28

Union Bank of Taiwan

2838 · TW · Financial Services / Banks - Regional

19.80TWD+0.15 (+0.76%)

Price History

Full chart

Market Stats

Previous Close19.65
Open19.65
Day Range19.65 – 19.95
52-Week Range18.25 – 24.90
Volume873.08K
Market Cap94.46B
P/E (TTM)16.02
Forward P/E6.43
EPS1.28
Dividend Yield2.23%
Beta0.19
50-Day Avg20.65
200-Day Avg19.65

About

Union Bank of Taiwan provides various banking products and services. It operates through Corporate Banking Unit, Consumer Banking Unit, Wealth Management and Trust Unit, Investing Unit, and Leasing Unit segments. The company accepts deposit products, loans, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, foreign exchange transactions, savings, and trusts. It also provides corporate loans, discount bills and notes, domestic letters of credit and conduct accounts receivable factoring, mortgages, auto loans, personal loans, and other consumer credit; credit card services; and wealth management, trust, custodian business, safe-deposit box rental, and certification services for marketable securities. In addition, the company engages in handling of exports, imports, foreign remittances, foreign currency loans, and guarantees; trades in marketable securities and futures on behalf of customers; and acts as collecting and paying agent for public facilities fees, taxes, and remittances, as well as operates as a property insurance agency. Further, the company involved in the retail and distribution of hardware and software products; development of system programs; system development outsourcing; website designing; e-commerce activities; car rental; import and export financing; securities investment trust; and installment, leasing, and accounts receivable factoring businesses. Additionally, it engages in sale, purchase, and leasing of real estate; venture capital; general business investment; installment sale and purchase; investment leasing business; general and investment management consulting; investment and management of private equity fund; and power generation, transmission, distribution, and energy technology service business; and equipment leasing activities. Union Bank of Taiwan was founded in 1989 and is headquartered in Taipei, Taiwan.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Yao-Hsien Lee
  • Employees0
  • HeadquartersNo.109, Minsheng East Road, Taipei, Taiwan, 105, Taiwan
  • Websitehttps://www.ubot.com.tw

Leadership

  • Mr. Yao-Hsien LeeMD & Independent Director
  • Mr. Zhen-Xong JiangMD & Director
  • Mr. Wei-Wen HsuPresident
  • Mr. Denfer HungSenior EVP and Chief Information Security Officer
  • Ms. Pi-Chiu TangEVP & GM of Corporate Loans Policy & Admin. Dept.
  • Ms. Yu-Man ChaoChief Compliance Officer, VP and GM of Legal Affairs & Compliance Dept.
  • Mr. Hsiao-Chen LinExecutive VP & GM of Human Resources Department
  • Mr. Chu-Chang YangSenior Executive Vice President
  • Mr. Hung-Ming ChienChief Corporate Governance Officer
  • Mr. Jeng-Ping LiuSenior Executive Vice President

Financials

Income Statement

Currency: TWD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue11.19B13.20B10.36B11.99B14.08B17.95B11.31B15.35B6.27B7.09B10.48B8.53B12.79B10.36B14.68B15.81B15.67B16.09B17.00B19.47B18.53B19.64B22.06B29.35B32.75B34.74B
Growth (%)-+17.91%-21.48%+15.68%+17.41%+27.52%-37.01%+35.77%-59.20%+13.20%+47.74%-18.56%+49.89%-18.98%+41.66%+7.73%-0.88%+2.63%+5.71%+14.51%-4.85%+6.03%+12.28%+33.06%+11.60%+6.05%
Cost of Revenue----14.08B17.95B-7.42B--2.55B-3.43B118.71M3.73B4.01B3.71B3.68B4.29B5.53B4.28B2.97B5.12B11.62B13.92B14.54B
Gross Profit------11.31B7.94B6.27B7.09B7.93B8.53B9.36B10.36B10.95B11.80B11.96B12.41B12.72B13.95B14.24B16.67B16.93B17.73B18.83B20.20B
Gross Margin------100.00%51.70%100.00%100.00%75.64%100.00%73.21%100.00%74.59%74.62%76.33%77.14%74.79%71.62%76.88%84.86%76.78%60.41%57.50%58.15%
Operating Expense------6.74B14.40B5.36B5.31B6.10B5.93B6.26B7.05B7.21B7.96B8.65B9.02B9.24B9.92B10.30B11.46B12.38B12.49B12.67B12.95B
Operating Income9.05B7.65B2.58B4.02B487.46M-1.34B4.57B-6.46B902.45M1.78B1.82B2.61B3.11B3.31B3.74B3.84B3.31B3.39B3.48B4.03B3.94B5.21B4.55B5.24B6.17B7.25B
Operating Margin80.85%57.96%24.89%33.55%3.46%-7.49%40.44%-42.06%14.40%25.13%17.40%30.53%24.29%31.97%25.46%24.29%21.12%21.05%20.45%20.68%21.28%26.52%20.63%17.84%18.83%20.86%
EBITDA----1.49B-4.19B6.96B-5.98B6.20B5.35B2.80B3.52B4.65B5.20B5.37B5.55B5.13B5.32B5.46B6.51B6.43B7.85B7.26B7.90B8.93B10.03B
EBITDA Margin----10.56%-23.32%61.51%-38.95%98.99%75.42%26.69%41.27%36.32%50.18%36.60%35.08%32.74%33.10%32.13%33.44%34.73%39.95%32.93%26.93%27.27%28.88%
Net Income423.88M69.49M-1.32B1.60B-3.46B305.81M-4.94B-1.21B255.89M1.41B1.83B2.63B2.87B3.09B3.12B2.64B2.74B2.96B3.36B3.44B4.46B3.54B4.32B5.22B6.08B
Net Income Margin3.79%0.53%-11.02%11.36%-19.26%2.70%-32.19%-19.31%3.61%13.46%21.41%20.60%27.68%21.08%19.74%16.82%17.06%17.39%17.25%18.58%22.72%16.05%14.71%15.92%17.51%
Interest Expense0000006.03B7.42B7.50B3.79B2.55B2.92B3.43B3.40B3.73B4.01B3.71B3.68B4.29B5.53B4.28B2.97B5.12B11.62B13.92B14.54B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%53.33%48.30%119.75%53.50%24.36%34.21%26.79%32.80%25.41%25.38%23.67%22.86%25.21%28.38%23.12%15.14%23.22%39.59%42.50%41.85%

Balance Sheet

Currency: TWD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets190.39B185.30B175.54B204.50B246.57B361.55B389.01B358.53B357.69B360.22B365.83B401.38B413.07B440.15B486.48B508.49B532.71B565.62B647.59B695.16B757.56B841.59B845.00B939.15B995.46B1.06T
Total Liabilities173.73B168.76B160.34B187.78B227.84B341.18B368.42B340.43B340.60B340.96B345.52B379.19B387.82B411.47B454.17B473.34B496.49B517.43B597.53B638.91B697.37B775.72B781.88B868.50B916.00B970.36B
Total Equity16.67B16.54B15.20B16.72B18.73B18.33B18.68B18.10B17.09B17.53B20.09B21.96B25.01B28.42B32.04B34.89B35.95B47.92B49.81B56.25B60.19B65.14B61.07B68.43B77.23B85.28B
Cash7.63B5.79B7.70B11.95B4.27B7.41B39.42B28.17B49.13B63.52B70.32B110.28B85.04B79.10B76.85B71.66B65.39B31.32B43.28B29.73B33.29B43.32B37.22B43.30B52.68B54.68B
Total Debt----15.91B82.36B17.18B10.53B9.04B12.55B7.11B5.99B6.42B9.38B7.40B10.20B12.34B13.11B11.18B13.09B10.39B10.64B7.66B7.74B7.63B123.80B
Net Debt----15.91B82.36B-22.24B-17.53B-40.08B-50.98B-63.22B-104.29B-78.62B-69.72B-69.45B-61.46B-53.05B-18.21B-32.10B-16.64B-22.90B-32.68B-29.56B-35.56B-45.04B69.12B

Cash Flow

Currency: TWD2000-12-312001-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow----3.73B-22.18B23.64B1.40B4.88B18.38B11.86B5.59B-563.85M-10.02B5.10B-7.73B1.53B-44.46B55.03B-21.90B8.88B-2.70B-3.06B21.44B-1.76B-10.79B
Investing Cash Flow----37.01B-54.79B-51.02B-8.14B-4.16B-4.93B-11.91B-38.10B-307.88M-4.37B-2.65B-2.34B-4.39B-1.79B-3.93B-2.82B-2.48B-3.55B-4.40B-3.84B-2.63B-803.95M
Financing Cash Flow---41.17B68.70B26.27B4.66B123.04M-14.25B4.01B31.68B-15.81M3.17B543.79M2.44B2.94B9.74B-3.33B413.51M2.81B5.60B-8.92B404.18M51.13M-1.04B
Capital Expenditure000314.95M756.76M728.52M417.74M309.10M229.35M116.72M96.40M2.37B2.25B266.34M230.19M763.93M267.38M235.78M346.38M268.98M423.27M2.22B3.66B1.52B1.45B
Free Cash Flow----4.05B-22.93B22.91B981.97M4.58B18.15B11.74B5.50B-2.94B-12.31B4.83B-7.96B761.27M-44.72B54.74B-22.25B8.61B-3.13B-5.27B17.78B-3.28B-12.24B
Dividends Paid-----------757.45M181.04M8.96M637.24M1.04B1.17B1.13B480.00M768.45M480.00M974.28M839.40M1.27B1.94B
FCF to OCF---108.43%103.41%96.92%70.16%93.73%98.75%99.02%98.28%521.01%122.80%94.77%102.98%49.91%100.60%99.48%101.58%96.97%115.66%172.51%82.92%186.10%113.45%
Dividend Paid to FCF------------25.78%-1.47%0.19%-8.01%136.88%-2.62%2.07%-2.16%8.92%-15.35%-18.48%4.72%-38.62%-15.88%

Earnings

Report DateMar 31, 2010Sep 1, 2010Dec 1, 2010Jun 1, 2011Aug 31, 2011Nov 30, 2011Feb 29, 2012May 30, 2012Aug 29, 2012Nov 28, 2012Feb 27, 2013May 29, 2013Aug 28, 2013Nov 27, 2013Feb 26, 2014May 14, 2014Sep 3, 2014Nov 13, 2014Mar 30, 2015Jun 3, 2015Sep 2, 2015Dec 2, 2015Jan 4, 2016Jun 1, 2016Jul 10, 2016Nov 14, 2016May 15, 2017Jul 4, 2017Oct 2, 2017Feb 28, 2018May 30, 2018Aug 29, 2018Nov 28, 2018Feb 27, 2019May 29, 2019Aug 28, 2019Nov 27, 2019Feb 26, 2020Jun 3, 2020Sep 2, 2020Dec 2, 2020Mar 3, 2021May 14, 2021Aug 17, 2021Nov 16, 2021Mar 31, 2022May 10, 2022Aug 9, 2022Nov 11, 2022Mar 13, 2023May 8, 2023
EPS Estimate---------------0.180.170.180.180.16-------------------------------
EPS Actual0.090.120.170.110.140.210.030.190.210.200.110.190.200.180.200.160.180.180.170.160.160.240.240.170.160.220.190.170.210.190.180.200.210.150.190.070.270.240.100.140.290.260.310.400.250.270.190.020.340.320.34
Surprise----------------11.11%6.42%0.00%-5.56%0.68%-------------------------------
Timing---------------Pre-market-Pre-marketAfter-hours---After-hours-After-hoursPre-marketPre-marketPre-marketPre-market----------------Pre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap94.46B
Enterprise Value76.52B
Trailing P/E16.02
Forward P/E6.43
PEG Ratio17.13
Price / Sales4.51
Price / Book1.19
EPS1.28
Book Value18.54
Revenue (TTM)20.95B
Gross Profit (TTM)20.75B
Profit Margin33.72%
Operating Margin43.17%
Return on Equity8.24%
Return on Assets0.68%
Shares Outstanding4.61B
Shares Float1.08B
Beta0.19
Dividend Yield2.23%
Dividend Rate0.46
Payout Ratio25.74%

Dividends

20231×
0.10Jul 26, 2023
20221×
0.14Jul 6, 2022
20201×
0.08Jul 23, 2020
20181×
0.29Aug 10, 2018
20171×
0.31Jul 21, 2017
20161×
0.28Jul 11, 2016
20151×
0.18Aug 14, 2015
20011×
0.14May 15, 2001

Stock Splits

  • Jul 26, 202321:20
  • Jul 6, 20222054:1887
  • Sep 1, 2021775:729
  • Jul 23, 2020107:100
  • Aug 2, 2019107:100
  • Aug 10, 2018103:100
  • Aug 14, 201553:50
  • Jul 25, 20141103:1000
  • Aug 6, 20131381:1265
  • Sep 6, 201226:25
  • Jun 28, 2010211:279
  • Feb 15, 2005856:833
  • Jul 25, 20002099:2000
  • Jul 14, 1999521:500
  • Jul 14, 1998531:500