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CTBC Financial Holding Co Ltd

CTBC Financial Holding Co Ltd

2891 · TW · Financial Services / Banks - Regional

78.70TWD+3.30 (+4.38%)

Price History

Full chart

Market Stats

Previous Close75.40
Open75.80
Day Range75.30 – 79.80
52-Week Range40.50 – 76.90
Volume63.47M
Market Cap1.45T
P/E (TTM)18.15
Forward P/E7.86
EPS4.06
Dividend Yield3.29%
Beta0.56
50-Day Avg70.58
200-Day Avg61.96

About

CTBC Financial Holding Co., Ltd., together with its subsidiaries, engages in corporate and personal finance, life insurance, and other businesses in Taiwan, Asia, and North America. The company offers commercial banking and capital market services; customized financing and wealth management and credit services; life insurance services; and designs, provides, and trades in various financial products. It is also involved in deposit and loan; securities and futures; venture capital; asset management; issuance and sale of various types of lottery tickets; prize redemption operations and management, and promotion activities; personal insurance; investment trust; operation of an installment payment sales business; services, leasing business and accounts receivable; cash purchase and sale; guarantee; debt and fund management; securities investment advisory; and wholesale business. In addition, the company provides educational supplies, musical instruments, and recreational products; investment management consulting; financial leasing; product insurance; real estate leasing; elderly housing; home-based businesses and information software services; and hotel business. The company was formerly known as ChinaTrust Financial Holding Co., Ltd. and changed its name to CTBC Financial Holding Co., Ltd. in June 2013. CTBC Financial Holding Co., Ltd. was founded in 2002 and is headquartered in Taipei, Taiwan.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Li-Hsueh Kao
  • Employees26.48K
  • HeadquartersNo. 168, Jingmao 2nd Rd, Taipei, Taiwan, Taiwan
  • Websitehttps://www.ctbcholding.com

Leadership

  • Ms. Li-Hsueh KaoPresident, Chief Control Officer & Chief Sustainability Officer · b. 1969
  • Ms. Megan HsuExecutive VP & Chief Financial Officer
  • Mr. Chuang-Kun HsiehChief Investment Officer
  • Ms. Charlene HsuAccounting Officer
  • Mr. Titan ChiaChief Information Officer & Head of Information Management Department
  • Ms. Justine ShenHead of Investor Relations Department
  • Mr. Wei-Hsiang TangChief Compliance Officer
  • Ms. Christy ChenGeneral Counsel
  • Mr. Scott WuExecutive VP, Chief Communications Officer & Head of Public Relations Department
  • Mr. Chang-Hsing ChoChief Human Resources Officer

Financials

Income Statement

Currency: TWD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue75.16B87.09B63.54B62.95B76.91B88.01B64.57B58.98B59.82B52.30B55.45B59.38B94.06B128.70B201.50B216.40B319.64B348.32B313.27B262.59B195.10B185.36B150.97B425.53B453.92B500.61B
Growth (%)-+15.87%-27.04%-0.93%+22.17%+14.43%-26.63%-8.66%+1.43%-12.57%+6.02%+7.10%+58.39%+36.83%+56.56%+7.39%+47.71%+8.97%-10.06%-16.18%-25.70%-4.99%-18.56%+181.87%+6.67%+10.29%
Cost of Revenue----76.91B88.01B--1.51M-----00139.49B263.97B291.44B293.41B-----280.91B-119.00B
Gross Profit------64.57B58.98B59.82B52.30B55.45B59.38B94.06B128.70B201.50B216.40B319.64B348.32B313.27B262.59B195.10B185.36B150.97B412.18B453.92B381.62B
Gross Margin------100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%96.86%100.00%76.23%
Operating Expense------50.17B40.27B43.50B48.48B38.22B0000000000116.75B93.82B352.00B361.42B289.40B
Operating Income49.21B50.98B32.18B20.78B20.14B21.15B14.40B18.71B16.32B3.82B17.23B59.38B94.06B128.70B201.50B216.40B319.64B348.32B313.27B262.59B195.10B68.61B57.15B60.19B92.50B92.22B
Operating Margin65.47%58.54%50.64%33.01%26.19%24.04%22.30%31.73%27.29%7.30%31.07%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%37.02%37.85%14.14%20.38%18.42%
EBITDA----19.81B24.53B-1.93M18.71B18.92B3.82B22.61B61.60B96.10B130.66B203.70B219.56B323.38B352.29B317.42B270.06B202.94B68.87B55.43B74.22B92.50B101.01B
EBITDA Margin----25.75%27.87%-0.00%31.73%31.63%7.30%40.78%103.73%102.17%101.52%101.09%101.46%101.17%101.14%101.33%102.84%104.02%37.15%36.72%17.44%20.38%20.18%
Net Income--5.96B7.09B15.39B16.12B-10.20B13.34B14.71B2.43B14.13B18.29B21.29B21.50B39.44B35.40B27.93B37.22B36.03B42.88B42.85B54.20B31.28B56.08B72.03B80.62B
Net Income Margin--9.39%11.27%20.01%18.32%-15.80%22.62%24.59%4.65%25.49%30.80%22.64%16.71%19.57%16.36%8.74%10.69%11.50%16.33%21.97%29.24%20.72%13.18%15.87%16.10%
Interest Expense00000029.15B31.49B28.87B14.23B10.29B11.82B13.89B14.63B20.88B21.39B18.81B20.48B26.86B31.02B20.43B14.69B32.70B88.32B110.55B105.88B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%45.15%53.39%48.27%27.22%18.56%19.90%14.77%11.37%10.36%9.88%5.88%5.88%8.58%11.81%10.47%7.93%21.66%20.76%24.35%21.15%

Balance Sheet

Currency: TWD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets738.26B895.88B936.60B1.21T1.43T1.72T1.71T1.69T1.73T1.76T1.81T2.02T2.11T2.42T3.65T4.60T4.84T5.34T5.75T6.22T6.62T7.08T7.72T8.30T8.84T9.33T
Total Liabilities668.76B821.89B857.39B1.12T1.33T1.57T1.58T1.54T1.59T1.61T1.65T1.85T1.94T2.23T3.43T4.32T4.56T5.02T5.44T5.84T6.21T6.63T7.33T7.84T8.33T8.78T
Total Equity68.25B73.92B79.15B93.95B100.87B145.60B123.32B143.08B140.19B149.73B160.94B171.35B168.83B192.77B229.35B277.51B282.11B320.90B315.07B381.14B405.23B430.46B369.50B441.75B483.95B518.34B
Cash32.73B63.22B36.18B64.51B60.62B87.66B192.77B166.50B139.55B137.03B123.11B159.43B156.92B240.29B407.94B516.28B394.03B435.28B381.23B387.97B500.01B489.50B630.45B683.06B576.69B393.61B
Total Debt----261.75B297.55B115.53B107.17B110.58B91.12B60.37B55.18B66.12B70.47B152.35B120.91B131.20B149.21B140.81B142.85B143.15B180.63B143.76B570.56B633.14B691.95B
Net Debt----261.75B297.55B-77.25B-59.33B-139.55B-137.03B-123.11B-104.25B-155.55B-100.72B-207.63B-279.23B-203.49B-271.29B-243.87B-182.89B-302.59B-229.62B-630.45B37.41B-576.69B298.34B

Cash Flow

Currency: TWD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--43.15B37.44B64.70B27.92B-2.65B64.54B25.11B-10.54B58.22B61.11B75.81B134.78B-52.06B-1.89B28.51B-47.10B190.75B-34.19B94.60B-16.54B-65.36B127.21B
Investing Cash Flow---229.55B-226.88B-14.50B-55.56B16.97B-166.31B-57.33B-92.53B-11.75B-5.57B28.62B-8.60B-4.29B-42.58B2.70B-1.51B-12.22B24.87B-13.33B-11.61B-13.93B-493.50B
Financing Cash Flow--191.37B266.98B-30.63B-54.46B-9.57B81.86B39.80B113.51B-26.25B23.31B61.17B-41.30B-32.68B67.76B-52.04B30.92B-69.70B-4.78B9.59B475.04B-10.25B345.61B
Capital Expenditure002.21B3.37B5.45B2.53B1.96B2.81B2.12B3.09B9.03B7.46B10.07B10.76B4.69B3.92B5.43B4.65B3.06B3.01B4.28B4.41B4.92B4.89B
Free Cash Flow--40.95B34.07B59.25B25.39B-4.61B61.73B23.00B-13.63B49.19B53.65B65.74B124.02B-56.75B-5.81B23.08B-51.75B187.69B-37.20B90.32B-20.95B-70.27B122.32B
Dividends Paid--6.51B6.50B4.16B-4.16B2.66B7.00B8.33B5.62B10.80B5.59B12.36B14.60B19.47B21.07B20.25B20.49B21.54B25.54B20.75B36.72B46.73B
FCF to OCF--94.89%91.01%91.57%90.92%174.06%95.64%91.56%129.33%84.48%87.80%86.71%92.02%109.00%307.31%80.95%109.88%98.39%108.81%95.48%126.65%107.52%96.16%
Dividend Paid to FCF--15.91%19.08%7.02%--90.33%4.31%30.44%-61.12%11.42%20.14%8.50%9.96%-25.73%-334.82%91.31%-39.12%10.92%-57.91%28.28%-99.09%-52.25%38.20%

Earnings

Report DateApr 30, 2003Apr 30, 2004Apr 29, 2005Jul 11, 2005Jan 10, 2006Apr 10, 2006Jul 10, 2006Oct 25, 2006Jan 11, 2007Apr 9, 2007Jul 6, 2007Oct 9, 2007Jan 9, 2008May 15, 2008Jul 8, 2008Oct 9, 2008Apr 8, 2009Jul 14, 2009Nov 2, 2009May 4, 2010Jul 13, 2010Oct 15, 2010Feb 23, 2011Apr 29, 2011Jul 11, 2011Nov 13, 2011Mar 30, 2012May 2, 2012Aug 9, 2012Oct 31, 2012Mar 4, 2013May 13, 2013Aug 14, 2013Nov 27, 2013Mar 4, 2014May 7, 2014Aug 6, 2014Nov 10, 2014Jan 12, 2015May 14, 2015Jul 7, 2015Nov 10, 2015Jan 12, 2016May 12, 2016Aug 16, 2016Nov 14, 2016Mar 13, 2017Apr 11, 2017Aug 20, 2017Nov 28, 2017Mar 8, 2018May 10, 2018Aug 14, 2018Nov 11, 2018Mar 19, 2019May 2, 2019Aug 13, 2019Nov 10, 2019Mar 12, 2020May 11, 2020Aug 11, 2020Nov 20, 2020Mar 19, 2021May 22, 2021Aug 20, 2021Nov 19, 2021Mar 15, 2022May 24, 2022Aug 19, 2022Nov 17, 2022Mar 15, 2023May 16, 2023Aug 25, 2023Nov 13, 2023Mar 13, 2024May 24, 2024Aug 23, 2024Nov 22, 2024Mar 14, 2025May 22, 2025Aug 22, 2025Nov 21, 2025Mar 13, 2026May 22, 2026Jul 14, 2026Aug 21, 2026Nov 20, 2026
EPS Estimate---0.320.250.300.120.060.130.040.140.240.25--0.220.17-0.100.07-0.220.19-0.280.280.18-0.300.330.22-0.320.290.20-0.620.410.330.510.440.440.580.370.490.430.310.410.450.610.330.520.530.610.380.540.550.520.390.580.510.710.310.910.530.690.400.820.560.830.390.760.780.810.500.880.731.070.651.100.361.010.851.101.001.001.22
EPS Actual0.250.300.300.370.140.03-0.24-0.02-0.580.160.360.300.010.320.240.270.21-0.180.010.090.230.190.190.190.400.160.190.340.500.400.340.400.390.280.170.440.330.500.190.550.390.440.550.330.400.500.240.520.470.600.320.630.500.480.250.570.440.910.240.620.310.870.351.010.700.610.400.840.350.41-0.050.660.810.960.391.070.781.100.691.020.761.271.011.180.780.78-
Surprise---15.63%-44.00%-90.00%-300.00%-133.33%-546.15%300.00%157.14%25.00%-96.00%--22.73%23.53%--90.00%28.57%--13.64%0.00%-42.86%-42.86%5.56%-66.67%21.21%54.55%-21.88%-3.45%-15.00%--46.77%21.95%-42.42%7.84%-11.36%0.00%-5.81%-10.81%-18.37%16.28%-22.58%26.83%4.44%-1.64%-3.03%21.15%-5.66%-21.31%-34.21%5.56%-20.00%75.00%-38.46%6.90%-39.22%22.54%12.90%10.99%32.08%-11.59%0.00%2.44%-37.50%-50.60%-112.82%-13.16%3.85%18.52%-22.00%21.59%6.85%2.80%6.15%-7.27%111.11%25.74%18.82%7.27%-22.00%-22.00%-
Timing---Pre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market--Pre-marketPre-market-Pre-marketPre-market-After-hoursAfter-hours-Pre-marketAfter-hoursAfter-hours--After-hoursAfter-hours--Pre-marketPre-market-Pre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-market-

Key Statistics & Ratios

Market Cap1.45T
Enterprise Value1.55T
Trailing P/E18.15
Forward P/E7.86
PEG Ratio1.10
Price / Sales2.60
Price / Book2.91
EPS4.06
Book Value34.35
Revenue (TTM)558.14B
Gross Profit (TTM)378.65B
EBITDA222.80B
Profit Margin19.71%
Operating Margin55.81%
Return on Equity18.58%
Return on Assets1.43%
Shares Outstanding19.68B
Shares Float17.09B
Beta0.56
Dividend Yield3.29%
Dividend Rate2.50
Payout Ratio84.18%

Dividends

20261×
2.50Jul 10, 2026
20251×
2.30Jul 14, 2025
20241×
1.80Jul 15, 2024
20231×
1.00Aug 4, 2023
20221×
1.25Jul 14, 2022
20211×
1.05Aug 16, 2021
20201×
1.00Jul 13, 2020
20191×
1.00Jul 15, 2019
20181×
1.08Jul 9, 2018
20171×
0.85Jul 17, 2017
20161×
0.75Jul 29, 2016
20151×
0.64Aug 6, 2015
20141×
0.31Jul 9, 2014
20131×
0.55Jul 17, 2013
20121×
0.28Jul 17, 2012
20111×
0.47Jul 19, 2011
20101×
0.29Jul 29, 2010
20091×
0.10Jul 16, 2009
20081×
0.11Jul 3, 2008
20061×
0.24Jul 6, 2006
20051×
0.40Jul 14, 2005
20041×
0.42Jul 12, 2004
20031×
0.34Jul 3, 2003
20021×
0.31Apr 18, 2002

Stock Splits

  • Oct 12, 20161080:1000
  • Aug 6, 20151081:1000
  • Sep 18, 20141036.996:1000
  • Aug 19, 20131.07:1
  • Sep 18, 20121.088:1
  • Sep 13, 20111.072:1
  • Aug 31, 20101.064:1
  • Sep 4, 20091.0318:1
  • Sep 1, 2008108.0433:100
  • Aug 9, 2006112:100
  • Oct 31, 2005111.084:100
  • Aug 24, 2005107.982:100
  • Aug 26, 2004106:100
  • Aug 21, 2003111:100