Solution Financial Inc

SFI · TO · Consumer Cyclical / Auto & Truck Dealerships

0.26CAD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.26

Open0.26

Day Range0.26 – 0.26

52-Week Range0.25 – 0.2939

Volume13.50K

Market Cap22.27M

P/E (TTM)27.00

Forward P/E0.00

EPS0.01

Dividend Yield1.45%

Beta0.20

50-Day Avg0.2694

200-Day Avg0.2744

About

Solution Financial Inc., together with its subsidiary, engages in leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. It serves new immigrants, business owners, and international students. Solution Financial Inc. is headquartered in Richmond, Canada.

Company Details

SectorConsumer Cyclical
IndustryAuto & Truck Dealerships
CEOMr. Bryan Pang
Employees16
Headquarters8680 Cambie Road, Richmond, BC, Canada, V6X 4K1, Canada
Websitehttps://www.solution.financial

Leadership

Mr. Bryan PangCEO, President & Director
Mr. Sean P. Hodgins (Illinois), C.A., CPACFO, Corporate Secretary & Non-Independent Director
Ms. Winnie LouieHR & Communication Manager
Mr. Michael ChanDirector of Sales
Mr. Johnny LauFinancial Controller

Financials

Income Statement

Currency: CAD	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	0	0	4.81M	9.64M	14.30M	20.45M	20.35M	13.92M	12.51M	10.61M
Growth (%)	-	-	-	+100.35%	+48.34%	+43.03%	-0.51%	-31.61%	-10.11%	-15.21%
Cost of Revenue	-	-	2.07M	6.67M	10.87M	15.88M	15.38M	10.00M	8.75M	6.71M
Gross Profit	-	-	2.75M	2.97M	3.43M	4.57M	4.96M	3.92M	3.76M	3.90M
Gross Margin	-	-	57.07%	30.81%	23.96%	22.35%	24.40%	28.17%	30.05%	36.77%
Operating Expense	-	-	4.60M	2.65M	2.64M	3.39M	3.68M	3.88M	3.55M	3.78M
Operating Income	-56.21K	-57.27K	-1.85M	322.63K	783.22K	1.18M	1.29M	43.06K	213.66K	117.23K
Operating Margin	-	-	-38.52%	3.35%	5.48%	5.77%	6.33%	0.31%	1.71%	1.11%
EBITDA	-	-	83.82K	4.24M	6.68M	6.76M	5.87M	2.83M	2.08M	1.73M
EBITDA Margin	-	-	1.74%	44.02%	46.74%	33.04%	28.84%	20.34%	16.60%	16.26%
Net Income	-53.62K	-54.12K	-1.92M	181.95K	400.41K	907.17K	837.54K	38.67K	355.02K	273.87K
Net Income Margin	-	-	-39.86%	1.89%	2.80%	4.44%	4.12%	0.28%	2.84%	2.58%
Interest Expense	-	0	61.69K	408.81K	674.27K	435.88K	626.16K	903.82K	1.04M	1.20M
Interest Expense % of Total Revenue	-	-	1.28%	4.24%	4.72%	2.13%	3.08%	6.49%	8.33%	11.33%

Balance Sheet

Currency: CAD	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	497.11K	448.19K	15.13M	24.48M	29.07M	33.29M	29.84M	29.61M	31.40M	37.60M
Total Liabilities	136.58K	135.70K	6.00M	15.01M	18.64M	19.86M	16.34M	16.81M	18.65M	25.33M
Total Equity	360.53K	312.48K	9.12M	9.48M	10.43M	13.43M	13.49M	12.80M	12.75M	12.27M
Cash	493.44K	444.27K	447.64K	583.19K	2.53M	3.38M	1.81M	1.29M	683.29K	1.99M
Total Debt	-	-	2.23M	8.37M	10.07M	13.18M	-	-	-	-
Net Debt	-	-	1.78M	9.04M	10.22M	9.75M	9.61M	1.92M	2.32M	6.83M

Cash Flow

Currency: CAD	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-55.54K	2.17M	3.76M	5.33M	6.93M	6.25M	-9.31M	-5.43M	-4.29M	-4.85M
Investing Cash Flow	-	-3.08M	-7.94M	-12.53M	-8.41M	-7.70M	10.37M	5.38M	2.55M	684.84K
Financing Cash Flow	-	908.88K	4.61M	7.33M	3.43M	2.31M	-2.64M	809.40K	1.37M	5.56M
Capital Expenditure	0	3.08M	8.14M	12.53M	8.41M	7.09M	48.83K	139.44K	71.79K	42.44K
Free Cash Flow	-	-	-4.39M	-7.20M	-1.49M	-845.73K	-9.36M	-5.57M	-4.37M	-4.89M
Dividends Paid	-	130.00K	79.21K	79.21K	317.07K	333.86K	355.52K	348.99K	345.38K	342.96K
FCF to OCF	-	-	-116.82%	-134.90%	-21.46%	-13.53%	100.52%	102.57%	101.67%	100.88%
Dividend Paid to FCF	-	-	-1.81%	-1.10%	-21.33%	-39.48%	-3.80%	-6.26%	-7.91%	-7.01%

Earnings

Report Date	Sep 23, 2019	Feb 25, 2020	Jun 26, 2020	Sep 23, 2020	Jan 18, 2021	Jun 29, 2021	Sep 14, 2021	Oct 31, 2021	Jan 27, 2022	Jun 14, 2022	Sep 13, 2022	Oct 31, 2022	Jan 27, 2023	Jun 13, 2023	Sep 13, 2023	Oct 31, 2023	Mar 15, 2024	Jun 12, 2024	Sep 13, 2024	Oct 31, 2024	Mar 14, 2025	Jun 10, 2025	Sep 10, 2026	Jan 27, 2027
EPS Estimate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EPS Actual	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.00	0.00	0.00	0.00	0.00	-0.00	0.00	0.00	-0.00	0.00	-	-
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-	-	-	-	-	-	After-hours	After-hours	-	After-hours	After-hours	Pre-market	-	After-hours	After-hours	After-hours	After-hours

Key Statistics & Ratios

Market Cap22.27M

Enterprise Value26.87M

Trailing P/E27.00

Forward P/E0.00

Price / Sales1.34

Price / Book1.86

EPS0.01

Book Value0.142

Revenue (TTM)16.64M

Gross Profit (TTM)4.14M

EBITDA1.69M

Profit Margin3.01%

Operating Margin7.96%

Return on Equity4.19%

Return on Assets2.78%

Shares Outstanding82.47M

Shares Float28.69M

Beta0.20

Dividend Yield1.45%

Dividend Rate0.00

Payout Ratio50.00%

Dividends

20261×

0.00Mar 2, 2026

20254×

0.00Nov 28, 20250.00Aug 29, 20250.00May 30, 20250.00Feb 28, 2025

20244×

0.00Nov 29, 20240.00Aug 30, 20240.00May 31, 20240.00Feb 28, 2024

20234×

0.00Nov 29, 20230.00Aug 30, 20230.00May 30, 20230.00Feb 27, 2023

20224×

0.00Nov 29, 20220.00Aug 30, 20220.00May 30, 20220.00Feb 28, 2022

20214×

0.00Nov 29, 20210.00Aug 30, 20210.00May 28, 20210.00Feb 26, 2021

20203×

0.00Nov 27, 20200.00Aug 28, 20200.00May 28, 2020

Stock Splits

Jun 27, 20181:2.451
Dec 5, 20111:2