YOLFTbeta
O-Bank Co Ltd

O-Bank Co Ltd

2897 · TW · Financial Services / Banks - Regional

10.45TWD+0.05 (+0.48%)

Price History

Full chart

Market Stats

Previous Close10.40
Open10.35
Day Range10.35 – 10.55
52-Week Range8.93 – 11.35
Volume3.32M
Market Cap29.77B
P/E (TTM)16.98
Forward P/E16.31
EPS0.63
Dividend Yield4.81%
Beta0.18
50-Day Avg10.57
200-Day Avg10.06

About

O-Bank Co., Ltd. provides various banking services to corporate clients in Taiwan. It offers deposits, insurance, wealth management, debit card and digital banking services, as well as involved in Investment Business, which includes fixed income trading and investment, financial product marketing, securities, and private equity investment. The company also provides short and long term financing for working capitals, guarantees, syndications, and factoring services; general trade finance services, cross-strait banking, and forfaiting services; foreign exchange deposit; export and import finance, and financial advisory services; and trust and Escrow services. In addition, it offers cash management services, such as corporate internet banking, payables management, and receivable management services; interest rate products, including interest rate swaps; forward contracts and currency options services; and structured products. The company was formerly known as Industrial Bank of Taiwan Co., Ltd. and changed its name to O-Bank Co., Ltd. in January 2017. O-Bank Co., Ltd. was incorporated in 1998 and is headquartered in Taipei City, Taiwan.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Fang-Yuan Lee
  • Employees1.62K
  • HeadquartersNo. 99, Tiding Boulevard, Taipei, Taiwan, 114, Taiwan
  • Websitehttps://www.o-bank.com

Leadership

  • Mr. Fang-Yuan LeePresident & Acting Chief Risk Officer
  • Mr. K. C. LinMD & Director
  • H. I LiuSenior VP & Financial Officer
  • Ms. H. J. FanSenior Executive VP of Supervise Operation Management Division
  • Wei Shen TangDeputy General Manager of The Investment Department
  • Yi Ting ChangAssistant Vice President of Accounting
  • Ms. C. L. ChaoExecutive VP, Chief Compliance Officer & Supervises Legal & Compliance Division
  • Ms. L. W. ChangExecutive Vice President of Corporate Sustainability & Communications Division
  • Xing Bang WangDeputy General Manager of The Sales Department
  • Mr. Yi Feng LinDeputy President & Supervise Financial Business Division

Financials

Income Statement

Currency: TWD2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.17B6.11B4.95B8.21B7.04B9.02B7.10B5.76B7.68B8.26B9.92B10.08B10.39B11.33B12.62B14.00B11.72B11.17B13.35B21.14B24.36B23.57B
Growth (%)-+46.54%-19.05%+66.02%-14.21%+27.98%-21.24%-18.84%+33.30%+7.46%+20.18%+1.59%+3.09%+9.04%+11.41%+10.89%-16.24%-4.72%+19.49%+58.39%+15.24%-3.27%
Cost of Revenue--2.14B2.73B5.43B1.53B1.27B1.98B2.50B2.54B2.86B2.89B2.72B3.58B4.96B5.67B3.71B2.17B4.77B11.81B14.26B13.48B
Gross Profit--2.80B5.48B1.61B7.48B5.84B3.79B5.19B5.72B7.06B7.19B7.67B7.75B7.66B8.32B8.02B9.00B8.58B9.33B10.10B10.09B
Gross Margin--56.65%66.79%22.89%83.00%82.18%65.69%67.51%69.23%71.18%71.34%73.79%68.37%60.71%59.46%68.36%80.57%64.29%44.13%41.47%42.81%
Operating Expense--1.93B2.93B3.37B4.55B2.78B-462.05M3.69B2.95B3.68B3.51B4.09B4.90B4.99B5.61B4.92B4.76B1.96B5.30B5.09B5.94B
Operating Income1.61B1.68B873.90M2.55B-1.76B2.94B3.05B4.25B1.50B2.77B3.38B3.68B3.58B2.84B2.67B2.71B3.10B4.24B6.62B4.03B5.02B4.15B
Operating Margin38.72%27.49%17.67%31.10%-25.02%32.56%42.97%73.71%19.49%33.56%34.05%36.50%34.41%25.10%21.16%19.38%26.43%37.95%49.58%19.06%20.59%17.62%
EBITDA2.71B1.68B944.73M2.65B-1.61B3.11B3.23B4.41B1.66B2.94B3.56B3.87B3.79B3.16B3.10B3.33B3.73B4.88B7.24B4.60B5.56B5.07B
EBITDA Margin64.96%27.49%19.10%32.26%-22.89%34.47%45.46%76.60%21.66%35.66%35.88%38.42%36.50%27.88%24.53%23.79%31.80%43.69%54.24%21.75%22.82%21.52%
Net Income1.52B1.52B942.88M2.02B-2.45B1.65B1.51B936.14M48.74M1.13B1.77B1.73B1.64B1.07B954.66M1.10B1.15B1.84B5.03B2.49B2.86B1.83B
Net Income Margin36.46%24.89%19.06%24.55%-34.76%18.31%21.26%16.24%0.63%13.67%17.83%17.13%15.82%9.46%7.56%7.86%9.79%16.48%37.72%11.79%11.72%7.77%
Interest Expense927.54M-2.14B2.73B5.43B1.53B1.27B1.98B2.50B2.54B2.86B2.89B2.72B3.58B4.96B5.67B3.71B2.17B4.77B11.81B14.26B12.83B
Interest Expense % of Total Revenue22.25%-43.35%33.21%77.11%17.00%17.82%34.31%32.49%30.77%28.82%28.66%26.21%31.63%39.29%40.54%31.64%19.43%35.71%55.87%58.53%54.43%

Balance Sheet

Currency: TWD2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets89.85B134.61B135.80B308.52B298.50B296.38B302.86B334.26B348.70B393.03B428.06B485.99B496.88B540.57B561.84B560.70B575.41B575.08B577.34B626.75B683.09B701.30B
Total Liabilities64.06B107.11B107.75B265.59B258.38B253.99B262.24B291.12B306.24B350.13B383.08B439.70B451.01B494.40B512.72B509.88B521.16B519.91B523.33B568.23B621.56B636.49B
Total Equity25.38B26.05B26.61B27.65B23.46B25.55B26.03B26.24B26.20B26.74B28.67B29.68B29.39B29.28B31.99B33.26B35.56B36.38B37.72B40.10B42.80B44.21B
Cash--31.88B29.77B10.05B36.64B25.95B9.92B9.81B14.42B27.19B16.88B23.11B18.13B31.83B25.88B27.75B24.76B24.20B29.08B28.89B13.88B
Total Debt40.67B57.10B29.61B167.30B149.93B9.37B12.38B8.03B9.68B11.48B14.98B14.95B17.45B20.40B17.85B19.20B16.84B15.35B14.03B13.41B13.88B283.51B
Net Debt40.67B57.10B-2.26B137.52B139.88B-27.27B-13.58B-1.89B-126.10M-2.94B-12.21B-1.93B-5.66B2.27B-13.98B-6.68B-10.90B-9.41B-10.17B-15.66B-15.01B269.63B

Cash Flow

Currency: TWD2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.44B10.93B-17.61B25.46B-22.27B-27.53B8.76B-20.66B29.99B-15.02B4.70B10.37B13.36B-4.40B-1.88B-1.53B5.81B8.13B-7.17B1.37B
Investing Cash Flow-857.92M-2.89B26.50B-19.74B17.15B-1.48B-11.97B13.78B-9.80B-25.06B-4.55B-18.23B1.30B335.02M-1.17B167.72M-2.84B-559.52M-463.99M-610.51M
Financing Cash Flow-1.68B-7.46B-8.22B-5.80B3.55B29.27B2.49B11.82B-5.69B32.16B948.94M5.33B-8.33B-2.24B2.72B-96.79M-3.83B-4.04B6.97B2.34B
Capital Expenditure504.65M1.12B215.52M297.83M115.63M91.59M115.06M192.66M347.49M356.43M1.28B682.32M483.66M247.74M248.07M132.39M179.10M289.07M372.57M589.54M
Free Cash Flow1.93B9.81B-17.82B25.16B-22.39B-27.63B8.64B-20.85B29.65B-15.38B3.42B9.69B12.87B-4.65B-2.13B-1.66B5.63B7.84B-7.55B780.93M
Dividends Paid1.00B597.63M1.31B1.07B1.30B1.26B478.10M478.10M476.55M955.05M1.20B1.09B723.90M11.53M1.09B672.95M946.64M1.17B1.33B1.51B
FCF to OCF79.29%89.72%101.22%98.83%100.52%100.33%98.69%100.93%98.84%102.37%72.75%93.42%96.38%105.63%113.18%108.67%96.92%96.45%105.19%56.98%
Dividend Paid to FCF51.97%6.09%-7.38%4.25%-5.82%-4.55%5.53%-2.29%1.61%-6.21%34.99%11.20%5.62%-0.25%-51.29%-40.56%16.82%14.85%-17.64%193.51%

Earnings

Report DateMar 31, 2016Jun 30, 2016Sep 30, 2016Mar 1, 2017May 31, 2017Aug 30, 2017Nov 29, 2017Feb 28, 2018May 30, 2018Aug 29, 2018Nov 28, 2018Feb 27, 2019May 7, 2019Aug 29, 2019Nov 13, 2019Mar 26, 2020Jun 3, 2020Sep 2, 2020Dec 2, 2020Mar 29, 2021May 13, 2021Aug 20, 2021Nov 3, 2021Mar 17, 2022May 4, 2022Aug 24, 2022Nov 8, 2022Mar 16, 2023May 3, 2023
EPS Estimate-----------------------------
EPS Actual0.220.160.210.090.190.120.120.010.070.140.090.090.190.110.130.020.040.080.160.080.150.130.160.130.190.100.231.100.24
Surprise-----------------------------
Timing------------Pre-marketPre-marketAfter-hoursPre-market-------Pre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap29.77B
Enterprise Value120.13B
Trailing P/E16.98
Forward P/E16.31
Price / Sales2.81
Price / Book0.73
EPS0.63
Book Value15.36
Revenue (TTM)10.60B
Gross Profit (TTM)10.60B
Profit Margin22.97%
Operating Margin54.83%
Return on Equity6.42%
Return on Assets0.57%
Shares Outstanding2.78B
Shares Float1.38B
Beta0.18
Dividend Yield4.81%
Dividend Rate0.52
Payout Ratio79.37%

Dividends

20231×
0.38Jul 27, 2023
20221×
0.30Jul 19, 2022
20211×
0.20Jul 26, 2021
20201×
0.40Jul 31, 2020
20181×
0.30Jul 13, 2018
20171×
0.45Jul 17, 2017
20161×
0.50Jul 11, 2016
20151×
0.40Jul 16, 2015
20141×
0.20Jul 14, 2014
20131×
0.20Jul 15, 2013
20121×
0.20Jul 11, 2012
20111×
0.20Jun 30, 2011
20101×
0.20Jul 12, 2010
20081×
0.55Jul 1, 2008
20071×
0.25Jul 13, 2007
20061×
0.42Jul 14, 2006
20051×
0.41Jun 28, 2005

Stock Splits

  • Sep 25, 20203015:3004