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St Galler Kantonalbank AG

St Galler Kantonalbank AG

SGKN · SW · Financial Services / Banks - Regional

730.00CHF+4.00 (+0.55%)

Price History

Full chart

Market Stats

Previous Close726.00
Open727.00
Day Range724.00 – 734.00
52-Week Range483.26 – 716.00
Volume1.85K
Market Cap4.19B
P/E (TTM)18.02
Forward P/E15.34
EPS38.91
Dividend Yield2.85%
Beta0.07
50-Day Avg662.88
200-Day Avg636.66

About

St. Galler Kantonalbank AG, a cantonal bank, provides banking products and services to the local population, and small and middle-sized companies in Switzerland. It offers asset management products, including investment packages and structured products; equities, derivatives, bonds, in-house and third-party funds, and customized structured products; services, such as mortgages, Lombard loans, sureties, guarantees, etc.; and financial planning services comprising succession planning, inheritance advice, retirement planning, and wealth tax advisory services, as well as inheritance advice, payment transaction, and e-banking services. The company was formerly known as St. Gallische Kantonalbank and changed its name to St. Galler Kantonalbank AG in 2000. St. Galler Kantonalbank AG was founded in 1868 and is based in Sankt Gallen, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEODr. Christian Schmid Ph.D.
  • Employees1.48K
  • HeadquartersSt. Leonhardstrasse 25, Sankt Gallen, Switzerland, 9001, Switzerland
  • Websitehttps://www.sgkb.ch

Leadership

  • Dr. Christian Schmid Ph.D.President of the Executive Board · b. 1969
  • Mr. Rene WalserHead of Retail & Commercial Clients and Executive Board Member · b. 1967
  • Dr. Hanspeter WohlwendHead of Private Banking & Member of Management Board · b. 1971
  • Dr. Falk KohlmannHead of Market Services & Member of the Management Board · b. 1982
  • Mr. Patrick GrafHead of Corporate Center & Member of Management Board · b. 1973
  • Mr. Stefan KlingerHead of Controlling & Finance
  • Dr. Thomas StuckiHead of Investment Center
  • Mr. Adrian KunzSecretary General & Head of Corporate Communication
  • Dr. Christoph SchonenbergerHead of Legal & Compliance
  • Simon FuchsHead of Marketing

Financials

Income Statement

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue730.55M533.17M552.57M555.44M530.63M523.59M490.29M481.29M500.21M486.73M448.92M443.91M436.17M441.95M435.90M462.21M464.86M495.81M491.57M562.90M560.97M835.73M
Growth (%)--27.02%+3.64%+0.52%-4.47%-1.33%-6.36%-1.84%+3.93%-2.70%-7.77%-1.12%-1.74%+1.33%-1.37%+6.04%+0.57%+6.66%-0.86%+14.51%-0.34%+48.98%
Cost of Revenue730.55M--------000000--51.41M82.28M355.58M-3.83M235.69M
Gross Profit-533.17M552.57M555.44M530.63M523.59M490.29M481.29M500.21M486.73M448.92M443.91M436.17M441.95M435.90M462.21M464.86M495.81M491.57M563.63M564.81M600.04M
Gross Margin-100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.13%100.68%71.80%
Operating Expense-72.92M13.88M44.23M-62.75M55.95M83.48M108.30M111.28M184.84M110.33M133.71M133.25M140.97M136.69M263.41M272.88M280.77M192.57M315.11M310.98M333.48M
Operating Income162.94M460.25M538.68M511.21M593.38M467.64M406.81M372.99M388.93M301.89M338.59M310.20M302.92M300.98M299.20M198.80M191.97M215.04M298.99M248.52M253.83M266.56M
Operating Margin22.30%86.32%97.49%92.04%111.83%89.31%82.97%77.50%77.75%62.02%75.42%69.88%69.45%68.10%68.64%43.01%41.30%43.37%60.82%44.15%45.25%31.90%
EBITDA150.31M248.07M305.83M313.69M265.04M381.11M334.28M309.95M328.48M354.42M351.46M284.75M295.41M203.60M206.12M198.80M191.97M215.04M298.99M254.38M266.76M279.75M
EBITDA Margin20.57%46.53%55.35%56.48%49.95%72.79%68.18%64.40%65.67%72.82%78.29%64.15%67.73%46.07%47.29%43.01%41.30%43.37%60.82%45.19%47.55%33.47%
Net Income114.88M168.30M228.56M226.68M171.13M168.14M146.33M135.74M151.36M108.67M146.29M133.40M146.04M155.97M158.59M163.92M167.21M181.25M183.75M207.20M215.08M226.98M
Net Income Margin15.73%31.57%41.36%40.81%32.25%32.11%29.85%28.20%30.26%22.33%32.59%30.05%33.48%35.29%36.38%35.46%35.97%36.56%37.38%36.81%38.34%27.16%
Interest Expense79.00K249.99M271.04M331.81M383.49M261.76M225.61M207.51M199.81M173.41M159.84M150.47M124.98M111.46M108.32M90.64M70.35M51.41M82.28M355.58M453.77M235.69M
Interest Expense % of Total Revenue0.01%46.89%49.05%59.74%72.27%49.99%46.02%43.11%39.95%35.63%35.61%33.90%28.65%25.22%24.85%19.61%15.13%10.37%16.74%63.17%80.89%28.20%

Balance Sheet

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets18.55B19.12B19.80B20.24B22.58B23.50B24.38B26.07B27.64B27.85B30.43B31.19B32.20B32.60B33.15B35.94B38.55B39.58B40.82B41.34B45.58B48.14B
Total Liabilities17.24B17.56B18.09B18.50B20.83B21.71B22.55B24.21B25.70B25.89B28.40B29.11B30.05B30.36B30.84B33.39B35.96B36.90B38.05B38.43B42.58B45.02B
Total Equity1.31B1.56B1.71B1.74B1.74B1.80B1.83B1.86B1.93B1.96B2.03B2.07B2.15B2.24B2.30B2.55B2.59B2.68B2.77B2.90B3.01B3.12B
Cash-119.35M111.16M131.17M187.09M191.70M199.78M230.71M614.13M809.39M2.64B3.51B3.82B3.60B3.83B6.02B7.58B7.93B7.66B6.70B8.65B9.93B
Total Debt7.05B5.26B5.15B-5.88B5.29B3.92B4.47B4.54B5.03B6.26B7.13B9.52B9.02B8.28B10.52B11.29B10.79B10.76B10.21B11.56B9.53B
Net Debt7.05B5.14B5.04B-131.17M5.69B5.10B3.73B4.24B3.92B4.22B3.63B3.63B3.51B3.61B3.34B4.50B3.71B2.86B3.10B3.51B-995.59M-394.31M

Cash Flow

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow167.82M202.68M290.51M46.86M350.21M205.36M148.31M-90.25M663.99M1.80B1.68B1.16B1.19B44.86M118.94M313.38M1.52B258.53M265.30M-790.51M-702.27M-1.17B
Investing Cash Flow4.07M-55.96M-12.04M37.15M-2.36B-1.00B-752.31M-20.23M-9.40M-8.72M-31.65M-15.87M-14.96M-8.57M-18.18M-635.74M-7.81M-982.88M-1.55B-15.46M-10.40M-1.32B
Financing Cash Flow-371.14M-347.19M-249.15M-104.90M2.07B803.02M612.08M141.41M-271.16M-1.60B177.68M-269.02M-856.11M-256.10M124.15M2.51B45.22M1.07B1.02B155.94M4.02B1.22B
Capital Expenditure2.70M8.79M28.78M13.43M11.38M4.93M6.07M22.48M9.14M8.73M26.77M3.25M4.88M8.57M17.92M12.36M5.60M15.68M10.26M13.34M11.26M3.30M
Free Cash Flow165.12M193.88M261.74M33.42M338.83M200.44M142.24M-112.73M654.85M1.79B1.66B1.15B1.18B36.30M101.02M301.03M1.52B242.85M255.04M-803.86M-713.53M-1.17B
Dividends Paid42.51M45.88M72.45M-144.33M110.70M110.96M---83.54M83.54M83.54M83.55M97.46M89.16M820.96M95.79M101.78M101.79M71.85M69.75M
FCF to OCF98.39%95.66%90.09%71.34%96.75%97.60%95.91%124.91%98.62%99.51%98.41%99.72%99.59%80.90%84.94%96.06%99.63%93.94%96.13%101.69%101.60%100.28%
Dividend Paid to FCF25.75%23.66%27.68%-42.60%55.23%78.01%---5.05%7.24%7.08%230.18%96.47%29.62%54.14%39.45%39.91%-12.66%-10.07%-5.95%

Earnings

Report DateAug 11, 2015Feb 17, 2016Aug 17, 2016Feb 15, 2017Aug 17, 2017Feb 15, 2018May 30, 2018Aug 15, 2018Nov 28, 2018Feb 15, 2019May 29, 2019Aug 15, 2019Nov 27, 2019Feb 12, 2020Jun 3, 2020Aug 12, 2020Dec 2, 2020Feb 18, 2021Jun 2, 2021Aug 18, 2021Dec 1, 2021Feb 16, 2022Jun 1, 2022Aug 17, 2022Nov 30, 2022Feb 15, 2023May 31, 2023Aug 16, 2023Nov 29, 2023Feb 14, 2024May 29, 2024Aug 14, 2024Nov 27, 2024Mar 5, 2025Aug 8, 2025Dec 31, 2025Feb 17, 2027
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.00-0.000.000.000.000.000.000.000.000.00--
EPS Actual0.008.3813.2912.4014.4812.970.0014.580.0013.320.0014.740.0013.600.0013.970.0013.960.0015.700.0014.590.0015.230.0015.480.000.000.000.000.000.000.0019.180.0018.88-
Surprise-------------------------------------
Timing---------------------Pre-market-Pre-market-Pre-market-After-hours--------Pre-market

Key Statistics & Ratios

Market Cap4.19B
Enterprise Value8.98B
Trailing P/E18.02
Forward P/E15.34
PEG Ratio1.94
Price / Sales6.96
Price / Book1.33
EPS38.91
Book Value521.32
Revenue (TTM)602.30M
Gross Profit (TTM)602.30M
Profit Margin38.64%
Operating Margin45.61%
Return on Equity7.60%
Return on Assets0.48%
Shares Outstanding5.98M
Shares Float2.91M
Beta0.07
Dividend Yield2.85%
Dividend Rate20.00
Payout Ratio105.96%

Dividends

20261×
20.00May 4, 2026
20251×
7.35May 5, 2025
20241×
7.00May 3, 2024
20231×
17.00May 5, 2023
20221×
17.00May 6, 2022
20211×
16.00May 7, 2021
20201×
16.00May 1, 2020
20191×
15.94Apr 26, 2019
20181×
1.49Apr 27, 2018
20171×
14.95May 5, 2017
20161×
14.95Apr 29, 2016
20151×
14.95May 4, 2015
20141×
14.95May 5, 2014
20131×
14.95Apr 26, 2013
20121×
5.98Apr 27, 2012
20111×
6.98Apr 29, 2011
20101×
19.93Apr 30, 2010
20091×
19.93May 4, 2009
20081×
25.91Apr 28, 2008
20071×
29.90Jul 23, 2007
20061×
12.95May 8, 2006
20051×
8.97Apr 25, 2005
20041×
8.47May 3, 2004
20031×
7.97May 5, 2003

Stock Splits

  • May 15, 2019287:286