YOLFTbeta
Banque Cantonale du Valais

Banque Cantonale du Valais

WKBN · SW · Financial Services / Banks - Regional

164.00CHF+0.50 (+0.31%)

Price History

Full chart

Market Stats

Previous Close163.50
Open164.50
Day Range163.00 – 164.50
52-Week Range123.81 – 169.00
Volume248
Market Cap2.63B
P/E (TTM)20.81
Forward P/E18.69
EPS8.05
Dividend Yield2.41%
Beta0.05
50-Day Avg160.87
200-Day Avg152.82

About

Walliser Kantonalbank provides various banking products and services for individuals and companies in Switzerland. It offers saving account and savings plus accounts; investment, senior, youth, and gift savings accounts; Euro, start, private, and club accounts; personal loans; energy transition mortgages; and training, eco home, construction, lombard, investment, and renovation loans. The company also provides debit and credit cards; wealth management and payment services; investment products, such as investment funds, step invest, step life, certificates, cash bonds, and investment calculator; investment services comprising management and consulting mandates; pension and insurance products; occupational pensions; and e-banking, eBill, e-trade, QR-invoice, and mobile banking and payment services. Walliser Kantonalbank was founded in 1917 and is headquartered in Sion, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Oliver Schnyder
  • Employees492
  • HeadquartersPlace des Cèdres 8, Sion, Switzerland, 1951, Switzerland
  • Websitehttps://www.bcvs.ch

Leadership

  • Mr. Oliver SchnyderChairman of the General Management & CEO · b. 1975
  • Mr. Jean-Albert FerrezSecretary & Independent Director · b. 1971
  • Mr. Christian Donzé CPAGeneral Director and Head of Finance & Credit Division · b. 1963
  • Ms. Sophie RevazGeneral Director and Head of the Legal, Compliance & Services Division · b. 1983
  • Mr. Philippe GlasseyDirector & Head of Communications & Marketing
  • Ms. Aline de RiedmattenDirector & Head of Human Resources Department · b. 1978
  • Mr. Stéphane JeanDirector & Head of Institutional Department
  • Mr. Claude-Alain KarlenDirector and Head of Risk Management & Internal Control Department
  • Mr. Philippe De PreuxDirector & Head of Centralized Customer Department
  • Mr. Fabrice ConstantinGeneral Director & Head of Market Services Division · b. 1971

Financials

Income Statement

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue258.03M169.51M180.97M190.06M193.99M206.77M214.47M210.08M218.71M225.38M222.54M216.64M214.64M232.43M228.80M228.17M226.04M247.13M256.54M296.75M277.12M319.47M
Growth (%)--34.31%+6.76%+5.03%+2.06%+6.59%+3.72%-2.05%+4.11%+3.05%-1.26%-2.65%-0.92%+8.29%-1.56%-0.27%-0.93%+9.33%+3.81%+15.67%-6.62%+15.28%
Cost of Revenue258.03M--1.13M-----11.37M-11.10M-586.23K-5.09M-5.95M-14.30M-4.78M-13.44M--36.26M12.73M-34.52M-216.02M-1.00K64.86M
Gross Profit-169.51M182.10M190.06M193.99M206.77M214.47M221.45M229.80M225.96M227.63M222.60M228.94M237.20M242.24M228.17M262.29M228.17M277.91M296.75M277.12M254.61M
Gross Margin-100.00%100.63%100.00%100.00%100.00%100.00%105.41%105.07%100.26%102.29%102.75%106.66%102.05%105.88%100.00%116.04%92.33%108.33%100.00%100.00%79.70%
Operating Expense-98.16M141.76M108.97M132.61M111.53M105.09M127.90M147.18M152.78M149.85M156.76M159.58M157.36M161.23M144.76M161.86M144.52M190.03M188.12M173.93M151.48M
Operating Income57.23M71.35M40.34M81.10M61.38M95.24M109.38M93.55M82.62M73.18M77.78M65.83M69.37M79.84M81.01M83.41M100.44M83.65M87.88M108.63M103.19M103.13M
Operating Margin22.18%42.09%22.29%42.67%31.64%46.06%51.00%44.53%37.78%32.47%34.95%30.39%32.32%34.35%35.41%36.56%44.43%33.85%34.26%36.61%37.24%32.28%
EBITDA37.19M153.39M164.62M198.33M214.25M168.18M77.44M76.59M78.00M-318.48K284.48K82.23M33.65M36.78M37.31M34.95M-12.71M95.65M98.88M120.97M121.52M115.22M
EBITDA Margin14.41%90.49%90.97%104.35%110.45%81.33%36.11%36.46%35.67%-0.14%0.13%37.96%15.68%15.82%16.31%15.32%-5.62%38.71%38.54%40.77%43.85%36.07%
Net Income30.32M33.03M36.34M41.14M45.27M48.51M51.71M53.52M54.80M56.01M56.33M56.82M57.53M99.05M67.08M67.29M67.35M68.50M72.89M90.36M90.47M85.87M
Net Income Margin11.75%19.48%20.08%21.64%23.34%23.46%24.11%25.48%25.06%24.85%25.31%26.23%26.80%42.61%29.32%29.49%29.80%27.72%28.41%30.45%32.65%26.88%
Interest Expense94.56M92.83M101.38M123.74M139.45M92.02M84.01M84.13M74.45M60.73M54.10M42.74M34.81M29.25M25.33M21.93M19.12M12.73M15.28M107.92M136.46M74.22M
Interest Expense % of Total Revenue36.65%54.76%56.02%65.11%71.89%44.50%39.17%40.05%34.04%26.95%24.31%19.73%16.22%12.58%11.07%9.61%8.46%5.15%5.96%36.37%49.24%23.23%

Balance Sheet

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets7.37B7.94B8.22B8.18B9.22B10.00B10.33B11.49B12.37B12.76B13.06B13.95B14.63B15.57B16.12B16.57B18.07B18.50B19.31B20.11B20.86B22.04B
Total Liabilities6.90B7.52B7.78B7.71B8.72B9.46B9.53B10.63B11.46B11.78B12.01B12.81B13.37B14.24B14.75B15.15B16.68B17.07B17.83B18.54B19.22B20.33B
Total Equity474.26M427.63M439.44M466.52M496.02M536.74M807.06M862.36M907.42M977.91M1.05B1.14B1.26B1.32B1.37B1.42B1.39B1.43B1.49B1.57B1.64B1.71B
Cash-70.51M97.21M116.59M181.84M1.13B906.23M1.00B1.45B1.73B1.48B1.99B2.25B2.50B2.37B2.63B3.16B3.29B3.14B3.07B3.56B3.39B
Total Debt1.75B1.16B1.21B1.11B1.16B1.20B1.18B512.28M416.23M498.51M758.20M3.54B3.88B4.58B4.77B5.37B6.02B6.04B6.14B6.67B6.97B7.25B
Net Debt1.75B1.09B1.11B988.96M979.97M73.51M276.04M-1.00B-1.45B-554.46M-722.77M1.55B1.63B2.08B2.40B2.74B2.86B2.54B3.01B1.36B-3.56B3.86B

Cash Flow

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow82.90M284.09M97.77M73.21M8.67M12.24M10.87M332.42M900.13M1.35M209.34M-81.24M129.98M259.75M47.25M112.39M90.77M93.62M297.10M69.59M562.20M90.04M
Investing Cash Flow2.72M-12.17M-18.39M-27.27M-9.21M-21.70M-11.73M-2.57M-10.39M-12.18M-88.48M154.59M-17.85M-150.41M-555.68M-12.61M-965.88M-563.04M-906.27M-771.22M-19.05M-928.86M
Financing Cash Flow-134.44M-265.81M-109.17M2.05M536.00K9.45M857.00K-278.16M-319.17M279.12M307.13M435.54M144.65M140.34M380.02M282.31M1.40B598.65M458.22M632.44M-464.14M1.08B
Capital Expenditure2.01M3.10M20.93M27.38M9.21M12.21M10.58M3.42M3.91M2.95M3.06M6.91M7.79M11.70M6.99M7.72M11.55M14.89M12.52M11.29M19.05M90.04M
Free Cash Flow80.89M273.82M76.84M-855.00K-536.00K31.00K298.00K324.40M891.76M-1.59M195.13M-88.14M31.13M248.05M40.26M99.78M79.21M78.72M284.58M-85.66M543.15M581.85M
Dividends Paid11.60M------22.35M24.80M26.50M28.40M28.40M29.28M49.77M49.77M52.93M52.93M52.93M54.51M56.09M60.83M63.20M
FCF to OCF97.57%96.38%78.59%-1.17%-6.18%0.25%2.74%97.59%99.07%-118.06%93.21%108.50%23.95%95.50%85.22%88.78%87.27%84.09%95.78%-123.10%96.61%646.21%
Dividend Paid to FCF14.34%------6.89%2.78%-1661.44%14.55%-32.22%94.07%20.06%123.61%53.05%66.82%67.23%19.15%-65.48%11.20%10.86%

Earnings

Report DateApr 14, 2016Jul 27, 2016Apr 5, 2017Jul 28, 2017May 29, 2018Jul 27, 2018Mar 6, 2019Jul 26, 2019Mar 13, 2020Jul 22, 2020May 6, 2021Jul 21, 2021Apr 6, 2022Jul 19, 2022Apr 5, 2023Mar 26, 2025Jul 22, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.000.00
EPS Actual1.581.981.693.180.903.264.283.290.983.290.983.331.013.401.210.000.00
Surprise-----------------
Timing--------------After-hours--

Key Statistics & Ratios

Market Cap2.63B
Enterprise Value6.10B
Trailing P/E20.81
Forward P/E18.69
PEG Ratio0.00
Price / Sales9.53
Price / Book1.50
EPS8.05
Book Value104.86
Revenue (TTM)276.39M
Gross Profit (TTM)276.39M
Profit Margin32.03%
Operating Margin51.56%
Return on Equity6.71%
Return on Assets0.40%
Shares Outstanding15.72M
Shares Float4.63M
Beta0.05
Dividend Yield2.41%
Dividend Rate4.00
Payout Ratio49.69%

Dividends

20261×
4.00Apr 28, 2026
20241×
3.85Apr 30, 2024
20231×
3.55May 3, 2023
20221×
3.45Apr 29, 2022
20211×
3.35Apr 23, 2021
20201×
3.35Jun 11, 2020
20191×
3.35Apr 23, 2019
20181×
3.15May 18, 2018
20171×
3.00Apr 28, 2017
20161×
2.70May 13, 2016
20151×
2.41May 26, 2015
20141×
2.41May 16, 2014
20131×
2.23May 17, 2013
20121×
2.10May 25, 2012
20111×
1.92May 6, 2011
20101×
1.70May 3, 2010
20091×
1.52May 5, 2009
20081×
1.43Apr 28, 2008
20071×
1.34May 2, 2007
20061×
1.23May 16, 2006
20051×
1.16May 3, 2005
20041×
1.12May 11, 2004
20031×
1.07Apr 28, 2003
20021×
0.89Apr 30, 2002

Stock Splits

  • Jan 18, 20161723:154