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Zurich Insurance Group AG

Zurich Insurance Group AG

ZURN · SW · Financial Services / Insurance - Diversified

608.2CHF+16.60 (+2.81%)

Price History

Full chart

Market Stats

Previous Close591.6
Open598.8
Day Range598.8 – 608.4
52-Week Range493.59 – 626
Volume416.06K
Market Cap86.19B
P/E (TTM)14.72
Forward P/E14.95
EPS39.19
Dividend Yield5.23%
Beta0.31
50-Day Avg592.96
200-Day Avg574.65

About

Zurich Insurance Group AG provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. It operates through Property & Casualty Regions, Life Regions, and Farmers segments. The company offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. It also provides property, casualty, energy and engineering lines, and marine; management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, cyber resilience, and reinsurance services. It serves individuals, small businesses, mid-sized and large companies, and multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Mario Greco
  • Employees65.00K
  • HeadquartersMythenquai 2, Zurich, Switzerland, 8002, Switzerland
  • Websitehttps://www.zurich.com

Leadership

  • Mr. Mario GrecoGroup CEO & Member of Executive Committee · b. 1959
  • Mr. Kristof Frans Rosa TerrynCEO of Europe, Middle East & Global Head Retail and Member of the Executive Committee · b. 1967
  • Ms. Tulsi Ratakonda NaiduCEO of Asia Pacific & Member of the Executive Committee · b. 1973
  • Ms. Alison MartinCEO of Life, Health & Bank Distribution and Member of the Executive Committee · b. 1974
  • Mr. Peter GigerGroup Chief Risk Officer & Member of Executive Committee · b. 1964
  • Mr. Ericson ChanGroup Chief Information & Digital Officer and Member of the Executive Committee · b. 1966
  • Ms. Laurence MauriceCEO of Latin America & Member of the Executive Committee · b. 1965
  • Mr. Stephan Van VlietGroup Chief Investment Officer & Member of Executive Committee · b. 1970
  • Mr. Raul VargasCEO of Farmers Group Inc. & Member of Executive Committee · b. 1975
  • Ms. Cara MortonCEO of Global Businesses & Operations and Member of Executive Committee · b. 1969

Financials

Income Statement

Line item1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue40.05B37.41B38.47B40.30B57.21B61.21B67.19B65.00B55.28B32.35B70.12B67.85B52.98B70.45B72.05B72.83B60.56B67.33B64.04B47.20B71.85B58.92B70.05B44.76B78.10B86.05B91.89B
Cost of Revenue3.07B4.15B4.94B5.75B--7.25B6.98B7.56B8.29B8.40B8.64B8.52B10.01B10.04B9.84B9.06B8.54B9.04B8.56B8.87B8.76B9.21B10.99B2.39B2.38B-
Gross Profit36.98B33.26B33.53B34.56B57.21B61.21B59.93B58.02B47.73B24.06B61.72B59.21B44.45B60.43B62.01B62.99B51.50B58.80B55.01B38.64B62.98B50.16B60.33B33.77B75.71B83.66B91.89B
Operating Income5.18B3.15B-215.00M-3.50B3.61B3.67B5.47B6.87B7.59B2.66B5.54B4.87B4.74B5.47B5.96B5.90B3.34B5.32B5.13B5.11B6.10B5.39B61.26B5.37B6.46B8.47B10.52B
EBITDA6.79B5.46B2.24B-1.14B4.85B4.71B7.42B8.85B9.74B4.69B7.55B7.04B6.32B7.13B7.74B7.43B4.97B6.53B6.47B6.41B7.47B6.71B8.36B6.57B7.77B9.82B11.87B
Net Income3.26B2.32B-387.00M-3.36B2.01B2.57B3.33B4.72B5.80B3.12B3.98B3.51B3.75B3.89B4.03B3.95B1.84B3.21B3.00B3.72B4.15B3.83B5.20B3.96B4.35B5.81B7.12B
Interest Expense1.07B1.40B1.56B669.00M445.00M362.00M1.50B1.52B1.64B1.37B1.12B1.08B586.00M570.00M586.00M525.00M431.00M423.00M411.00M402.00M401.00M399.00M469.00M444.00M456.00M440.00M481.88M

Balance Sheet

Line item1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets224.49B228.75B231.60B284.65B316.91B345.24B338.80B373.86B389.34B327.94B368.91B375.66B385.87B409.27B415.05B406.53B381.97B382.68B422.06B395.34B404.69B439.30B435.83B335.41B361.38B358.00B407.21B
Total Liabilities202.71B208.07B213.86B267.84B297.52B323.06B316.37B346.80B360.17B304.16B337.44B342.34B351.85B372.40B380.32B369.70B349.07B350.21B387.17B363.54B368.14B399.45B396.66B308.48B335.10B331.07B377.05B
Total Equity21.78B20.67B17.74B16.80B19.38B22.18B22.43B27.06B29.18B23.78B31.48B33.32B34.02B36.86B34.73B36.83B32.90B32.47B34.89B31.80B36.55B39.85B39.17B26.93B26.28B26.94B30.17B
Cash4.63B5.28B7.23B8.44B13.54B16.96B23.48B23.12B13.94B11.96B11.63B8.56B8.77B9.10B1.33B1.39B1.67B7.20B8.23B8.65B7.88B11.11B8.70B7.56B7.28B6.77B7.09B
Total Debt6.80B11.50B8.09B7.85B14.48B14.76B14.97B18.17B17.58B15.82B17.36B15.13B6.76B12.52B12.39B11.24B10.09B11.70B11.32B12.83B13.97B16.00B16.99B15.67B15.46B14.43B18.65B
Net Debt2.17B6.22B856.00M-590.00M942.00M-2.20B-8.51B-4.95B3.63B3.86B5.73B6.57B-2.00B3.42B11.06B9.85B8.42B10.82B2.56B3.36B6.04B4.75B8.29B8.11B8.18B7.66B11.57B

Cash Flow

Line item1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.59B3.77B-1.70B5.63B8.55B8.33B5.85B11.93B-1.54B6.94B-1.35B2.31B3.89B2.87B1.99B5.86B5.22B1.47B5.21B4.39B4.88B5.70B3.17B5.08B7.34B7.60B23.73B
Investing Cash Flow-5.13B-6.90B437.00M-6.09B-2.81B-7.33B-3.47B-11.22B-609.66M-1.01B-581.00M-135.00M-1.18B-234.00M-239.00M-1.23B-526.00M-1.14B-856.00M-1.35B-2.21B-496.00M-2.89B-691.00M-1.13B-1.40B-18.59B
Financing Cash Flow1.99B4.03B3.34B1.49B-1.45B-398.00M824.01M-1.97B-2.63B-2.70B2.45B-2.46B-2.44B-2.32B-3.23B-3.24B-3.56B-1.30B-3.87B-2.46B-3.30B-2.67B-2.29B-5.27B-7.00B-6.37B-5.48B
Capital Expenditure626.00M570.00M1.38B9.00M12.00M19.00M339.00M280.00M338.00M444.00M359.00M182.00M199.00M226.00M282.00M1.38B678.00M715.00M530.00M1.15B752.00M552.00M576.00M572.00M418.00M370.00M502.84M
Free Cash Flow2.96B3.21B-3.00B5.64B8.56B8.35B6.05B463.00M-1.92B6.61B-2.83B2.13B3.69B2.34B1.16B4.48B4.54B758.00M4.68B3.24B4.13B5.15B2.59B4.51B6.93B7.23B23.23B
Dividends Paid763.00M1.83B919.00M481.00M38.00M287.64M433.74M581.00M1.34B2.10B1.43B2.22B2.83B2.70B2.89B2.96B2.87B2.77B2.89B3.02B3.04B3.23B3.53B3.77B3.88B4.16B4.89B

Earnings

Report DateMar 31, 2003Jun 30, 2003Sep 30, 2003Dec 31, 2003Mar 31, 2004Jun 30, 2004Nov 17, 2004Feb 17, 2005May 19, 2005Aug 18, 2005Nov 17, 2005Feb 16, 2006May 18, 2006Aug 17, 2006Nov 16, 2006Feb 15, 2007May 16, 2007Aug 16, 2007Nov 15, 2007Feb 14, 2008May 15, 2008Aug 12, 2008Nov 13, 2008Feb 5, 2009May 7, 2009Aug 6, 2009Nov 5, 2009Feb 3, 2010May 7, 2010Aug 4, 2010Nov 4, 2010Feb 10, 2011Apr 30, 2011Aug 11, 2011Nov 10, 2011Feb 16, 2012May 10, 2012Aug 15, 2012Nov 15, 2012Feb 14, 2013May 23, 2013Aug 14, 2013Nov 14, 2013Feb 12, 2014May 15, 2014Aug 7, 2014Nov 6, 2014Feb 12, 2015May 7, 2015Aug 6, 2015Nov 5, 2015Feb 10, 2016May 12, 2016Aug 11, 2016Nov 10, 2016Feb 9, 2017May 11, 2017Aug 10, 2017Feb 8, 2018Aug 11, 2018Feb 7, 2019Aug 8, 2019Feb 12, 2020Aug 14, 2020Feb 10, 2021Aug 11, 2021Feb 9, 2022Aug 10, 2022Feb 8, 2023Aug 10, 2023Feb 22, 2024Aug 8, 2024Feb 19, 2025Mar 31, 2025Aug 6, 2025Dec 31, 2025Feb 18, 2027
EPS Estimate------2.804.527.036.192.706.536.219.808.5511.1711.468.508.709.607.30--4.804.096.578.697.636.635.445.486.195.555.765.345.547.426.394.763.887.405.255.896.556.706.696.165.836.628.001.882.765.414.936.825.815.495.942.376.414.456.486.096.567.234.044.488.556.3520.4219.620.008.649.349.34--
EPS Actual1.105.526.776.556.106.594.895.596.2710.604.6410.107.947.8111.0610.8210.2412.718.9910.6713.199.081.210.852.929.667.037.067.115.075.456.953.756.867.663.547.166.833.117.566.694.996.936.567.675.135.705.277.755.271.37-2.715.814.745.924.554.055.864.715.144.685.894.585.495.342.826.695.187.7416.960.000.0019.32-21.3426.09-
Surprise------74.64%23.67%-10.81%71.24%71.85%54.67%27.86%-20.31%29.36%-3.13%-10.65%49.53%3.33%11.15%80.68%---82.29%-28.61%47.03%-19.10%-7.47%7.24%-6.80%-0.55%12.28%-32.43%19.10%43.45%-36.10%-3.50%6.89%-34.66%94.85%-9.59%-4.95%17.66%0.15%14.48%-23.32%-7.47%-9.61%17.07%-34.13%-27.13%-198.19%7.39%-3.85%-13.20%-21.69%-26.23%-1.35%98.73%-19.81%5.17%-9.10%-24.79%-16.31%-26.14%-30.20%49.33%-39.42%21.89%-16.94%-100.00%-123.55%-128.48%--
Timing-------Pre-market------Pre-marketPre-market-------Pre-market-Pre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-market--Pre-marketAfter-hours-Pre-marketPre-marketPre-marketPre-market--Pre-market--After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-----After-hours-Pre-market

Key Statistics & Ratios

Market Cap86.19B
Enterprise Value93.25B
Trailing P/E14.72
Forward P/E14.95
PEG Ratio9.97
Price / Sales1.12
Price / Book3.39
EPS39.19
Book Value172.34
Revenue (TTM)76.97B
Gross Profit (TTM)18.70B
EBITDA11.38B
Profit Margin9.38%
Operating Margin14.42%
Return on Equity25.70%
Return on Assets1.74%
Shares Outstanding149.37M
Shares Float147.20M
Beta0.31
Dividend Yield5.23%
Dividend Rate30
Payout Ratio114.98%

Dividends

20261×
30.00Apr 10, 2026
20251×
28.00Apr 11, 2025
20241×
26.00Apr 12, 2024
20231×
24.00Apr 12, 2023
20221×
22.00Apr 8, 2022
20211×
20.00Apr 9, 2021
20201×
20.00Apr 3, 2020
20191×
19.00Apr 5, 2019
20181×
18.00Apr 6, 2018
20171×
17.00Mar 31, 2017
20161×
17.00Apr 1, 2016
20151×
17.00Apr 7, 2015
20141×
17.00Apr 4, 2014
20131×
17.00Apr 8, 2013
20121×
17.00Apr 2, 2012
20111×
17.00Apr 4, 2011
20101×
16.00Apr 1, 2010
20091×
11.00Apr 7, 2009
20081×
15.00Apr 8, 2008
20071×
11.00Apr 10, 2007
20061×
4.60Jul 4, 2006
20051×
4.00Jul 4, 2005
20041×
2.50Jul 1, 2004
20031×
1.00Jul 15, 2003

Stock Splits

  • Oct 17, 2002785:601