YOLFTbeta
28

Union Insurance Co Ltd

2816 · TW · Financial Services / Insurance - Diversified

44.45TWD+3.25 (+7.89%)

Price History

Full chart

Market Stats

Previous Close41.20
Open43.05
Day Range42.75 – 44.85
52-Week Range25.13 – 41.40
Volume1.11M
Market Cap8.87B
P/E (TTM)8.55
Forward P/E0.00
EPS4.64
Dividend Yield3.78%
Beta0.10
50-Day Avg37.08
200-Day Avg32.52

About

Union Insurance Co., Ltd. provides insurance products and services in Taiwan. It provides personal insurance, including motor vehicle special project, travel, inconvenience, residential, and health injury insurance; corporate insurance, such as commercial fire, accident, engineering, and marine insurance. The company was incorporated in 1963 and is headquartered in Taipei, Taiwan.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Tzu-Ming Liu
  • Employees1.11K
  • HeadquartersNo. 219, Zhongxiao East Road, Taipei, Taiwan, 106448, Taiwan
  • Websitehttps://www.wwunion.com

Leadership

  • Mr. Tzu-Ming LiuGM, President & Director
  • Mr. Chang-Hsiao HsuehChief Financial Officer
  • Ms. Fei-Wen KuoChief Accounting Officer
  • Ms. Ching-Hua KeChief Compliance Officer
  • Mr. Tai-Lung ChenHead of HR & Legal Department
  • Ms. Wan-Hua TsaiAssistant Vice President of Marketing & Planning Department
  • Ms. Li-Hung WangChief Audit Officer
  • Ms. Shu-Chuan WuHead of Risk Management Specialist

Financials

Income Statement

Currency: TWD2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue5.64B8.31B8.93B4.90B4.17B4.63B4.96B5.77B5.87B6.31B7.24B7.71B8.08B8.24B8.81B8.50B10.18B11.02B10.45B
Growth (%)-+47.36%+7.47%-45.15%-14.85%+11.07%+7.11%+16.36%+1.68%+7.47%+14.81%+6.45%+4.86%+1.93%+6.95%-3.51%+19.72%+8.24%-5.13%
Cost of Revenue--1.05B874.89M1.04B1.08B1.11B1.20B1.36B1.38B1.46B1.52B1.54B1.62B1.70B1.78B1.93B2.06B5.15B
Gross Profit--7.88B4.02B3.12B3.55B3.85B4.57B4.51B4.93B5.78B6.19B6.54B6.62B7.11B6.72B8.25B8.95B5.30B
Gross Margin--88.24%82.13%74.96%76.70%77.72%79.16%76.82%78.16%79.90%80.28%80.90%80.35%80.73%79.06%81.03%81.27%50.73%
Operating Expense--7.95B4.59B3.02B3.34B3.34B4.01B4.25B4.71B5.12B5.56B5.84B5.91B6.31B8.04B6.94B7.49B3.98B
Operating Income---71.85M-570.10M107.16M213.57M517.96M562.73M262.21M217.55M663.80M625.10M700.25M706.05M806.26M-1.32B1.31B1.47B1.32B
Operating Margin---0.80%-11.64%2.57%4.61%10.44%9.75%4.47%3.45%9.17%8.11%8.66%8.57%9.15%-15.56%12.87%13.30%12.61%
EBITDA---28.51M-517.12M148.69M257.16M554.73M593.39M294.19M264.47M713.43M678.62M774.67M779.83M879.42M-1.24B1.39B1.56B1.43B
EBITDA Margin---0.32%-10.56%3.57%5.55%11.19%10.28%5.01%4.19%9.85%8.80%9.59%9.47%9.98%-14.63%13.70%14.18%13.65%
Net Income---148.30M-583.99M105.15M222.21M517.82M585.11M261.79M218.48M663.46M605.62M703.78M702.10M696.67M-1.32B1.20B1.22B1.04B
Net Income Margin---1.66%-11.93%2.52%4.80%10.44%10.14%4.46%3.46%9.16%7.86%8.71%8.52%7.91%-15.55%11.79%11.09%9.97%
Interest Expense003.00K0000316.00K152.00K816.00K1.47M2.10M2.17M2.48M4.69M7.79M7.26M9.49M8.39M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.00%0.01%0.02%0.03%0.03%0.03%0.05%0.09%0.07%0.09%0.08%

Balance Sheet

Currency: TWD2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets8.38B11.53B13.23B13.78B14.00B13.30B14.18B13.82B14.47B15.42B16.29B17.39B17.58B17.74B19.02B18.30B19.93B23.23B20.11B
Total Liabilities7.22B10.32B11.63B11.87B12.10B11.14B11.10B10.32B10.95B11.79B11.95B12.53B12.14B11.90B12.58B13.50B13.83B15.92B12.06B
Total Equity1.16B1.21B1.60B1.92B1.91B2.16B3.09B3.50B3.49B3.61B4.31B4.84B5.42B5.85B6.44B4.80B6.10B7.31B8.05B
Cash3.00B3.08B3.67B4.00B3.23B3.53B1.28B2.86B2.13B2.10B2.59B2.27B2.12B2.39B3.65B3.07B3.48B3.13B3.32B
Total Debt-----188.00K------19.68M7.86M18.26M11.93M17.93M13.35M20.45M
Net Debt---3.67B-4.00B-3.23B-3.53B-1.28B-2.86B-2.13B-2.10B-2.59B-2.27B-2.10B-2.38B-3.63B-3.06B-3.46B-3.12B-3.30B

Cash Flow

Currency: TWD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow155.58M-509.41M-480.45M32.95M-460.11M1.60B-418.15M512.07M706.51M-75.20M194.20M418.82M1.66B-255.37M716.19M-260.13M1.54B
Investing Cash Flow-68.77M-58.49M-295.98M223.63M-1.98M-27.68M-56.36M-522.57M-217.94M-94.14M-139.57M49.02M-202.07M-85.23M-287.94M-69.57M-47.70M
Financing Cash Flow501.03M900.15M385.00K47.02M-248.10M-248.10M-248.10M-21.30M-149.07M-149.07M-208.11M-203.67M-194.48M-240.34M-16.36M-16.64M-351.27M
Capital Expenditure35.43M41.81M69.82M54.83M34.91M36.95M36.07M77.15M18.99M93.67M139.57M71.08M196.72M75.00M56.26M83.41M52.78M
Free Cash Flow120.15M-551.22M-550.27M-21.88M-495.02M1.56B-454.21M434.92M687.52M-168.87M54.63M347.74M1.46B-330.36M659.93M-343.55M1.49B
Dividends Paid----248.10M248.10M248.10M21.30M149.07M149.07M191.66M187.41M178.89M223.61M--335.41M
FCF to OCF77.23%108.21%114.53%-66.40%107.59%97.69%108.63%84.93%97.31%224.56%28.13%83.03%88.14%129.37%92.14%132.07%96.57%
Dividend Paid to FCF-----50.12%15.86%-54.62%4.90%21.68%-88.28%350.85%53.89%12.24%-67.69%--22.58%

Earnings

Report DateOct 31, 2011Mar 29, 2012Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Aug 31, 2016Nov 11, 2016Mar 31, 2017May 12, 2017Aug 31, 2017Nov 13, 2017Mar 29, 2018Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023
EPS Estimate0.190.50---------------------------------------------
EPS Actual-0.810.120.390.170.460.240.580.451.060.230.861.020.670.061.080.34-0.420.160.250.030.380.310.470.701.040.760.581.140.650.330.970.851.060.25-0.301.591.460.380.940.420.371.37-0.28-3.370.03-2.300.89
Surprise-526.32%-76.00%---------------------------------------------
TimingPre-marketPre-market-----------------After-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-market---------------------

Key Statistics & Ratios

Market Cap8.87B
Enterprise Value5.75B
Trailing P/E8.55
Forward P/E0.00
PEG Ratio0.00
Price / Sales0.70
Price / Book1.12
EPS4.64
Book Value43.10
Revenue (TTM)12.59B
Gross Profit (TTM)4.90B
EBITDA2.45B
Profit Margin17.41%
Operating Margin31.22%
Return on Equity26.01%
Return on Assets5.73%
Shares Outstanding223.61M
Shares Float67.74M
Beta0.10
Dividend Yield3.78%
Dividend Rate1.50
Payout Ratio32.33%

Dividends

20261×
1.50Jun 16, 2026
20251×
1.50Jun 17, 2025
20221×
1.00Aug 4, 2022
20211×
0.80Aug 19, 2021
20201×
0.84Jul 14, 2020
20191×
0.86Sep 4, 2019
20181×
0.67Jul 17, 2018
20161×
0.10Jul 26, 2016
20151×
1.11Jul 14, 2015

Stock Splits

  • Sep 10, 20201050:1000
  • Sep 9, 20141064.8:1000
  • Oct 18, 20120.7692:1
  • Oct 16, 20090.7679:1
  • Oct 11, 20071:11.7411
  • Aug 8, 2005107:100
  • Aug 2, 2004110:100
  • Aug 8, 2003113.098:100
  • Aug 26, 2002110.7523:100
  • Aug 10, 2001107.76:100
  • Aug 10, 2000111:100