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Dominion Lending Centres Inc

Dominion Lending Centres Inc

DLCG · TO · Financial Services / Mortgage Finance

8.20CAD-0.07 (-0.85%)

Price History

Full chart

Market Stats

Previous Close8.27
Open8.22
Day Range8.16 – 8.25
52-Week Range7.71 – 10.98
Volume785
Market Cap642.40M
P/E (TTM)29.79
Forward P/E13.95
EPS0.28
Dividend Yield2.40%
Beta1.13
50-Day Avg9.08
200-Day Avg9.10

About

Dominion Lending Centres Inc. provides mortgage brokerage franchising and mortgage broker data connectivity services in Canada. The company provides end-to-end services to automate the mortgage application, approval, underwriting, and funding process; and additional services providing management of daily operations and data resources access. It offers its software and services through various lender and broker facing products under Velocity, Link, LinkLender, and Connect brand names, as well as Dominion Lending Centres, Mortgage Architects, and The Mortgage Centre brands. It also develops and operates a platform that connects brokers and lenders in the mortgage industry. The company was formerly known as Founders Advantage Capital Corp. Dominion Lending Centres Inc. was incorporated in 1998 and is headquartered in Port Coquitlam, Canada.

Company Details

  • SectorFinancial Services
  • IndustryMortgage Finance
  • CEOMr. Gary Brian Mauris
  • Employees177
  • Headquarters2215 Coquitlam Avenue, Port Coquitlam, BC, Canada, V3B 1J6, Canada
  • Websitehttps://dominionlending.ca

Leadership

  • Mr. Gary Brian MaurisCo-Founder, CEO & Executive Chairman · b. 1969
  • Mr. Edward CocciolloPresident
  • Mr. Geoffrey Henry HagueChief Financial Officer
  • Mr. Geoff WillisPresident of Newton Connectivity Systems, Inc.
  • Mr. Mike de EyrePresident of Mortgage Architects
  • Mr. Chris KayatCo-Founder & Executive Vice-Chairman · b. 1966
  • Mr. Dave TeixeiraChief Operating Officer
  • Mr. Steve MitchellChief Information Officer
  • Mr. James Geral M. Bell L.L.B.Executive VP, Corporate Secretary, Chief Legal Officer & Director · b. 1975
  • Mr. Joe PinheiroVice President of Corporate Development

Financials

Income Statement

Currency: CAD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-----46.62M159.02K28.28K43.45K61.88K85.75K32.06K99.17K187.88K18.35M82.91M79.82M44.84M52.41M78.82M70.72M62.52M76.75M102.88M
Growth (%)-------99.66%-82.22%+53.65%+42.39%+38.59%-62.61%+209.31%+89.45%+9666.66%+351.80%-3.73%-43.82%+16.88%+50.37%-10.27%-11.60%+22.77%+34.04%
Cost of Revenue-----24.31M27.86M----519.00K597.04K69.67K3.67M17.30M14.06M5.71M6.62M9.85M10.70M10.43M10.82M20.53M
Gross Profit-----22.31M159.02K28.28K43.45K61.88K85.75K32.06K99.17K118.21K12.54M65.61M65.76M39.13M45.80M68.97M60.02M52.09M65.93M82.35M
Gross Margin-----47.85%100.00%100.00%100.00%100.00%100.00%100.00%100.00%62.92%68.35%79.14%82.39%87.26%87.38%87.51%84.86%83.32%85.90%80.05%
Operating Expense-----11.83M3.87M1.62M973.80K1.54M2.53M2.61M2.47M3.21M17.61M60.17M53.21M26.99M27.55M31.58M33.63M33.78M36.42M37.66M
Operating Income-60.65K-71.05K-96.30K-122.85K1.19M10.48M-3.72M-1.59M-930.35K-1.47M-2.45M-2.57M-2.37M-3.09M-5.07M5.44M12.55M12.14M18.25M37.39M26.39M18.31M29.52M44.70M
Operating Margin-----22.48%-2336.42%-5639.59%-2140.94%-2383.78%-2853.63%-8025.53%-2388.47%-1646.76%-27.63%6.56%15.72%27.07%34.82%47.44%37.31%29.29%38.46%43.45%
EBITDA-59.98K-70.50K-96.01K432.96K4.35M16.29M-2.60M14.73M-727.42K-1.46M-2.44M-2.55M-2.36M-2.55M78.40K13.63M23.04M33.69M34.33M43.44M30.84M25.75M41.36M44.95M
EBITDA Margin-----34.93%-1636.15%52077.15%-1673.96%-2364.64%-2843.09%-7962.34%-2378.31%-1355.09%0.43%16.45%28.87%75.13%65.50%55.11%43.61%41.18%53.88%43.69%
Net Income-57.60K-68.85K-94.19K-673.48K-5.93M-8.96M2.79M2.93M-642.02K-7.27M-3.02M-2.87M-19.58M35.71M-7.63M-6.21M-21.06M-6.75M20.04M-5.51M12.06M64.00K-126.77M24.56M
Net Income Margin------19.23%1754.19%10376.38%-1477.44%-11752.75%-3522.39%-8963.91%-19747.50%19005.88%-41.57%-7.49%-26.39%-15.05%38.23%-6.99%17.05%0.10%-165.16%23.87%
R&D--------------0.420.010.020.060.240.060.260.04--
R&D as % of Total Revenue--------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense---555.81K3.31M21.64M478.17K12.46K390.83K61.88K989.90K300.87K34.43M55.55M04.17M7.10M9.63M4.91M31.74M4.60M13.07M151.51M1.48M
Interest Expense % of Total Revenue-----46.41%300.69%44.07%899.39%100.00%1154.38%938.37%34718.06%29565.77%0.00%5.02%8.89%21.47%9.36%40.28%6.50%20.91%197.39%1.44%

Balance Sheet

Currency: CAD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.05M775.10K617.69K806.80K38.61M35.44M40.10M11.39M12.31M35.18M30.82M27.60M8.31M27.68M258.17M354.37M346.62M321.82M260.19M253.93M223.94M218.11M218.89M226.04M
Total Liabilities417.26K208.60K39.37K113.94K18.72M12.08M10.57M200.70K94.75K1.39M248.16K163.64K444.89K237.90K74.73M151.12M171.80M163.98M209.30M220.10M191.75M192.16M85.19M90.72M
Total Equity635.34K566.50K578.32K692.86K19.90M23.36M29.52M11.19M12.21M33.79M30.57M27.44M7.87M27.44M106.85M101.39M79.96M73.71M49.47M31.74M31.96M25.70M132.14M134.62M
Cash390.84K105.39K58.42K307.29K13.00M8.97M5.97M4.30M4.25M14.93M12.53M9.80M7.73M12.01M7.82M10.32M5.49M5.46M10.32M20.89M9.21M5.61M4.73M2.01M
Total Debt----9.33M5.73M5.23M-------32.45M79.42M88.85M111.03M140.01M142.31M142.90M35.76M32.19M36.21M
Net Debt-390.84K-105.39K-58.42K-307.29K-3.67M-3.24M-742.42K-4.30M-4.25M-14.93M-12.53M-9.80M-7.73M-12.01M24.63M69.11M83.36M105.57M33.17M17.88M29.71M30.15M27.46M34.20M

Cash Flow

Currency: CAD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-86.21K-53.47K-62.77K-144.36K3.82M-2.40M7.89M-4.12M-1.01M-2.84M-1.80M-2.70M-2.05M-3.44M-3.44M8.69M14.65M27.48M33.19M39.06M15.87M16.99M37.20M32.04M
Investing Cash Flow-94.52K-18.98K-6.22K-327.35K-6.14M-7.93M-8.58M-4.02M-24.32K2.14M-628.49K-27.56K-15.74K28.67M-75.09M-44.42M-21.51M-6.74M-13.78M-4.76M9.10M-11.41M-4.20M-9.53M
Financing Cash Flow520.36K-213.00K22.03K720.57K15.01M6.46M-2.32M6.33M985.11K11.38M21.54K---20.94M74.10M37.55M2.35M-20.37M-14.46M-23.75M-36.64M-9.18M-33.89M-25.23M
Capital Expenditure5000001.63M7.93M73.37K103.49K24.32K2.62M3.38M26.79K15.74K9.00K1.45M8.13M12.83M11.31M8.73M5.03M7.24M11.80M6.80M6.62M
Free Cash Flow-86.71K-53.47K-62.77K-144.36K2.19M-10.33M7.82M-4.22M-1.03M-5.46M-5.18M-2.73M-2.07M-3.45M-4.89M557.00K1.82M16.17M24.45M34.03M8.63M5.18M30.40M25.39M
Dividends Paid-------------21.65M-1.43M1.91M477.00K13.77M13.77M15.06M11.43M13.07M11.69M
FCF to OCF100.58%100.00%100.00%100.00%57.41%429.81%99.07%102.51%102.41%192.43%288.27%100.99%100.77%100.26%142.21%6.41%12.44%58.84%73.68%87.13%54.39%30.52%81.72%79.24%
Dividend Paid to FCF--------------627.14%-256.19%104.72%2.95%56.30%40.46%174.44%220.50%42.99%46.06%

Earnings

Report DateMay 28, 2017Aug 28, 2017Nov 26, 2017May 22, 2018Aug 21, 2018Nov 21, 2018May 27, 2019Aug 26, 2019Nov 21, 2019May 26, 2020Aug 24, 2020Nov 23, 2020Dec 31, 2020May 25, 2021Aug 23, 2021Nov 16, 2021Mar 29, 2022May 11, 2022Aug 10, 2022Nov 10, 2022Mar 28, 2023May 9, 2023Aug 9, 2023Nov 7, 2023Mar 19, 2024May 7, 2024Aug 7, 2024Nov 5, 2024Mar 27, 2025May 7, 2025Aug 7, 2025Nov 6, 2025Mar 24, 2026May 7, 2026Aug 6, 2026Nov 5, 2026
EPS Estimate-0.020.020.03-0.040.010.05-0.03-0.02-0.07-0.09-0.040.110.070.04--------0.070.050.04-0.060.100.090.060.100.130.100.070.100.15
EPS Actual-0.040.030.01-0.020.010.01-0.050.010.01-0.02-0.020.05-0.010.030.110.070.03-0.500.140.61-0.03-0.000.030.060.040.050.050.080.050.060.100.110.130.060.09-
Surprise-100.00%50.00%-66.67%50.00%0.00%-80.00%-66.67%150.00%114.29%77.78%50.00%-54.55%-114.29%-25.00%---------57.14%20.00%0.00%--16.67%-20.00%-44.44%0.00%0.00%-15.38%30.00%-14.29%-10.00%-
TimingAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap642.40M
Enterprise Value782.49M
Trailing P/E29.79
Forward P/E13.95
Price / Sales6.57
Price / Book5.33
EPS0.28
Book Value1.80
Revenue (TTM)97.82M
Gross Profit (TTM)87.54M
EBITDA52.52M
Profit Margin23.05%
Operating Margin42.47%
Return on Equity16.26%
Return on Assets12.13%
Shares Outstanding77.03M
Shares Float35.40M
Beta1.13
Dividend Yield2.40%
Dividend Rate0.20
Payout Ratio46.15%

Dividends

20263×
0.05Sep 1, 20260.05Jun 1, 20260.04Mar 2, 2026
20254×
0.04Dec 1, 20250.04Sep 2, 20250.04May 30, 20250.03Feb 28, 2025
20244×
0.03Dec 2, 20240.03Aug 30, 20240.03May 31, 20240.03Feb 29, 2024
20234×
0.03Nov 30, 20230.03Aug 31, 20230.03May 31, 20230.03Feb 28, 2023
20223×
0.03Nov 30, 20220.03Aug 31, 20220.03May 31, 2022
20184×
0.01Dec 28, 20180.01Sep 27, 20180.01Jun 28, 20180.01Mar 28, 2018
20172×
0.01Dec 28, 20170.01Sep 28, 2017