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Luzerner Kantonalbank AG

Luzerner Kantonalbank AG

LUKN · SW · Financial Services / Banks - Regional

136.00CHF+1.00 (+0.74%)

Price History

Full chart

Market Stats

Previous Close135.00
Open136.00
Day Range135.40 – 137.40
52-Week Range77.61 – 124.60
Volume19.34K
Market Cap5.97B
P/E (TTM)19.55
Forward P/E17.89
EPS6.17
Dividend Yield2.24%
Beta0.22
50-Day Avg114.76
200-Day Avg105.97

About

Luzerner Kantonalbank AG provides various banking products and services in Switzerland. It operates through Private & Commercial Clients, Corporate Clients, Private Banking, and Corporate Center segments. The company offers real estate and business financing, pension provision, and asset advisory and management; investment fund administration; savings, private, gift savings, investment, club, rent deposit savings, and business accounts; bank safe deposit box; debit, credit, and business cards; mobile payments and payment terminals; and e-banking services. It also provides pension products; financial planning; asset management; tax consulting; protective care advice, advance care directive, and safe risk insurance products; retirement advice; inheritance law solutions; mortgages and construction loans; wealth and cash management; investment solutions; working capital and investment financing; trade finance; company succession; investment and commercial properties; occupational pension advice; investment products; and foreign exchange trading. The company was formerly known as Kantonale Spar-und Leihkasse and changed its name to Luzerner Kantonalbank AG in 1892. Luzerner Kantonalbank AG was founded in 1850 and is headquartered in Lucerne, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Daniel Salzmann
  • Employees1.23K
  • HeadquartersPilatusstrasse 12, Lucerne, Switzerland, 6003, Switzerland
  • Websitehttps://www.lukb.ch

Leadership

  • Mr. Daniel SalzmannCEO, Head of Presidential Department & Member of Executive Board · b. 1964
  • Mr. Marcel HurschlerDeputy CEO, Head of Finance & Investment, CFO and Member of Executive Board · b. 1967
  • Mr. Stefan StuderHead of Private & Commercial Customers Department and Member of Executive Board · b. 1974
  • Mr. Simon KauthHead of the Technology & Services Department and Member of the Executive Board · b. 1968
  • Mr. Daniel von ArxHead of Communications
  • Mr. André ChevalleyHead of Corporate Clients Segment - Lucerne
  • Flavio CigliaHead of Real Estate Services
  • Markus RuggieroHead of Cash Management Services
  • Claude MoserHead of Import & Export Finance - Corporate Clients
  • Fabian FischerHead of Corporate Banking

Financials

Income Statement

Currency: CHF2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue693.69M716.12M801.11M858.39M741.23M716.29M707.96M674.95M650.42M627.80M593.53M610.03M634.07M642.84M658.36M668.54M701.77M765.64M1.18B1.25B1.03B
Growth (%)-+3.23%+11.87%+7.15%-13.65%-3.36%-1.16%-4.66%-3.63%-3.48%-5.46%+2.78%+3.94%+1.38%+2.41%+1.55%+4.97%+9.10%+54.50%+6.00%-18.22%
Cost of Revenue260.08M274.58M337.86M387.00M287.54M266.45M261.55M233.39M203.97M176.13M159.97M153.85M148.12M148.65M145.36M117.48M103.65M156.65M556.42M549.00M316.29M
Gross Profit433.61M441.54M463.25M471.40M453.69M449.84M446.40M441.56M446.45M451.67M433.56M456.18M485.95M494.19M513.00M551.06M598.12M608.99M626.45M704.78M709.06M
Gross Margin62.51%61.66%57.83%54.92%61.21%62.80%63.06%65.42%68.64%71.94%73.05%74.78%76.64%76.88%77.92%82.43%85.23%79.54%52.96%56.21%69.15%
Operating Expense252.46M237.52M248.74M268.55M253.63M247.99M241.09M234.98M239.07M240.91M225.86M241.84M255.41M261.44M274.07M304.42M340.44M345.09M322.97M380.43M375.07M
Operating Income181.16M204.02M214.51M202.85M200.06M201.85M205.31M206.58M207.38M210.75M207.70M214.34M230.54M232.75M238.92M246.64M257.68M263.90M303.48M324.36M333.99M
Operating Margin26.11%28.49%26.78%23.63%26.99%28.18%29.00%30.61%31.88%33.57%34.99%35.14%36.36%36.21%36.29%36.89%36.72%34.47%25.66%25.87%32.57%
EBITDA196.51M241.66M264.47M242.69M213.66M221.00M218.68M218.44M220.16M225.34M223.27M232.45M254.09M255.46M258.35M272.18M293.42M297.42M338.46M352.55M333.99M
EBITDA Margin28.33%33.75%33.01%28.27%28.82%30.85%30.89%32.36%33.85%35.89%37.62%38.10%40.07%39.74%39.24%40.71%41.81%38.85%28.61%28.12%32.57%
Net Income120.03M140.63M149.88M143.26M140.75M169.41M158.60M168.26M174.29M181.81M180.11M186.57M198.43M200.43M204.92M210.87M221.38M226.60M265.40M286.64M295.50M
Net Income Margin17.30%19.64%18.71%16.69%18.99%23.65%22.40%24.93%26.80%28.96%30.35%30.58%31.29%31.18%31.13%31.54%31.55%29.60%22.44%22.86%28.82%
Interest Expense260.08M274.58M337.86M387.00M287.54M266.45M261.55M233.39M203.97M176.13M159.97M153.85M148.12M148.65M145.36M117.48M103.65M156.65M556.42M549.00M298.78M
Interest Expense % of Total Revenue37.49%38.34%42.17%45.08%38.79%37.20%36.94%34.58%31.36%28.06%26.95%25.22%23.36%23.12%22.08%17.57%14.77%20.46%47.04%43.79%29.14%

Balance Sheet

Currency: CHF2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets18.88B18.90B19.60B22.69B24.00B25.84B26.86B28.04B28.44B29.36B33.27B34.85B35.88B38.76B42.49B48.74B52.84B56.98B57.40B59.46B62.25B
Total Liabilities17.80B17.77B18.40B21.46B22.70B24.46B25.40B25.94B26.26B27.08B30.78B32.28B33.21B35.99B10.30B12.39B14.31B53.75B54.21B55.42B58.02B
Total Equity1.08B1.14B1.20B1.23B1.29B1.39B1.46B2.10B2.18B2.29B2.49B2.58B2.67B2.77B2.87B2.98B3.08B3.23B3.19B4.05B4.22B
Cash186.30M144.06M270.08M241.80M2.04B269.83M732.82M1.72B2.06B947.96M3.75B4.35B3.94B4.13B5.41B7.56B9.44B9.63B8.44B8.21B7.80B
Total Debt5.20B5.27B5.47B4.92B4.57B4.85B6.27B4.77B4.46B5.20B6.04B17.01B9.90B11.14B17.33B20.44B21.46B25.30B23.18B16.79B26.54B
Net Debt5.01B5.12B5.20B4.68B2.54B4.58B5.53B3.06B2.39B4.26B2.30B2.26B3.61B4.18B4.89B4.83B4.87B5.76B14.75B8.58B18.74B

Cash Flow

Currency: CHF2006-12-312007-12-312008-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-180.26M214.31M442.11M981.96M356.30M-1.12B2.85B628.72M-381.83M204.87M1.33B2.24B1.95B150.06M1.02B823.01M-1.66B
Investing Cash Flow221.29M-76.16M-443.55M-15.12M-16.78M-25.55M-22.92M-26.31M-25.16M-23.73M-41.08M-89.65M-73.48M35.54M-3.46B592.72M-24.63M
Financing Cash Flow-83.20M-12.14M-26.85M12.17M-3.80M12.19M5.17M1.28M2.11M1.09M-3.23M3.17M2.72M1.35M1.25B-1.19B1.27B
Capital Expenditure47.58M42.45M38.86M6.18M8.37M9.82M10.88M12.74M17.99M17.05M12.85M60.32M19.54M18.54M17.85M19.36M20.16M
Free Cash Flow-227.85M171.86M403.25M975.77M347.93M-1.13B2.84B615.98M-399.82M187.82M1.31B2.18B1.93B131.51M1.00B803.64M-422.80M
Dividends Paid---92.36M92.95M93.02M93.08M93.26M97.48M101.98M106.03M106.04M106.09M106.08M106.12M123.36M128.72M
FCF to OCF126.40%80.19%91.21%99.37%97.65%100.88%99.62%97.97%104.71%91.68%99.03%97.30%99.00%87.64%98.25%97.65%25.44%
Dividend Paid to FCF---9.46%26.72%-8.24%3.28%15.14%-24.38%54.30%8.08%4.87%5.49%80.66%10.58%15.35%-30.44%

Earnings

Report DateMar 31, 2004Jun 30, 2004Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Aug 19, 2014Nov 4, 2014Feb 4, 2015May 18, 2015Aug 18, 2015Nov 3, 2015Feb 4, 2016May 3, 2016Aug 23, 2016Nov 3, 2016Jan 31, 2017May 4, 2017Aug 22, 2017Dec 4, 2017Feb 1, 2018Jun 6, 2018Aug 21, 2018Nov 2, 2018Jan 31, 2019Apr 12, 2019Aug 20, 2019Nov 5, 2019Feb 4, 2020Apr 13, 2020Aug 20, 2020Nov 3, 2020Feb 2, 2021Apr 16, 2021Aug 27, 2021Oct 29, 2021Feb 3, 2022Apr 8, 2022Aug 25, 2022Oct 28, 2022Feb 7, 2023Apr 12, 2023Aug 28, 2023Oct 27, 2023Feb 1, 2024Apr 11, 2024Aug 23, 2024Oct 25, 2024Feb 28, 2025Apr 11, 2025Aug 22, 2025Oct 24, 2025Feb 5, 2026Apr 10, 2026Aug 25, 2026Oct 30, 2026
EPS Estimate----------------------------------0.000.000.000.000.000.000.000.00------------0.00-0.000.000.000.00--0.00-----0.00-0.00--
EPS Actual0.560.621.030.961.080.781.070.991.060.911.030.970.991.041.021.061.090.931.011.021.050.961.095.585.175.115.425.335.055.415.065.425.615.885.565.766.205.895.955.835.586.255.985.886.056.265.536.686.5124.886.476.626.686.326.566.526.7326.727.217.871.411.371.521.421.451.431.551.501.471.461.621.64-
Surprise-------------------------------------------------------------------------
Timing------------------------After-hoursAfter-hoursAfter-hours-Pre-marketAfter-hours--Pre-market-Pre-market-Pre-marketAfter-hoursPre-marketPre-marketPre-market-After-hoursPre-market--Pre-market-Pre-marketPre-market-Pre-market-Pre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-market--Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap5.97B
Enterprise Value23.97B
Trailing P/E19.55
Forward P/E17.89
PEG Ratio0.00
Price / Sales8.77
Price / Book1.36
EPS6.17
Book Value85.35
Revenue (TTM)681.20M
Gross Profit (TTM)681.20M
Profit Margin44.95%
Operating Margin51.39%
Return on Equity7.35%
Return on Assets0.50%
Shares Outstanding49.52M
Shares Float49.49M
Beta0.22
Dividend Yield2.24%
Dividend Rate2.70
Payout Ratio21.80%

Dividends

20261×
1.35Apr 16, 2026
20251×
1.30Apr 17, 2025
20241×
2.50Apr 18, 2024
20231×
2.46Apr 20, 2023
20221×
2.46Apr 14, 2022
20211×
2.46Apr 22, 2021
20201×
2.46Jul 22, 2020
20191×
2.46Apr 17, 2019
20181×
2.36Apr 18, 2018
20171×
2.26Apr 18, 2017
20161×
2.16Aug 15, 2016
20151×
2.16May 26, 2015
20141×
2.16May 19, 2014
20131×
0.68May 21, 2013
20121×
2.16May 29, 2012
20111×
2.16May 30, 2011
20101×
2.16May 25, 2010
20091×
1.97Jun 2, 2009
20081×
1.97Jun 3, 2008
20071×
1.77May 25, 2007
20061×
1.57Aug 29, 2006
20051×
1.38Jun 7, 2005
20041×
1.28Jun 1, 2004
20031×
1.28Jun 10, 2003

Stock Splits

  • May 11, 2023182:179
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