YOLFTbeta
Firm Capital Mortgage Invest Corp

Firm Capital Mortgage Invest Corp

FC · TO · Financial Services / Mortgage Finance

10.72CAD+0.07 (+0.66%)

Price History

Full chart

Market Stats

Previous Close10.65
Open10.62
Day Range10.61 – 10.75
52-Week Range10.72 – 12.00
Volume46.78K
Market Cap414.43M
P/E (TTM)11.87
Forward P/E11.36
EPS0.95
Dividend Yield8.30%
Beta0.80
50-Day Avg11.72
200-Day Avg11.96

About

Firm Capital Mortgage Investment Corporation, through its mortgage banker, Firm Capital Corporation, provides residential home and commercial short-term bridge and conventional real estate financing services in Canada and the United States. The company's products include construction financing, mezzanine debt, and equity investments. It also invests in short-term residential and commercial real estate mortgage loans and real estate-related debt investments. The company was formerly known as Firm Capital Mortgage Investment Trust and changed its name to Firm Capital Mortgage Investment Corporation in 2011. Firm Capital Mortgage Investment Corporation was founded in 1988 and is based in Toronto, Canada.

Company Details

  • SectorFinancial Services
  • IndustryMortgage Finance
  • CEOMr. Eli Dadouch
  • Employees1
  • Headquarters163 Cartwright Avenue, Toronto, ON, Canada, M6A 1V5, Canada
  • Websitehttps://firmcapital.com/fcmic

Leadership

  • Mr. Eli DadouchFounder, President, CEO & Director
  • Mr. Ryan M. LimChief Financial Officer
  • Mr. Jonathan Mair CPA, CACOO, Executive VP & Director
  • Mr. Michael WarnerSenior VP of Mortgage Lending & Director
  • Mr. Sandy Ivan Poklar CPA, CAExecutive VP & MD of Finance · b. 1970
  • Ms. Victoria Granovski C.F.A., MFinSecretary, Internal Credit Manager, Senior VP of Credit & Equity Capital and Director

Financials

Income Statement

Currency: CAD2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue22.19M18.40M17.22M22.56M27.32M28.47M30.69M34.01M36.04M43.88M47.31M34.67M33.64M34.21M43.15M66.22M68.63M66.72M
Growth (%)--17.09%-6.41%+31.02%+21.09%+4.21%+7.80%+10.80%+5.99%+21.75%+7.82%-26.72%-2.98%+1.70%+26.13%+53.47%+3.64%-2.78%
Cost of Revenue6.04M2.82M2.88M5.35M7.39M7.57M7.79M10.22M10.86M14.46M16.58M16.36M14.31M15.25M19.56M25.41M17.81M4.71M
Gross Profit16.16M15.58M14.34M17.21M19.93M20.90M22.90M23.78M25.18M29.42M30.74M34.67M33.64M34.21M43.15M40.81M50.82M62.01M
Gross Margin72.80%84.67%83.29%76.30%72.95%73.41%74.62%69.94%69.87%67.04%64.97%100.00%100.00%100.00%100.00%61.62%74.05%92.93%
Operating Expense1.46M1.13M6.16M2.55M3.18M3.29M3.39M3.70M3.99M4.60M4.99M-6.00M-3.25M-6.87M-3.95M6.65M-17.11M370.08K
Operating Income14.70M14.45M8.18M14.66M16.76M17.61M19.51M20.08M21.19M24.82M25.75M40.67M36.89M41.08M47.10M34.16M67.93M61.64M
Operating Margin66.24%78.54%47.51%64.97%61.33%61.84%63.57%59.05%58.79%56.57%54.43%117.30%109.66%120.08%109.16%51.59%98.98%92.38%
EBITDA14.70M14.45M8.18M14.66M16.76M17.61M19.51M20.08M21.19M24.82M25.75M28.00M26.35M29.99M47.10M34.16M58.66M49.91M
EBITDA Margin66.24%78.54%47.51%64.97%61.33%61.84%63.57%59.05%58.79%56.57%54.43%80.76%78.34%87.65%109.16%51.59%85.46%74.80%
Net Income14.70M14.45M8.18M14.66M16.76M17.61M19.51M20.08M21.19M24.82M25.75M28.00M26.35M29.99M32.23M34.16M35.23M37.47M
Net Income Margin66.24%78.54%47.51%64.97%61.33%61.84%63.57%59.05%58.79%56.57%54.43%80.76%78.34%87.65%74.70%51.59%51.33%56.16%
R&D--------0.590.570.540.590.60.630.540.48--
R&D as % of Total Revenue--------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense6.04M2.82M2.88M5.35M7.19M7.42M7.76M9.35M10.63M13.22M14.91M12.67M10.54M11.09M14.87M15.71M14.15M12.44M
Interest Expense % of Total Revenue27.20%15.33%16.71%23.70%26.31%26.06%25.28%27.50%29.49%30.13%31.51%36.54%31.32%32.43%34.46%23.72%20.62%18.64%

Balance Sheet

Currency: CAD2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets225.38M170.28M204.70M274.53M297.06M339.83M344.86M407.42M453.42M561.24M520.07M479.80M557.87M641.71M656.18M589.61M631.22M594.78M
Total Liabilities93.36M37.55M66.91M126.47M120.68M154.18M135.67M195.94M214.45M277.20M233.96M165.90M214.53M259.04M257.13M190.42M207.84M169.66M
Total Equity132.02M132.73M137.80M148.06M176.38M185.65M209.19M211.48M238.97M284.04M286.11M313.90M343.35M382.67M399.05M399.19M423.39M425.12M
Cash-1.44M------------09.37M014.26M
Total Debt89.04M34.40M62.92M122.55M116.12M149.15M130.59M190.13M209.04M269.40M227.42M159.50M209.37M252.36M251.24M182.80M199.90M160.85M
Net Debt89.04M32.95M62.92M122.55M116.12M149.15M130.59M190.13M209.04M269.40M227.42M159.50M209.37M252.36M251.24M173.43M199.90M146.59M

Cash Flow

Currency: CAD2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow15.44M14.97M14.96M18.55M24.73M25.63M27.80M28.05M32.14M38.91M41.01M40.65M37.79M40.95M51.86M63.47M-13.76M47.26M
Investing Cash Flow9.66M55.97M-35.48M-68.72M-23.19M-43.02M-5.47M-61.25M-45.84M-108.43M40.56M40.01M-77.80M-83.19M-18.80M62.79M-63.72M42.67M
Financing Cash Flow-25.10M-69.50M14.07M17.41M11.84M-3.00M7.77M6.15M9.98M54.68M-54.00M-60.21M22.51M40.35M-27.75M-88.26M-7.30M-63.98M
Capital Expenditure000000000000000100
Free Cash Flow15.44M14.97M14.96M18.55M24.73M25.63M27.80M28.05M32.14M38.91M41.01M40.65M37.79M40.95M51.86M63.47M-13.76M47.26M
Dividends Paid-15.34M14.24M14.78M16.46M17.62M19.54M19.64M21.46M23.39M26.26M27.15M28.97M29.61M32.48M32.76M34.85M36.44M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF-102.45%95.13%79.69%66.56%68.77%70.27%70.01%66.79%60.12%64.04%66.81%76.66%72.31%62.64%51.62%-253.18%77.11%

Earnings

Report DateMay 16, 2002Aug 21, 2002Nov 8, 2002May 28, 2003Aug 13, 2003Nov 5, 2003Feb 25, 2004May 7, 2004Aug 11, 2004Nov 4, 2004Feb 10, 2005May 11, 2005Jul 19, 2005Nov 3, 2005Mar 8, 2006Apr 15, 2006Aug 3, 2006Nov 3, 2006Mar 13, 2007May 3, 2007Aug 8, 2007Oct 23, 2007Mar 6, 2008Apr 30, 2008Jul 16, 2008Nov 5, 2008Mar 10, 2009May 5, 2009Aug 6, 2009Nov 5, 2009Feb 24, 2010May 5, 2010Aug 5, 2010Nov 4, 2010Mar 10, 2011Jun 13, 2011Aug 5, 2011Nov 1, 2011Mar 28, 2012May 9, 2012Aug 9, 2012Nov 7, 2012Mar 15, 2013May 7, 2013Aug 13, 2013Nov 7, 2013Mar 21, 2014May 7, 2014Aug 7, 2014Nov 6, 2014Mar 25, 2015May 6, 2015Aug 10, 2015Nov 9, 2015Mar 29, 2016May 3, 2016Aug 4, 2016Nov 10, 2016Mar 21, 2017May 2, 2017Aug 7, 2017Nov 6, 2017Mar 20, 2018May 8, 2018Aug 7, 2018Nov 7, 2018Mar 13, 2019May 7, 2019Aug 1, 2019Nov 5, 2019Mar 18, 2020May 7, 2020Aug 6, 2020Nov 5, 2020Mar 10, 2021May 11, 2021Aug 10, 2021Nov 8, 2021Mar 8, 2022May 10, 2022Aug 9, 2022Nov 7, 2022Mar 28, 2023May 4, 2023Aug 1, 2023Nov 8, 2023Mar 20, 2024May 8, 2024Aug 9, 2024Nov 5, 2024Mar 31, 2025May 6, 2025Aug 7, 2025Nov 4, 2025Mar 31, 2026May 5, 2026Aug 13, 2026Nov 10, 2026
EPS Estimate0.220.220.220.230.230.230.220.230.230.240.230.230.240.230.240.240.240.240.240.240.250.26-0.260.260.270.260.270.250.250.260.250.240.250.240.250.260.260.290.260.250.260.240.240.240.250.260.250.250.240.240.230.230.240.250.250.250.240.240.240.230.240.240.250.240.250.230.250.250.250.240.240.240.240.230.240.250.220.230.240.240.250.260.250.230.250.250.260.240.280.250.250.240.240.240.250.250.25
EPS Actual0.260.220.270.230.230.240.220.240.230.240.230.230.250.240.230.240.240.240.210.260.240.250.240.270.290.250.260.260.270.260.220.230.230.260.260.240.240.250.250.230.260.240.240.230.260.250.250.250.240.240.240.240.230.250.270.240.240.240.240.280.230.240.230.240.240.250.230.250.240.270.210.220.240.240.250.230.230.240.240.230.240.240.220.240.240.250.240.250.250.250.250.270.260.250.240.230.23-
Surprise18.18%0.00%22.73%0.00%0.00%4.35%0.00%4.35%0.00%0.00%0.00%0.00%4.17%4.35%-4.17%0.00%0.00%0.00%-12.50%8.33%-4.00%-3.85%-3.85%11.54%-7.41%0.00%-3.70%8.00%4.00%-15.38%-8.00%-4.17%4.00%8.33%-4.00%-7.69%-3.85%-13.79%-11.54%4.00%-7.69%0.00%-4.17%8.33%0.00%-3.85%0.00%-4.00%0.00%0.00%4.35%0.00%4.17%8.00%-4.00%-4.00%0.00%0.00%16.67%0.00%0.00%-4.17%-4.00%0.00%0.00%0.00%0.00%-4.00%8.00%-12.50%-8.33%0.00%0.00%8.70%-4.17%-8.00%9.09%4.35%-4.17%0.00%-4.00%-15.38%-4.00%4.35%0.00%-4.00%-3.85%4.17%-10.71%0.00%8.00%8.33%4.17%-1.25%-8.00%-8.00%-
Timing-After-hoursPre-marketPre-marketAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hours-After-hours--After-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap414.43M
Enterprise Value558.14M
Trailing P/E11.87
Forward P/E11.36
PEG Ratio0.00
Price / Sales10.14
Price / Book0.99
EPS0.95
Book Value11.57
Revenue (TTM)40.87M
Gross Profit (TTM)40.87M
Profit Margin85.81%
Operating Margin85.13%
Return on Equity8.24%
Return on Assets5.97%
Shares Outstanding36.74M
Shares Float35.89M
Beta0.80
Dividend Yield8.30%
Dividend Rate0.94
Payout Ratio32.95%

Dividends

202611×
0.08Nov 30, 20260.08Oct 30, 20260.08Sep 29, 20260.08Aug 31, 20260.08Jul 31, 20260.08Jun 30, 20260.08May 29, 20260.08Apr 30, 20260.08Mar 31, 20260.08Feb 27, 20260.08Jan 30, 2026
202512×
0.16Dec 31, 20250.08Nov 28, 20250.08Oct 31, 20250.08Sep 29, 20250.08Aug 29, 20250.08Jul 31, 20250.08Jun 30, 20250.08May 30, 20250.08Apr 30, 20250.08Mar 31, 20250.08Feb 28, 20250.08Jan 31, 2025
20241×
0.13Dec 31, 2024