Thurgauer Kantonalbank

TKBP · SW · Financial Services / Banks - Regional

174.00CHF-0.50 (-0.29%)

Price History

Full chart

Market Stats

Previous Close174.50

Open174.00

Day Range172.50 – 176.00

52-Week Range151.54 – 190.29

Volume1.59K

Market Cap640.00M

P/E (TTM)19.30

Forward P/E0.00

EPS8.29

Dividend Yield2.28%

Beta0.03

50-Day Avg161.42

200-Day Avg175.30

About

Thurgauer Kantonalbank provides various banking products and services in Switzerland. It offers accounts; cards; mobile and instant payments, terminals, and QR invoice; mortgages and loans, including building and renovating, real estate pension, and property valuation; asset management; saving with securities; investments in securities, precious metals, and cryptocurrencies; services packages; construction financing; business loans; fixed advance; capital good leasing; trade finance; foreign exchange; and digital banking. The company also provides stock exchange and markets; electronic tax statement; bank switching services; consultation; seminars; and business start-up services. It serves private individuals, companies, businesses, and public sectors. The company was founded in 1871 and is headquartered in Weinfelden, Switzerland.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Remo Lobsiger
Employees785
HeadquartersBankplatz 1, Weinfelden, Switzerland, 8570, Switzerland
Websitehttps://www.tkb.ch

Leadership

Mr. Thomas KollerChairman of Management Board & Head of Bank Management · b. 1969
Mr. Albert KollerActuary & Member of the Bank Council · b. 1964
Mr. Hanspeter HutterHead of Finance & Risk division, CFO, CRO and Member of Management Board · b. 1969
Mr. Remo LobsigerDeputy CEO, Head of Business Customers Division & Member of Management Board · b. 1968
Mr. Marcel StauchHead of Services Division & Member of Management Board · b. 1973
Mr. Tobias HilpertHead of Market Services & Member of Management Board · b. 1971
Ms. Francesca KellerHead of Private Clients & Member of Executive Board
Ms. Anita SchweizerHead of Corporate Communications & General Secretariat

Financials

Income Statement

Currency: CHF	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	284.61M	288.79M	313.71M	323.01M	333.69M	335.15M	343.14M	391.81M	385.32M	392.87M	433.21M	426.89M	409.62M	564.52M
Growth (%)	-	+1.47%	+8.63%	+2.96%	+3.31%	+0.44%	+2.38%	+14.19%	-1.66%	+1.96%	+10.27%	-1.46%	-4.05%	+37.81%
Cost of Revenue	-	0	0	0	0	0	0	-	22.53M	11.44M	47.46M	12.47M	274.97M	164.14M
Gross Profit	284.61M	288.79M	313.71M	323.01M	333.69M	335.15M	343.14M	391.81M	357.31M	373.67M	381.19M	414.43M	409.62M	400.38M
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	92.73%	95.11%	87.99%	97.08%	100.00%	70.92%
Operating Expense	-7.12M	167.43M	186.87M	198.96M	192.16M	180.21M	193.78M	239.77M	218.43M	217.92M	222.08M	241.34M	192.46M	223.24M
Operating Income	291.73M	121.36M	126.84M	124.05M	141.53M	154.94M	149.36M	152.04M	138.87M	155.75M	159.11M	173.09M	217.17M	177.14M
Operating Margin	102.50%	42.02%	40.43%	38.40%	42.41%	46.23%	43.53%	38.80%	36.04%	39.64%	36.73%	40.55%	53.02%	31.38%
EBITDA	196.13M	-1.52M	209.55M	-1.36M	207.59M	155.21M	162.19M	382.69M	151.39M	169.88M	173.28M	185.55M	182.22M	187.03M
EBITDA Margin	68.91%	-0.53%	66.80%	-0.42%	62.21%	46.31%	47.27%	97.67%	39.29%	43.24%	40.00%	43.47%	44.49%	33.13%
Net Income	87.93M	99.84M	112.14M	122.38M	125.91M	129.40M	134.17M	135.09M	139.08M	145.55M	147.85M	158.95M	158.02M	162.26M
Net Income Margin	30.90%	34.57%	35.74%	37.89%	37.73%	38.61%	39.10%	34.48%	36.09%	37.05%	34.13%	37.23%	38.58%	28.74%
Interest Expense	122.76M	108.18M	94.58M	62.63M	54.27M	28.95M	32.41M	33.68M	22.53M	11.44M	47.46M	237.79M	274.97M	107.14M
Interest Expense % of Total Revenue	43.13%	37.46%	30.15%	19.39%	16.26%	8.64%	9.44%	8.60%	5.85%	2.91%	10.95%	55.70%	67.13%	18.98%

Balance Sheet

Currency: CHF	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	17.72B	18.68B	19.64B	20.87B	21.63B	22.35B	23.24B	25.61B	28.71B	30.13B	33.29B	32.80B	35.43B	36.04B
Total Liabilities	16.87B	16.91B	17.79B	18.94B	19.61B	20.25B	21.05B	23.34B	26.33B	27.68B	30.72B	30.10B	32.60B	34.27B
Total Equity	853.01M	1.77B	1.85B	1.93B	2.02B	2.10B	2.19B	2.27B	2.38B	2.46B	2.56B	2.70B	2.83B	1.77B
Cash	468.26M	726.35M	1.25B	1.57B	1.69B	1.73B	2.01B	3.10B	4.45B	4.87B	6.14B	4.98B	6.02B	6.19B
Total Debt	4.02B	4.49B	4.94B	5.31B	5.98B	6.00B	6.48B	8.74B	8.84B	9.11B	11.63B	11.12B	8.87B	10.29B
Net Debt	3.56B	3.76B	3.69B	3.74B	3.95B	4.12B	4.33B	4.46B	4.39B	4.24B	5.49B	6.14B	2.85B	4.11B

Cash Flow

Currency: CHF	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-87.13M	-355.85M	-202.18M	-1.00B	-171.43M	441.14M	346.12M	823.62M	151.32M	196.16M	388.64M	-1.09B	340.99M	120.74M
Investing Cash Flow	-7.86M	-12.33M	-16.15M	-99.08M	76.31M	-132.65M	-236.66M	-748.41M	997.65M	-524.07M	757.51M	-938.29M	339.47M	-1.03B
Financing Cash Flow	-	917.86M	665.01M	1.43B	208.22M	-269.94M	171.91M	1.01B	207.52M	744.84M	121.65M	-252.77M	2.23B	1.07B
Capital Expenditure	8.34M	4.79M	8.88M	3.13M	4.75M	16.39M	17.32M	11.09M	11.34M	13.44M	12.41M	10.01M	4.14M	5.07M
Free Cash Flow	-95.47M	-360.64M	-211.06M	-1.01B	-176.18M	424.75M	328.80M	812.52M	139.98M	182.72M	376.23M	-1.10B	336.85M	115.67M
Dividends Paid	-	45.74M	48.78M	63.84M	64.06M	64.31M	64.51M	65.61M	65.76M	70.11M	72.56M	72.94M	77.25M	79.32M
FCF to OCF	109.57%	101.35%	104.39%	100.31%	102.77%	96.29%	95.00%	98.65%	92.51%	93.15%	96.81%	100.85%	98.79%	95.80%
Dividend Paid to FCF	-	-12.68%	-23.11%	-6.35%	-36.36%	15.14%	19.62%	8.07%	46.98%	38.37%	19.29%	-6.63%	22.93%	68.58%

Earnings

Report Date	Mar 30, 2016	Aug 29, 2016	Mar 28, 2017	Aug 24, 2017	Mar 13, 2018	Aug 24, 2018	Mar 13, 2019	Aug 22, 2019	Feb 18, 2020	Aug 18, 2020	Feb 19, 2021	Aug 17, 2021	Apr 15, 2022	Aug 18, 2022	Feb 16, 2023	Mar 7, 2025	Aug 13, 2025
EPS Estimate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	-
EPS Actual	9.82	16.64	14.84	17.98	14.37	18.23	15.31	18.05	15.72	17.62	17.15	18.55	17.84	18.80	36.96	3.83	4.05
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-	-	-	-	-	-	Pre-market	After-hours	-	Pre-market

Key Statistics & Ratios

Market Cap640.00M

Enterprise Value10.31B

Trailing P/E19.30

Forward P/E0.00

PEG Ratio0.00

Price / Sales1.44

Price / Book0.37

EPS8.29

Book Value150.11

Revenue (TTM)443.27M

Gross Profit (TTM)443.27M

Profit Margin36.76%

Operating Margin39.71%

Return on Equity5.56%

Return on Assets0.46%

Shares Outstanding4.00M

Shares Float4.00M

Beta0.03

Dividend Yield2.28%

Dividend Rate3.60

Payout Ratio43.44%

Dividends

20261×

3.60Jun 1, 2026

20251×

3.40May 26, 2025

20241×

3.30Jun 3, 2024

20231×

3.10Jun 12, 2023

20221×

3.10May 23, 2022

20211×

3.00May 7, 2021

20201×

2.80Jun 8, 2020

20191×

2.80Jun 17, 2019

20181×

2.75Jun 4, 2018

20171×

2.75Jun 12, 2017

20161×

2.75May 30, 2016

20151×

2.75Jun 1, 2015