Great West 3.65% Non Cum N Prf

Great West 3.65% Non Cum N Prf

GWO-PN · TO · Financial Services / Insurance - Life

20.00CAD+0.01 (+0.05%)

Price History

Full chart

Market Stats

Previous Close19.99
Open19.99
Day Range19.99 – 20.00
52-Week Range16.83 – 21.37
Volume700
Market Cap40.47B
P/E (TTM)6.05
Forward P/E0.00
EPS3.42
Dividend Yield4.89%
Beta0.66
50-Day Avg21.03
200-Day Avg19.65

About

Great-West Lifeco Inc. engages in the life and health insurance, retirement savings, wealth and asset management, and reinsurance businesses in Canada, the United States, and Europe. The company offers life, accidental death and dismemberment, critical illness, disability, health and dental protection, and creditor insurance products; and retirement savings, income and annuity products, and other specialty products to individuals, families, businesses, and organizations. It also provides individual product solutions and employer-sponsored retirement savings plans that offers saving, investment, and advisory services; retail wealth management products and services to individuals, including individual retirement accounts and after-tax investment accounts; and wealth management, including payout annuity, equity release mortgages, pensions, and investments products. In addition, the company offers bulk and individual payout annuities, equity release mortgages, life bonds, retirement drawdown and pension, and group insurance products; savings and investments; and provides asset management services, such as pension schemes, insurance companies, wealth managers, fiduciary managers, and sovereign wealth funds, as well as manages assets for third-party institutional clients. Further, it provides life, annuity/longevity, mortgage surety, and property catastrophe reinsurance products. The company offers its products under the Empower, Canada Life, and Irish Life brand names. It distributes its products through a network of sales force, brokers, consultants, advisors, third-party administrators, financial institutions, employee benefit consultants, and multi-tied agents. The company was founded in 1979 and is based in Winnipeg, Canada. Great-West Lifeco Inc. is a subsidiary of Power Financial Corporation.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. David M. Harney
  • Employees33.43K
  • Headquarters100 Osborne Street North, Winnipeg, MB, Canada, R3C 1V3, Canada
  • Websitehttps://www.greatwestlifeco.com

Leadership

  • Mr. David M. HarneyPresident, CEO & Director · b. 1969
  • Mr. Jon P. NielsenEVP & CFO · b. 1974
  • Mr. John MelvinExecutive VP & Chief Investment Officer
  • Ms. Dervla Mary TomlinExecutive VP & Chief Risk Officer
  • Mr. Edmund Francis Murphy IIIPresident & CEO of Empower · b. 1962
  • Andrew ConradSenior Vice President of Corporate Finance & Treasury
  • Mr. Michael W. DibdenExecutive VP & Chief Information Officer
  • Mr. Shubha Rahman KhanSVP & Head of Investor Relations
  • Ms. Sharon C. GeraghtyExecutive VP & General Counsel
  • Amy E. MetzgerSenior VP & Chief Compliance Officer

Financials

Income Statement

Currency: CAD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue6.08B7.48B13.76B13.33B15.27B16.05B16.63B13.43B21.87B23.87B25.48B25.92B33.93B30.54B30.10B29.90B30.60B26.45B39.18B33.82B46.38B47.12B44.03B44.75B60.60B64.45B-2.69B36.73B34.72B39.10B
Growth (%)-+22.96%+83.98%-3.11%+14.54%+5.12%+3.64%-19.26%+62.86%+9.14%+6.75%+1.73%+30.90%-9.99%-1.43%-0.68%+2.34%-13.57%+48.15%-13.68%+37.14%+1.59%-6.55%+1.63%+35.42%+6.35%-104.18%+1463.94%-5.47%+12.62%
Cost of Revenue263.00M296.00M538.00M601.00M694.00M696.00M718.00M919.00M1.28B1.28B16.14B16.19B16.78B-16.57B-15.34B23.17B23.32B18.31B29.75B23.58B35.77B36.49B32.89B33.96B49.38B51.52B-13.75B25.61B21.34B25.98B
Gross Profit5.82B7.18B13.22B12.73B14.57B15.35B15.91B12.51B20.59B22.59B9.34B9.74B17.15B47.11B45.45B6.73B7.28B8.14B9.43B10.24B10.61B10.63B11.14B10.79B11.22B12.93B11.06B11.12B13.39B13.13B
Gross Margin95.68%96.04%96.09%95.49%95.45%95.66%95.68%93.16%94.14%94.62%36.65%37.56%50.54%154.25%150.97%22.51%23.79%30.77%24.08%30.27%22.87%22.55%25.31%24.11%18.51%20.06%-410.73%30.28%38.56%33.57%
Operating Expense671.00M1.11B12.22B11.61B13.32B14.30B14.49B10.60B18.27B20.10B6.92B7.09B16.77B45.03B43.48B4.53B4.72B5.36B6.04B6.77B7.25B7.90B7.68B7.91B8.14B9.06B7.00B14.46B15.46B8.43B
Operating Income5.15B6.07B1.00B1.12B1.25B1.05B1.43B1.91B2.32B2.49B2.42B2.65B375.00M2.08B1.96B2.21B2.56B2.78B3.39B3.47B3.35B2.73B3.46B2.88B3.07B3.87B4.06B-3.33B-2.07B4.70B
Operating Margin84.64%81.17%7.27%8.39%8.21%6.56%8.57%14.19%10.60%10.43%9.50%10.22%1.11%6.81%6.52%7.38%8.37%10.52%8.65%10.26%7.23%5.79%7.86%6.44%5.07%6.00%-150.91%-9.08%-5.96%12.01%
EBITDA5.15B6.08B1.06B1.18B1.32B1.12B1.43B1.91B2.32B2.49B2.64B2.95B754.00M2.50B2.34B3.12B2.92B3.21B3.87B3.97B3.89B3.25B3.97B3.59B3.80B4.72B4.96B3.98B5.93B5.64B
EBITDA Margin84.64%81.28%7.69%8.84%8.63%6.97%8.57%14.19%10.60%10.43%10.36%11.38%2.22%8.20%7.79%10.42%9.55%12.16%9.87%11.75%8.38%6.91%9.02%8.01%6.27%7.33%-184.14%10.84%17.07%14.43%
Net Income289.00M250.00M473.00M569.00M674.00M546.00M962.00M1.24B1.62B1.77B1.93B2.11B1.45B1.70B1.70B2.12B1.92B2.41B2.67B2.89B2.76B2.28B3.09B2.49B3.08B3.26B3.73B2.87B4.07B4.12B
Net Income Margin4.75%3.34%3.44%4.27%4.42%3.40%5.78%9.20%7.39%7.44%7.56%8.14%4.28%5.56%5.65%7.08%6.28%9.11%6.81%8.54%5.96%4.83%7.03%5.57%5.08%5.06%-138.36%7.81%11.72%10.54%
Interest Expense--------205.00M187.00M202.00M269.00M296.00M264.00M283.00M289.00M276.00M269.00M304.00M303.00M302.00M300.00M221.00M307.00M306.00M349.00M393.00M426.00M402.00M379.00M
Interest Expense % of Total Revenue--------0.94%0.78%0.79%1.04%0.87%0.86%0.94%0.97%0.90%1.02%0.78%0.90%0.65%0.64%0.50%0.69%0.50%0.54%-14.59%1.16%1.16%0.97%

Balance Sheet

Currency: CAD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets28.01B52.08B54.73B53.26B55.75B59.16B60.07B97.45B95.85B102.16B120.46B118.39B130.07B128.37B131.51B238.77B253.72B325.90B356.71B399.94B399.91B419.84B427.69B451.17B600.49B630.49B701.46B713.23B802.16B862.83B
Total Liabilities25.36B46.91B49.09B47.34B49.64B52.81B53.31B86.44B83.75B90.56B107.10B105.06B114.51B113.00B117.98B222.66B236.13B305.91B334.81B374.68B374.90B394.30B400.29B425.62B573.48B600.00B669.14B683.38B771.01B829.83B
Total Equity1.99B3.16B3.55B3.79B4.18B4.40B4.71B8.59B9.43B9.49B11.11B10.91B13.23B13.00B13.42B13.87B15.08B17.64B19.25B22.45B22.00B22.60B24.52B22.68B24.03B27.22B29.01B26.84B29.54B29.86B
Cash--759.00M732.00M740.00M837.00M912.00M2.46B2.47B2.96B3.08B3.65B2.85B3.43B1.84B2.06B1.90B2.79B2.50B2.81B3.26B3.55B4.17B4.63B7.95B4.77B6.41B7.05B9.56B8.19B
Total Debt116.00M811.00M975.00M806.00M1.03B1.48B1.52B3.08B2.76B2.84B2.98B5.24B3.82B4.14B4.32B4.31B4.73B6.12B5.80B5.87B6.43B6.05B6.92B6.96B10.71B9.73B11.29B9.65B10.23B13.41B
Net Debt116.00M811.00M216.00M74.00M292.00M638.00M611.00M618.00M292.00M-122.00M-106.00M1.59B971.00M715.00M2.48B2.26B2.84B3.33B3.30B3.06B3.17B2.50B2.75B2.33B2.76B4.96B4.88B2.60B664.00M5.22B

Cash Flow

Currency: CAD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow563.40M18.00M714.00M-27.00M80.00M1.96B1.39B2.10B3.00B3.95B3.81B3.73B3.86B3.96B5.80B4.84B4.72B5.03B5.44B5.12B6.25B6.76B6.49B6.11B9.61B10.37B7.05B5.20B4.75B2.71B
Investing Cash Flow-378.60M-1.89B-409.00M180.00M-79.00M-1.34B-724.00M-1.94B-1.89B-2.51B-3.40B-5.20B-3.29B-1.83B-6.10B-3.41B-3.84B-4.81B-4.13B-3.42B-4.57B-4.78B-4.78B-1.54B-8.20B-11.21B-5.49B-786.00M-408.00M-56.00M
Financing Cash Flow-154.60M730.00M-446.00M-180.00M-7.00M-521.00M-595.00M1.39B-1.10B-665.00M-565.00M2.42B-1.55B-1.26B-1.07B-1.25B-1.04B493.00M-1.69B-1.68B-1.04B-1.66B-1.27B-3.98B2.01B-992.00M-620.00M-3.55B-2.29B-4.32B
Capital Expenditure45.80M38.00M41.00M77.00M117.00M200.00M40.00M111.00M197.00M588.00M631.00M1.66B20.00M31.00M000000001.94B0000000
Free Cash Flow517.60M-20.00M673.00M-104.00M-37.00M1.76B1.35B1.99B2.80B3.36B3.18B2.07B3.84B3.93B5.80B4.84B4.72B5.03B5.44B5.12B6.25B6.76B4.55B6.11B9.61B10.37B7.05B5.20B4.75B2.71B
Dividends Paid136.60M159.00M229.00M231.00M274.00M320.00M379.00M500.00M671.00M755.00M878.00M1.00B1.13B1.23B1.25B1.26B1.28B1.33B1.35B1.42B1.49B1.58B1.67B1.69B1.76B1.81B1.96B2.07B2.20B2.41B
FCF to OCF91.87%-111.11%94.26%385.19%-46.25%89.80%97.13%94.71%93.43%85.12%83.45%55.59%99.48%99.22%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%70.14%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF26.39%-795.00%34.03%-222.12%-740.54%18.18%27.99%25.16%23.95%22.45%27.60%48.31%29.40%31.42%21.60%26.11%27.17%26.46%24.80%27.80%23.86%23.41%36.68%27.69%18.30%17.46%27.76%39.73%46.28%89.11%

Key Statistics & Ratios

Market Cap40.47B
Enterprise Value-167.36B
Trailing P/E6.05
Forward P/E0.00
Price / Sales1.14
Price / Book0.00
EPS3.42
Book Value31.52
Revenue (TTM)36.42B
Gross Profit (TTM)17.46B
EBITDA9.71B
Profit Margin12.72%
Operating Margin16.35%
Return on Equity14.13%
Return on Assets0.65%
Shares Outstanding988.38M
Shares Float280.24M
Beta0.66
Dividend Yield4.89%
Dividend Rate1.02
Payout Ratio0.00%

Dividends

20263×
0.26Sep 1, 20260.26Jun 2, 20260.26Mar 3, 2026
20254×
0.11Dec 3, 20250.11Aug 29, 20250.11Jun 2, 20250.11Mar 3, 2025
20244×
0.11Dec 3, 20240.11Aug 30, 20240.11May 31, 20240.11Feb 28, 2024
20234×
0.11Nov 29, 20230.11Aug 30, 20230.11May 30, 20230.11Mar 2, 2023
20224×
0.11Dec 1, 20220.11Aug 31, 20220.11Jun 1, 20220.11Mar 2, 2022
20214×
0.11Dec 2, 20210.11Sep 1, 20210.11Jun 1, 20210.11Mar 2, 2021
20201×
0.14Dec 2, 2020