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Swiss Life Holding AG

Swiss Life Holding AG

SLHN · SW · Financial Services / Insurance - Diversified

994.00CHF+9.20 (+0.93%)

Price History

Full chart

Market Stats

Previous Close984.80
Open990.00
Day Range987.60 – 995.40
52-Week Range760.09 – 962.20
Volume59.53K
Market Cap25.11B
P/E (TTM)19.40
Forward P/E17.54
EPS46.30
Dividend Yield4.10%
Beta0.53
50-Day Avg924.52
200-Day Avg890.08

About

Swiss Life Holding AG provides life, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, Asset Managers, and Other segments. The company offers a various life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, health, and payment protection insurance products. In addition, the company manages assets and provides advisory services. Further, it engages in the private equity, information technology, real estate, finance, banking, reinsurance, brokering, and investment funds businesses. Additionally, the company distributes its products through its sales force and distribution partners. It provides its products under the Swiss Life Select, Tecis, Horbach, Proventus, and Chase de Vere brands. The company also operates in the United Kingdom and Luxembourg. Swiss Life Holding AG was founded in 1857 and is headquartered in Zurich, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Matthias Aellig
  • Employees10.00K
  • HeadquartersGeneral-Guisan-Quai 40, Zurich, Switzerland, 8022, Switzerland
  • Websitehttps://www.swisslife.com

Leadership

  • Mr. Matthias AelligGroup CEO & Member of Corporate Executive Board · b. 1971
  • Mr. Marco GerussiGroup CFO & Member of Corporate Executive Board · b. 1977
  • Mr. Tanguy PoletCEO of France & Member of the Corporate Executive Board · b. 1970
  • Mr. Theo IaponasCEO of International & Member of the Corporate Executive Board · b. 1978
  • Mr. Roman SteinCEO of Switzerland & Member of Corporate Executive Board · b. 1974
  • Mr. Dirk von der CroneCEO of Germany & Member of the Corporate Executive Board · b. 1976
  • Mr. Per EriksonGroup Chief Investment Officer & Member of Corporate Executive Board · b. 1970
  • Mr. Rudolf KellerHead of Corporate Finance and M&A
  • Mr. Robert MoserHead of Group Controlling
  • Mr. José Antonio BlancoHead of Investment Management for Third-Party Asset Management - Swiss Life Asset Managers

Financials

Income Statement

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue22.50B21.54B21.53B18.97B15.36B17.82B17.84B17.29B19.07B18.95B22.76B20.36B19.76B18.87B19.90B25.37B22.42B21.52B20.36B15.24B14.43B15.21B
Growth (%)--4.28%-0.05%-11.89%-19.06%+16.02%+0.16%-3.10%+10.31%-0.67%+20.15%-10.55%-2.94%-4.53%+5.47%+27.50%-11.65%-4.00%-5.40%-25.15%-5.30%+5.44%
Cost of Revenue-----------17.21B16.23B15.10B16.17B20.27B---132.00M-314.00M-321.00M
Gross Profit22.50B21.54B21.53B18.97B15.36B17.82B17.84B17.29B19.07B18.95B22.76B20.36B19.76B18.87B19.90B25.37B22.42B21.52B20.36B15.11B14.43B15.21B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%99.13%100.00%100.00%
Operating Expense21.38B19.83B19.36B16.85B14.47B16.94B16.83B16.31B18.47B18.08B19.09B19.05B18.22B17.15B18.37B23.65B20.84B19.76B18.33B13.77B12.79B13.55B
Operating Income1.12B1.72B2.17B2.12B890.00M874.00M1.01B978.00M607.00M863.00M3.68B1.31B1.54B1.72B1.53B1.72B1.58B1.76B2.03B1.34B1.64B1.67B
Operating Margin4.99%7.96%10.06%11.19%5.80%4.91%5.67%5.66%3.18%4.56%16.15%6.45%7.79%9.12%7.69%6.78%7.04%8.19%9.96%8.78%11.34%10.96%
EBITDA1.81B1.76B1.78B1.58B-80.00M1.20B1.60B1.53B1.29B1.41B1.42B1.53B1.61B1.68B1.73B1.81B1.60B1.93B1.93B1.80B2.13B2.00B
EBITDA Margin8.05%8.15%8.27%8.34%-0.52%6.74%8.98%8.83%6.78%7.44%6.23%7.50%8.14%8.90%8.71%7.12%7.14%8.96%9.47%11.83%14.73%13.15%
Net Income579.00M874.00M954.00M1.37B345.00M277.00M560.00M605.00M92.00M781.00M814.00M872.00M922.00M1.01B1.08B1.20B1.05B1.25B1.18B1.08B1.21B1.23B
Net Income Margin2.57%4.06%4.43%7.21%2.25%1.55%3.14%3.50%0.48%4.12%3.58%4.28%4.67%5.34%5.41%4.73%4.67%5.79%5.81%7.11%8.41%8.09%
Interest Expense208.00M862.00M1.08B632.00M574.00M494.00M415.00M394.00M378.00M370.00M362.00M323.00M338.00M300.00M280.00M184.00M161.00M179.00M207.00M416.00M403.00M291.00M
Interest Expense % of Total Revenue0.92%4.00%5.04%3.33%3.74%2.77%2.33%2.28%1.98%1.95%1.59%1.59%1.71%1.59%1.41%0.73%0.72%0.83%1.02%2.73%2.79%1.91%

Balance Sheet

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets6.49B177.30B186.95B179.76B134.79B143.95B147.20B151.88B163.40B170.53B192.85B189.25B199.73B212.80B212.98B228.31B237.78B240.65B217.33B213.44B218.93B226.07B
Total Liabilities12.75B169.64B179.10B172.42B128.14B136.70B139.77B142.71B153.11B161.51B180.02B176.99B185.99B197.22B197.95B212.30B220.94B224.80B207.72B205.15B211.26B217.80B
Total Equity6.28B7.36B7.58B7.28B6.61B7.21B7.40B9.13B10.25B8.95B12.76B12.18B13.66B15.49B14.95B15.92B16.75B15.73B9.49B7.50B7.52B7.06B
Cash8.65B14.17B7.62B4.55B9.41B8.68B6.94B5.08B6.48B6.09B6.06B5.30B7.33B6.61B8.41B8.25B7.87B7.21B6.91B5.89B5.05B5.27B
Total Debt39.42B4.39B6.14B3.62B3.12B2.73B2.14B2.62B3.35B4.52B6.08B6.00B6.11B5.39B6.19B9.96B12.86B13.02B14.83B9.49B9.41B14.22B
Net Debt30.77B-9.78B-1.48B-934.00M-6.29B-5.95B-4.80B-2.46B-3.13B-1.56B17.00M701.00M-1.22B-1.22B-2.22B1.71B4.99B5.81B7.92B3.60B4.35B8.95B

Cash Flow

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow821.00M7.20B-7.34B-1.28B4.36B-210.00M-786.00M1.16B1.54B-863.00M650.00M-713.00M1.85B244.00M2.69B2.04B464.00M289.00M1.00B-975.00M186.00M2.58B
Investing Cash Flow-292.00M107.00M-4.00M-27.00M2.17B31.00M1.00M38.00M-50.00M-121.00M-291.00M154.00M-69.00M47.00M-231.00M-1.13B-40.00M-194.00M3.00M-111.00M-465.00M-1.02B
Financing Cash Flow1.57B-1.93B982.00M159.00M-1.57B-518.00M-407.00M31.00M-106.00M605.00M-383.00M-5.00M310.00M-1.15B-439.00M-877.00M-719.00M-625.00M-1.12B-1.42B-580.00M-1.24B
Capital Expenditure124.00M200.00M113.00M107.00M246.00M59.00M45.00M49.00M55.00M45.00M80.00M13.00M19.00M31.00M28.00M51.00M43.00M89.00M83.00M89.00M130.00M86.00M
Free Cash Flow697.00M7.00B-7.45B-1.39B4.11B-269.00M-831.00M1.11B1.49B-908.00M570.00M-726.00M1.83B213.00M2.67B1.98B421.00M200.00M918.00M-1.08B56.00M2.49B
Dividends Paid1.32B-8.00M12.00M4.00M--489.00M144.00M144.00M176.00M207.00M271.00M356.00M460.00M547.00M477.00M654.00M764.00M877.00M945.00M991.00M
FCF to OCF84.90%97.22%101.54%108.36%94.36%128.10%105.73%95.77%96.43%105.21%87.69%101.82%98.97%87.30%98.96%97.49%90.73%69.20%91.71%111.18%30.11%96.67%
Dividend Paid to FCF188.81%--0.11%-0.87%0.10%--44.05%9.68%-15.86%30.88%-28.51%14.83%167.14%17.26%27.57%113.30%327.00%83.22%-80.90%1687.50%39.75%

Earnings

Report DateFeb 20, 2009Feb 26, 2014Aug 12, 2014Feb 27, 2015Aug 14, 2015Mar 1, 2016Aug 11, 2016Nov 9, 2016Mar 4, 2017May 10, 2017Aug 16, 2017Feb 26, 2018May 8, 2018Aug 14, 2018Nov 6, 2018Feb 26, 2019May 9, 2019Aug 12, 2019Nov 6, 2019Feb 28, 2020May 12, 2020Aug 12, 2020Nov 3, 2020Mar 2, 2021May 11, 2021Aug 15, 2021Nov 9, 2021Mar 1, 2022May 11, 2022Aug 17, 2022Nov 9, 2022Mar 1, 2023May 11, 2023Sep 6, 2023Nov 8, 2023Mar 14, 2024May 22, 2024Sep 3, 2024Nov 14, 2024Mar 14, 2025Apr 14, 2025Sep 3, 2025Nov 12, 2025Dec 31, 2025May 21, 2026
EPS Estimate-12.570.004.409.6514.520.0014.600.0012.750.000.000.000.0016.990.0014.000.0017.850.000.000.000.000.000.000.000.000.00-0.00-0.000.000.000.000.000.000.000.000.0022.7022.70-0.00-0.00
EPS Actual-12.960.006.080.000.000.000.000.000.000.0015.3714.280.0016.350.0015.150.0018.420.0018.060.0016.710.0016.070.0019.700.0020.230.0020.710.0027.130.000.000.000.000.000.000.0020.9220.9220.530.0023.450.00
Surprise-3.10%-38.18%-100.00%-100.00%--100.00%--100.00%-----3.77%-8.21%-3.19%----------------------7.84%-7.84%----
TimingPre-market-After-hours------------------------Pre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hours------After-hoursAfter-hours-After-hours

Key Statistics & Ratios

Market Cap25.11B
Enterprise Value30.78B
Trailing P/E19.40
Forward P/E17.54
PEG Ratio2.28
Price / Sales2.11
Price / Book4.01
EPS46.30
Book Value225.94
Revenue (TTM)11.91B
Gross Profit (TTM)4.28B
EBITDA2.01B
Profit Margin10.85%
Operating Margin16.70%
Return on Equity19.37%
Return on Assets0.56%
Shares Outstanding27.95M
Shares Float27.81M
Beta0.53
Dividend Yield4.10%
Dividend Rate36.50
Payout Ratio1.56%

Dividends

20261×
36.50May 11, 2026
20251×
35.00May 16, 2025
20241×
33.00May 17, 2024
20231×
30.00May 3, 2023
20221×
25.00Apr 26, 2022
20211×
21.00Apr 27, 2021
20202×
5.00Jul 22, 202015.00Apr 30, 2020
20191×
14.00May 3, 2019
20181×
13.50Apr 26, 2018
20171×
11.00Apr 27, 2017
20161×
8.50Apr 28, 2016
20151×
6.50Apr 29, 2015
20141×
5.50Apr 25, 2014
20131×
4.50Apr 25, 2013
20121×
4.50Apr 24, 2012
20111×
4.50Jul 25, 2011
20102×
2.40Jul 26, 20102.40May 6, 2010
20092×
5.00Jul 27, 20095.00May 8, 2009
20082×
17.00Jul 29, 200817.00May 9, 2008
20071×
7.00Aug 3, 2007

Stock Splits

  • May 24, 2004897:802
  • Nov 25, 2002181:130