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Valiant Holding AG

Valiant Holding AG

VATN · SW · Financial Services / Banks - Regional

156.60CHF-0.60 (-0.38%)

Price History

Full chart

Market Stats

Previous Close157.20
Open157.80
Day Range156.20 – 158.20
52-Week Range121.40 – 177.67
Volume16.04K
Market Cap2.41B
P/E (TTM)15.34
Forward P/E12.42
EPS9.96
Dividend Yield3.93%
Beta0.05
50-Day Avg151.50
200-Day Avg161.34

About

Valiant Holding AG, together with its subsidiaries, provides financial products and services in the areas of financing, payments, savings, investments, and retirement planning in Switzerland. The company offers savings; real estate financing; loans for working capital and other basic services for businesses; unsecured and consumer loans; payment transactions and other banking transactions through Valiant app; and retirement planning and investment solutions, as well as personal advisory services. It serves private clients, affluent clients, self-employed individuals and small companies, and medium-sized companies. The company was founded in 1824 and is based in Bern, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Ewald Burgener
  • Employees1.05K
  • HeadquartersBundesplatz 4, Bern, Switzerland, 3001, Switzerland
  • Websitehttps://www.valiant.ch

Leadership

  • Mr. Ewald BurgenerCEO & Member of Executive Board · b. 1966
  • Mr. Serge LavilleCFO & Member of Executive Board · b. 1973
  • Mr. Martin VoglerHead of Private & Business Clients, Deputy CEO and Member of Executive Board · b. 1970
  • Mr. Christopher WilleHead of Customer Services & Products and Member of Executive Board · b. 1971
  • Dr. Michael EisenrauchHead of Operations & IT and Member of Executive Board · b. 1976
  • Ms. Kathrin WehrliHead of Corporate & Institutional Clients and Member of Executive Board · b. 1980
  • Mr. Joachim MathaHead of Investor Relations

Financials

Income Statement

Currency: CHF2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue629.25M599.88M587.35M589.87M657.32M701.14M715.17M691.74M669.07M607.42M551.90M524.23M497.27M466.13M459.89M453.41M447.52M438.62M436.91M478.24M768.11M833.33M737.07M
Growth (%)--4.67%-2.09%+0.43%+11.44%+6.67%+2.00%-3.28%-3.28%-9.21%-9.14%-5.01%-5.14%-6.26%-1.34%-1.41%-1.30%-1.99%-0.39%+9.46%+60.61%+8.49%-11.55%
Cost of Revenue277.96M232.69M213.91M206.59M235.57M298.70M278.37M275.03M261.44M235.93M209.55M176.97M129.10M102.02M86.47M68.94M54.56M26.94M3.80M36.25M212.57M278.52M169.15M
Gross Profit351.29M367.19M373.45M383.27M421.75M402.43M436.80M416.71M407.63M371.49M342.35M347.27M368.17M364.11M373.42M384.46M392.95M411.67M433.12M478.24M555.54M554.81M567.92M
Gross Margin55.83%61.21%63.58%64.98%64.16%57.40%61.08%60.24%60.93%61.16%62.03%66.24%74.04%78.11%81.20%84.79%87.81%93.86%99.13%100.00%72.33%66.58%77.05%
Operating Expense278.39M284.67M284.30M288.28M224.36M217.36M258.50M262.94M250.01M225.97M241.38M232.17M228.89M220.03M222.03M239.00M245.02M261.55M286.34M281.46M370.99M366.77M376.43M
Operating Income72.90M82.52M89.14M94.99M197.39M185.08M178.30M153.78M157.63M145.53M100.97M115.10M139.28M144.08M151.39M145.46M147.93M150.12M146.77M196.77M184.55M188.04M191.50M
Operating Margin11.58%13.76%15.18%16.10%30.03%26.40%24.93%22.23%23.56%23.96%18.29%21.96%28.01%30.91%32.92%32.08%33.06%34.23%33.59%41.15%24.03%22.56%25.98%
EBITDA97.08M106.73M117.80M120.69M221.24M206.34M211.17M184.31M195.88M186.86M155.11M151.20M172.18M169.22M174.13M167.89M169.73M171.25M169.61M196.77M208.35M207.88M210.15M
EBITDA Margin15.43%17.79%20.06%20.46%33.66%29.43%29.53%26.64%29.28%30.76%28.10%28.84%34.63%36.30%37.86%37.03%37.93%39.04%38.82%41.15%27.13%24.95%28.51%
Net Income100.21M111.14M122.86M136.04M152.52M148.60M148.54M122.52M127.63M126.97M91.44M94.51M114.38M117.51M119.20M120.33M121.06M121.87M123.13M129.51M144.25M150.38M154.71M
Net Income Margin15.92%18.53%20.92%23.06%23.20%21.19%20.77%17.71%19.08%20.90%16.57%18.03%23.00%25.21%25.92%26.54%27.05%27.78%28.18%27.08%18.78%18.05%20.99%
Interest Expense277.96M232.69M213.91M206.59M235.57M298.70M278.37M275.03M261.44M235.93M209.55M176.97M129.10M102.02M86.47M68.94M54.56M26.94M3.80M36.25M212.57M278.52M157.09M
Interest Expense % of Total Revenue44.17%38.79%36.42%35.02%35.84%42.60%38.92%39.76%39.07%38.84%37.97%33.76%25.96%21.89%18.80%15.21%12.19%6.14%0.87%7.58%27.67%33.42%21.31%

Balance Sheet

Currency: CHF2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets17.43B17.19B17.14B17.19B17.89B19.52B22.87B24.39B25.21B25.29B25.45B25.27B25.45B26.09B27.56B27.38B29.91B33.18B35.56B35.73B36.08B37.12B37.87B
Total Liabilities16.13B15.80B15.64B15.57B16.24B17.88B21.24B22.79B23.38B23.39B23.51B23.28B23.40B23.97B25.36B25.12B7.37B7.24B8.13B8.43B33.50B34.45B35.11B
Total Equity1.29B1.39B1.50B1.62B1.65B1.63B1.64B1.60B1.84B1.90B1.94B1.99B2.05B2.13B2.20B2.27B2.32B2.36B2.40B2.47B2.58B2.68B2.76B
Cash223.08M200.58M186.16M176.64M179.57M271.55M340.97M453.60M1.95B1.82B1.89B1.86B1.92B2.35B2.68B2.13B3.92B5.29B6.32B5.10B4.79B4.21B4.20B
Total Debt----219.21M4.71B5.88B6.26B6.14B6.23B6.21B5.50B5.25B5.87B5.88B6.23B8.25B9.63B11.47B10.83B9.47B10.18B12.11B
Net Debt-223.08M-200.58M-186.16M-176.64M39.64M4.44B5.53B5.81B4.19B4.41B4.32B3.64B3.32B3.01B3.20B4.11B3.46B1.95B1.81B3.32B4.68B5.96B7.91B

Cash Flow

Currency: CHF2008-12-312009-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow131.99M165.71M470.91M-114.42M5.83M495.60M201.17M443.05M403.22M-572.18M1.84B1.42B235.50M-1.18B127.31M186.02M65.17M
Investing Cash Flow-47.01M-65.80M-139.63M-41.13M-31.97M-10.37M-10.91M-27.81M-6.81M-11.60M-13.65M-28.70M-1.35B-20.98M-693.03M-1.67B-
Financing Cash Flow160.47M-1.32B139.24M-16.81M1.16M2.37M2.32M7.62M1.93M-2.06M8.00K-62.00K2.19B-18.00K238.93M915.20M-
Capital Expenditure30.32M55.18M35.69M37.04M11.41M7.26M9.72M15.49M28.39M20.21M21.56M17.21M17.28M16.64M13.83M12.17M12.78M
Free Cash Flow101.67M110.53M435.22M-151.46M-5.58M488.34M191.45M427.56M374.83M-592.40M1.82B1.40B1.07B-1.20B113.48M174.43M52.39M
Dividends Paid--45.07M610.00K50.54M2.10M50.54M56.85M60.01M63.17M69.49M78.96M78.96M78.96M78.96M86.86M-
FCF to OCF77.03%66.70%92.42%132.37%-95.86%98.53%95.17%96.50%92.96%103.53%98.83%98.79%453.38%101.41%89.13%93.77%80.39%
Dividend Paid to FCF--10.36%-0.40%-904.85%0.43%26.40%13.30%16.01%-10.66%3.82%5.64%7.40%-6.60%69.58%49.80%-

Earnings

Report DateAug 13, 2014Mar 4, 2015Mar 31, 2015Aug 13, 2015Nov 5, 2015Feb 17, 2016May 2, 2016Aug 4, 2016Nov 3, 2016Feb 15, 2017May 3, 2017Aug 10, 2017Nov 2, 2017Feb 14, 2018May 3, 2018Aug 9, 2018Nov 8, 2018Feb 13, 2019May 2, 2019Aug 8, 2019Nov 7, 2019Feb 13, 2020May 7, 2020Aug 6, 2020Nov 5, 2020Feb 11, 2021May 6, 2021Aug 12, 2021Nov 3, 2021Mar 31, 2022May 5, 2022Aug 4, 2022Nov 8, 2022Feb 1, 2023May 4, 2023Jul 27, 2023Nov 2, 2023Jan 31, 2024May 3, 2024Jul 25, 2024Nov 7, 2024Feb 5, 2025May 8, 2025Jul 25, 2025Nov 6, 2025Feb 5, 2026May 7, 2026Jul 23, 2026Nov 5, 2026
EPS Estimate0.000.00--------------1.801.50--------1.652.031.622.261.712.111.572.241.982.122.002.433.243.322.592.602.282.822.783.062.913.003.02
EPS Actual0.000.001.271.801.812.381.491.791.882.291.491.822.012.231.642.101.901.541.792.111.582.191.662.151.742.171.622.031.622.091.711.641.392.051.942.122.583.192.012.503.152.872.072.822.213.062.112.70-
Surprise----------------5.56%2.67%---------1.82%0.00%0.00%-7.52%0.00%-22.27%-11.46%-8.48%-2.02%0.00%29.00%31.28%-37.97%-24.71%21.62%10.76%-9.13%0.00%-20.50%0.00%-27.53%-9.89%-
Timing----------------After-hoursAfter-hours---------After-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap2.41B
Enterprise Value11.00B
Trailing P/E15.34
Forward P/E12.42
PEG Ratio1.91
Price / Sales4.36
Price / Book0.87
EPS9.96
Book Value175.35
Revenue (TTM)552.72M
Gross Profit (TTM)552.72M
Profit Margin28.44%
Operating Margin37.47%
Return on Equity5.78%
Return on Assets0.41%
Shares Outstanding15.76M
Shares Float15.71M
Beta0.05
Dividend Yield3.93%
Dividend Rate6.00
Payout Ratio59.51%

Dividends

20261×
6.00May 18, 2026
20251×
5.80May 16, 2025
20241×
5.50May 24, 2024
20231×
5.00May 22, 2023
20221×
5.00May 20, 2022
20211×
5.00May 21, 2021
20201×
5.00May 15, 2020
20191×
4.40May 20, 2019
20181×
4.00May 25, 2018
20171×
3.80May 22, 2017
20161×
3.60May 20, 2016
20151×
3.20May 26, 2015
20141×
3.20May 20, 2014
20131×
1.35May 28, 2013
20121×
3.20May 29, 2012
20111×
3.20May 24, 2011
20101×
3.20May 25, 2010
20091×
3.10May 20, 2009
20081×
3.10May 21, 2008
20071×
2.80Aug 17, 2007
20061×
2.50Aug 11, 2006
20051×
2.20Aug 12, 2005
20041×
2.00Jul 30, 2004
20031×
1.90May 21, 2003

Stock Splits

  • Dec 9, 200210:1
  • Jun 22, 19981059:1021