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Taiwan Fire & Marine Insurance Co Ltd

2832 · TW · Financial Services / Insurance - Property & Casualty

54.50TWD+1.00 (+1.87%)

Price History

Full chart

Market Stats

Previous Close53.50
Open53.50
Day Range53.50 – 54.50
52-Week Range42.22 – 61.90
Volume121.62K
Market Cap14.38B
P/E (TTM)14.54
Forward P/E10.00
EPS3.90
Dividend Yield6.16%
Beta0.17
50-Day Avg58.37
200-Day Avg53.13

About

Taiwan Fire & Marine Insurance Co., Ltd. provides property and casualty insurance products and services in Taiwan. It provides fire insurance products, such as residential fire and earthquake, fire and allied perils, commercial fire, household, and fire and property all risks insurance; marine insurance, including marine cargo, inland transit, marine hull, commercial property floater, and fishing vessel insurance; aviation insurance; and automobile insurance comprising physical damage automobile, compulsory automobile liability, theft automobile, automobile insurance and allied perils, and third-party liability automobile insurance. The company also offers engineering insurance products, such as civil engineering completed risks, erection all risks, boiler and pressure vessel, contractors' plant and machinery, electronic equipment, contractors' all risks, and machinery breakdown insurance; and bond and credit insurances that include fidelity bond, maintenance bond, performance bond, travel agents performance bond, and advance payment bond insurance. In addition, it provides accident and health insurance products comprising Individual personal accident, group personal accident, travel accident, and health insurance; and miscellaneous insurances, including money, glass, burglary, cancellation of events, fine arts comprehensive, liquefied petroleum gas comprehensive, and bankers blanket bond insurance. Further, the company liability insurance and reinsurance products. Taiwan Fire & Marine Insurance Co., Ltd. was founded in 1948 and is headquartered in Taipei, Taiwan.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMr. Chao-Feng Chen
  • Employees921
  • HeadquartersNo. 49, Guanqian Road, Taipei, Taiwan, 100, Taiwan
  • Websitehttps://www.tfmi.com.tw

Leadership

  • Mr. Chao-Feng ChenPresident
  • Mr. Charles SungVice Chairman
  • Mr. Chih-Chieh HuangExecutive VP & Manager of Finance Department
  • Mr. Pi-Chen WangChief Accountant
  • Mr. Stanley FangSenior Manager of Legal Compliance Department
  • Ms. Tsui-Jung ChenChief Compliance Officer
  • Jimmy ChuVice President of Direct Marketing Department
  • Grant HsiaoSenior Manager of Human Resources Department
  • Ms. Tsun-Jung HsiaoSenior Vice President
  • Mr. Allen ChengSVP & SVP of Claim Service Dept., Personal Lines

Financials

Income Statement

Currency: TWD2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue3.61B4.34B4.44B4.79B4.89B5.99B10.07B8.08B6.58B3.47B3.41B3.85B4.02B4.13B4.93B4.57B5.06B4.95B5.16B5.37B7.48B6.10B6.75B7.28B6.94B
Growth (%)-+20.35%+2.40%+7.75%+2.08%+22.63%+68.09%-19.80%-18.50%-47.27%-1.90%+13.02%+4.39%+2.86%+19.17%-7.23%+10.71%-2.14%+4.21%+4.10%+39.29%-18.50%+10.76%+7.73%-4.59%
Cost of Revenue-----480.94M489.71M455.34M566.13M541.10M589.11M642.80M649.01M701.42M742.80M744.15M769.32M807.77M845.75M860.44M1.34B941.15M1.03B1.06B2.86B
Gross Profit-----5.51B9.58B7.62B6.02B2.93B2.82B3.21B3.37B3.43B4.18B3.83B4.29B4.14B4.31B4.51B6.14B5.16B5.72B7.28B4.08B
Gross Margin-----91.97%95.14%94.36%91.40%84.42%82.70%83.30%83.85%83.03%84.92%83.72%84.79%83.68%83.61%83.98%82.04%84.56%84.70%100.00%58.83%
Operating Expense-----4.81B8.53B7.35B4.76B2.50B2.32B2.43B2.44B2.65B2.98B3.23B3.35B3.47B3.48B3.74B5.73B4.31B4.54B5.90B2.55B
Operating Income307.67M242.13M402.69M555.08M588.77M706.49M1.06B276.93M1.26B433.99M492.75M774.63M933.39M780.46M1.20B594.13M935.54M673.40M833.65M772.94M403.44M850.42M1.18B1.38B1.53B
Operating Margin8.53%5.58%9.06%11.60%12.05%11.79%10.50%3.43%19.08%12.50%14.47%20.12%23.23%18.88%24.43%13.00%18.49%13.60%16.16%14.39%5.39%13.95%17.45%18.96%22.10%
EBITDA-----732.35M1.17B391.47M1.01B1.03B516.01M800.25M958.57M805.67M1.24B626.11M967.02M703.59M897.27M835.02M467.95M916.55M1.25B1.45B1.60B
EBITDA Margin-----12.22%11.62%4.85%15.38%29.68%15.15%20.79%23.86%19.49%25.08%13.70%19.11%14.21%17.39%15.55%6.26%15.03%18.54%19.89%23.06%
Net Income-248.25M353.42M518.51M519.31M695.04M985.11M138.42M809.41M938.80M700.63M737.42M820.84M658.28M1.09B490.13M851.70M560.30M703.13M687.60M373.21M671.96M978.27M1.16B1.24B
Net Income Margin-5.72%7.95%10.83%10.63%11.60%9.78%1.71%12.29%27.04%20.57%19.16%20.43%15.93%22.17%10.73%16.83%11.32%13.63%12.80%4.99%11.02%14.49%15.98%17.90%
Interest Expense000008.00K46.52M70.10M25.71M40.83M0000000001.66M1.62M1.38M1.82M-1.40M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.46%0.87%0.39%1.18%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.03%0.02%0.02%0.03%-0.02%

Balance Sheet

Currency: TWD2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets10.90B11.43B13.70B12.49B11.13B11.99B16.68B14.86B16.65B18.28B15.16B16.01B16.59B16.86B17.10B17.65B17.97B17.98B18.89B19.58B20.64B20.89B22.81B24.91B22.19B
Total Liabilities7.30B7.84B9.84B8.13B6.24B6.50B11.11B11.57B11.67B11.76B9.41B9.82B9.59B9.63B9.38B9.80B9.46B9.56B9.80B10.00B10.46B10.95B11.62B12.64B10.35B
Total Equity3.60B3.59B3.86B4.36B4.89B5.49B5.57B3.29B4.98B6.52B5.75B6.18B7.00B7.24B7.72B7.85B8.52B8.42B9.09B9.58B10.18B9.95B11.19B12.27B11.84B
Cash2.87B2.94B3.34B3.41B2.63B3.15B3.58B3.09B2.88B4.30B3.42B3.68B2.71B2.54B2.81B3.08B3.34B3.24B3.42B3.68B4.18B3.07B3.14B3.78B3.27B
Total Debt------2.13B698.91M369.00M---------66.64M71.50M61.74M51.67M63.69M44.60M49.06M
Net Debt------3.15B-1.45B-2.39B-2.52B-4.30B-3.42B-3.68B-2.71B-2.54B-2.81B-3.08B-3.34B-3.24B-3.35B-3.61B-4.12B-3.02B-3.08B-3.73B-3.22B

Cash Flow

Currency: TWD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow----471.93M222.80M831.58M423.56M1.64B-277.73M950.77M971.82M359.90M-713.11M688.67M811.57M306.06M584.78M534.95M910.82M-772.36M677.33M1.14B2.54B
Investing Cash Flow----482.33M-3.56B1.35B-174.77M-14.84M118.16M-272.73M33.09M-128.06M1.34B67.05M-224.88M-9.89M-42.45M130.04M18.24M-28.01M-216.28M5.66M-2.01B
Financing Cash Flow-----433.89M3.76B-2.68B-455.18M-208.25M-718.68M-422.14M-399.63M-401.57M-359.13M-484.69M-328.95M-397.25M-364.59M-395.75M-435.25M-303.36M-394.33M-508.15M-1.84B
Capital Expenditure00005.56M5.67M11.09M6.56M3.28M8.25M3.08M4.55M19.63M26.57M10.41M22.78M11.11M13.21M19.20M27.07M28.59M13.82M13.81M2.03B
Free Cash Flow----466.37M217.13M820.49M417.00M1.63B-285.99M947.68M967.27M340.27M-739.67M678.26M788.78M294.94M571.57M515.75M883.74M-810.73M663.50M1.13B507.70M
Dividends Paid----419.66M606.17M849.18M-293.50M727.63M422.03M400.20M400.20M327.44M434.64M325.98M398.42M325.98M362.20M398.42M271.65M362.20M470.86M724.40M
FCF to OCF----98.82%97.46%98.67%98.45%99.80%102.97%99.68%99.53%94.55%103.73%98.49%97.19%96.37%97.74%96.41%97.03%104.97%97.96%98.79%20.03%
Dividend Paid to FCF----89.98%279.17%103.50%-17.98%-254.43%44.53%41.37%117.61%-44.27%64.08%41.33%135.08%57.03%70.23%45.08%-33.51%54.59%41.82%142.68%

Earnings

Report DateJun 3, 2009Sep 2, 2009Dec 2, 2009Mar 3, 2010Jun 2, 2010Sep 1, 2010Dec 1, 2010Mar 2, 2011Jun 1, 2011Aug 31, 2011Oct 31, 2011Mar 28, 2012May 30, 2012Aug 29, 2012Nov 28, 2012Mar 28, 2013May 29, 2013Aug 28, 2013Oct 29, 2013Mar 31, 2014May 28, 2014Aug 29, 2014Dec 3, 2014Feb 25, 2015Jun 3, 2015Sep 2, 2015Dec 2, 2015Mar 2, 2016Jun 1, 2016Aug 31, 2016Nov 30, 2016Mar 30, 2017May 31, 2017Aug 30, 2017Nov 29, 2017Mar 29, 2018May 30, 2018Aug 29, 2018Nov 28, 2018Mar 28, 2019May 29, 2019Aug 28, 2019Nov 27, 2019Mar 26, 2020Jun 3, 2020Sep 2, 2020Dec 2, 2020Jun 2, 2021Sep 1, 2021Dec 1, 2021Jun 1, 2022Aug 31, 2022Nov 30, 2022Mar 30, 2023May 31, 2023
EPS Estimate----------2.260.96---0.39--0.920.910.470.750.95--------------------------------
EPS Actual0.400.761.000.220.500.230.521.480.650.311.200.230.690.310.750.390.490.470.700.790.830.460.570.500.641.500.410.440.330.170.570.280.580.630.780.350.520.490.460.070.570.410.610.340.360.560.62-0.06-0.670.430.200.810.710.140.67
Surprise-----------46.90%-76.04%---0.00%---23.91%-13.19%77.93%-38.67%-40.12%--------------------------------
Timing----------Pre-marketPre-market---After-hours--After-hoursAfter-hours-Pre-market---------------------------------

Key Statistics & Ratios

Market Cap14.38B
Enterprise Value11.43B
Trailing P/E14.54
Forward P/E10.00
PEG Ratio0.00
Price / Sales1.89
Price / Book1.24
EPS3.90
Book Value47.73
Revenue (TTM)7.61B
Gross Profit (TTM)3.50B
EBITDA1.81B
Profit Margin19.50%
Operating Margin18.81%
Return on Equity12.28%
Return on Assets4.16%
Shares Outstanding253.54M
Shares Float170.74M
Beta0.17
Dividend Yield6.16%
Dividend Rate3.50
Payout Ratio183.15%

Dividends

20261×
3.50Jun 15, 2026
20252×
4.29Oct 22, 20252.86Jun 16, 2025
20241×
1.86Jun 18, 2024
20231×
1.43Jul 5, 2023
20221×
1.07Apr 8, 2022
20211×
1.57Jun 18, 2021
20201×
1.43Jun 12, 2020
20191×
1.29Jul 4, 2019
20181×
1.57Jul 4, 2018
20171×
1.29Jul 5, 2017
20161×
1.71Jun 30, 2016
20151×
1.29Jul 7, 2015
20141×
1.57Jul 15, 2014
20131×
1.57Jul 9, 2013
20121×
1.66Jul 10, 2012
20111×
2.86Jun 28, 2011
20101×
0.85Jul 20, 2010
20081×
3.30Jul 2, 2008
20071×
2.40Jul 4, 2007
20061×
1.66Jun 29, 2006
20051×
1.18Jun 30, 2005
20041×
0.59Jun 30, 2004
20031×
0.59Jun 20, 2003

Stock Splits

  • Oct 22, 2025700:1000
  • Sep 16, 20101.16:1
  • Sep 2, 2005104:100
  • Aug 8, 2001118.78:100
  • Nov 16, 2000132:100