-668.00K	2.27M	194.98M	4.32M	3.78M	-7.58M	177.54M	193.95M	219.47M	268.78M	242.22M	248.75M
EBITDA Margin	29.66%	32.55%	84.76%	98.30%	77.66%	46.13%	45.54%	46.43%	-54.38%	-0.18%	0.61%	54.85%	1.13%	0.96%	-1.80%	45.92%	44.64%	45.90%	51.11%	45.84%	37.62%
Net Income	74.92M	88.81M	104.72M	123.10M	141.55M	149.53M	153.41M	153.29M	156.29M	158.88M	164.18M	166.12M	177.57M	181.73M	174.05M	172.82M	184.23M	197.78M	218.29M	217.46M	216.29M
Net Income Margin	20.46%	23.38%	26.84%	32.20%	35.12%	38.77%	39.88%	39.16%	41.41%	43.71%	44.49%	46.73%	46.43%	46.33%	41.30%	44.70%	42.41%	41.36%	41.51%	41.15%	32.71%
Interest Expense	107.20M	124.44M	183.17M	227.78M	134.39M	113.81M	108.30M	92.09M	75.39M	64.18M	30.58M	13.71M	2.89M	5.16M	503.00K	20.52M	32.74M	13.97M	211.68M	243.67M	100.86M
Interest Expense % of Total Revenue	29.28%	32.76%	46.94%	59.57%	33.35%	29.51%	28.15%	23.52%	19.97%	17.66%	8.29%	3.86%	0.76%	1.32%	0.12%	5.31%	7.54%	2.92%	40.25%	46.11%	15.25%

Balance Sheet

Currency: CHF	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: CHF	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	13.23B	13.82B	14.29B	15.55B	16.13B	16.98B	17.87B	19.36B	20.00B	20.24B	23.28B	23.92B	25.61B	26.45B	28.51B	31.42B	32.79B	33.25B	32.77B	35.60B	36.31B
Total Liabilities	12.58B	13.27B	13.70B	14.91B	15.42B	16.22B	17.05B	17.23B	17.78B	17.94B	20.89B	21.47B	23.06B	23.79B	25.76B	28.66B	29.97B	30.38B	29.83B	32.60B	33.30B
Total Equity	638.73M	543.22M	575.86M	617.09M	683.09M	742.03M	789.68M	2.10B	2.18B	2.26B	2.36B	2.43B	2.53B	2.62B	2.72B	2.72B	2.78B	2.81B	2.89B	2.95B	2.97B
Cash	100.37M	146.41M	147.58M	153.84M	111.11M	107.06M	382.36M	1.87B	1.40B	1.41B	3.24B	3.24B	4.22B	4.10B	6.24B	8.18B	8.91B	7.74B	6.32B	8.02B	8.21B
Total Debt	2.60B	2.61B	2.82B	2.51B	2.43B	2.54B	2.71B	2.34B	2.57B	2.69B	5.14B	5.98B	7.07B	7.36B	8.90B	11.76B	10.52B	9.71B	6.26B	6.21B	11.65B
Net Debt	2.50B	2.47B	2.67B	2.35B	2.32B	2.43B	2.33B	470.69M	1.17B	1.27B	1.90B	2.74B	2.86B	3.02B	2.65B	2.21B	1.33B	1.97B	-57.48M	-1.82B	3.44B

Cash Flow

Currency: CHF	2005-12-31	2006-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: CHF	2005-12-31	2006-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	229.47M	490.67M	29.74M	6.26M	9.80M	913.76M	129.09M	302.76M	529.61M	-672.46M	801.94M	-1.36B	227.37M	3.01B	1.55B	221.62M	538.50M	822.87M	136.03M
Investing Cash Flow	-69.36M	-60.05M	-29.68M	-8.62M	-8.04M	-7.59M	-440.24M	-776.19M	92.46M	-27.81M	25.00M	-66.96M	470.50M	-595.76M	-3.20M	-1.58B	-1.86B	-675.53M	-488.79M
Financing Cash Flow	-244.03M	-384.57M	-58.00K	2.36M	-1.76M	-36.26M	459.24M	484.23M	1.21B	689.11M	222.93M	1.32B	1.44B	-1.05B	-781.00M	193.48M	-91.47M	1.61B	542.99M
Capital Expenditure	47.13M	54.28M	28.52M	9.52M	8.02M	2.40M	2.94M	3.63M	5.07M	2.53M	11.90M	12.46M	18.45M	4.50M	25.21M	62.02M	17.91M	15.74M	31.68M
Free Cash Flow	182.34M	436.39M	1.22M	-3.25M	1.78M	911.36M	126.15M	299.13M	524.54M	-674.99M	790.04M	-1.38B	208.92M	3.00B	1.53B	159.60M	-1.17B	807.13M	104.36M
Dividends Paid	-	-	-	-	-	-	97.59M	97.64M	95.00M	95.00M	95.00M	100.00M	100.00M	15.00M	209.00M	106.25M	106.25M	118.75M	118.75M
FCF to OCF	79.46%	88.94%	4.09%	-51.97%	18.17%	99.74%	97.72%	98.80%	99.04%	100.38%	98.52%	100.91%	91.89%	99.85%	98.38%	72.02%	-217.37%	98.09%	76.71%
Dividend Paid to FCF	-	-	-	-	-	-	77.36%	32.64%	18.11%	-14.07%	12.02%	-7.27%	47.86%	0.50%	13.69%	66.57%	-9.08%	14.71%	113.79%

Earnings

Report Date	Apr 1, 2016	Sep 5, 2016	Feb 10, 2017	Jul 27, 2017	Feb 9, 2018	May 30, 2018	Jul 26, 2018	Nov 28, 2018	Feb 8, 2019	May 29, 2019	Jul 25, 2019	Nov 27, 2019	Feb 7, 2020	Jun 3, 2020	Jul 23, 2020	Dec 2, 2020	Feb 5, 2021	Jun 2, 2021	Jul 29, 2021	Dec 1, 2021	Feb 11, 2022	Jun 1, 2022	Jul 28, 2022	Nov 30, 2022	Feb 10, 2023	May 31, 2023	Jul 27, 2023	Nov 29, 2023	Feb 9, 2024	May 29, 2024	Jul 25, 2024	Nov 27, 2024	Mar 20, 2025	Jul 31, 2025
EPS Estimate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EPS Actual	30.76	35.65	30.95	38.94	32.26	0.00	39.26	0.00	72.87	0.00	37.78	0.00	32.03	0.00	37.13	0.00	32.20	0.00	40.57	0.00	73.90	0.00	39.63	0.00	79.34	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	After-hours	-	After-hours	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap1.89B

Enterprise Value15.53B

Trailing P/E7.98

Forward P/E34.72

PEG Ratio0.00

Price / Sales3.64

Price / Book0.63

EPS319.52

Book Value1,180.22

Revenue (TTM)518.15M

Gross Profit (TTM)518.15M

Profit Margin45.64%

Operating Margin50.90%

Return on Equity8.23%

Return on Assets0.71%

Shares Outstanding740.18K

Shares Float740.50K

Beta0.06

Dividend Yield1.86%

Dividend Rate47.50

Payout Ratio14.86%

Dividends

20261×

47.50Mar 13, 2026

20251×

47.50Mar 7, 2025

20241×

47.50Mar 8, 2024

20231×

42.50Mar 10, 2023

20221×

42.50Mar 4, 2022

20211×

40.00Mar 4, 2021

20201×

46.00Mar 6, 2020

20191×

40.00Mar 8, 2019

20181×

40.00Mar 9, 2018

20171×

38.00Mar 10, 2017

20161×

38.00Mar 11, 2016

20151×

38.00Mar 6, 2015

20141×

38.00Mar 7, 2014

20131×

38.00Mar 8, 2013

20121×

38.00Mar 2, 2012

20111×

38.00Mar 4, 2011

20101×

35.00Feb 26, 2010

20091×

32.00Feb 27, 2009

20081×

29.00Feb 22, 2008

20071×

26.00Feb 23, 2007

20061×

24.00Feb 17, 2006

20051×

20.00Feb 11, 2005

20041×

19.00Feb 13, 2004

20031×

17.00Feb 14, 2003